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Best Financial Advisors in Baytown

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SmartAdvisor by SmartAsset logo
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SmartAdvisor by SmartAsset

Baytown, TX
  • Estate Planning
  • Investment Management
  • Financial Planning
  • Retirement Planning

Business Description

SmartAsset's free, five-minute tool makes it easy to find qualified financial advisors in your area. The exclusive tool uses a quick survey to help SmartAsset's exclusive algorithm match you with up to three advisors based on your specific financial needs. Each advisor is a fiduciary, legally bound to work in your best interest, and rigorously vetted by SmartAsset. You can speak with each for free, sometimes within a matter of minutes, and choose whom you want to work with. Hundreds of thousands of smart investors and retirees have already used SmartAsset's simple, no-cost service to find the right financial advisors for them.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Yelp
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Price: Free consultation

Avidian logo
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Avidian

800 Town & Country Boulevard, Suite 220, Houston, TX 77024
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  • Certified Financial Planner (CFP)

Business Description

Avidian Wealth Solutions is a company that provides financial planning services for individuals, families, business owners, and retirees in the Baytown metro. Its fiduciary financial advisors follow a seven-step process starting with identifying a client's financial situation and analyzing their opportunities up to implementing strategies and regular financial reviews. Avidian has been in the industry since 2003 and is currently managing $3.3 Billion in client assets. Leading the group is CEO Luke Patterson with investment experience of 20 years.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Davis & Associates logo
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Davis & Associates

2707 West Baker Road, Baytown, TX 77521
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  • Certified Financial Planner (CFP)

Business Description

Davis & Associates is a financial service provider serving residents of the Baytown area. It offers professional services related to tax management and tax planning and preparation. It also extends assistance to clients in matters involving investment management, retirement strategies, estate conservation, and accounting services. Its team of financial professionals has years of extensive experience that helps individuals execute a sound financial program. They specialize in creating an approach that is designed to address individual client needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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Detail
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Financial Synergies Wealth Advisors logo
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Financial Synergies Wealth Advisors

4400 Post Oak Pkwy, #200, Houston, TX 77027
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  • Certified Financial Planner (CFP)
  • Financial Planning

Business Description

Financial Synergies Wealth Advisors is a team that serves Baytown and the greater Houston metro. For more than 35 years, it has been addressing the financial needs of families, young professionals, retirees, and business owners. The firm handles matters involving investment and total wealth management and financial and tax planning. It also helps clients process insurance policies to protect them in case of unexpected events. The company's professionals, who have over 100 years of combined industry experience, are certified financial planners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Global Wealth Advisors logo
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Global Wealth Advisors

520 Post Oak Boulevard Suite 450, Houston, TX 77027
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  • Certified Financial Planner (CFP)

Business Description

Founded in 2008, Global Wealth Advisors is an independent financial advisory firm that serves clients in Baytown and the surrounding areas. Its financial advisors provide custom-tailored financial planning solutions for the investment management, retirement planning, estate planning, tax reduction, education savings, and risk management needs of its clients. With a combined total of 100 years of experience, its team has Certified Financial Planner and Accredited Investment Fiduciary designations. Global Wealth Advisors has been featured on CNBC and Yahoo Finance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Goodman Financial logo
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Goodman Financial

5177 Richmond Ave. Suite 700, Houston, TX 77056
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  • Estate Planning
  • Certified Financial Planner (CFP)
  • Financial Planning

Business Description

Goodman Financial is a fiduciary investment management and financial advisory firm that has been serving clients in Baytown and the surrounding areas since 1989. For clients who are interested in taking tax-efficient distributions to fund retirement or multi-generational wealth accumulation and planning, its team of Certified Financial Planners provides financial advice and investment management services customized to the clients' needs and situations. Its list of customers includes individuals, business entities, non-profit organizations, and private foundations.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Horizon Wealth Advisors logo
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Horizon Wealth Advisors

2603 Augusta, Suite 1400, Houston, TX 77057
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  • Certified Financial Planner (CFP)

Business Description

Horizon Wealth Advisors is a firm that offers financial planning and wealth management services in Baytown and the surrounding metros. The advisors from this firm help clients plan their cash flow, estate, education, and retirement. It also guides them in matters like taxes, investments, and charitable endeavors. The firm is a member of the National Association of Personal Financial Advisors. It has been recognized as the Top Wealth Management Firm for 2021 by the Houston Business Journal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Detail
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Linscomb Williams logo
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Linscomb Williams

1400 Post Oak Blvd. Suite 1000, Houston, TX 77056
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  • Certified Financial Planner (CFP)

