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Best Health Insurance Agencies in Beaumont

2024

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Providers

featured provider = Featured Provider

2261 North Street, Beaumont, TX 77702
WebsiteLicense: 1237618

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Review Sources

Google
5.0 (3)

Why choose this provider?

Donald R. Wise Insurance Agency provides services to individuals and businesses in Beaumont and the surrounding areas. It offers a wide range of insurance products, including health, disability, dental, critical illness, and cancer insurance plans. In addition, it provides commercial auto, life, rental property, umbrella liability, and workers' compensation insurance policies. Donald R. Wise Insurance Agency has been in the business for 15 years. It focuses on customer service through personal and thorough consultations and interactions.

  • Life Insurance
  • Home and Auto Insurance
  • Home & Auto Insurance

2770 College Street, Beaumont, TX 77701
WebsiteLicense: 2072202

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Facebook
5.0 (12)
Google
3.0 (8)

Why choose this provider?

Ontiveros Insurance is an insurance agency that serves insurance options to families and businesses in the metro through its offices in Beaumont, San Juan, and Hidalgo. It is an independent insurance company that carries insurance plans like health, life, auto, home, MexiQuick Mexico, and Mexico insurance. Additionally, it provides commercial and group insurance packages that help clients protect their businesses. CEO Edgar Ontiveros, with over 10 years of experience in the industry, founded the firm in 2016.

  • Individual Plans
  • Life Insurance

595 Orleans Street, Beaumont, TX 77701
WebsiteLicense: 1428293

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Review Sources

Google
5.0 (1)

Why choose this provider?

RSI Benefits is an insurance agency that serves clients in the Beaumont area. It offers a range of health insurance policies, which clients can avail themselves of to help them prepare for unexpected medical and hospital bills. Its policies include limited benefit, individual medical, vision, and dental care. It also provides risk protection packages for accidents, life, disability, and funeral expenses. RSI Benefits' owner, Robert Saunders, started his career in the industry in 1976 as an insurance agent.

  • Individual Plans
  • Group Plans
  • Life Insurance

8117 Gladys Avenue, Beaumont, TX 77706
WebsiteLicense: 1483510

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Review Sources

Google
4.6 (9)
Facebook
5.0 (1)

Why choose this provider?

Cole Insurance TWFG is an insurance brokerage serving residents and businesses in Beaumont. It provides life and health insurance as well as coverage for homes and automobiles. Additionally, it offers commercial and business policies, such as general civil liability, commercial auto, and workers' compensation. Its owner, Charles Cole, has been a licensed insurance agent since 2008. Cole Insurance represents The Woodlands Financial Group, and it partners with multiple insurance agencies to give clients different options.

  • Life Insurance

285 South Archie Street, Vidor, TX 77670
WebsiteLicense: 1555754

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Review Sources

Facebook
5.0 (21)
Google
4.0 (6)

Why choose this provider?

First Choice Insurance Services, LLC, is an independent insurance agency that caters to clients in Beaumont and the surrounding communities. It offers different types of health coverages, including dental, disability, individual and group, on and off marketplace, and vision insurance plans. It also provides term, universal, and whole life insurance policies. In addition, it carries accident, auto, commercial, and property insurance products. First Choice Insurance Services is staffed by insurance professionals with over 20 years of combined experience in the industry.

  • Individual Plans
  • Life Insurance

4555 Calder Avenue, Beaumont, TX 77707
WebsiteLicense: 2195200

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Review Sources

Google
4.0 (16)
Facebook
5.0 (5)

Why choose this provider?

Lana Richards manages the local State Farm Insurance operations in Beaumont. She offers auto, home, property, business, life & health, and pet insurance. Her team of agents can also assist clients in acquiring commercial bonds, policies for business liability, and even coverage for fleet auto operations. A lifelong Texas resident, she earned a business marketing degree in 2009 and started her insurance agency in 2020. Her whole family is active in church, attending community events, and supporting the local Little League and high school sports activities.

  • Individual Plans
  • Life Insurance

28144 Sunshine Hollow Drive, Beaumont, TX 77386
WebsiteLicense: 1454876

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Review Sources

Facebook
4.0 (32)

Why choose this provider?

Martin & Martin Insurance is an insurance agency owned by agent Tiffany Martin, who has been serving the insurance needs of clients in Beaumont and nearby areas for more than two decades. Martin is a health insurance specialist who educates clients and compares different health plans to help them make an informed decision. In addition, Martin and her team provide other insurance products, such as homeowners', auto, workers' compensation, and commercial insurance. Payroll service is also available.

  • Health Insurance

2850 Toccoa Road, Beaumont, TX 77703
WebsiteLicense: 718776

Expertise.com Rating

Review Sources

Google
4.0 (4)

Why choose this provider?

Headquartered in the Beaumont area, Ayers-Patton & Associates, PC, provides a range of insurance services to individuals, families, and businesses in the area through its agents with more than 200 years of combined insurance experience. It is an independently owned and operated company that deals with various insurance plans, like medical, dental, vision, Medicare Supplement, short-term medical, and long-term disability insurance. Bill Ayers and Jim Patton merged their insurance firms and established the company in 1983.

  • Individual Plans
  • Group Plans
  • Life Insurance

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is it mandatory for Beaumont employers to offer health coverage?

    Businesses in Beaumont that employ fewer than 50 full-time equivalent employees are exempt from providing health insurance. The Affordable Care Act requires large employers with 50 or more employees to provide essential basic health insurance coverage. If the employer chooses to provide a health plan, it must be available to everyone who works 30 hours or more per week, without exceptions or seasonal variations.

  • How can a Beaumont business prevent the ALE fines associated with the employer mandate?

    The Beaumont Applicable Large Employers may avoid the employer mandate penalty and fee if they provide reasonable medical coverage to their full-time employees and their families that meets the minimum essential coverage and minimum value requirements once per year. Employers must provide affordable, minimum-value health insurance to their FTEs and dependents or face shared responsibility penalties, according to the employer mandate.

  • In Beaumont, can you acquire health insurance through your spouse's employer-sponsored plan?

    It depends. Your spouse's health insurance coverage in Beaumont is dependent on whether spouses and dependents are covered. However, if your spouse's job-based insurance does not cover spouses or dependents, you can purchase health insurance through the Marketplace. This will be determined by the size and income of your household.

  • Are non-citizens required to purchase health insurance when visiting Beaumont or anywhere in Texas?

    Non-citizens visiting Beaumont are not required to have visitor visa health insurance. However, health insurance for foreign tourists can be extremely beneficial in the event of a serious illness or accident. Medical expenses for diseases and injuries that occur after the coverage begins are covered by visitor visa insurance. Other benefits could include trip interruption, accidental death, baggage loss or delay, and passport theft.

  • Do visitor visa insurance policies in Beaumont cover pre-existing conditions?

    Pre-existing condition coverage on a visitor's visa insurance policy in Beaumont varies by provider. Some visa insurance policies completely exclude coverage for pre-existing conditions, while others include them only when they occur unexpectedly. It is recommended that you shop around for the best deal on pre-existing condition visitor visa insurance.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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