Expertise.com

Best Mortgage Refinance Companies in Plano

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
2400 N. Dallas Parkway Suite 450, Plano, TX 75093
Plano, TX 75093
Instagram

American Financial Network in Plano is a mortgage banking firm serving individuals, families, and real estate professionals throughout the local metro. It offers and refinances various financial products in-house, such as conventional, FHA, VA, and USDA loans. Its mortgage staff keeps constant communications with clients, providing them with status reports regarding their loan throughout the transaction's process. Mortgage Executive Magazine included American Financial Network in its 2019 top 100 mortgage companies in America list and fast 50 fastest growing companies in housings list.

2400 N. Dallas Parkway Suite 450, Plano, TX 75093
Plano, TX 75093

InstagramWebsite(214) 473-5984

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

166 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6010 W Spring Creek Parkway Suite 208, Collin, TX 75024
Collin, TX 75024

AWay Home Loans offers mortgage and refinancing options to Plano residents. The company gives clients products such as fixed mortgages of over 15-30 year periods, adjustable-rate plans, jumbo, and USDA loans. It also has a calculator on its website for computing one's installments prior to meeting a consultant. AWay Home Loans is a member of the Association of Independent Mortgage Experts. Broker and owner Brandon Michael Dresner has over 17 years of experience in the refinancing industry.

6010 W Spring Creek Parkway Suite 208, Collin, TX 75024
Collin, TX 75024

Website(972) 439-0192

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

84 (Best)

Score Consistency:

Consistent (Best)

14673 Midway Road, Addison, TX 75001
Addison, TX 75001
  • Reverse Mortgages

Berkshire Lending is a mortgage company serving communities in Plano. Its team of loan specialists helps clients find refinancing options with competitive interest rates and shorter maturity options. They carry different mortgage products, such as FHA, VA, jumbo, USDA, and reverse mortgages. Berkshire Lending also provides loan options for renovation projects and manufactured homes as well as pre-qualification letters. In addition, it issues traditional conforming loans with or without private mortgage insurance.

14673 Midway Road, Addison, TX 75001
Addison, TX 75001

Website(214) 937-4455

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

32 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

5501 Independence Pkwy, Ste 102, Plano, TX 75023
Plano, TX 75023
  • Multi-Family Loans

David Falk is a senior loan officer in the Plano office of Hometrust Mortgage Company. He is dedicated to helping clients fulfill their dream of homeownership by providing them with several loan programs. He guides clients in deciding whether an FHA, VA, USDA, or jumbo loan suits their needs. The professional also has fixed-rate and adjustable-rate mortgage options. Falk started in the home financing industry in the 1980s. He has been with Hometrust Mortgage for the past 14 years.

5501 Independence Pkwy, Ste 102, Plano, TX 75023
Plano, TX 75023

Website(972) 612-4848

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

38 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1370 Fairlakes Pointe Drive, Rockwall, TX 75087
Rockwall, TX 75087
Instagram
  • Multi-Family Loans

Eagle Mortgage, LLC, serves families and individuals in the Plano metro and nearby locations. It accommodates first-time homebuyers and returning applicants, helping them refinance their residential properties. The company assists clients in acquiring single- and multi-family homes, condominiums, manufactured homes, and townhouses. Its agents provide USDA, VA, and jumbo loan options. They also process interest-only, fixed- and adjustable-rate, and graduated payment mortgages. They evaluate customers' FICO credit scores and LTV and debt-to-income ratios to determine whether clients are qualified for the loan programs.

1370 Fairlakes Pointe Drive, Rockwall, TX 75087
Rockwall, TX 75087

InstagramWebsite(214) 295-4535

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

2 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1400 Preston Road Suite 290, Plano, TX 75093
Plano, TX 75093
Instagram
  • Reverse Mortgages

First Bank is a business that caters to homebuyers in the Plano area and the surrounding communities. It provides a variety of loan programs to help families and individuals obtain their dream investment properties. The company processes jumbo, conventional, bridge, portfolio, and construction mortgages. Its agents also assist clients in acquiring VA, FHA, and USDA loans. In addition, they handle rate and term and cash-out refinancing. First Bank has been delivering mortgage solutions for more than 100 years.

1400 Preston Road Suite 290, Plano, TX 75093
Plano, TX 75093

InstagramWebsite(469) 277-3535

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

153 (Best)

Score Consistency:

Consistent (Best)

4888 Dexter Dr #100, Plano, TX 75093
Plano, TX 75093
  • Multi-Family Loans

First Lending is a locally owned and operated business serving property buyers in Plano and nearby locations. It serves the real estate financing needs of families and individuals by providing them with a variety of mortgage options. The company processes jumbo, high balance, foreign national, and conventional mortgages. Its mortgage bankers and credit analysts help clients acquire USDA, VA, and FHA loans. Additionally, they offer loan programs for business owners who want to purchase retail strip centers and commercial owner-occupied buildings.