Business Description

Linscomb & Williams is a fiduciary firm that caters to individuals and families in the Baytown metro. It offers financial planning, investment management, and general financial consulting services to help clients achieve financial security. The company also serves business owners who need tax planning, income tax minimization, and retirement planning solutions. It also deals with employee compensation issues. Managing director J. Harold Williams brings over 45 years of industry experience. He is a member of the American Institute of CPAs and Financial Planning Association.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
M. White Financial Services logo
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M. White Financial Services

1300 Rollingbrook Drive, Suite 603, Baytown, TX 77521
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  • Retirement Planning
  • Tax Planning

Business Description

M. White Financial Services offers services to residents of Baytown. It provides financial services and legacy, tax, estate, and retirement planning. It assists customers with wealth management issues, develops and prepares financial plans, and reviews and implements investment strategies. It takes advantage of the resources of its dealer and broker Avantax Wealth Management, which uses due diligence and offers non-proprietary products using an open architectural platform. M. White Financial Services was founded by CPA Matthew White in January 2000.

Pin Oak Investment Advisors logo
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Pin Oak Investment Advisors

510 Bering, Ste. 100, Houston, TX 77057
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  • Certified Financial Planner (CFP)

Business Description

Since its inception in 1989, Pin Oak Investment Advisors has been guiding individuals and multi-generational families in Baytown and neighboring areas with their financial and investment decisions. The firm assists in asset management and private funds management in strategic alternative asset classes like life settlement, real estate, and private credit. With over 100 years of collective experience, its team holds Certified Financial Planner and Chartered Financial Analyst designations. Founder Barrett Rouse has been named as a Five Star Wealth Manager by Texas Monthly.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Post Oak Private Wealth Advisors logo
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Post Oak Private Wealth Advisors

700 Louisiana St., Houston, TX 77002
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  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Wealth Management

Business Description

Post Oak Private Wealth Advisors serves Baytown and the surrounding areas. It is an investment management and financial advisory firm that caters to individuals, wealthy families, and institutions. The company offers advanced risk-managed investment and wealth management services, including estate and tax planning. It also provides retirement distribution planning that assesses the client's asset components, such as company pension, company stock options, and 401(k) savings plan. Senior Vice President Donna Behler has more than two decades of blue-chip experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Royal Harbor Partners logo
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Royal Harbor Partners

12000 Aerospace Avenue, Suite 420, Houston, TX 77034
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  • Certified Financial Planner (CFP)

Business Description

Royal Harbor Partners is an independent financial advisory company serving Baytown and nearby areas. It assists families, individuals, and business owners in developing financial planning solutions that involve investments, savings, and business strategies. The firm also offers multi-generational legacy planning, including final wealth transfers, transitional finance, estate planning, and trust funds. Firm partner Glenn Royal is a Certified Financial Planner and has a background in institutional trading. He is a Houston native and US Navy veteran who began his career in the investment industry in 1984.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
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Strategic Financial Advisors logo
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Strategic Financial Advisors

14550 Torrey Chase Blvd. Suite 360, Houston, TX 77014
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  • Estate Planning
  • Retirement Planning
  • Financial Planning

Business Description

Strategic Financial Advisors is an independent financial planning firm serving Baytown. It advises clients on investment strategies and ways to utilize their wealth. It assists clients in developing plans that help them achieve their goals and secure their assets by offering a comprehensive wealth management service. It includes asset allocation design, investment selection, portfolio construction, Social Security analysis, and tax management. Its advisors also handle matters related to estate planning, insurance, retirement, and tax planning. Firm Keith Mitcham is a Chartered Financial Consultant.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Financial Advisory Group, Inc. logo
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The Financial Advisory Group, Inc.

5599 San Felipe, Suite 900, Houston, TX 77056
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  • Certified Financial Planner (CFP)

Business Description

The Financial Advisory Group, Inc. serves individuals and families in Baytown and the surrounding communities. It offers a wide range of services including financial planning, investment management, retirement planning, and fiduciary services. Its team of professionals also assists in cash flow management, estate planning, and insurance needs. Richard Alphonso, the chief executive officer of the company, has been in practice for 25 years. He is also a certified public accountant and a current member of the AAA-CPA.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Goff Financial Group logo
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The Goff Financial Group

11 Greenway Plaza, Suite 1425, Houston, TX 77046
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  • Certified Financial Planner (CFP)
  • Retirement Planning
  • Tax Planning

