Best Mortgage Refinance Companies in Chattanooga

Eric Bradshaw works with individuals, families, homeowners, and real estate agents throughout the Chattanooga metro. Eric assists homeowners in the community in obtaining lower interest rates and more manageable monthly repayments by refinancing their existing mortgages. Through refinancing, he helps clients acquire cash for their urgent needs or pay off their loans sooner. He also aids first-time homebuyers and those who want to purchase their second property. Eric has closed and completed more than 587 mortgages.

iDirect Home Loans is a multi-state residential mortgage brokerage offering refinancing services in Chattanooga. It creates refinancing strategies to help mortgage borrowers obtain lower interest rates, minimal closing costs, and maximized equity cash-outs. Its refinancing professionals assist various client types, including second-mortgage/HELOC holders, first-time refinancers, and those planning to switch loan programs. iDirect Home Loans was founded in 2004 and is approved by the HUD and holds DE authority from the FHA. Additionally, it serves Alabama and Georgia.

LoveMyMortgage Broker works with investors and families in and around Chattanooga. It provides refinancing solutions to address the real estate needs of families and individuals who want to achieve their dream homes. The agency helps borrowers develop strategies on how they can change mortgage terms and lower interest rates and monthly payments. It also assists clients in filing refinance analysis requests. LoveMyMortgage Broker offers USDA, FHA, conforming, fixed- and adjustable-rate, and jumbo and super jumbo loans.

Mortgage South has been helping homeowners in Chattanooga improve their financial status through various refinancing loans since 1993. President Nathan Guerrero is a reverse mortgage specialist who has been assisting homeowners since 2005. He specializes in helping homeowners who reach 62 years old and want to turn the equity they have built in their homes into cash through reverse mortgages. Guerrero also assists homeowners who want to pay off high-interest rate credit cards, health care, or fund home improvements or a major purchase.

Nathaniel Hubbard, a mortgage banker and the branch manager for LeaderOne Financial Corporation, offers home refinancing loans to clients in and around Chattanooga. He helps individuals who want to save on monthly payments when the mortgage rate drops and those who want to cash out their equity for home improvement projects. Hubbard works on both conventional and jumbo mortgage programs. Along with more than 600 other employees, he works for LeaderOne Financial Corporation, which was founded in 1992.

Patty Becknell is a PrimeLending loan originator serving the refinancing goals of homeowners in the Chattanooga metro. She and her team cater to mortgage borrowers with various refinancing needs such as interest rate reduction, loan term change, and cash out. Additionally, they help clients choose from refinancing options like fixed-rate mortgages, ARMs, and USDA, VA, or FHA loans. Becknell has been providing mortgage services for over 30 years. She has been a Scotsman Guide top producer since 2015.

Peoples Home Equity serves clients in Chattanooga who have various refinancing and mortgage needs. The team has government-backed products that are fit for military veterans, active-service personnel, reservists, and their families. Refinancing is an option to take advantage of less burdensome rates and terms. These solutions include FHA, jumbo, and USDA programs. Mortgage advisor and director of sales Bruce Dodd is a 30-year veteran of the lending sector and has been an underwriter and originator.

Platinum Financial Funding is a residential mortgage lender that was founded in 2008. It serves homebuyers in Chattanooga and the neighboring towns. The company's loan officers provide a variety of choices to assist customers in locating the loan product that best satisfies their requirements. Options include FHA, USDA, VA, down-payment assistance programs, and conventional loans, both fixed and adjustable in interest rate. Platinum Financial Funding is a retail lending division of Member First Mortgage, LLC.

SW Home Loans serves the Chattanooga community and the neighboring areas. The firm's team, led by mortgage loan officer Shelly Winston, helps homeowners looking to refinance their homes. It assists clients in understanding and navigating the FHA Streamline Refinance and VA Streamline Refinance loan programs, which allow them to lower their interest rates and shorten their loan terms. SW Home Loans also aids homeowners with their Interest Rate Reduction Refinance Loans needs. Winston has been in the industry for more than a decade.