Expertise.com
Get Listed

Best Mortgage Refinance Companies in League City

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Refinance Companies FAQs 〉

Last updated:

Website
730 FM 1959 RD, Suite 200, Houston, TX 77034
  • New Construction

Why choose this provider?

DAR Mortgage Corp. serves League City residents who seek refinancing and loan solutions. The team rearranges current home purchase obligations to take advantage of favorable terms and conditions. Its mortgage programs include fixed and adjustable-rate mortgages. Government-backed choices are available for buyers of agricultural properties and members of the military. The company also offers a Loanzify App to facilitate transactions over mobile devices and has calculators and blog entries to dispense preliminary information before consultation.

License Verified:

License: 1917501

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Website
17047 El Camino Real Suite 150, Houston, TX 77058
  • New Construction

Why choose this provider?

Dave Your Mortgage Guy caters to clients in the League City metro. It assists homeowners in lowering their monthly payments, consolidating debts, and paying their mortgages faster through mortgage refinancing. It also provides a wide variety of loan options for people who wish to purchase a home, including FHA, VA, jumbo, conventional, and USDA loans. The company's owner, David Krichmar, has been in the industry since 2001. One customer commended Krichmar for answering his questions and keeping him informed throughout the entire process.

License Verified:

License: 229421

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (92)
Google
4.9 / 5 (75)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5050 Westheimer Rd #140, Houston, TX 77056
  • Reverse Mortgages

Why choose this provider?

WhyRent4Life.com is a mortgage service provider catering to the refinancing needs of homeowners in League City. Its team of professionals assists borrowers in changing the terms of their existing loans, securing lower rates, or cashing out equity. The team helps mortgage borrowers throughout the refinancing process, from pre-qualification and rate comparison to underwriting and closing. WhyRent4Life.com has been serving the community since 2019 and also offers commercial loans, government programs, and real estate investment options.

License Verified:

License: 174457

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9703 Richmond Avenue, Suite 208, Houston, TX 77042
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Wealthstar Mortgage accommodates potential refinancing applicants, including Spanish-speaking ones, from neighborhoods in and around League City. The firm's team offers different refinancing plans, such as VA loans, that reduce monthly payments, improve interest rates, and deliver personalized cash-out opportunities for debt consolidation and home improvements. Its loan originators are available for direct consultations concerning each program's term duration and installments, along with first-hand property valuations and credit score assessments. They also monitor local mortgage rates and provide comprehensive reports concerning market changes and real estate prices.

License Verified:

License: 2033081

Nationwide Multistate Licensing System and Registry

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2418 Richton Street, Houston, TX 77098
  • New Construction

Why choose this provider?

Blackstone Mortgage delivers lending solutions to people in League City. Its representatives work with borrowers looking for mortgage programs to refinance their existing loans, aiming to get better rates and terms or use their home equity. They walk clients through the benefits of refinancing and assist them in establishing specific financial goals and choosing the right offer for their mortgages. The company also helps customers who want to buy new houses or investment properties through various programs, such as jumbo, reverse, FHA, and VA loans.

License Verified:

License: 1839875

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (36)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
6161 Southwest Fwy., Houston, TX 77036
  • New Construction

Why choose this provider?

Translend Mortgage is a Houston-based agency that handles refinancing applications from clients in League City. It has a selection of VA loan choices for clients who qualify based on their credit histories, current loans, and income capabilities in line with their preferences. Its loan officers are available both in-person and online for loan concerns and consultations on monthly settlement reductions and interest rate improvements. They help applicants calculate their financial status and choose specific term durations based on local market rates and property appraisals.

License Verified:

License: 1939376

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
––
Detail
––

Website
13810 Coyote Run, Santa Fe, TX 77517
  • New Construction

Why choose this provider?

I Know A Mortgage Guy, LLC, serves clients in League City who desire a variety of refinancing and loan solutions. It has fixed and adjustable mortgages with terms ranging from a decade to thee. Refinancing is available through the Harp 2.0 program. Government-backed choices are on hand under Veterans Affairs and the USDA. The firm operates across two states and has online resources and tools to provide initial information while preparing for a formal meeting.

License Verified:

License: 249199

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1918 Port Royal Drive, Houston, TX 77058
  • New Construction

Why choose this provider?

Southern Coast Mortgage, LLC, handles refinancing applications from prospective individuals and families throughout League City. The firm helps applicants obtain financial coverage for their respective endeavors with its range of programs, from fixed- and adjustable-rate mortgages to FHA and USDA loans. Its refinancing plans provide tailored opportunities for interest rate and monthly payment improvements, as well as debt consolidation, college funding, and property renovations. Its team evaluates each client's credit score and income capabilities prior to recommending specific programs that suit their goals.

