Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Pennsylvania

Our Recommended Top 14

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Pennsylvania Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7263Reviewed

4363Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Denver

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Why choose this provider?

Unruh Insurance Agency, Inc., has been providing the best risk management services in Pennsylvania since 1977. It processes various personal protection plans, including homeowners' insurance. The independent agency writes customized plans to protect individuals and families from perils like fire, hail, lightning, vandalism, and explosion. Its agents also craft life and motorcycle insurance, as well as policies for businesses. One of the company's owners, Curtis Unruh, is a Life Underwriting Training Council Fellow and a Certified Insurance Counselor.

Leesport

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Why choose this provider?

Snyder Insurance Agency is a family-owned and family-operated business serving Pennsylvania. It helps families and individuals find the best personal insurance products, including homeowners' plans. This type of insurance protects policyholders from financial losses due to unforeseen events, such as fire, hail, vandalism, and theft. The independent company assists clients in securing reimbursements for property damage and medical expenses. Its agents also offer life, auto, and motorcycle insurance. Snyder Insurance Agency has been operating as the best in its industry for over eight decades.

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Review Sources

Facebook
4.8 (44)
Google
4.3 (18)

Why choose this provider?

Lafaro Insurance Agency caters to families and individuals in Pennsylvania. It provides cheap personal protection plans, helping clients obtain homeowners' insurance. The independent company customizes liability, personal property, and replacement cost coverage plans to protect policyholders from unforeseen events like fire, storm, theft, and vandalism. Its specialists also offer life, auto, and motorcycle insurance. They work with various carriers, including Progressive, Erie, and Travelers. Lafaro Insurance Agency has been in operation for over five decades.

Philadelphia

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Why choose this provider?

McCollum Insurance has been providing cheap insurance policies in Pennsylvania since 2002. It caters to individuals and families, helping them acquire homeowners' insurance. This type of plan protects policyholders from monetary losses due to perils like theft, vandalism, and fire. The independent agency assists clients in filing claims for injuries and property damage. Its specialists also process health, life, umbrella, condominium, and auto insurance. They have access to multiple carriers, including Travelers and Progressive. Founder Brian McCollum is a Certified Insurance Counselor.

Philadelphia

Expertise.com Rating

Review Sources

Google
4.8 (63)
Yelp
3.0 (2)

Why choose this provider?

Jeffrey Gottesman is the best State Farm insurance professional in Pennsylvania. He leads a group of 15 agents that assist clients in finding coverage plans with a suitable level of protection for their private residences. The homeowner's policy underwrites structural damage, lost or stolen personal possessions, and liability of the policyholders. Home or renter's policies can also be purchased together with automobile insurance. His agency has been in operation since 1997. It provides services in 11 different languages.

Edinboro

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Review Sources

Google
4.8 (33)

Why choose this provider?

Hamilton Insurance Agency has been providing the best risk protection services in Pennsylvania for over 30 years. It processes various personal protection plans, which include homeowners' insurance. The independent company writes customized personal property and liability coverages to shield families from financial losses in case of unexpected fire and theft. It also offers renters', life, auto, motorcycle, and boat insurance. Hamilton Insurance Agency is a member of the National Association of Professional Insurance Agents and the Independent Insurance Agents and Brokers of America, Inc.

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Review Sources

Google
5.0 (32)
Yelp
1.0 (1)

Why choose this provider?

Founded in 1972, Northshore Insurance Agency, LLC, offers the best risk management solutions in Pennsylvania. It has homeowners' insurance plans to protect individuals and families in case of unforeseen events like fire, vandalism, and theft. The independent agency helps policyholders secure reimbursements for property damage and physical injuries. Its agents also process business insurance, which includes workers' compensation, BOP, and commercial auto policies. Owner Marybeth Baran is a Certified Insurance Counselor and a Certified Insurance Service Representative.

Allentown

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Why choose this provider?

Ian D. Webb Insurance Agency has been providing a variety of risk management solutions in Pennsylvania for 70 years. It offers the best personal insurance products, which include homeowners' plans. The company writes customized liability, loss of use, medical payment, and personal property coverage to protect people from perils like natural disasters and theft. It also furnishes life and auto insurance. Owner Mike Givey is a Certified Insurance Counselor and an Associate in Claims. He purchased the agency in 2016.

Fairview

Expertise.com Rating

Review Sources

Google
4.9 (93)
Facebook
4.7 (19)
Yelp
5.0 (1)

Why choose this provider?

Michelle Toth has been operating the best State Farm agency in Pennsylvania for over a decade. She is an insurance specialist who helps individuals and families find cheap personal protection products. She offers homeowners' insurance plans to protect clients from financial losses caused by natural disasters, vandalism, and theft. The agent assists policyholders in securing reimbursements for injuries and property damage. Toth also furnishes life, health, and auto insurance. Additionally, she provides retirement and investment planning assistance.

Scranton

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Why choose this provider?

Gilmartin Insurance Agency offers the best risk management solutions in Pennsylvania. It furnishes the best homeowners' insurance plans to protect individuals and families from financial losses caused by events like fire, theft, and vandalism. The company assists clients in filing claims to secure reimbursements for injuries and property damage. It also processes other products, such as umbrella, auto, and life insurance. Its agents have access to multiple carriers, including Progressive and Nationwide. Gilmartin Insurance Agency has been in operation for over two decades.

Downingtown

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Why choose this provider?

Miller's Insurance Agency provides the best services in Pennsylvania. It accommodates individuals and families who want to acquire homeowners' insurance. The independent company offers personal property and liability, loss of use, and medical expense coverages to protect clients from monetary losses due to perils like natural disasters and theft. It crafts personalized policies for collectible cars, and pieces of jewelry. It also furnishes other personal protection products, including renters' and life insurance. Miller's Insurance Agency has been in the industry for over 45 years.

Narvon

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Why choose this provider?

Lehman Insurance Agency, Inc., has been helping clients acquire the best policies in Pennsylvania since 1969. It offers personal protection products, which include homeowners' insurance. The independent company writes customized coverages and helps customers file claims for property damage and injuries due to perils like theft, fire, and hail. Its agents also handle risk management solutions for flood, automobiles, boats, and RVs. The company is a member of the Insurance Agents and Brokers and the Keystone Insurers Group.

Philadelphia

Expertise.com Rating

Review Sources

Google
4.9 (142)
Facebook
5.0 (21)
Yelp
5.0 (1)

Why choose this provider?

Mackley Insurance Inc. serves the best personal protection products in Pennsylvania. It provides customized homeowners' insurance plans to protect families and individuals from monetary losses in case of fire, theft, and vandalism. The independent agency furnishes liability, dwelling, medical expense, and dwelling coverages. It also processes classic car, life, health, flood, and earthquake insurance. Its agents work with multiple carriers, including Travelers, The Hartford, and Progressive. Mackley Insurance has been in the industry for over two decades.

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Why choose this provider?

Domino Insurance Agency, Inc., helps families and individuals find the best insurance coverage in Pennsylvania. It provides a variety of personal protection products, which include homeowners' insurance. The independent company processes personal property, liability, and loss of use plans. It writes policies for fine arts, pieces of jewelry, and collectible cars. Its agents also furnish umbrella, auto, motorcycle, and renters' insurance. Additionally, they serve clients in the hospitality and dealership industries. Domino Insurance Agency has been operating for over four decades.

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

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