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Best Local Car Insurance Agencies in Murfreesboro

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AmeriAgency Insurance logo
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License Verified:

License: 2309588

Tennessee Department Of Commerce & Insurance

AmeriAgency Insurance

1850 Memorial Boulevard, Murfreesboro, TN 37129
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  • Bundling Option
  • RV & Motorhome

Business Description

AmeriAgency Insurance has been serving Murfreesboro and its surrounding areas since 1998. It provides car insurance along with other personal and business policies. It also offers bundles for car insurance with either homeowner, multiple vehicles, motorcycles, or boats. Pet and contractor insurance are also handled by the agency. Its team of local agents works with a variety of insurance companies. This enables them to compare quotes using unique software and issue personalized policies for every client.

License Verified:

License: 2309588

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (300)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bush Insurance & Financial Services, Inc. logo
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License Verified:

License: 5466

Tennessee Department Of Commerce & Insurance

Bush Insurance & Financial Services, Inc.

256 Jackson Meadows Drive, Nashville, TN 37076
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  • Multiple Carriers
  • Bundling Option

Business Description

Bush Insurance & Financial Services, Inc., is an independent agency near Murfreesboro that offers car insurance solutions. The auto policies it writes protect drivers by paying for losses they cause to others and reimbursing them and their passengers when they sustain injuries because of an accident, no matter whose fault it was. Damages to policyholders' vehicles can also be covered by collision and comprehensive insurance. Understanding that every situation is unique, the company finds suitable combinations of coverages from several of the nation's leading insurance carriers.

License Verified:

License: 5466

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (5)
Yelp
4.5 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Cordell Insurance Agency logo
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License Verified:

License: 2473863

Tennessee Department Of Commerce & Insurance

Cordell Insurance Agency

4331 Old Hickory Boulevard, Old Hickory, TN 37138
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  • Boats
  • Motorcyle & ATV

Business Description

Cordell Insurance Agency is an independent firm that has been offering personalized insurance services throughout the areas of Murfreesboro and Old Hickory since 2004. The agency's goal is to treat clients like family and identify the best car insurance policy that suits their unique needs. Its website allows clients 24/7 online access to its insurance policy through the client center portal. Additionally, Cordell Insurance Agency assists clients in handling their claims properly.

License Verified:

License: 2473863

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (54)
Facebook
5.0 / 5 (26)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Hargis Family Agency logo
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License Verified:

License: 2369680

Tennessee Department Of Commerce & Insurance

Hargis Family Agency

1315 Central Court, Hermitage, TN 37076
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  • RV & Motorhome
  • Boats

Business Description

Serving the residents of Murfreesboro and the nearby areas, the Hargis Family Agency assists vehicle owners with all aspects of car insurance involving auto and motorcycle coverage. Its agents help clients find policies suitable for their needs by going through over 50 insurance and financial service companies. Additionally, the company offers insurance coverage for boats, recreational vehicles, vans, and motor homes. Hargis Family Agency has been in the insurance industry since 1979.

License Verified:

License: 2369680

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (140)
Facebook
5.0 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
––
Detail
HQ Insurance logo
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License Verified:

License: 2078809

Tennessee Department Of Commerce & Insurance

HQ Insurance

2451 Atrium Way, Nashville, TN 37214
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  • Multiple Carriers

Business Description

HQ Insurance is a multi-line insurance solutions company that serves the Murfreesboro metro area and nearby localities. The independent insurance agency helps individuals, families, and businesses minimize financial risks for their vehicles through an auto insurance policy. Its agents shop for a variety of coverage options like liability, comprehensive, collision, medical payments, car rental, and umbrella coverage among different carriers. They also help clients compare offerings and select the best policy that suits their needs. The company aims to provide personalized and exceptional services.

License Verified:

License: 2078809

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.4 / 5 (21)
Yelp
2.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Middle TN Insurance Group, Inc logo
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License Verified:

License: 2299618

Tennessee Department Of Commerce & Insurance

Middle TN Insurance Group, Inc

730a Middle Tennessee Boulevard, Murfreesboro, TN 37129
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  • Bundling Option

Business Description

Middle TN Insurance Group, Inc. is a locally owned insurance agency located in Murfreesboro. Its insurance advisors combine auto insurance with personalized services to deliver the best coverage that fits the individual's circumstances. They offer an auto insurance plan that helps replace parts for the car in an event of an accident, covers property damage costs, and pays medical expenses from injuries. The agency's priorities are the well-being of its clients and proper coverage while saving money.