Business Description

The Goff Financial Group offers wealth and investment management services for individuals, couples, and energy sector employees throughout Baytown. Its fiduciary advisors are geared towards retirement and financial planning, investment research, and the creation of tax-efficient investment strategies. The company's financial acclimation program helps clients monitor their progress and the possible risks involved in a strategy that is tailored to suit their financial goals. Presently, the company manages over $350 million in assets for long-term investors.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ViaQuest Financial Group logo
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ViaQuest Financial Group

17225 El Camino Real Suite 250, Houston, TX 77058
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  • Certified Financial Planner (CFP)

Business Description

ViaQuest Financial Group develops unique financial paths and customizes strategies and services for clients in Baytown. The firm explains how changing financial conditions affect clients, helps them define their goals and recommends solutions that fit their needs, and monitors their financial progress. Financial advisor David Bogan has more than 33 years of experience and focuses on 401k type savings plans and retirement planning for business owners. ViaQuest Financial Group's investors include TD Ameritrade Institutional, Arbor Point Advisors, and Securities America.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Back to Providers

Frequently Asked Questions

Introduction

There are many titles for financial professionals, so it's challenging to track what each one means. A financial advisor is probably the term you've heard most often. Financial advisor is a broad term for a professional who helps individuals or companies manage their finances, including investment choices. There are over 100 certifications that financial advisors can obtain.

  • Financial planners, wealth managers, and investment advisors are all financial advisors with different focus areas.
  • A financial planner helps an individual or a company make a plan to achieve long-term financial goals.
  • A wealth manager helps individuals maintain their wealth through various disciplines and services, such as taxes, estate planning, and investment advice.
  • An investment advisor offers investment advice and recommendations to individuals or organizations.
There’s a misconception that you have to be extremely wealthy to use a financial advisor. In reality, they can be beneficial for people from any income level. Keep reading to find answers to the most commonly asked questions about financial advisors, so you know which type can fit your specific needs.

Are financial advisors worth it?

Whether or not a financial advisor is worth it depends on your personal situation. If your finances are fairly straightforward, then you may be better off handling it on your own. But if you have substantial assets or a complex investment portfolio, then hiring someone to handle it for you can be well worth the cost.

What does a financial advisor do?

Financial advisors can have many types of specialties. Generally, a financial advisor advises on or helps to execute a financial plan. Some examples include assisting people with getting out of debt, building out an investment portfolio, and handling taxes.

How much money do I need to work with a financial advisor?

There’s no specific income level you need in order to work with a financial advisor, but there may be a minimum investment amount for certain types of services. Some financial advisors won’t manage your money unless you have $100,000 or more to invest, but this isn’t the case with financial coaches or robo-advisors.

What does a financial coach do?

Financial coaches focus on improving your financial literacy and money management skills. For example, they can help you figure out how to pay down your student loans or decide how much money to put away for retirement. They usually charge by the hour and don’t offer asset management services or investment advice.

When should I use a financial advisor vs. doing it myself?

Smart money management can give you freedom and comfort. Being responsible with your money makes it possible to meet goals and pay for major expenses. A financial advisor is trained and can offer you expertise that would otherwise take years to learn. They know how to save you money and make it go further.

How do I know if my financial advisor is trustworthy?

Because financial advisors aren’t licensed or regulated, it’s up to the client to make that determination for themselves. However, if your advisor is a fiduciary, that means they’re legally bound to act in your best interest. Some types of advisors, including Certified Financial Professionals (CFPs), are held to fiduciary standards.

What\'s the difference between a financial advisor and a financial planner?

The term financial advisor is a broad phrase that encapsulates many specialties, including financial planner. It's similar to how doctor applies to different physicians, while a cardiologist is a specialty doctor. A financial planner helps their client plan to achieve long-term financial goals, such as saving for a house or retirement.

Are financial advisor fees tax deductible?

Until 2018, financial advisor fees were tax deductible as a miscellaneous expense. However, the Tax Cuts and Jobs Act elimited that deduction until at least 2025.

What is a financial consultant?

A financial consultant and a financial advisor are essentially the same. In recent years, financial consultant has become a less popular term, with financial advisor being much more common. Sometimes, the financial professional may opt for the term consultant when offering services to a business rather than an individual.

What is a robo-advisor?

A robo-advisor is essentially an algorithm that manages your investment portfolio for you. Because their services are automated, you’ll pay less than you would for a human advisor — often between 0.25% and 0.50%. They don’t require large initial investments either, making them a popular choice for entry-level investors. However, you won’t get the same level of advice that you would get from a personal financial advisor.

What makes someone a fiduciary?