4888 Dexter Dr #100, Plano, TX 75093
Plano, TX 75093

Website(972) 818-2800

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

54 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2701 N. Dallas Parkway Suite 180, Plano, TX 75093
Plano, TX 75093
  • Multi-Family Loans

Frisco Mortgage Guy caters to clients in the Plano metro and the surrounding areas. It helps homeowners save money and lower their monthly payments by offering mortgage refinance options. It also serves first-time and move-up homebuyers. The company assists them with the entire loan process, including the application, request processing, underwriting, and closing. Frisco Mortgage Guy has been in operation since 2003. It is a member of the Federal Deposit Insurance Corporation and the Frisco Chamber of Commerce.

2701 N. Dallas Parkway Suite 180, Plano, TX 75093
Plano, TX 75093

Website(214) 529-9622

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

81 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: B+

Helpfulness: B+

Detail: --

7950 Legacy Drive, Plano, TX 75024
Plano, TX 75024
Instagram
  • NMLS #: 39166

JVM Lending is a loan company offering home mortgage refinance in Plano. Its advisors offer a 7-day service and respond within 60 minutes during business hours. The company helps with rate and term refinancing for homeowners seeking lower interest rates and shorter maturity options. Cash-out loans are available for customers who wish to borrow against the value of their property to prepare for large purchases or financial changes. It provides government-insured mortgages including FHA and VA loans. Jumbo loans can be issued for properties with values exceeding local limits on conforming mortgages.

7950 Legacy Drive, Plano, TX 75024
Plano, TX 75024

InstagramWebsite(855) 855-4491

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

28 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

5501 Independence Pkwy Suite 103, Plano, TX 75023
Plano, TX 75023
  • New Construction

Kelly Stephens Mortgage caters to clients in the Plano metro and the surrounding communities. It offers mortgage refinancing options, which allow homeowners to choose the type of monthly payment that suits their budget and obtain ongoing financial resources. These programs also help pay for education or medical expenses and home renovations. In addition, the firm provides jumbo, VA, and reverse mortgages. Kelly Stephens Mortgage has been in the business since 1995. It is a member of the National Association of Mortgage Brokers.

5501 Independence Pkwy Suite 103, Plano, TX 75023
Plano, TX 75023

Website(972) 596-1337

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.4 / 5 ( Best)

Total Reviews:

7 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

1400 Preston Road, Plano, TX 75093
Plano, TX 75093
Instagram
  • Reverse Mortgages
  • New Construction

KT Mortgage Inc. is a mortgage provider serving homeowners in Plano. Owned by loan consultant Kent Taylor, the company develops custom refinancing plans for clients who wish to borrow against the value of their home, switch to better interest rates, consolidate debt, or eliminate private mortgage insurance. KT Mortgage issues classic home loans with either fixed or adjustable rates. Customers with low credit may be eligible for its government-insured FHA loans, which require minimal down payments and offer competitive interest rates. In addition, the company provides home loans for military veterans and reverse mortgages for senior citizens.

1400 Preston Road, Plano, TX 75093
Plano, TX 75093

InstagramWebsite(972) 849-0987

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

6860 Dallas Parkway Suite 200, Plano, TX 75024
Plano, TX 75024
  • Multi-Family Loans

Mortgage Advisors of America caters to the Plano metro and the surrounding areas. It offers refinancing options for clients who own different types of residential properties, including single- and multi-family and manufactured homes. These programs allow homeowners to use the loan for debt consolidations, home improvements, and rate adjustments. Also included in its home loan options are jumbo, FHA, USDA, and VA. The firm provides assistance throughout the loan process, including pre-qualification, program selection, application, processing, and closing.

6860 Dallas Parkway Suite 200, Plano, TX 75024
Plano, TX 75024

Website(214) 770-5603

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

20 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3004 Communications Pkwy #200, Plano, TX 75093
Plano, TX 75093
  • Multi-Family Loans

North Dallas Benchmark Mortgage delivers various loan and refinancing options to customers in Plano. The firm keeps track of current market rates by the minute and shares these trends to clients during the loan creation process. It also performs yearly in-depth reviews of customers' mortgages to keep them abreast of potential changes that need to be made. North Dallas Benchmark Mortgage's branch manager is Tom Sherman, who has been in the home financing industry for 18 years.