License Verified:

License: 1994836

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7335 Highway 6 South Suite 200 E, Missouri City, TX 77459
  • Reverse Mortgages

Why choose this provider?

Excel Mortgage serves customers in League City who need refinancing and lending services. The team rearranges current debts surrounding the purchases of multi-family assets and manufactured homes. Homebuyers' options—like FHA, conventional, and jumbo programs—are available for transactions covering single-family structures and townhouses. Excel Mortgage has been in operation for more than two decades. Devid George is the firm’s broker and loan originator. He has been active in the lending sector for over 25 years.

License Verified:

License: 1711504

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Facebook
5.0 / 5 (1)

Website
P.O Box 6852, Kingwood, TX 77325
  • New Construction

Why choose this provider?

Optima is a locally owned and operated full-service mortgage company that serves individuals and families in League City and the surrounding areas. It provides a variety of home purchase loans, including 30-year fixed-rate, 15-year fixed-rate, 5/1 adjustable-rate, and jumbo 30-year loans. It also assists with government programs such as FHA and VA mortgage loans. In addition, the company offers home equity loan works for debt consolidation purposes. Optima has been in business for more than two decades.

License Verified:

License: 260107

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
14340 Memorial Drive Suite #400, Houston, TX 77079
  • Reverse Mortgages

Why choose this provider?

Rock Mortgage provides financing solutions to the people of League City. It provides refinancing options for borrowers looking to pay off their existing loans with the aid of a new mortgage. Its refinance programs also allow clients to cash out from their home equity and modify their loan terms, rates, and monthly payments. One of the senior partners, Michael Ogg, has been in the consumer lending sector for 33 years and has worked for larger mortgage lenders for the last 21 years.

License Verified:

License: 857682

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (205)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
13810 Coyote Run, Santa Fe, TX 77517
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Saint Charles Mortgage LLC serves League City and its nearby communities, providing residents with lending options and refinancing services. Its selection of lending options includes jumbo, conventional, FHA, and VA loans. For current mortgagors, its staff creates tailored refinancing solutions with benefits ranging from reduced terms to debt consolidation to lowered interest rates or monthly payments. One of its loan officers, Michael Richardson, has over two decades of industry experience. In his career, he has closed over 50 loans in a single month.

License Verified:

License: 1207949

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (66)
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2770 FM 565, Mont Belvieu, TX 77523
  • New Construction

Why choose this provider?

Blake Hutto is a loan originator with Guarantee Mortgage Company who offers his services to homeowners and prospective home buyers in League City and nearby regions. He matches clients with solutions such as mortgage refinancing, which allows homeowners to get a lower mortgage rate to pay, to help them finance their residential properties and maintain homeownership. Blake Hutto also assists clients in obtaining FHA, VA, jumbo, and USDA loans, as well as fixed-rate and adjustable-rate mortgages.

License Verified:

License: 1655572

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to top

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.

  • What are the current annual percentage rates for League City properties?

    As of August 2023, the annual percentage rate for a 30-year fixed-rate mortgage in League City is 7.379%. Percentages for other long-term fixed mortgages are 6.379% for 15 years and 6.530% for 10 years. These are lower than the rates for adjustable-rate mortgages, which are 7.985% for 7-year ARMs and 7.988% for 5-year ARMs.

  • Can My First Texas Home borrowers in League City refinance their homes?

    While those in League City who bought their homes through the Texas Department of Housing and Community Affairs’ My First Texas Home program are permitted to refinance, they must pay their loan back in full once they do so. The program offers a 30-year fixed-rate mortgage loan with a below-market interest rate to first-time home buyers.

  • Do state loan programs prevent League City homeowners from refinancing?

    Most programs offered by the Texas State Affordable Housing Corporation are designed to deter borrowers in League City from refinancing for a certain period of time. An example of this is the Home Sweet Texas Home Loan Program, which offers a zero-interest second mortgage that will be fully forgiven after three years if the borrower does not refinance.

  • Who is eligible for a League City VA cash-out refinance?

    In order to be eligible for a cash-out refinance, VA loan holders in League City need to have sufficient home equity, a credit score of at least 580 to 620, and a debt-to-income ratio under 41%. Because a VA cash-out refinance requires full underwriting, borrowers will also need to provide documents such as pay stubs, bank statements, and tax returns.

  • What are the fees associated with League City mortgage refinancing?

    Homeowners in League City who wish to refinance their mortgages will have to pay for the costs of the application, loan origination, home appraisal, survey, title search and insurance, and attorney. They may also have to pay property taxes and prepayment penalties. In 2021, the average closing cost in Texas was $3,588.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

Back to top