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2024

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Best Local Car Insurance Agencies in Murfreesboro

Our Recommended Top 11

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Murfreesboro Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

68Reviewed

45Curated

11Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

4331 Old Hickory Boulevard, Old Hickory, TN 37138
WebsiteLicense: 2473863

Expertise.com Rating

Review Sources

Google
5.0 (54)
Facebook
5.0 (26)
Yelp
5.0 (3)

Why choose this provider?

Cordell Insurance Agency is an independent firm that has been offering personalized insurance services throughout the areas of Murfreesboro and Old Hickory since 2004. The agency's goal is to treat clients like family and identify the best car insurance policy that suits their unique needs. Its website allows clients 24/7 online access to its insurance policy through the client center portal. Additionally, Cordell Insurance Agency assists clients in handling their claims properly.

  • Boats
  • Motorcyle & ATV

205 Northwest Broad Street, Murfreesboro, TN 37130
WebsiteLicense: 2456283

Expertise.com Rating

Review Sources

Google
4.9 (331)
Facebook
4.9 (28)

Why choose this provider?

Located in Murfreesboro, Tennessee Auto Insurance Agency is an independent insurance agency that focuses on providing auto insurance. The agency offers auto insurance policies that consist of the basic state requirements and coverages that give additional protection to its clients and their vehicles. The coverages the agency recommends are comprehensive, collision, personal injury protection, and roadside coverages. Established in 1998, Tennessee Auto Insurance Agency also has insurance for commercial automobiles, motorcycles, recreational vehicles, homeowners, and renters.

  • Multiple Carriers

102 Front Street, Franklin, TN 37064
WebsiteLicense: 2318645

Expertise.com Rating

Review Sources

Facebook
4.6 (19)

Why choose this provider?

Stewart Insurance Group is an independent insurance agency serving clients in Murfreesboro and throughout Tennessee. It offers standard auto insurance and car insurance for collector cars that includes collision, comprehensive and property damage coverage, and also insures against bodily injury and uninsured and underinsured liabilities. Its professional team of associates works together to identify clients' insurance requirements and provide services that best meet their needs, expanding from auto insurance to motorcycle, boat, mobile home and homeowners' insurance.

  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

7091 Old Harding Pike, Nashville, TN 37221
WebsiteLicense: 17257

Expertise.com Rating

Review Sources

Facebook
5.0 (7)

Why choose this provider?

Mike Bates is a State Farm insurance agent serving the residents of Murfreesboro. He leads his team in helping car owners obtain sufficient protection for losses due to collisions, theft, fire, flood, or hail. Car insurance coverage also includes antique cars, rental cars, and sports cars. Bates and his team work in a way that builds client relationships and develops community. He also carries insurance products for life, health, homes, businesses, pets, and properties.

  • Multiple Carriers
  • Bundling Option

730a Middle Tennessee Boulevard, Murfreesboro, TN 37129
WebsiteLicense: 2299618

Expertise.com Rating

Review Sources

Google
4.8 (72)

Why choose this provider?

Middle TN Insurance Group, Inc. is a locally owned insurance agency located in Murfreesboro. Its insurance advisors combine auto insurance with personalized services to deliver the best coverage that fits the individual's circumstances. They offer an auto insurance plan that helps replace parts for the car in an event of an accident, covers property damage costs, and pays medical expenses from injuries. The agency's priorities are the well-being of its clients and proper coverage while saving money.

  • Bundling Option

1315 Central Court, Hermitage, TN 37076
WebsiteLicense: 2369680

Expertise.com Rating

Review Sources

Google
5.0 (140)
Facebook
5.0 (48)

Why choose this provider?

Serving the residents of Murfreesboro and the nearby areas, the Hargis Family Agency assists vehicle owners with all aspects of car insurance involving auto and motorcycle coverage. Its agents help clients find policies suitable for their needs by going through over 50 insurance and financial service companies. Additionally, the company offers insurance coverage for boats, recreational vehicles, vans, and motor homes. Hargis Family Agency has been in the insurance industry since 1979.

  • RV & Motorhome
  • Boats

1850 Memorial Boulevard, Murfreesboro, TN 37129
WebsiteLicense: 2309588

Expertise.com Rating

Review Sources

Google
4.9 (300)

Why choose this provider?

AmeriAgency Insurance has been serving Murfreesboro and its surrounding areas since 1998. It provides car insurance along with other personal and business policies. It also offers bundles for car insurance with either homeowner, multiple vehicles, motorcycles, or boats. Pet and contractor insurance are also handled by the agency. Its team of local agents works with a variety of insurance companies. This enables them to compare quotes using unique software and issue personalized policies for every client.