3004 Communications Pkwy #200, Plano, TX 75093
Plano, TX 75093

Website(972) 218-0903

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

3807 Wellington Drive, Richardson, TX 75082
Richardson, TX 75082
  • Reverse Mortgages
  • NMLS #: 39166

Park Cities Lending Inc. is a full-service mortgage company that offers home loans and mortgage refinancing services. The company offers mortgages with fixed, adjustable, and hybrid rates, and it also handles FHA, VA, interest-only, reverse, and special situation mortgages. Clients may also be eligible even if they've filed for foreclosure or bankruptcy, have a low credit score, or can't document their income. Park Cities Lending Inc.'s loan officers can help clients evaluate the various refinancing programs to determine the loans best suited to their needs.

3807 Wellington Drive, Richardson, TX 75082
Richardson, TX 75082

Website(214) 336-9222

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

4 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

6800 Weiskopf Avenue, McKinney, TX 75070
McKinney, TX 75070
  • Reverse Mortgages
  • NMLS #: 39166

Service First Mortgage - Richard Woodward is a lending company serving residential customers in Plano. With over 20 years of experience, the company develops custom refinancing plans, whether for debt consolidation, converting equity into cash, or simply taking advantage of more competitive interest rates. The company offers classic mortgages with either fixed or adjustable rates, minimal down payments, and flexible repayment schedules. It issues jumbo loans for properties with values exceeding local limits on conforming mortgages. Furthermore, it provides financing under a number of government schemes, including FHA and VA loans.

6800 Weiskopf Avenue, McKinney, TX 75070
McKinney, TX 75070

Website(214) 945-1066

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

69 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

1220 Coit Road, Plano, TX 75075
Plano, TX 75075
Instagram
  • Reverse Mortgages
  • NMLS #: 39166

Stone Lake Mortgage is a mortgage refinance company in Plano. The company has a diverse offering of government-insured financing plans, including FHA, VA, USDA, and home improvement loans. It also offers conventional conforming loan options. Its team of loan specialists provides professional advice for first-time homebuyers purchasing a new home and helps customers with low credit ratings who want to achieve homeownership. Its clients can also start their prequalification using the company's online application system.

1220 Coit Road, Plano, TX 75075
Plano, TX 75075

InstagramWebsite(972) 733-9919

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.7 / 5 ( Best)

Total Reviews:

3 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

14900 Landmark Blvd Ste 600, Dallas, TX 75254
Dallas, TX 75254
  • Reverse Mortgages
  • NMLS #: 39166

The Robinett Team - Mid America Mortgage is a lending company operating in the Plano area. With a diverse selection of mortgage products, it helps residential customers to refinance into new loans with lower interest rates and shorter maturity options. Furthermore, it provides assistance with cashing out against home equity. The company issues conventional mortgages with fixed or adjustable rates. Jumbo and super jumbo loans are available for clients with a property value exceeding local limits on conforming loans. Additionally, it offers a number of government-backed mortgages such as FHA, VA, and USDA loans.

14900 Landmark Blvd Ste 600, Dallas, TX 75254
Dallas, TX 75254

Website(469) 305-1212

Show Number
5700 Granite Pkwy #200, Plano, TX 75024
Plano, TX 75024
  • New Construction

WeDoLoans.com is a firm that handles mortgage refinancing cases in the area of Plano and its neighboring communities. It searches among various lenders for the lowest mortgage cost with an aim to save its clients frustration, time, and money. They help customers find the right mortgage and avoid wrong loans to help them steer clear of exorbitant interest payments. It also provides clients with custom plans. WeDoLoans.com has more than 18 years of experience in refinancing homes and navigating the loan process.

5700 Granite Pkwy #200, Plano, TX 75024
Plano, TX 75024

Website(877) 854-9338

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

130 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

5800 West Plano Parkway, Plano, TX 75093
Plano, TX 75093
  • Reverse Mortgages
  • NMLS #: 39166

For over two decades, Willow Bend Mortgage has offered home mortgage refinance in Plano. The firm offers fixed-rate, adjustable-rate, FHA, VA, and cash-out loans. Its loan officers help customers decide if refinancing is right for them and guide clients through the refinancing process to reduce monthly payments, decrease payback periods, cash out their homes' equity, convert between fixed and adjustable rates, or lower interest rates. Willow Bend Mortgage offers an online refinance calculator to help clients understand the loan options that best suit their mortgage needs. It also allows clients to apply online or speak with a refinance specialist.

5800 West Plano Parkway, Plano, TX 75093
Plano, TX 75093

Website(972) 818-1666

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

4 (Best)

Average Review Score:

4.8 / 5 ( Best)

Total Reviews:

36 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS

Wrong city? Here are some nearby places:

Search for Mortgage Refinance Companies near you