Best Health Insurance Agencies in Chattanooga

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American Exchange logo
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License Verified:

License: 2004928

Tennessee Department of Commerce & Insurance

American Exchange

246 East 11th Street, Chattanooga, TN 37402
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  • Individual Plans
  • Life Insurance

Business Description

American Exchange provides health and Medicare solutions to clients in Chattanooga and the surrounding areas. The business offers public and private healthcare, benefit plan, and revenue cycle management, in addition to Medicaid. It also provides individual and group coverage for life and disability insurance. Its CEO, Bobby Huffaker, serves on several local non-profit boards and continuously gives back to the community. American Exchange also offers support services, such as TPA consulting, outreach, and insurance enrollment assistance.

License Verified:

License: 2004928

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (96)
Facebook
5.0 / 5 (39)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Atlas Insurance Agency logo
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License Verified:

License: 2237792

Tennessee Department of Commerce & Insurance

Atlas Insurance Agency

2245 Olan Mills Drive, Chattanooga, TN 37421
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  • Group Plans
  • Life Insurance

Business Description

The insurance experts at Atlas Insurance Agency have over five decades of collective experience providing business and personal insurance solutions in and around Chattanooga. They offer group health insurance plans and help create tailored group benefits for each employer. Their services also cover life, automobile, home, and recreational insurance products. A locally owned and operated company, Atlas Insurance Agency has over 19 professionals who work with multiple insurance carriers. A previous client has praised the company for its responsive insurance agents.

License Verified:

License: 2237792

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (164)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Beene Insurance Agency LLC logo
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License Verified:

License: 830424

Tennessee Department of Commerce & Insurance

Beene Insurance Agency LLC

50 Frazier Avenue, Chattanooga, TN 37405
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  • Life Insurance

Business Description

Beene Insurance Agency, LLC, provides health coverage options for communities in Chattanooga. Its long-term care policies include home health, facility, and shared care as well as inflation protection. It also has policies that secure properties such as home, auto, and recreational vehicles, as well as commercial lines of coverage for auto and liability. Beene is an independent agency with carriers such as Travelers, Progressive, Nationwide, and MetLife. Founder Mitchell Beene has over three decades of insurance expertise and is an active member of his parish community.

License Verified:

License: 830424

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Carriage Hill Insurance | Risk Management logo
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License Verified:

License: 1414

Tennessee Department of Commerce & Insurance

Carriage Hill Insurance | Risk Management

1672 Oak Ridge Turnpike, Chattanooga, TN 37830
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

Carriage Hill Insurance | Risk Management is an independent insurance agency that caters to individuals, families, and business owners in and around Chattanooga. It provides individual health and dental insurance policies, including Medicare Supplement plans. It also customizes employee benefit programs, which include group health, dental, and vision insurance. Moreover, the agency offers insurance coverages that protect residences, businesses, and vehicles. In 1984, Chris Wampler purchased and merged several insurance agencies to form Carriage Hill Insurance.

License Verified:

License: 1414

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (20)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Danielle Amato Insurance Services logo
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License Verified:

License: 2282110

Tennessee Department of Commerce & Insurance

Danielle Amato Insurance Services

5010 Austin Road, Chattanooga, TN 37343
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  • Individual Plans

Business Description

Daniel Amato Insurance Services is an insurance broker that helps individuals and companies find and select suitable health coverage in Chattanooga. The business offers individual health, short-term health, and small group health. It also caters to senior citizens who are in need of Medicare insurance to ensure that their safety and well-being are in check. Danielle Amato, the owner, has been in the industry for 19 years and has specialization knowledge about Medicare Supplements. She also consults clients to give better suggestions to them.

License Verified:

License: 2282110

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Flora Insurance Agency / Employee Benefit Specialists logo
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License Verified:

License: 3001133431

Tennessee Department of Commerce & Insurance

Flora Insurance Agency / Employee Benefit Specialists

6400 East Brainerd Road, Chattanooga, TN 37421
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  • Life Insurance

Business Description

Flora Insurance Agency / Employee Benefit Specialists is an insurance agency that serves clients in Chattanooga. It offers various healthcare, disability, critical illness, vision, and dental insurance plans from various insurance providers. Benefit packages can be categorized into group, voluntary, or individual options. For more than 50 years, the agency has been serving the insurance needs of families and businesses in the metro. Owner Mike Flora is well-versed in employee benefit plans covering cancer, accidents, life, and Medicare supplemental insurance.

License Verified:

License: 3001133431

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.1 / 5 (13)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Haren Insurance Inc logo
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License Verified:

License: 1944635

Tennessee Department of Commerce & Insurance

Haren Insurance Inc

240 Forest Avenue, Chattanooga, TN 37405
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  • Life Insurance

Business Description

Headquartered in Chattanooga, Haren Insurance, Inc., is an insurance service provider that serves businesses. This agency specializes in employee benefits, offering an array of services and products, including health insurance, medical, vision and dental coverage, and disability insurance. Furthermore, it provides supplemental insurance, life insurance, and telemedicine plans. Company president Kyle Haren has been in the health insurance industry since 1993. In 2004, Kyle received his designation as a registered health underwriter. He previously served as president of the Chattanooga Association of Health Underwriters.

