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Best Health Insurance Agencies in Beaumont

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2023
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Ayers-Patton & Associates, PC logo

License Verified:

License: 718776

Texas Department of Insurance

Ayers-Patton & Associates, PC

2850 Toccoa Road, Beaumont, TX 77703
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Headquartered in the Beaumont area, Ayers-Patton & Associates, PC, provides a range of insurance services to individuals, families, and businesses in the area through its agents with more than 200 years of combined insurance experience. It is an independently owned and operated company that deals with various insurance plans, like medical, dental, vision, Medicare Supplement, short-term medical, and long-term disability insurance. Bill Ayers and Jim Patton merged their insurance firms and established the company in 1983.

License Verified:

License: 718776

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cole Insurance TWFG logo
Visit WebsiteWebsite

License Verified:

License: 1483510

Texas Department of Insurance

Cole Insurance TWFG

Visit WebsiteWebsite
8117 Gladys Avenue, Beaumont, TX 77706
  • Life Insurance

Business Description

Cole Insurance TWFG is an insurance brokerage serving residents and businesses in Beaumont. It provides life and health insurance as well as coverage for homes and automobiles. Additionally, it offers commercial and business policies, such as general civil liability, commercial auto, and workers' compensation. Its owner, Charles Cole, has been a licensed insurance agent since 2008. Cole Insurance represents The Woodlands Financial Group, and it partners with multiple insurance agencies to give clients different options.

License Verified:

License: 1483510

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (9)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Donald R. Wise Insurance Agency logo

License Verified:

License: 1237618

Texas Department of Insurance

Donald R. Wise Insurance Agency

2261 North Street, Beaumont, TX 77702
  • Life Insurance
  • Home and Auto Insurance
  • Home & Auto Insurance
  • Personal Insurance

Business Description

Donald R. Wise Insurance Agency provides services to individuals and businesses in Beaumont and the surrounding areas. It offers a wide range of insurance products, including health, disability, dental, critical illness, and cancer insurance plans. In addition, it provides commercial auto, life, rental property, umbrella liability, and workers' compensation insurance policies. Donald R. Wise Insurance Agency has been in the business for 15 years. It focuses on customer service through personal and thorough consultations and interactions.

License Verified:

License: 1237618

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
First Choice Insurance Services, LLC logo

License Verified:

License: 1555754

Texas Department of Insurance

First Choice Insurance Services, LLC

285 South Archie Street, Vidor, TX 77670
  • Individual Plans
  • Life Insurance

Business Description

First Choice Insurance Services, LLC, is an independent insurance agency that caters to clients in Beaumont and the surrounding communities. It offers different types of health coverages, including dental, disability, individual and group, on and off marketplace, and vision insurance plans. It also provides term, universal, and whole life insurance policies. In addition, it carries accident, auto, commercial, and property insurance products. First Choice Insurance Services is staffed by insurance professionals with over 20 years of combined experience in the industry.

License Verified:

License: 1555754

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (21)
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lana Richards logo
Visit WebsiteWebsite

License Verified:

License: 2195200

Texas Department of Insurance

Lana Richards

Visit WebsiteWebsite
4555 Calder Avenue, Beaumont, TX 77707
  • Individual Plans
  • Life Insurance

Business Description

Lana Richards manages the local State Farm Insurance operations in Beaumont. She offers auto, home, property, business, life & health, and pet insurance. Her team of agents can also assist clients in acquiring commercial bonds, policies for business liability, and even coverage for fleet auto operations. A lifelong Texas resident, she earned a business marketing degree in 2009 and started her insurance agency in 2020. Her whole family is active in church, attending community events, and supporting the local Little League and high school sports activities.

License Verified:

License: 2195200

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (16)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Martin & Martin Insurance logo
Visit WebsiteWebsite

License Verified:

License: 1454876

Texas Department of Insurance

Martin & Martin Insurance

Visit WebsiteWebsite
28144 Sunshine Hollow Drive, Beaumont, TX 77386
  • Health Insurance

Business Description

Martin & Martin Insurance is an insurance agency owned by agent Tiffany Martin, who has been serving the insurance needs of clients in Beaumont and nearby areas for more than two decades. Martin is a health insurance specialist who educates clients and compares different health plans to help them make an informed decision. In addition, Martin and her team provide other insurance products, such as homeowners', auto, workers' compensation, and commercial insurance. Payroll service is also available.

License Verified:

License: 1454876

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ontiveros Insurance logo
Visit WebsiteWebsite

License Verified:

License: 2072202

Texas Department of Insurance

Ontiveros Insurance

Visit WebsiteWebsite
2770 College Street, Beaumont, TX 77701
  • Individual Plans
  • Life Insurance

Business Description

Ontiveros Insurance is an insurance agency that serves insurance options to families and businesses in the metro through its offices in Beaumont, San Juan, and Hidalgo. It is an independent insurance company that carries insurance plans like health, life, auto, home, MexiQuick Mexico, and Mexico insurance. Additionally, it provides commercial and group insurance packages that help clients protect their businesses. CEO Edgar Ontiveros, with over 10 years of experience in the industry, founded the firm in 2016.

License Verified:

License: 2072202

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
5.0 / 5 (12)
Google
3.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
RSI Benefits logo
Visit WebsiteWebsite

License Verified:

License: 1428293

Texas Department of Insurance

RSI Benefits

Visit WebsiteWebsite
595 Orleans Street, Beaumont, TX 77701
  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

RSI Benefits is an insurance agency that serves clients in the Beaumont area. It offers a range of health insurance policies, which clients can avail themselves of to help them prepare for unexpected medical and hospital bills. Its policies include limited benefit, individual medical, vision, and dental care. It also provides risk protection packages for accidents, life, disability, and funeral expenses. RSI Benefits' owner, Robert Saunders, started his career in the industry in 1976 as an insurance agent.

License Verified:

License: 1428293

Texas Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.