Expertise.com
2024

Last updated:

Best Local Car Insurance Agencies in Franklin

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Franklin Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

48

Reviewed

31

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
330 Mallory Station Rd STE A2, Franklin, TN 37067
  • Bundling Option

Why choose this provider?

Allee Insurance Agency is a multi-line insurance management company that has been serving the Franklin metro area and surrounding communities for more than two decades. Operating since 1999, the firm provides an extensive array of auto insurance options to individual and business drivers. These include liability, comprehensive, collision, personal injury protection, and uninsured or underinsured motorists. Its independent insurance agents also offer additional coverage options for towing services, emergency roadside assistance, and rental car reimbursements. The company has a large clientele in Nashville and Brentwood.

License Verified:

License: 2257727

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
256 Seaboard Lane, Suite H-102, Franklin, TN 37067
  • Bundling Option

Why choose this provider?

Williams Insurance Group is a family-owned insurance firm that serves Franklin and all of Tennessee. Its owner and principal agent, Steve Williams, has more than thirty years of experience in the insurance industry. The company’s professional team of associates can help vehicle owners acquire car insurance policies that will protect them in the event of an automotive emergency. In addition to standard auto, Williams Insurance Group also insures antique or classic cars, motorcycles, RVs, and boats.

License Verified:

License: 5415

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (77)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
321 Billingsly Court, Franklin, TN 37067
  • Bundling Option

Why choose this provider?

Johnston & Associates Insurance is a Franklin-based family-owned business with over 50 years of industry experience. The company's product range includes auto insurance, which covers collision damage and protects clients from theft and fire. Its team has access to policy options from various carriers such as Hagerty, MetLife, and Progressive. Scott Johnston, the agency's principal, has been an insurance professional since 1992. He serves the community through local ministries like Nashville Rescue Mission and the Second Harvest Food Bank.

License Verified:

License: 2364588

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (85)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3326 Aspen Grove Drive, Franklin, TN 37067
  • Motorcyle & ATV

Why choose this provider?

Irvin-Dyal & Brown Insurance is a locally owned and operated independent agency. As part of the community, it can offer practical car insurance options that cover the common challenges that motorists face in Franklin and the neighboring areas. In addition to the coverages required by the state, clients can also opt to add windshield repair and roadside assistance benefits to their premiums. The agency also provides home, life, pet, and business insurance policies.

License Verified:

License: 2264865

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
128 Holiday Court, Franklin, TN 37067
  • Multiple Carriers

Why choose this provider?

Matt Cole is a car insurance agent based in Franklin and caters to individuals, families, and business owners. He handles auto, health, life, homeowners, and small business insurance. Prior to becoming an insurance agent, Matt first worked as a territory manager and a technical sales representative, earning him a broader experience in the field. Working with his mission to change people's perspectives about the importance of insurance in mind, Matt has been recognized as one of the Top 100 Agents in 2019.

License Verified:

License: 2423103

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (268)
Facebook
5.0 / 5 (13)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
813 Columbia Avenue, Franklin, TN 37064
  • Bundling Option

Why choose this provider?

McDonald Insurance and Financial Services - Franklin carries personal insurance plans for individuals and families within the area. The agency helps automobile owners obtain adequate financial protection for classic and antique cars and motorcycles. Auto insurance policyholders receive compensation for losses arising from collisions, uninsured motorists, medical payments, vandalism, and theft. McDonald Insurance and Financial Services also offers pet, valuable items, RV, ATV, and boat insurance. As a client-focused business, it aims to provide exceptional service levels.

License Verified:

License: 2280416

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (39)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
145 Southeast Parkway, Franklin, TN 37064
  • Bundling Option

Why choose this provider?

The professionals at Battle Page Insurance Agency have more than six decades of combined experience in the insurance industry. Based in Franklin, this independent insurance firm specializes in searching for personal and commercial insurance products suited to each client's needs. Its founder, Battle Page, believes building relationships is the most critical component in providing insurance solutions. Page and his staff run through the risks that each vehicle owner wants to address and compares rates from trusted insurance providers on the market.

License Verified:

License: 2472968

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.9 / 5 (7)
Facebook
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • If your car has new features, do you need to add special coverage to your car insurance in Franklin?

    It depends on the situation. In Franklin, you are advised to talk to your insurance agent to determine whether you need to add special coverage to your car insurance in case your vehicle has new features, such as a sunroof, stereo, or truck cap. Whenever your car has after-market modifications, you need to consult your agent to know if your coverage is still appropriate for your needs.

  • How does loan or lease gap insurance work in Franklin?

    In Franklin, loan or lease gap insurance protects drivers from financial losses in case their cars have been stolen or totaled. It helps them pay their car loan or lease if they owe more than their vehicles' actual cash value. However, this insurance does not pay lease penalties, over balances, extended warranties, or overdue payments.

  • Can drivers add pet injury coverage to their car insurance in Franklin?

    Yes, drivers in Franklin can add pet injury coverage to their car insurance to prevent out-of-pocket expenses in case their dogs or cats get hurt in an accident. To qualify for this type of coverage, pets must be owned by the driver or household member. Pet injury coverage pays for veterinarian and burial expenses.

  • If you have been injured in a car accident in Franklin and the at-fault party does not have enough bodily injury liability, who will cover your medical expenses?

    If you have been hurt in a car accident in Franklin and the at-fault party does not have enough bodily injury liability, the uninsured or underinsured liability coverage on your car insurance can pay for your medical expenses. It is important to have this type of coverage, especially if you are not sure whether other drivers carry insurance coverage.

  • What is the average cost of car insurance in Franklin?

    Vehicle drivers and owners in Franklin pay an average of $148 per month for minimum and full car insurance coverage. This rate is 19% less than Tennessee's average insurance cost, which is $164 per month or $1,9790 per year. However, rates still depend on policyholders' age, gender, vehicle type, and insurance and driving history.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.