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2024

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Best Local Car Insurance Agencies in Pennsylvania

Our Recommended Top 18

We did the research for you!

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Our goal is to connect people with the best local professionals. We scored Pennsylvania Local Car Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

7267Reviewed

4367Curated

18Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Bethlehem

Expertise.com Rating

Why choose this provider?

Thomas E. Michael Agency is a family-owned and family-operated business that has been serving Pennsylvania for more than 60 years. It provides a wide range of competitively priced insurance products, including car insurance policies. The company furnishes personalized collision and comprehensive coverages, and helps clients secure reimbursements for vehicle damage and medical expenses. Its agents also offer life, health, homeowners', condomonium, and flood insurance. In keeping with its goal of providing the best service to Pennsylvania residents, the independent agency maintains affiliations with the Professional Insurance Agent and the CISR.

Fleetwood

Expertise.com Rating

Review Sources

Facebook
4.7 (86)
Google
4.9 (70)

Why choose this provider?

Blue Marsh Insurance - Fleetwood PA is a locally owned and operated agency serving Pennsylvania. It offers a wide range of the best personal and commercial auto insurance coverage options including liability, property damage, and medical payments. Its team of professionals educates clients about the technical differences between an insurance policy for a vehicle that is used personally and for business operations. The agency's senior protection advisor, Steve Schappell, is a Certified Insurance Counselor who joined the team carrying almost 20 years of industry experience.

Bethlehem

Expertise.com Rating

Review Sources

Google
5.0 (379)
Facebook
5.0 (5)

Why choose this provider?

Elliot Tracey is a State Farm-affiliated insurance professional who established his own agency in Pennsylvania in 2018. He helps families prepare for the unexpected by providing insurance and financial solutions. The agent writes policies for clients who want to protect their cars against damages and losses. Having this insurance can also secure policyholders financially against liabilities in case they cause accidents that result in other people's injuries or property damages. Tracey�s office can accommodate individuals who speak Spanish and Korean.

Allentown

Expertise.com Rating

Why choose this provider?

Ian D. Webb Insurance Agency offers its services and products to clients in Pennsylvania. With over 90 years of collective experience, its agents help clients find policies that provide financial security in times of crisis like auto accidents or collisions. They also advise clients on the possible ways of reducing their car insurance premiums. The agency offers a wide array of coverage options to clients through the various carriers it represents, including the Erie Insurance Group, Foremost, Mutual of Lehigh, Progressive, and Vacant Express.

Tunkhannock

Expertise.com Rating

Review Sources

Google
4.8 (28)
Facebook
5.0 (25)

Why choose this provider?

Hawk Insurance Agency offers the best products and services to clients throughout Pennsylvania. Since its inception in 1986, the locally owned agency has been helping the community protect its important assets, such as personal cars. Its agents work closely with clients and ask them questions that help find cheap rates and the right protection for clients' specific needs. In addition, they offer coverage for RVs, ATVs, classic cars, motorcycles, and personal watercraft. Hawk Insurance Agency has three locations in Tunkhannock, Montrose, and Nicholson.

Scranton

Expertise.com Rating

Review Sources

Google
5.0 (23)
Facebook
5.0 (10)

Why choose this provider?

JSW Insurance is a family-operated agency that has been serving the people of Pennsylvania for over two decades. One of its specialties is insurance for highly advanced automobiles customized to meet the liability needs of auto owners. There are also coverage options for motorcycles, ATVs, boats, and classic autos. The firm's representatives help clients understand the coverage they have purchased and what perils are covered. JSW Insurance is affiliated with The Insurance Agency Alliance and The W.N Tuscano Agency Inc.

Philadelphia

Expertise.com Rating

Review Sources

Google
4.4 (35)
Facebook
5.0 (7)
Yelp
5.0 (1)

Why choose this provider?

East Coast Insurance & Tags is a full-service, independent agency that offers products and services throughout Pennsylvania. It has auto insurance policies, which provide protection for the most valuable assets of individuals and families, such as their automobiles. This type of policy covers the drivers' financial liability in the event of property damages or bodily injuries. Its full coverage includes fire, theft, vandalism, and collision. Since opening its doors in 2001, the agency has been helping policyholders receive timely and fair compensation for their losses.

Expertise.com Rating

Review Sources

Google
5.0 (3)
Facebook
5.0 (3)

Why choose this provider?

Domino Insurance Agency Inc., founded in 1979, provides a broad range of risk management services to individuals and businesses in Pennsylvania. Its team offers automobile insurance policies that cover hit-and-run accidents, as well as losses from fire, flood, theft, and vandalism. The agents review and compare policies from numerous carriers like Hagerty, Liberty Mutual, and Progressive. Alexander Domino, Domino Insurance Agency's president, has been with the company since 2011. He is an Accredited Advisor in Insurance.

Hokendauqua

Expertise.com Rating

Review Sources

Google
5.0 (170)
Facebook
4.7 (22)
Yelp
5.0 (1)

Why choose this provider?

Serving Pennsylvania, Linwood Forest Insurance Group assists car owners wanting to find an auto insurance policy that suits their financial goals and security needs. This agency's auto insurance protects clients' liability expenses if they are held liable for other people's injuries or property damage as a result of car accidents. The company's principal agent, Dave Lin, can also speak three dialects of Chinese. In addition, the business is licensed in Delaware, Washington D.C., Virginia, Maryland, and New Jersey.

Boyertown

Expertise.com Rating

Why choose this provider?