  • Bundling Option
  • RV & Motorhome

2451 Atrium Way, Nashville, TN 37214
WebsiteLicense: 2078809

Expertise.com Rating

Review Sources

Google
4.9 (56)
Facebook
4.8 (30)
Yelp
3.0 (2)

Why choose this provider?

HQ Insurance is a multi-line insurance solutions company that serves the Murfreesboro metro area and nearby localities. The independent insurance agency helps individuals, families, and businesses minimize financial risks for their vehicles through an auto insurance policy. Its agents shop for a variety of coverage options like liability, comprehensive, collision, medical payments, car rental, and umbrella coverage among different carriers. They also help clients compare offerings and select the best policy that suits their needs. The company aims to provide personalized and exceptional services.

  • Multiple Carriers

1703 1st Place, Murfreesboro, TN 37129
WebsiteLicense: 716520

Expertise.com Rating

Review Sources

Google
4.4 (14)
Yelp
5.0 (1)

Why choose this provider?

The Newport Agency is a full-service insurance company that has been serving the Murfreesboro metro area and surrounding localities for more than 27 years. Established in 1993, the independent insurance agency assists car owners, motorists, and commercial operators in selecting the right car insurance policy akin to their needs and resources. Its agents shop for various coverage options like liability, comprehensive, collision, and umbrella coverage among multiple insurance carriers. They also educate clients on their premiums and deductibles.

  • Multiple Carriers

256 Jackson Meadows Drive, Nashville, TN 37076
WebsiteLicense: 5466

Expertise.com Rating

Review Sources

Facebook
5.0 (5)
Yelp
4.5 (2)

Why choose this provider?

Bush Insurance & Financial Services, Inc., is an independent agency near Murfreesboro that offers car insurance solutions. The auto policies it writes protect drivers by paying for losses they cause to others and reimbursing them and their passengers when they sustain injuries because of an accident, no matter whose fault it was. Damages to policyholders' vehicles can also be covered by collision and comprehensive insurance. Understanding that every situation is unique, the company finds suitable combinations of coverages from several of the nation's leading insurance carriers.

  • Multiple Carriers
  • Bundling Option

150 Uptown Square, Murfreesboro, TN 37129
WebsiteLicense: 2014517

Expertise.com Rating

Review Sources

Google
5.0 (38)

Why choose this provider?

Roque Insurance Agency is a locally owned independent insurance agency specializing in auto, home, life, and specialty insurance needs for clients based in Murfreesboro, Rutherford, and the surrounding counties. The full-service agency provides auto insurance with coverage for bodily injury liability, property damage liability, medical payments, uninsured and underinsured motorist, collision, and comprehensive. Representing multiple carriers, the agency also has a full portfolio of personal insurance products such as personal umbrella, personal valuables, boats, recreational vehicles, and classic auto insurance.

  • Multiple Carriers

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • How much is car insurance in Murfreesboro?

    In Murfreesboro, the average cost of car insurance is $1,284 per year. The rate is $45 cheaper than Tennessee's statewide average, which is $1,329. However, rates still depend on insurance companies' guidelines. Most insurance companies charge policyholders higher premiums if they have too many driving violations, such as DUIs and speeding tickets.

  • If your vehicle hits a gutter, can your car insurance in Murfreesboro cover the repair cost?

    Yes, your can insurance in Murfreesboro can basically cover the repair cost if your vehicle hits a gutter. The collision coverage in your policy will pay for the out-of-pocket expenses due to the damaged vehicle. However, damage resulting from vandalism, animals, and natural disasters is not covered by collision coverage.

  • In Murfreesboro, do marital status and gender affect car insurance rates?

    Yes, most of the time, marital status and gender affect car insurance rates in Murfreesboro. Drivers who are married pay lower car insurance premiums than single drivers. Windowed individuals also pay less than insurance premiums. In addition, male drivers pay higher insurance premiums than female drivers. This is because insurers think that male drivers are more at risk.

  • Who needs commercial car insurance in Murfreesboro?

    In Murfreesboro, vehicle drivers who operate a car on behalf of a business must have car insurance. Employees who drive company cars or personal cars for business-related errands must carry car insurance policies. This type of insurance also includes comprehensive, collision, uninsured or underinsured motorist, personal injury protection, and liability insurance.

  • If you move to Murfreesboro, do you need to change your car insurance?

    Yes, you need to change your car insurance policies if you move to Murfreesboro and have your coverage re-evaluated to determine whether there are cheaper car insurance options in your new location. You have to evaluate your current car insurance policy if you are dealing with major life events, like getting married or finding a new job.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.