Expertise.com

2024

Last updated:

Best Life Insurance Companies in Pearland

Our Recommended Top 13

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pearland Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

4832Reviewed

2904Curated

13Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4418 Broadway Street, Pearland, TX 77581
WebsiteLicense: 1309662

Expertise.com Rating

Review Sources

Google
3.0 (5)
Facebook
5.0 (3)

Why choose this provider?

Barry Insurance Group is a company that provides insurance products, services, and solutions to the Pearland area. Jeff Barry, the company owner, has over 22 years of sales and service experience in the insurance industry. Barry Insurance offers personal policies such as auto, home, and life insurance. The company offers life insurance to various areas, including Texas, Oklahoma, and Colorado. It also serves as a business insurance firm that offers casualty, property, and benefits programs.

  • Life Insurance

5402 Broadway Street, Pearland, TX 77581
WebsiteLicense: 2169736

Expertise.com Rating

Review Sources

Google
5.0 (123)
Facebook
5.0 (6)
Yelp
5.0 (4)

Why choose this provider?

Chris Tulloch is an insurance agent at State Farm Insurance who serves the varying insurance needs of clients in Pearland and nearby communities. Tulloch helps individuals and families protect their loved ones against future financial mishaps with life insurance policies. His team represents multiple carriers that can provide different life coverage options, including term life, whole life, and universal life plans. His other specialties are auto, home, property, health, pet, and business insurance. Tulloch has been with State Farm since 2017.

  • Life Insurance
  • Health Insurance

8809 Broadway, Pearland, TX 77584
WebsiteLicense: 1694621

Expertise.com Rating

Review Sources

Google
4.0 (43)
Facebook
5.0 (15)
Yelp
2.5 (3)

Why choose this provider?

Jeremy Hooter is a State Farm insurance agent, who is serving residents and businesses in Pearland. He offers a range of insurance services, including health and life insurance and coverage for homes, automobiles, properties, and businesses. He also provides banking and notary public services. Hooter has been with State Farm since 2012. He previously worked as a new home builder and a Texas law enforcement officer. His office is staffed with insurance professionals who can speak English, Spanish, and Vietnamese.

  • Life Insurance
  • Health Insurance

2206 East Broadway Street, Pearland, TX 77581
WebsiteLicense: 805279

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
3.7 (3)

Why choose this provider?

Rick Tinker Insurance is an insurance agency that has been offering life insurance protection in Pearland and nearby areas for over three decades. It provides various life insurance coverage across term life and whole life insurance options. The agents at the company handle other personal and business insurance services, which include homeowners', education, umbrella, group health, and specialty insurance. They guide clients at every step of the claims process.

  • Life Insurance

306 West Edgewood Drive Suite F, Friendswood, TX 77546
WebsiteLicense: 2346419

Expertise.com Rating

Review Sources

Google
5.0 (27)
Facebook
5.0 (3)

Why choose this provider?

Houston Independent Insurance is an insurance agency headed by Mike Bauer. It caters to clients in Pearland and the surrounding areas. Bauer is an independent agent who provides life insurance and Medicare insurance plans to clients. He explains the different options and ways to sign up for Parts A and B of Medicare. Medicare plans come in various forms such as Medicare Supplement or Medigap, Medicare Advantage, and prescription drugs benefits or Part D. Bauer will help clients in finding the best plan that fits them.

  • Health Insurance
  • Medicare Supplement Insurance

11200 Broadway Street, Pearland, TX 77584
WebsiteLicense: 2398144

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (7)
Yelp
1.0 (3)

Why choose this provider?

Tower Insurance & Financial Services is an insurance agency that serves clients in the Pearland area. It helps customers give protection to their families by offering term and permanent life insurance plans. In addition, it provides auto, business, flood, home, and long-term care insurance products. Brendon Boyd, the owner, started his career in the insurance industry in 2007. His agency was formed in 2019 through the acquisition of Leorlin S. Boyd Agency Inc., which was his mother's company. Brendon holds a CLCS designation.

  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

2800 East Broadway Street, Pearland, TX 77581
WebsiteLicense: 818292

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Perry Insurance Services is an independent insurance agency assisting individuals and families in Pearland. With over 20 years of operations, the agency has established relationships with many financial institutions and insurance companies, including American International Group and Progressive. Its team helps clients select life insurance coverage that suits their circumstances and needs. The agency also employs specialized advisers to provide personalized insurance solutions such as retirement planning. Additionally, it offers health insurance, long-term care, and disability coverage.

  • Life Insurance
  • Health Insurance

306 South Friendswood Drive, Friendswood, TX 77546
WebsiteLicense: 1928597

Expertise.com Rating

Review Sources

Google
4.0 (28)
Facebook
5.0 (4)
Yelp
5.0 (1)

Why choose this provider?

Ken Hinojosa is an insurance agent with State Farm that has been serving clients in the Pearland area since 2015. He offers life insurance policies such as term, whole, or universal coverage options. His team also provides a wide range of insurance solutions for health, auto, real estate, and business. Additionally, financial services related to annuities, banking, and mutual funds are available. His agency is composed of English- and Spanish-speaking staff. Hinojosa has qualified for the State Farm Ambassador Travel award.

