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Best Mortgage Refinance Companies in Allen

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2023
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American Mortgage Company logo
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License Verified:

License: 303719

Nationwide Multistate Licensing System and Registry

American Mortgage Company

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1002 Raintree Circle Suite 100, Allen, TX 75013
  • New Construction

Business Description

American Mortgage Company strives to meet the refinancing goals of homeowners in the Allen metro. Its loan professionals assist borrowers in evaluating their financial portfolio and weigh the benefits of getting a refinance to cash out or secure lower rates. They find refinancing programs appropriate for each borrower's needs. The company's team of professionals includes a Certified Military Home Specialist who guides eligible homebuyers in applying for loans. It has been in business since 1992.

License Verified:

License: 303719

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (34)
Google
5.0 / 5 (11)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
APS Mortgage logo
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License Verified:

License: 1823711

Nationwide Multistate Licensing System and Registry

APS Mortgage

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3520 Ashley Gardens, The Colony, TX 75056
  • New Construction

Business Description

APS Mortgage caters to homeowners and homebuyers in Allen. The company provides a variety of refinance options, including conforming, FHA, VA, and USDA loans to help customers alter their mortgage terms and reduce monthly payments. It also offers cash-out solutions from home equity and assists local borrowers in securing mortgage loan applications through property evaluation and rate comparison. Clients can use the company's online tools to determine their purchasing power and browse homes that are up for sale.

License Verified:

License: 1823711

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Bryan Brush logo
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License Verified:

License: 143236

Nationwide Multistate Licensing System and Registry

Bryan Brush

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6860 North Dallas Parkway Suite 200, Plano, TX 75024
  • New Construction

Business Description

Bryan Brush is the branch manager of Nations Lending in Plano, who extends his services to borrowers in Allen and the surrounding areas. He helps homeowners ease the burden of paying high mortgage rates through refinancing solutions that bring down the amount and overall interest of their existing mortgages. Nations Lending was founded by CEO Jeremy Spoko and company president Bill Osborne in 2003. It has helped more than 50,000 families achieve and maintain homeownership through various loan and refinancing programs.

License Verified:

License: 143236

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Competitive Home Lending logo
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License Verified:

License: 1047944

Nationwide Multistate Licensing System and Registry

Competitive Home Lending

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700 Central Expressway S., Ste. 400, Allen, TX 75013
  • New Construction
  • Reverse Mortgages

Business Description

Competitive Home Lending serves families and individuals in Allen and nearby locations. It helps clients secure residential property purchases by providing refinancing services to lower monthly payments and alter loan duration agreements based on spending power. It also helps new buyers find real estate that fit their needs and financial capabilities. The company is composed of mortgage industry veterans with over three decades of combined experience. Its loan officer is licensed in both Texas and Colorado.

License Verified:

License: 1047944

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (50)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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East Capital Funding logo
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License Verified:

License: 1645977

Nationwide Multistate Licensing System and Registry

East Capital Funding

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1784 W McDermott Dr, Suite 110, Allen, TX 75013
  • Reverse Mortgages

Business Description

East Capital Funding is an Allen-based mortgage broker catering to the refinancing goals of homeowners in the metro. Working with over 100 investors, its team of loan officers searches for refinancing options suited to each borrower's situation. The team assists homeowners in the processes of property appraisal, loan benefit analysis, income and asset verification, and paperwork submission. East Capital Funding represents a wide range of lenders, from A-rated companies to private hardship ones. It also carries VA or FHA streamline refinancing programs.

License Verified:

License: 1645977

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Exponent Mortgage logo
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License Verified:

License: 1861536

Nationwide Multistate Licensing System and Registry

Exponent Mortgage

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6136 Frisco Square Blvd., Suite 400, Frisco, TX 75034
  • New Construction

Business Description

Exponent Mortgage, LLC, serves clients throughout Allen and the neighboring areas. It provides a wide range of loan programs for mortgage refinancing and home purchases. It helps current homeowners select the right loan type that suits their needs and goals and get better loan rates and terms. It offers conventional, cashout, FHA and VA streamline, and jumbo mortgage loan refinancing options. The company has access to multiple lenders to provide clients with a broader selection of rates and loan types.

License Verified:

License: 1861536

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Global Integrity Finance logo
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License Verified:

License: 1829341

Nationwide Multistate Licensing System and Registry

Global Integrity Finance

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1600 Redbud Blvd, 4th Floor, McKinney, TX 75069
  • Reverse Mortgages

Business Description

Global Integrity Finance is a real estate investment and private equity lender that serves residential and commercial clients in Allen and nearby areas. It offers mortgage refinancing services to get cash and reduce mortgage payments, allowing clients to increase their monthly cash flow and pay off loans faster. Global Integrity Finance provides loan programs for primary residences, long-term rentals, office buildings, medical officers, storage facilities, and motels. It has been in the industry for over 25 years.

