Expertise.com

2024

Last updated:

Best Renter's Insurance Companies in Chattanooga

Our Recommended Top 4

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Chattanooga Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

65Reviewed

40Curated

4Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
3206 Dayton Boulevard, Chattanooga, TN 37415
  • Multiple Policy Types

Why choose this provider?

Fields Insurance delivers a broad range of insurance products and services to individuals, families, and businesses in Chattanooga. It offers different types of personal insurance products, including renters', life, home, and automobile insurance. In addition, the company assists clients in specifying and extending their renters' policy protections from things like fire, vandalism, and theft. Some of its insurance carriers are Progressive, The Hartford, and Safeco Insurance. Fields Insurance strives to treat each client like a family member.

License Verified:

License: 821968

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (35)
Facebook
4.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2245 Olan Mills Drive, Chattanooga, TN 37421
  • Multiple Policy Types

Why choose this provider?

Atlas Insurance Agency is an independent insurance firm located in Chattanooga. It was established in 2013 and represents a wide variety of insurance carriers. One of its services is renters' insurance. The agency helps clients take out renters' insurance to protect them from damages and losses in cases of theft, accidents, weather impediments, or loss of use. These belongings can include TVs, gadgets, computers, furniture, and clothing. Additionally, this type of insurance plan includes liability coverage.

License Verified:

License: 2237792

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (96)
Facebook
4.9 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7036 Old Lee Highway, Chattanooga, TN 37421
  • Multiple Carriers

Why choose this provider?

Geoff Rodgers delivers the insurance needs of customers in Chattanooga and its surrounding areas. He offers renters’ insurance, condo insurance, and homeowners' insurance. Geoff also provides an array of coverages for property, auto, business, pets, life, and health. His other services include policies like hospital income and Medicare Supplement. Also available are financial products such as banking, annuities, and mutual funds. Geoff Rodgers and his team have more than 100 years of collective experience in the insurance industry.

License Verified:

License: 765371

Tennessee Department of Commerce & Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (20)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
50 Frazier Avenue, Chattanooga, TN 37405
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Based in Chattanooga, Beene Insurance Agency LLC is a GlobalGreen agency that serves the insurance needs of individuals, families, and businesses in all of Tennessee and Georgia. It carries renters’ insurance that covers clients' personal property from losses caused by theft or damage. Additionally, it provides commercial packages like business auto, liability, workers' comp insurance, liability, umbrella, and commercial properties. With more than 30 years of industry experience, Mitchell Beene is the agency's principal.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (9)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • In Chattanooga, how much renters' insurance should you purchase?

    In the event of a fire, burglary, or other covered tragedy, the Chattanooga renters' insurance policy you should purchase should be sufficient to replace all of your personal belongings. Making a home inventory is the simplest way to find the worth of everything you own. A home inventory is a comprehensive list of everything you own, valued at an estimated amount. It will also be quicker and simpler to file an insurance claim if you have an up-to-date home inventory.

  • How can you get a Chattanooga renters' insurance policy at a lower cost?

    If you combine your Chattanooga renters' insurance policy with other insurance products, like life and auto insurance, you may be eligible for discounts on your premium. Additionally, you may qualify for discounts if you are over 55 years old, stay with the same insurer, have good credit score, use smoke detectors, use deadbolt locks, or have a security system. 

  • What are the most frequent reasons that Chattanooga residents file claims on their renters' insurance?

    In Chattanooga, the most frequent reasons for renters' insurance claims are theft and vandalism. Your renters' insurance premium will probably be higher if you reside in a region where property crimes are more common. Weather-related damage is another frequent reason for renters' insurance claims in Chattanooga. When certain weather occurrences, such as windstorms and hail, cause damage to your personal property, your renters' insurance coverage will pay for it.

  • When selecting a renters' insurance coverage in Chattanooga, what should you consider?

    You should think about a number of things while looking for renters' insurance in Chattanooga, including the kind and quantity of coverage you require as well as any other features or benefits that might be useful. Remember that your premium will be determined by how much it would cost to restore all of your belongings in the event that they were stolen, lost, or destroyed. If your policy limit is insufficient to cover all your things, you should get additional coverage.

  • Does your Chattanooga renters' insurance policy cover the belongings of your roommate?

    Not at all. Your roommate's goods will not be protected by Chattanooga renters' insurance because it is intended to safeguard your personal belongings in the event of a covered loss, such as theft or fire. In order to protect their possessions, your roommate will need to get their own renter's insurance coverage. As an alternative, you can have your renters' insurance policy list your roommate as an insured.

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