Expertise.com

Best Local Car Insurance Agencies in Nashville

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Local Car Insurance Agencies FAQs

Learn more
Braly Insurance Group logo
FEATURED
Visit WebsiteWebsite

License Verified:

License: 3001139672

Tennessee Department of Commerce & Insurance

Call for quote

Braly Insurance Group

40 Burton Hills Blvd Ste 200, Nashville, TN 37215
Visit WebsiteWebsite
  • Multiple Policy Types
  • Homeowners
  • Auto
  • Business Insurance

Business Description

Braly Insurance Group is an independent agency serving clients in Nashville. It offers insurance policies that cover expenses related to bodily injury or property damage resulting from a car accident. The agency also provides insurance products for homeowners, renters, farms, and commercial vehicles. To meet the unique risk management needs of clients, it compares policies from several insurance companies, such as Liberty Mutual, Markel, and Nationwide. To give back to the community, it identifies a child, family, or group that needs help every 90 days.

License Verified:

License: 3001139672

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (39)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Call for quote

BTJ Insurance logo
Visit WebsiteWebsite

License Verified:

License: 6655

Tennessee Department Of Commerce & Insurance

BTJ Insurance

432 Bell Road, Nashville, TN 37217
Visit WebsiteWebsite
  • Home & Auto Insurance
  • Home Insurance

Business Description

BTJ Insurance is a car insurance agency that serves clients across Nashville. It helps clients purchase the right insurance coverage that can protect their assets and future from any loss caused by car accidents. It also offers life insurance, which includes disability, critical illness, and long-term care coverage. The agency is affiliated with local contractors and offers a concierge directory to its clients. It also gives back to the community through its current Community Cause program.

License Verified:

License: 6655

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Choice Insurance Agency LLC logo
Visit WebsiteWebsite

License Verified:

License: 2397572

Tennessee Department Of Commerce & Insurance

Choice Insurance Agency LLC

555 Marriott Drive, Nashville, TN 37214
Visit WebsiteWebsite
  • Multiple Carriers
  • Bundling Option

Business Description

Choice Insurance Agency, LLC, caters to the insurance needs of individuals, families, and businesses in Nashville. As a multi-insurance firm, it offers a wide variety of insurance products, including standard auto insurance. The company’s professional and experienced agents source a selection of quotes from several suppliers for vehicle owners to choose from based on their specific needs and requirements. This protects them in the event of an automotive emergency. Choice Insurance Agency also provides homeowners', commercial, and product liability insurance.

License Verified:

License: 2397572

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Cordell Insurance Agency logo
Visit WebsiteWebsite

Cordell Insurance Agency

4331 Old Hickory Blvd Ste D, Old Hickory, TN 37138
Visit WebsiteWebsite

Business Description

Cordell Insurance Agency is located in Old Hickory, Tennessee, and provides comprehensive auto insurance policies in Nashville, the greater middle Tennessee area, and Kentucky. Since 2004, its team of brokers has offered personalized services to customers by finding the right coverage from the different auto insurance companies it represents. Clients praise the agency's prompt service and commitment to finding appropriate coverage easily and responsibly. Cordell protects its clients with insurance policies that cover other vehicles such as trucks, motorcycles, and boats, as well as insurance coverage for businesses and special events.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (79)
Facebook
5.0 / 5 (46)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Elite Insurance logo
Visit WebsiteWebsite

Elite Insurance

1894 General George Patton Dr Ste 100, Franklin, TN 37067
Visit WebsiteWebsite

Business Description

Located in Franklin, Elite Insurance is an independent agency serving Tennessee and Kentucky. It combs through the auto insurance policies of multiple carriers to find the right ones for their clients. The agency provides objective and unbiased advice, helps clients understand their policies, and supports them during a claim. Policies typically include collision and comprehensive coverage to meet the costs of an accident or theft and liability to pay the expenses of the other party. Optional additions can include property damage to pay for damage to another person's car and coverage for the client if the other party is uninsured/underinsured.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (26)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Harden Insurance logo
Visit WebsiteWebsite

License Verified:

License: 2331955

Tennessee Department Of Commerce & Insurance

Harden Insurance

2211 Jackson Downs Boulevard, Nashville, TN 37214
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Harden Insurance is a company that offers auto insurance products and services to vehicle owners in the Nashville metro. The company consists of insurance agents who have 34 years of combined experience in the industry. They provide customized insurance policies suited to the needs of their clients. The owner, Heath Harden, is an insurance agent who has been in the business for 30 years. He runs the company with his wife, Jennifer Harden, who is an insurance agent since 1996.