License Verified:

License: 1944635

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
3.0 / 5 (10)
Insurance Advisors of Tennessee logo
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License Verified:

License: 2175229

Tennessee Department of Commerce & Insurance

Insurance Advisors of Tennessee

4159 Ringgold Road, Chattanooga, TN 37412
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  • Life Insurance

Business Description

Insurance Advisors of Tennessee, located in Chattanooga, provides varied and optimal coverage for its clients' insurance essentials. The agency's insurance products cover health insurance, home insurance, business insurance, life insurance, auto insurance, and Medicare which is offered into four main parts: hospital coverage, medical coverage, medical advantage, and prescription drug coverage. The insurance business strives to assist its clientele in navigating the maze of insurance options and has grown to serve clients in Alabama and Georgia.

License Verified:

License: 2175229

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
MedicareMisty logo
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MedicareMisty

109 Jordan Drive, Chattanooga, TN 37421
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  • Individual Plans

Business Description

MedicareMisty delivers the insurance needs of customers in Chattanooga. It offers an array of Medicare options, including common variations of Medicare Advantage Plans like HMO, special needs plans, PPO, and private fee-for-service plans. The company also provides Medicare Supplement plans, as well as a combination of Medicare Advantage and VA benefits for veterans. With a strong focus on people’s health and security, the MedicareMisty team helps its clientele find policies that suit their healthcare needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (23)
River City Insurance logo
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River City Insurance

3320 Dayton Boulevard, Chattanooga, TN 37415
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  • Individual Plans
  • Group Plans
  • Life Insurance

Business Description

River City Insurance is a locally-owned agency in Chattanooga. Its team of licensed agents assists clients from start to finish, procuring a personalized insurance plan and providing guidance through the claims process. The company has a range of comprehensive health insurance products, including dental and vision coverage, long-term care, supplemental insurance, and HSAs. It also handles policies on auto, home, life, and business insurance. The company conducts annual policy reviews and revises insurance plans accordingly for continuous security and value.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (54)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sunbelt Insurance logo
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License Verified:

License: 2792822

Tennessee Department of Commerce & Insurance

Sunbelt Insurance

114 Lee Parkway Drive, Chattanooga, TN 37421
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  • Individual Plans
  • Life Insurance

Business Description

Sunbelt Insurance is an insurance agency that caters to individuals and businesses in the Chattanooga area. The company recognizes that people are working tediously for their families, which motivates the company to offer health insurance. It also aims to help customers understand recent policies that have affected the insurance landscape in the country. Mark Slater, Jr., the president, has been with Sunbelt Insurance since 1987 and purchased the company in 2011. He is also a Certified Insurance Counselor.

License Verified:

License: 2792822

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (20)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
The Medicare Store by Affordable Medicare Plans logo
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License Verified:

License: 37725

Tennessee Department of Commerce & Insurance

The Medicare Store by Affordable Medicare Plans

4767 Highway 58, Chattanooga, TN 37416
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  • Life Insurance

Business Description

The Medicare Store by Affordable Medicare Plans caters to the health insurance needs of families and individuals in the Chattanooga area. The agency's mission is to simplify the overwhelming Medicare and healthcare process and provide unbiased insurance solutions paired with personalized customer service. It offers a variety of health insurance products, including Medicare and indemnity plans, prescription drug coverage, and dental insurance. The Medicare Store by Affordable Medicare Plans is a family-owned and family-operated business and serves both Tennessee and Georgia.

License Verified:

License: 37725

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Trey Nelms logo
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License Verified:

License: 2249407

Tennessee Department of Commerce & Insurance

Trey Nelms

3914 Saint Elmo Avenue, Chattanooga, TN 37409
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  • Individual Plans
  • Life Insurance

Business Description

Trey Nelms is an agent at State Farm who has been delivering health insurance packages in Chattanooga for over five years. He also offers assistance for clients interested in products that provide coverage for homes, auto, property, pet, life, and business. He and his team utilize a personalized approach to determine the proper protection program for every individual. Trey's passion is to help families in his community by mitigating their daily risks and protecting their dependents' future.

License Verified:

License: 2249407

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
TRM Insurance logo
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License Verified:

License: 2308199

Tennessee Department of Commerce & Insurance

TRM Insurance

417 Frazier Avenue, Chattanooga, TN 37405
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  • Individual Plans
  • Life Insurance

Business Description

TRM Insurance is a Chattanooga-based agency that strives to take out the financial burden from its clients when they got sick or injured. The service provider offers health care insurance plans that can cover medical bills, hospital expenses, and prescription drugs. The healthcare coverage varies depending on the client's needs. Aside from individual health programs, the business also offers healthcare packages for businesses. The types of health insurance available include dental, vision, long-term care, supplemental, disability, and travel insurance.

License Verified:

License: 2308199

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

Is there a tax credit for having health insurance?

The Advance Premium Tax Credit is a federal tax rebate designed to lower the cost of health insurance plans purchased through the Marketplace. Eligibility is based on income and household size. Consumers can decide how much of their tax credit to put toward their premiums.

Do employers have to offer health insurance?

The Affordable Care Act requires companies with at least 50 full-time employees to make essential health benefits available to 95% of their workforce. Companies that choose not to offer such benefits may have to pay a penalty.

Do you have to pay a health insurance deductible upfront?

In most cases, out-of-pocket expenses for approved services count toward your deductible. However, it's increasingly common for hospitals to request all or part of the deductible upfront when scheduling major services, such as CT scans and surgeries.

Read All FAQS