Fiduciary is a legal term for a person who has a legal or ethical responsibility to act in your best interests. For example, a trustee and a beneficiary. A financial advisor may have a fiduciary obligation to make financial choices that are best for you, even if it means they earn less in commissions or fees.

How often should I meet with my financial advisor?

After your initial meeting, you may only need to check in with your financial advisor on a quarterly or annual basis. Ask them in advance how often you can expect to hear from them, and whether they offer in-person, phone, or virtual meetings.

Should your financial advisor be a fiduciary?

It’s important to understand that only some — not all — financial advisors have a fiduciary obligation to their clients. Always ask your financial advisor if they’re bound by fiduciary duty. If not, it’s possible that they’ll push products or services that earn them the highest commission, not necessarily what’s best for you. Opt for a financial advisor bound by fiduciary duty whenever possible.

Can my financial planner help with taxes?

Financial advisors aren’t necessarily accountants or tax preparers, so don’t expect them to prepare your taxes for you. However, they may be able to provide tax-related advice to help you optimize your returns and deductions. If you need an advisor who can file your taxes, look for one who is also a CPA (Certified Public Accountant).

Do I need a financial advisor?

Ask yourself if a financial advisor can fill a need or solve a problem you can’t easily handle on your own. They can be helpful in a wide variety of ways, such as building budgets or financial plans, finding ways to save money on taxes, creating an investment portfolio, or offering investment advice.

How do financial advisors get paid?

Clients pay to work with a financial advisor whether it’s through fees, commissions, or salaries. If they’re paid by client fees or commissions, their salary is tied to how much business they bring in. The harder they work, the more they make. In comparison, a salaried employee is guaranteed their wage no matter how many clients they have.

What experience should I look for in a financial advisor?

 If you have specific goals or a unique financial situation, look for a financial advisor with expertise in that area. For example, some financial advisors specialize in working with millennials or focus on socially responsible investing.

How much does a financial advisor cost?

A financial advisor’s costs depend on their fee structure. Some advisors charge a fee — either hourly or a percentage of the client assets under management. Another common option is to charge a commission on the products sold or investments made.

Should I hire a financial advisor before buying a house?

While not always necessary, a financial advisor could help you decide how large of a mortgage to apply for, how much money to put down, and how to balance the purchase with other savings and investment goals.

How many financial advisors are there in the U.S.?

According to the U.S. Bureau of Labor Statistics, it’s estimated that there are 218,050 financial advisors. California is the state with the highest employment of financial advisors across the nation.

Do banks offer financial advisors?

Yes, many banks have financial advisors on staff. Your bank may also offer incentives to work with their financial advisors, such as lower fees or free accounts. However, it's important to note that many of the bank's financial advisors don't have a fiduciary obligation and might prioritize the bank's products above all else. There is a cost when working with your bank's financial advisor.

Should I hire a wealth manager?

A wealth manager can help offer complex financial planning services, including tax guidance, estate planning, and legal assistance. While you don't have to be a high-income earner to benefit from a financial advisor, a wealth manager is typically for those that have a high net worth. However, many people build wealth and need a wealth manager later on in life.

Is wealth management worth it?

Wealth management is typically worth it for those who need help with multiple endeavors or comprehensive financial situations, such as charitable contributions or investment portfolio management, or want to protect their assets. A wealth manager can also offer you guidance if you’ve been neglecting your finances or making poor judgements.

How can you tell if a financial advisor is bad?

Your relationship with your financial advisor is a very personal one, as you’re trusting them with your wealth and future. Some general signs that your financial advisor is bad include:

  • They can’t answer your financial questions
  • You have worked with them for a while but haven’t seen a financial improvement
  • They don’t provide you with progress reports
  • They don’t check in with you

What do you need to be a financial advisor?

As mentioned, there are over 100 types of certifications for financial advisors. The training or experience you need will depend on which specialty you want to pursue. Generally, financial advisors need to have:

  • A Bachelor’s degree
  • A General Securities Representative license (Series 7 license)
  • A Certified Financial Planner (CFP) certification isn’t mandatory but is often preferred

Where do financial advisors work?

Where a financial advisor works will depend on what type of financial advisor they are. Financial advisors can work at a variety of places, including:

  • Securities and commodity brokers
  • A bank
  • A credit union
  • Independently
  • Insurance companies
  • Financial investment firms
  • Small investment advisory firms

How much do financial advisors make?

In 2019, the national average salary for a financial advisor was $87,850. However, it’s important to note the average salary varies from state to state and the different focus areas — an investment advisor may make a lot more than a financial planner. Lastly, salary can depend on how the individual is getting paid. Financial advisors can be paid by client fees, commissions, or salaries.

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