License Verified:

License: 2331955

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (17)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
HQ Insurance logo
Visit WebsiteWebsite

License Verified:

License: 16573294

Tennessee Department Of Commerce & Insurance

HQ Insurance

2451 Atrium Way, Nashville, TN 37214
Visit WebsiteWebsite
  • Boats
  • Motorcyle & ATV

Business Description

HQ Insurance is a full-service insurance company that caters to the insurance needs of drivers and car owners in Nashville. The firm assists individuals, families, and businesses in attaining financial security for their vehicles with an auto insurance policy. Its independent insurance agents represent a variety of carriers that can provide different coverage options, including liability, comprehensive, collision, medical, and miscellaneous coverages. Other offerings include home, business, life, and health insurance. The company's workforce has more than 50 years of combined experience in the industry.

License Verified:

License: 16573294

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.9 / 5 (51)
Facebook
4.8 / 5 (21)
Yelp
2.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Langer Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 2376492

Tennessee Department Of Commerce & Insurance

Langer Insurance Agency

305 East Trinity Lane, Nashville, TN 37207
Visit WebsiteWebsite
  • Boats
  • Motorcyle & ATV
  • Boat Insurance

Business Description

Langer Insurance Agency is a Tennessee-based car insurance provider catering to families, individuals, and businesses in Nashville. Kelly Wise, its principal agent, is an award-winning insurance expert with multiple Presidential Leadership and Sales Person of the Year awards under her belt. She and her team offer extensive auto insurance policies, providing coverage for liability to others, collision and non-collision accidents, ancillary medical costs, and car rentals. Langer Insurance Agency represents Erie Insurance and offers home, business, and life insurance plans as well.

License Verified:

License: 2376492

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.0 / 5 (15)
Facebook
5.0 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Lockeland Insurance Advisors logo
Visit WebsiteWebsite

Lockeland Insurance Advisors

204 S 11th St, Nashville, TN 37206
Visit WebsiteWebsite

Business Description

Lockeland Insurance Advisors is a locally owned and operated car insurance agency in Nashville that offers advice and custom coverage options. The agency serves as a trusted advisor for clients searching for a plan that fits their needs, whether they are looking to cover a new car or purchasing their first home. The agency has access to a wide array of carrier options. The coverage includes homeowners, renters, automobiles, and life and disability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)
Facebook
5.0 / 5 (4)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Merit Insurance logo
Visit WebsiteWebsite

Merit Insurance

14625 Lebanon Rd Ste D, Old Hickory, TN 37138
Visit WebsiteWebsite

Business Description

Merit Insurance is an independent insurance agency that helps motorists throughout the Nashville, Tennessee, metro area, by working with many carriers to find policies to meet all coverage needs at a fair and competitive rate. Founded in 2010, the company offers liability insurance with options for medical payments, uninsured and underinsured motorist, and collision and comprehensive auto policies to cover all costs following auto damage. Merit Insurance also provides plans for most modes of transportation, including motorcycles, boats, motor homes, and recreational vehicles, such as ATVs, jet skis, and golf carts.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (11)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mills Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 2101028

Tennessee Department Of Commerce & Insurance

Mills Insurance Agency

4525 Harding Rd, Nashville, TN 37205
Visit WebsiteWebsite
  • Boats
  • Motorcyle & ATV
  • Home & Auto Insurance

Business Description

Mills Insurance Agency is an independent agency serving individuals, families, and businesses in Nashville. Established in 2003, it offers a broad range of insurance products, including standard auto insurance. Its agents have access to reputable and financially sound regional and national insurance carriers, allowing them to design a comprehensive protection package for drivers of various backgrounds and risk factors. In addition, Mills Insurance Agency insures other vehicles, such as motorcycles, boats, and ATVs. It represents various carriers such as Erie Insurance and Auto Owners.