License Verified:

License: 2299618

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.8 / 5 (72)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mike Bates logo
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License Verified:

License: 17257

Tennessee Department Of Commerce & Insurance

Mike Bates

7091 Old Harding Pike, Nashville, TN 37221
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  • Multiple Carriers
  • Bundling Option

Business Description

Mike Bates is a State Farm insurance agent serving the residents of Murfreesboro. He leads his team in helping car owners obtain sufficient protection for losses due to collisions, theft, fire, flood, or hail. Car insurance coverage also includes antique cars, rental cars, and sports cars. Bates and his team work in a way that builds client relationships and develops community. He also carries insurance products for life, health, homes, businesses, pets, and properties.

License Verified:

License: 17257

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
newportagency.com logo
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License Verified:

License: 716520

Tennessee Department Of Commerce & Insurance

newportagency.com

1703 1st Place, Murfreesboro, TN 37129
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  • Multiple Carriers

Business Description

The Newport Agency is a full-service insurance company that has been serving the Murfreesboro metro area and surrounding localities for more than 27 years. Established in 1993, the independent insurance agency assists car owners, motorists, and commercial operators in selecting the right car insurance policy akin to their needs and resources. Its agents shop for various coverage options like liability, comprehensive, collision, and umbrella coverage among multiple insurance carriers. They also educate clients on their premiums and deductibles.

License Verified:

License: 716520

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Roque Agency Insurance logo
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License Verified:

License: 2014517

Tennessee Department Of Commerce & Insurance

Roque Agency Insurance

150 Uptown Square, Murfreesboro, TN 37129
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  • Multiple Carriers

Business Description

Roque Insurance Agency is a locally owned independent insurance agency specializing in auto, home, life, and specialty insurance needs for clients based in Murfreesboro, Rutherford, and the surrounding counties. The full-service agency provides auto insurance with coverage for bodily injury liability, property damage liability, medical payments, uninsured and underinsured motorist, collision, and comprehensive. Representing multiple carriers, the agency also has a full portfolio of personal insurance products such as personal umbrella, personal valuables, boats, recreational vehicles, and classic auto insurance.

License Verified:

License: 2014517

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Stewart Insurance Group logo
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License Verified:

License: 2318645

Tennessee Department Of Commerce & Insurance

Stewart Insurance Group

102 Front Street, Franklin, TN 37064
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  • Multiple Carriers
  • Motorcyle & ATV
  • RV & Motorhome

Business Description

Stewart Insurance Group is an independent insurance agency serving clients in Murfreesboro and throughout Tennessee. It offers standard auto insurance and car insurance for collector cars that includes collision, comprehensive and property damage coverage, and also insures against bodily injury and uninsured and underinsured liabilities. Its professional team of associates works together to identify clients' insurance requirements and provide services that best meet their needs, expanding from auto insurance to motorcycle, boat, mobile home and homeowners' insurance.

License Verified:

License: 2318645

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.6 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tennessee Auto Insurance Agency logo
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License Verified:

License: 2456283

Tennessee Department Of Commerce & Insurance

Tennessee Auto Insurance Agency

205 Northwest Broad Street, Murfreesboro, TN 37130
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  • Multiple Carriers

Business Description

Located in Murfreesboro, Tennessee Auto Insurance Agency is an independent insurance agency that focuses on providing auto insurance. The agency offers auto insurance policies that consist of the basic state requirements and coverages that give additional protection to its clients and their vehicles. The coverages the agency recommends are comprehensive, collision, personal injury protection, and roadside coverages. Established in 1998, Tennessee Auto Insurance Agency also has insurance for commercial automobiles, motorcycles, recreational vehicles, homeowners, and renters.

License Verified:

License: 2456283

Tennessee Department Of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (331)
Facebook
4.9 / 5 (28)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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