  • Life Insurance
  • Health Insurance

1506 Broadway Street, Pearland, TX 77581
WebsiteLicense: 893708

Expertise.com Rating

Review Sources

Google
5.0 (9)
Yelp
3.0 (2)

Why choose this provider?

Texas Insurance Agency provides individuals in Pearland with life insurance protection. Its independent insurance agents have over four decades of cumulative professional experience. These professionals assist clients with obtaining personal insurance products, such as home, auto, boat, and flood insurance. In addition, the firm has commercial insurance brokers offering customized business insurance coverage. It partners with insurance carriers, including Centauri Insurance, Frank Winston Crum Insurance, Liberty Mutual, Philadelphia Insurance Companies, and Texas Fair Plan Association.

  • Life Insurance
  • Term Life Insurance
  • Permanent Life Insurance Policy

7902 Broadway Street, Pearland, TX 77581
WebsiteLicense: 896541

Expertise.com Rating

Review Sources

Google
4.0 (32)
Yelp
2.5 (3)

Why choose this provider?

Joe Cook & Associates, Insurance has been helping customers with their insurance needs since 1996. Its second office in Pearland was opened in 2001, serving more clients within the metro. The company provides life insurance plans to clients to help them protect their future and loved ones. It also offers other types of insurance, like commercial liability, auto, and homeowners' insurance solutions. Some of the company's insurance carriers include Assurant, Hagerty, Chubb, and Foremost Insurance Group.

  • Life Insurance

4208 Broadway Street, Pearland, TX 77581
WebsiteLicense: 1352436

Expertise.com Rating

Review Sources

Google
5.0 (9)
Facebook
5.0 (2)

Why choose this provider?

John LeBlanc has been working as an insurance agent since 2005. His office, the LeBlanc Insurance Agency, services clients in and around Pearland and offers a range of insurance products, including life insurance plans that can help secure the future of the policyholders' beneficiaries in the event of their passing. John and his team of insurance professionals also draft policies for homeowners, automobiles, and businesses. They have more than 25 years of combined experience in the insurance industry.

  • Life Insurance

11200 Broadway Street, Pearland, TX 77584
WebsiteLicense: 1420669

Expertise.com Rating

Review Sources

Google
5.0 (91)

Why choose this provider?

Bello Insurance Services Inc. is an independent agency that provides services to families and individuals in the Pearland metro. It offers life insurance that includes permanent and term coverages. These life insurance plans can protect policyholders against financial losses caused by funeral expenses, income loss, and unpaid debts. Furthermore, Bello Insurance Services Inc. helps clients acquire other personal policies, such as homeowners', renters', condominium, auto, and boat insurance. CEO and president Chris Bello founded the company in 2006.

  • Life Insurance

5120 Woodway Drive #5018, Houston, TX 77056
WebsiteLicense: 1920110

Expertise.com Rating

Review Sources

Facebook
4.8 (10)
Yelp
4.0 (10)
Google
5.0 (6)

Why choose this provider?

The Gibraltar Group is an insurance brokerage serving the residents of Pearland. It offers life insurance products that give clients financial solutions, whether for retirement, financial security, or securing collateral for business investment. These products include term life, whole, and universal life insurance, as well as indexed universal life, annuity, and mortgage protection. The Gibraltar Group's team of professional agents has more than 100 years of combined insurance experience and serves clients in more than 390 counties.

  • Life Insurance
  • Whole Life Insurance
  • Permanent Life Insurance Policy

FAQs

  • What are the advantages and disadvantages of senior life insurance policies in Pearland?

    This life insurance option is ideal for Pearland residents aged 50 to 80, especially those whose applications have been denied. This option, in addition to being exempt from medical examinations, has a cash value component that grows over time. Senior citizens, on the other hand, should expect annual premiums ranging from $774 to $2,230 for a burial policy. Conventional term insurance may cost seniors $982 to $4,756 per year.

  • Is there a specific life insurance policy designed to provide coverage for Pearland residents who may have difficulty obtaining traditional life insurance due to their age or health condition?

    Seniors in Pearland who are unable to obtain insurance due to medical conditions can obtain a guaranteed-issue final expense policy. This type of life insurance policy is intended to pay for final expenses such as funeral expenses, burial costs, and medical bills. State Farm is one of the insurance companies that offers this policy option.

  • What protections do Pearland life insurance policyholders receive from the state of Texas?

    According to Texas law, insurance companies must establish a complaints department and provide Pearland customers with guidelines for filing complaints. Policyholders who are still unhappy with the insurer's response can file a complaint with the Texas Department of Insurance. Furthermore, the state has an insurance guarantee association that may provide coverage for claims up to certain limits if an insurance company becomes insolvent.

  • What makes life insurance a good investment for people living in Pearland?

    Life insurance offers numerous advantages to Pearland residents, including a sense of security. Additionally, it serves as a substitute for the income that policyholders may no longer be able to provide to their family members. It also provides an opportunity to plan for their children's future. To reduce premiums, life insurance can be bundled with another type of insurance, such as homeowner's or auto insurance.

  • What is the impact of life expectancy on life insurance premiums in Pearland?

    Individuals with a longer life expectancy are eligible for lower premiums from Pearland life insurance companies. Pearland residents have access to favorable life insurance rates due to their estimated life expectancy of 79 years. People who live longer have the opportunity to engage in comprehensive, long-term financial planning, ensuring greater financial security.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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