License Verified:

License: 2101028

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Raborn Insurance Agency logo
Visit WebsiteWebsite

Raborn Insurance Agency

200 S Lowry St, Smyrna, TN 37167
Visit WebsiteWebsite

Business Description

Founded in 1973, Raborn Insurance Agency is an independent agency providing auto insurance services throughout the Nashville, Tennessee, metro area. This agency sells coverage for a wide range of vehicles including motorcycles, ATVs, gulf carts, and other recreational vehicles, motor homes, and antique or special interest cars. It handles a variety of policy types such as senior driver policies available to individuals over the age of 55 and offers umbrella packages to clients who wish to cover more than one liable category in exchange for discount rates. Home and business insurance are other specialty areas.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (16)
Google
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Reynolds Insurance Agency INC logo
Visit WebsiteWebsite

Reynolds Insurance Agency INC

103 Moore Ave Smyrna Tn 37167, Smyrna, TN 37167
Visit WebsiteWebsite

Business Description

Reynolds Insurance Agency Inc. is an insurance agency and broker in Smyrna, Tennessee, that serves the Nashville metropolitan area as a seller of both personal and commercial auto insurance. It offers auto insurance with a rate lock, allowing customers to lock in their rates until they add or remove drivers or vehicles, or move out of the area. The agency also provides special policies for senior drivers and motorcyclists. Reynolds Insurance Agency additionally provides commercial insurance for restaurants, salons and barbers, apartment owners, contractors, managers, and other professionals, as well as personal life and homeowners insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tucker Agency logo
Visit WebsiteWebsite

License Verified:

License: 2391706

Tennessee Department of Commerce & Insurance

Tucker Agency

21 White Bridge Pike Ste 201, Nashville, TN 37205
Visit WebsiteWebsite
  • Multiple Carriers

Business Description

Tucker Agency offers customized insurance solutions for individuals and businesses in Nashville. It provides auto insurance policies, most of which cover liability, accidents with uninsured or underinsured individuals, rental car reimbursement, medical payments as a result of an accident, protection from vehicle theft and vandalism, and roadside assistance. It also provides other insurance products, such as home and property, specialty commercial auto, business, and life. Tucker Agency is an independent property and casualty agency established in 2018 by Will Tucker.

License Verified:

License: 2391706

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (19)
Facebook
5.0 / 5 (1)
Varallo Insurance Agency logo
Visit WebsiteWebsite

License Verified:

License: 764685

Tennessee Department Of Commerce & Insurance

Varallo Insurance Agency

296 White Bridge Pike, Nashville, TN 37209
Visit WebsiteWebsite
  • Multiple Carriers
  • Bundling Option

Business Description

Established in 1995, Varallo Insurance Agency provides auto insurance products to drivers in Nashville. The family-run agency was founded by Tammy Varallo, who started her career in insurance at the age of 15 by working for her father's insurance agency through high school and college. The agency offers coverage through multiple insurance companies such as Safeco and Progressive. Varallo Insurance Agency also offers SR-22 certification and insurance solutions for commercial auto, motorcycles, and boats.

License Verified:

License: 764685

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
Zander Insurance logo
Visit WebsiteWebsite

Zander Insurance

6213 Charlotte Pike, Nashville, TN 37209
Visit WebsiteWebsite

Business Description

Zander Insurance is a full-service agency that has been providing auto insurance plans with an annual review policy for more than nine decades. This Nashville-based company deals with hundreds of insurance providers on behalf of its customers to avoid the hassle of the application process. It also uses advanced technologies in comparing insurance quotes. Insurance products offered are term life insurance, identity theft protection plan, and disability insurance. It also provides insurance for home and business owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (243)
Yelp
4.0 / 5 (193)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

Read all FAQs