Best Mortgage Refinance Companies in McKinney

Capacity Lending is a McKinney-based company providing its clientele with mortgage options and refinancing solutions. It offers FHA, VA, and fixed-rate or adjustable-rate loans. Its lending professionals assist current mortgagors in assessing their existing mortgages and restructuring them for benefits ranging from cash to lowered interest rates or monthly payments. They compare available lending options from the company's network of lenders and address clients' concerns to help prospective and current mortgagors find or refinance lending options according to their needs.

First Bank addresses inquiries and applications involving loaning and refinancing programs from clients in McKinney. Its staff focuses on a detail-oriented approach by organizing comprehensive assessments of a potential applicant's existing loans, credit score, and specified terms and interest rates. It utilizes first-hand familiarity with various mortgage resources and trend changes in the real estate market to make adjustments to its financial recommendations. It also makes use of banking-related knowledge that has developed throughout the course of generations since First Bank began in 1907.

Gail Hillman is a branch manager of Novus Home Mortgage serving clients in McKinney. She offers mortgage refinancing services and products such as USDA, FHA, VA, IRRL, jumbo, and fixed loan programs. Additionally, the professional provides jumbo loans from Bayview, US Bank, PenFed, and Chase. Her conventional loan programs include Direct Freddie Mac, Fannie Mae HomeReady, Freddie Home Possible, and FNMA Direct. Hillman has been in the industry for over 15 years. She received the Best Mortgage Professional award in 2019 from D Magazine.

Global Integrity Finance provides real investment products to clients in McKinney. For more than 25 years, it has assisted borrowers looking to refinance their existing mortgage in obtaining a lower interest rate or cutting their loan term short. Its mortgage advisors take the time to analyze the clients' needs, create customized mortgage options for them, and present these in real time. They also explain these options in detail to help borrowers understand the best arrangement for their situation. Global Integrity Finance seeks to simplify the loan process for clients.

Joe Boggs is a loan officer helping McKinney clients find the right refinancing option to replace their existing mortgage loan. One of the loan programs he offers is rate term refinance, designed to pay off one loan using the new loan’s proceeds. A rate term refinance helps clients reduce their payments, interest rate, and overall mortgage term. His other loan programs include conventional, FHA, VA, and USDA rural loans. Boggs is a mortgage instructor and real estate investor affiliated with the Collin County Association of Realtors.

Michael DeBacker, a retail branch manager at USA Mortgage, supports families in McKinney in their homeownership process by providing a variety of mortgage products. He has been in the mortgage industry since 2008. Refinance options like cash-out, rate and term, and renovation refinance are available for customers who prefer to leverage home equity for investment. The agency offers a portfolio of loan products to meet clients' mortgage-related needs, including FHA, USDA home, conventional, VA, and jumbo loans.

Pinnacle Funding Group caters to customers in McKinney and nearby areas. Its team provides personalized service by guiding clients through every stage of the home purchase and mortgage refinance process. Its mortgage professionals provide consultations to determine the client's individual goals and needs. They offer a variety of options and regularly inform borrowers about the status of their loans. The president of Pinnacle Funding Group, Brian Palmer, has been working in the mortgage industry since 2002.

Security Mortgage Co. is a brokerage company that serves clients in McKinney. It offers mortgage refinancing services that lead to lower interest rates and smaller monthly payments. It also assists clients looking to cash out equity to consolidate debt, renovate properties, or use on a family vacation. FHA and VA loans are offered to those who are looking to obtain government loan programs. Security Mortgage is owned and operated by Robert Weaver, a loan representative and mortgage broker with over 29 years of experience.

Tammy Costas works for Nexa Mortgage, serving clients in McKinney. She helps people secure mortgages when they want to buy a new home or refinance their current loans. Several loan options are available, including FHA, VA, jumbo, USDA, and HARP. Tammy caters to first-time and second-home buyers, investors, and senior citizens. One of her past clients said that she closed their deal with VA buyers two weeks earlier than planned. Tammy has a Business Administration degree and has been with Nexa Mortgage for over two years.

The Eric White Team is a Fairway Independent Mortgage Corporation brokerage that serves McKinney and its surrounding areas. It helps homeowners refinance their loans and find options with reduced interest rates or monthly payments. It also guides first-time home builders and buyers, from filing a mortgage application to closing. Eric White oversees a team of over 20 people, including loan officers, processors, and relationship managers. He has been in the mortgage business for over 20 years.

Tom Sherman caters to clients of Benchmark Mortgage in communities within McKinney. For more than two decades, he has been assisting homebuyers, sellers, and refinancing applicants in canvassing various programs that match their specified terms, interest rates, and financial situations. He helps customers with preparing their requirements and conducts holistic assessments of the mortgage and real estate markets for information to use in his loan and refinancing recommendations. Sherman also works alongside the agency's other members in assisting veterans with their homeownership endeavors.