License Verified:

License: 1829341

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.7 / 5 (105)
Google
4.4 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Mid America Mortgage SW logo

License Verified:

License: 317299

Nationwide Multistate Licensing System and Registry

Mid America Mortgage SW

229 S. 9th Street, Midlothian, TX 76065
  • New Construction
  • Reverse Mortgages

Business Description

Mid America Mortgage SW provides refinancing that lowers the interest rates of homeowners and home buyers throughout Texas, including Allen. The locally owned and operated brokerage offers various mortgage options, including jumbo, conventional, and home equity lines of credit, as well as VA and FHA loans. It works with more than 100 investors, providing it with the ability to meet clients' interest rate needs and financial circumstances. The brokerage serves clients whose situations call for full documentation, no documentation, or non-owner-occupied loans.

License Verified:

License: 317299

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
Mortgage Nerd Group logo
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License Verified:

License: 513250

Nationwide Multistate Licensing System and Registry

Mortgage Nerd Group

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5550 Granite Parkway Suite 200, Plano, TX 75024
  • New Construction
  • Reverse Mortgages

Business Description

Mortgage Nerd Group attends to the home loan needs of residents in Allen and the surrounding communities. It caters to people with different goals and needs, including individuals looking to refinance loans to shorten mortgage terms, lower monthly payments, or cash out for home improvements. Its team also assists self-employed individuals and first-time homebuyers. Denise Donoghue, who is known as the "Mortgage Nerd," has been working in the field of financial banking since 2002. She was voted by D-Magazine as one of the state's top 1% producing mortgage specialists.

License Verified:

License: 513250

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (309)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mortgage X-Change logo
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License Verified:

License: 396750

Nationwide Multistate Licensing System and Registry

Mortgage X-Change

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400 W Bethany Dr., Ste 130, Allen, TX 75013
  • New Construction

Business Description

Mortgage X-Change is an Allen-based lender catering to the homeownership goals of the community in the metro. Its loan officers guide clients in navigating changing market conditions and home financing programs, shopping for options, and finding lower rates. They create mortgage solutions for those planning to buy their first residences, build their dream homes, and refinance existing loans. The company has been operating since 2007 and offers products such as conventional, FHA, VA, and USDA mortgages.

License Verified:

License: 396750

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (34)
Facebook
4.7 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reliance Mortgage Company logo
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License Verified:

License: 370420

Nationwide Multistate Licensing System and Registry

Reliance Mortgage Company

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5220 Spring Valley Road Suite 602, Dallas, TX 75254
  • Reverse Mortgages

Business Description

Reliance Mortgage Company helps Allen residents with simple to complex refinancing goals. It uses a number of strategies to aid mortgage borrowers in the process of finding, applying, and qualifying for refinancing programs. Its staff assists clients in deciding on the right products suited to their needs. Founder Mike Anderson established the company in 1989 and has implemented loans ranging from $11,500,000 to $35,000. He has also hosted CBS Radio's Reliance Mortgage Real Estate Hour for 16 years.

License Verified:

License: 370420

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Texas VA Mortgage logo
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License Verified:

License: 1820200

Nationwide Multistate Licensing System and Registry

Texas VA Mortgage

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4400 TX 121 Ste. 205, Lewisville, TX 75056
  • New Construction
  • Reverse Mortgages

Business Description

Texas VA Mortgage is a veteran-focused home lending firm that serves clients in Allen and the surrounding areas. It helps qualified veterans or service members achieve their goals, whether they want to purchase or refinance a home. The firm's mortgage specialists assist clients in determining their loan eligibility and options and advise them about the requirements and process. Dan Ali, the CEO and loan officer of Texas VA Mortgage, has over 17 years of industry experience as a loan originator.

License Verified:

License: 1820200

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Decker Group logo
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License Verified:

License: 119417

Nationwide Multistate Licensing System and Registry

The Decker Group

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6100 Preston Road, Frisco, TX 75034
  • Reverse Mortgages

Business Description

The Decker Group is a team of mortgage professionals who helps homeowners in Allen who are considering mortgage refinancing. Representing First United Bank Mortgage, they recommend the FHA Streamline Refinance program, a refinancing option requiring less documentation, to borrowers with existing FHA loans. They also provide a number of home finance options, including FHA, VA, jumbo, and construction loans. The group is led by Kelly Decker, who has helped over 1,000 families purchase their own homes.

License Verified:

License: 119417

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (44)
The Patton Group logo
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License: 194713

Nationwide Multistate Licensing System and Registry

The Patton Group

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1020 W. Exchange Parkway Ste. 1130, Allen, TX 75013
  • New Construction
  • Reverse Mortgages

Business Description

The Patton Group assists Allen homeowners in obtaining favorable loan rates and terms through refinancing. It provides refinance loans that enable homeowners to take advantage of lower interest rates, shorten or lengthen their loan terms, or switch to a fixed-rate mortgage for the predictability. FHA, VA, Jumbo, USDA, and first-time homebuyer loans are also available. Since 1999, the company has been in the mortgage industry. The Patton Group was named a Top 15 Lender in Retail Volume by Scotsman Guide for 2021.

License Verified:

License: 194713

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (56)
Yelp
5.0 / 5 (9)
Google
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.