Best Mortgage Refinance Companies in Beaumont

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Cattell Incorporated logo
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License: 1048617

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Cattell Incorporated

350 Pine St Suite 220, Beaumont, TX 77701
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  • New Construction

Business Description

For more than 20 years, Cattell Incorporated has been helping individuals and families in Beaumont reach their financial goals. The agency offers a variety of refinance options to meet the needs of local borrowers, including cash-out and rate-and-term. Its professionals provide special types of loans for senior homeowners, non-citizens, and customers who do not have social security numbers. They assist clients from pre-approval to selection of loan programs and closing. The company carries government-backed mortgage loans from FHA, VA, and USDA.

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License: 1048617

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Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (28)
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4.6 / 5 (27)
Chris Bellard logo
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License: 1808523

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Chris Bellard

8460 Central Mall Dr., F, Port Arthur, TX 77642
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  • New Construction

Business Description

Chris Bellard is a loan officer who caters to the refinancing objectives of homeowners in the Beaumont area. Bellard and his team help mortgage borrowers considering refinance programs in order to lower monthly payments, obtain extra cash, and shorten mortgage terms. They assess needs and financial situations and assist in evaluating different options to determine suitable refinancing opportunities for each client. Bellard is affiliated with Republic State Mortgage Co and also creates customized financing solutions for self-employed individuals.

License Verified:

License: 1808523

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Crystal Clear Mortgage logo
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License: 311686

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Crystal Clear Mortgage

18001 Hwy 105 West Suite 109, Beaumont, TX 77356
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  • Multi-Family Loans

Business Description

Crystal Clear Mortgage assists in the home loan application and refinancing process for clients in Beaumont and neighboring areas. Its team offers VA loans for veterans who meet the requirements to purchase a home they plan to live. In addition, it recommends FHA loans for those with less-than-perfect credit histories, helping them realize their dream of homeownership. Owner and RMLO Bryan Ward has been originating loans for 20 years. He launched Crystal Clear Mortgage with Adam Simmons in 2008.

License Verified:

License: 311686

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (54)
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Heritage Mortgage Company logo
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License: 1796587

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Heritage Mortgage Company

104 W Clayton, Dayton, TX 77535
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  • Reverse Mortgages

Business Description

Heritage Mortgage Company helps Beaumont residents realize their homeownership goals. It assists mortgage holders of properties like condos, multi-family residences, and townhomes in applying to refinancing programs. Its loan professionals search for lenders with low-interest rates and solve roadblocks in completing the refinancing process. In addition, they guide homeowners planning to replace existing loans such as FRMs, ARMs, VA or FHA loans, and interest-only mortgages. The agents offer online decision-making tools and resources to serve clients' diverse needs.

License Verified:

License: 1796587

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Jeanetta Price logo
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License: 2050814

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Jeanetta Price

2914 Eastex Freeway, Beaumont, TX 77703
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  • Commercial Loans

Business Description

Jeanetta Price is a loan originator working under the Westin Mortgage Group, a full-service lending firm. She caters to borrowers in the Beaumont area, providing them with the information they need to make informed decisions about refinancing their mortgage or financing their homes. Price offers a variety of loan options, such as VA, FHA, USDA, and conventional loans. She navigates borrowers throughout the process, addresses their questions and concerns, and helps them realize their dream of becoming homeowners.

License Verified:

License: 2050814

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Kerri Abshire logo
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License: 1655023

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Kerri Abshire

2 Acadiana Court, Beaumont, TX 77706
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  • New Construction

Business Description

Kerri Abshire is one of the loan originators of Gateway Mortgage. She guides clients in Beaumont through every step of the journey to homeownership, including mortgage application. She offers assistance to clients whose current mortgage no longer works for them. The company's mortgage refinancing options include cash-out refinancing, VA interest rate reduction refinancing loan, and Freddie Mac Refi Possible and Fannie Mae RefiNow programs. Checking, loans, credit cards, lending, and other personal and commercial banking services are also available. J. Kevin Stitt founded Gateway Mortgage in 2000.

License Verified:

License: 1655023

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (2879)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Lamar Lending logo
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License: 1858718

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Lamar Lending

2515 B NASA Pkwy, Suite 200, Beaumont, TX 77586
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  • New Construction

Business Description

Lamar Lending attends to the loan needs of its clients in the Beaumont community. It provides home purchasing, refinancing, and loan program options. The brokerage's team addresses refinancing matters such as fixed-rate loans, monthly payment decreases, cash out, debt payments, and combining the first mortgage with a home equity loan. The brokerage has been aiding clients with their mortgage concerns for more than 15 years. Lamar Lending is affiliated with the Association of Independent Mortgage Experts.

License Verified:

License: 1858718

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (87)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Open Mortgage Nederland, TX logo
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License: 1042020

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Open Mortgage Nederland, TX

2182 Hwy 69 N, Nederland, TX 77627
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  • New Construction

Business Description

Open Mortgage Nederland, TX caters to home buyers and owners in Beaumont and the surrounding areas. The company offers various loan programs, including conventional, USDA, FHA, and DPA loans. It also handles VA and rehab loans, cashout refinancing, and reverse mortgages. Its loan process includes educating clients and providing in-person consultations, checking whether they are pre-qualified, submitting and processing applications, and collecting necessary documents and confirming funds. Open Mortgage has been serving clients since 2003.

License Verified:

License: 1042020

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (33)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Texas Farm Credit logo
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License Verified:

License: 78380

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Texas Farm Credit

7185 I-10 South, Beaumont, TX 77705
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  • New Construction
  • Reverse Mortgages

Business Description

Texas Farm Credit caters to the mortgage refinance needs of clients in Beaumont. It provides borrowers with a variety of mortgage refinance programs, such as flexible term, fixed-rate, and repayment options. Its mortgage professionals are prepared to answer any inquiries about refinancing. They pair clients with the loan product that suits their needs and guide them through the entire application process. Texas Farm Credit is part of the Farm Credit System, a cooperative network founded in 1916.

License Verified:

License: 78380

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.4 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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The Christine Pervan Team logo
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License Verified:

License: 700945

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The Christine Pervan Team

711 W Front Street, Orange, TX 77630
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  • New Construction

Business Description

The Christine Pervan Team serves the mortgage refinancing needs of clients in the Beaumont area. It handles FHA, VA, USDA, 203k, jumbo, and conventional loans and customizes mortgage plans based on clients' situations. It has a selection of programs, such as low downpayment options, fixed and adjustable rate loans, and repayment terms that range from 10 to 30 years. Christine Pervan, the residential loan originator, has been with Mid America Mortgage, Inc., for over seven years.

License Verified:

License: 700945

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
The Wood Group logo
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License: 317789

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The Wood Group

1002 Magnolia Avenue, Suite E, Port Neches, TX 77651
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  • Reverse Mortgages

Business Description

The Wood Group is a local mortgage lender serving Beaumont. It strives to help property owners save money through refinancing programs, providing them access to their property's equity or finding them a loan with a lower rate and repayment. The agency offers conventional, FHA, USDA, renovation, and VA home loans. It also provides reverse mortgage programs for qualified seniors to refinance their homes and utilize their equity. The Wood Group is under the Fairway Independent Mortgage Corporation, which has over 700 offices nationwide.

License Verified:

License: 317789

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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