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Best Mortgage Refinance Companies in Beaumont

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2023
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Cattell Incorporated logo

License Verified:

License: 1048617

Nationwide Multistate Licensing System and Registry

Cattell Incorporated

350 Pine St Suite 220, Beaumont, TX 77701
  • New Construction

Business Description

For more than 20 years, Cattell Incorporated has been helping individuals and families in Beaumont reach their financial goals. The agency offers a variety of refinance options to meet the needs of local borrowers, including cash-out and rate-and-term. Its professionals provide special types of loans for senior homeowners, non-citizens, and customers who do not have social security numbers. They assist clients from pre-approval to selection of loan programs and closing. The company carries government-backed mortgage loans from FHA, VA, and USDA.

License Verified:

License: 1048617

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.9 / 5 (59)
Google
4.6 / 5 (27)
Chris Bellard logo

License Verified:

License: 1808523

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Chris Bellard

8460 Central Mall Dr., F, Port Arthur, TX 77642
  • New Construction

Business Description

Chris Bellard is a loan officer who caters to the refinancing objectives of homeowners in the Beaumont area. Bellard and his team help mortgage borrowers considering refinance programs in order to lower monthly payments, obtain extra cash, and shorten mortgage terms. They assess needs and financial situations and assist in evaluating different options to determine suitable refinancing opportunities for each client. Bellard is affiliated with Republic State Mortgage Co and also creates customized financing solutions for self-employed individuals.

License Verified:

License: 1808523

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
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Detail
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Crystal Clear Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 311686

Nationwide Multistate Licensing System and Registry

Crystal Clear Mortgage

Visit WebsiteWebsite
18001 Hwy 105 West Suite 109, Beaumont, TX 77356
  • Multi-Family Loans

Business Description

Crystal Clear Mortgage assists in the home loan application and refinancing process for clients in Beaumont and neighboring areas. Its team offers VA loans for veterans who meet the requirements to purchase a home they plan to live. In addition, it recommends FHA loans for those with less-than-perfect credit histories, helping them realize their dream of homeownership. Owner and RMLO Bryan Ward has been originating loans for 20 years. He launched Crystal Clear Mortgage with Adam Simmons in 2008.

License Verified:

License: 311686

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (101)
Google
5.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Jeanetta Price logo

License Verified:

License: 2050814

Nationwide Multistate Licensing System and Registry

Jeanetta Price

2914 Eastex Freeway, Beaumont, TX 77703
  • Commercial Loans

Business Description

Jeanetta Price is a loan originator working under the Westin Mortgage Group, a full-service lending firm. She caters to borrowers in the Beaumont area, providing them with the information they need to make informed decisions about refinancing their mortgage or financing their homes. Price offers a variety of loan options, such as VA, FHA, USDA, and conventional loans. She navigates borrowers throughout the process, addresses their questions and concerns, and helps them realize their dream of becoming homeowners.

License Verified:

License: 2050814

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kerri Abshire logo

License Verified:

License: 1655023

Nationwide Multistate Licensing System and Registry

Kerri Abshire

2 Acadiana Court, Beaumont, TX 77706
  • New Construction

Business Description

Kerri Abshire is one of the loan originators of Gateway Mortgage. She guides clients in Beaumont through every step of the journey to homeownership, including mortgage application. She offers assistance to clients whose current mortgage no longer works for them. The company's mortgage refinancing options include cash-out refinancing, VA interest rate reduction refinancing loan, and Freddie Mac Refi Possible and Fannie Mae RefiNow programs. Checking, loans, credit cards, lending, and other personal and commercial banking services are also available. J. Kevin Stitt founded Gateway Mortgage in 2000.

License Verified:

License: 1655023

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.0 / 5 (2943)
Yelp
3.0 / 5 (5)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lamar Lending logo
Visit WebsiteWebsite

License Verified:

License: 1858718

Nationwide Multistate Licensing System and Registry

Lamar Lending

Visit WebsiteWebsite
2515 B NASA Pkwy, Suite 200, Beaumont, TX 77586
  • New Construction

Business Description

Lamar Lending attends to the loan needs of its clients in the Beaumont community. It provides home purchasing, refinancing, and loan program options. The brokerage's team addresses refinancing matters such as fixed-rate loans, monthly payment decreases, cash out, debt payments, and combining the first mortgage with a home equity loan. The brokerage has been aiding clients with their mortgage concerns for more than 15 years. Lamar Lending is affiliated with the Association of Independent Mortgage Experts.

License Verified:

License: 1858718

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (88)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Open Mortgage Nederland, TX logo
Visit WebsiteWebsite

License Verified:

License: 1042020

Nationwide Multistate Licensing System and Registry

Open Mortgage Nederland, TX

Visit WebsiteWebsite
2182 Hwy 69 N, Nederland, TX 77627
  • New Construction

Business Description

Open Mortgage Nederland, TX caters to home buyers and owners in Beaumont and the surrounding areas. The company offers various loan programs, including conventional, USDA, FHA, and DPA loans. It also handles VA and rehab loans, cashout refinancing, and reverse mortgages. Its loan process includes educating clients and providing in-person consultations, checking whether they are pre-qualified, submitting and processing applications, and collecting necessary documents and confirming funds. Open Mortgage has been serving clients since 2003.

License Verified:

License: 1042020

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.6 / 5 (89)
Google
5.0 / 5 (59)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texas Farm Credit logo
Visit WebsiteWebsite

License Verified:

License: 78380

Nationwide Multistate Licensing System and Registry

Texas Farm Credit

Visit WebsiteWebsite
7185 I-10 South, Beaumont, TX 77705
  • New Construction
  • Reverse Mortgages

Business Description

Texas Farm Credit caters to the mortgage refinance needs of clients in Beaumont. It provides borrowers with a variety of mortgage refinance programs, such as flexible term, fixed-rate, and repayment options. Its mortgage professionals are prepared to answer any inquiries about refinancing. They pair clients with the loan product that suits their needs and guide them through the entire application process. Texas Farm Credit is part of the Farm Credit System, a cooperative network founded in 1916.

License Verified:

License: 78380

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Wood Group logo

License Verified:

License: 317789

Nationwide Multistate Licensing System and Registry

The Wood Group

1002 Magnolia Avenue, Suite E, Port Neches, TX 77651
  • Reverse Mortgages

Business Description

The Wood Group is a local mortgage lender serving Beaumont. It strives to help property owners save money through refinancing programs, providing them access to their property's equity or finding them a loan with a lower rate and repayment. The agency offers conventional, FHA, USDA, renovation, and VA home loans. It also provides reverse mortgage programs for qualified seniors to refinance their homes and utilize their equity. The Wood Group is under the Fairway Independent Mortgage Corporation, which has over 700 offices nationwide.

License Verified:

License: 317789

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.