Based in Pennsylvania, Gerhart, Hartman & Ritner, Ltd - Boyertown, offers comprehensive insurance solutions to individuals, families, and businesses. It helps clients protect themselves financially in case they get involved in a car accident by providing them with an array of auto insurance coverage options, such as comprehensive, collision, liability, medical payments, and uninsured motorist protection. Other products include life, health, and homeowners' insurance. Gerhart, Hartman & Ritner, Ltd, partners with carriers like Nationwide and Allianz to find the best policy for customers' specific needs.

Expertise.com Rating

Review Sources

Google
5.0 (32)
Yelp
1.0 (1)

Why choose this provider?

Northshore Insurance Agency, LLC, helps protect the most valuable assets of the people of Pennsylvania. It offers auto insurance premiums to clients who want to secure their cars against unforeseen road accidents. Multi-car insurance plans are also available for those who want to insure two or more automobiles under the same insurance company. Marybeth Baran, its owner, holds various designations, including as a Certified Insurance Counselor and Accredited Advisor in Insurance. She has been in the industry since 1976.

Frenchtown

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Shenberger Insurance is an independent brokerage that serves clients throughout Pennsylvania and New Jersey. Its insurance professionals analyze clients' needs to provide coverages suitable for their valuable assets, such as automobiles. In accordance with the state's policy requirements, the policyholder may be protected financially against liability for injury or property damage. The insurance can also pay for policyholders' car repair or rental costs following an accident. In addition, the insurance agency offers home and flood coverage.

Scranton

Expertise.com Rating

Why choose this provider?

Gilmartin Insurance Agency in Pennsylvania was founded in 1995. Representing over 20 insurance companies, the agency helps clients find and customize the policies that best suit their coverage needs. One of its offerings is auto insurance that offers financial protection in case of unforeseen events. There are insurance plans for numerous types of vehicles, such as regular cars, motorcycles, trucks, and classic or collectible cars. In addition, the firm writes policies for homes and businesses.

Hamlin

Expertise.com Rating

Review Sources

Google
4.8 (45)
Yelp
5.0 (1)

Why choose this provider?

Since 1972, Olsommer Clarke Insurance Group - Hamlin has been crafting policies for the people of Pennsylvania. Its car insurance products help policyholders with their financial responsibility and liability for other people's injuries. The agency also offers clients comparison quotes on automobile coverages from various carriers to help them find the best deal. In addition, it built an online policy service center where customers can change information about their policies, report claims, or make payments directly to their insurer.

Expertise.com Rating

Review Sources

Google
4.9 (87)
Facebook
4.9 (36)

Why choose this provider?

Bort Insurance Services is a veteran-owned independent agency that has been serving Pennsylvania since 1975. It offers the best personal auto insurance plans that financially secure drivers from unexpected damages and losses due to theft, fire, or car accident. Commercial auto insurance is also available for businesses particularly if they are utilizing non-owned cars for their operations. The agency's owner, Dennis Bort, served in the US Army and is a recipient of the Quality Agent of the Year award from Erie Insurance.

Allentown

Expertise.com Rating

Review Sources

Facebook
4.0 (11)
Google
5.0 (2)

Why choose this provider?

Heritage Insurance Group Inc. helps Pennsylvania residents acquire policies for various purposes. Its product line includes car insurance, which protects policyholders from financial hardship if their vehicles are involved in an accident or are damaged by fire, theft, or vandalism. The business also tailors insurance plans for homes, condominiums, and boats. Kimberly A. Roth, Heritage Insurance Group's president, launched the company in 1986 and later purchased two agencies. She holds the Life Underwriter Training Council Fellow designation.

Easton

Expertise.com Rating

Review Sources

Google
4.8 (49)
Facebook
4.8 (16)
Yelp
5.0 (1)

Why choose this provider?

Reagle Insurance is a locally owned and operated firm serving customers in Pennsylvania and the surrounding areas. It has been offering homeowners, landlords, and life insurance, as well as umbrella and business coverage, since 1939. The company also specializes in auto insurance, which covers ATV, motorcycle, snowmobile, pickup truck, and family and antique cars. Clients are covered for both liability and physical damage under this policy. The company also represents various carriers, including Foremost, Progressive, Grange, Erie, and Aflac.

Pittsburgh

Expertise.com Rating

Review Sources

Google
5.0 (172)
Facebook
5.0 (35)

Why choose this provider?

Sharp Insurance Agency, based in Pennsylvania, offers various insurance products, including auto insurance. It covers policyholders' financial responsibility for causing injuries to other people, reimburses losses from perils like fire or theft, and pays to repair damages resulting from accidents. During the policy purchasing process, its specialists evaluate the risks clients may face and provide objective assessments of the market. Some of the agency's partners are Erie Insurance, Foremost, Hagerty, and Travelers. Clients may choose to get their car and home policies under one carrier.

Compare our Top Local Car Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Thomas E. Michael Agency
1685 Stoke Park Road, Bethlehem, PA 18017
Blue Marsh Insurance - Fleetwood PA
430 Park Road, Fleetwood, PA 19522
Elliot Tracey
3012 Linden Street, Bethlehem, PA 18017
Ian D. Webb Insurance Agency
827 North 19th Street, Allentown, PA 18104
Hawk Insurance Agency
3743 State Route 6, Tunkhannock, PA 18657
JSW Insurance Inc.
327 New Street, Scranton, PA 18509
East Coast Insurance & Tags
6001 Torresdale Avenue, Philadelphia, PA 19135
Domino Insurance Agency Inc.
3209 Greengarden Road, Erie, PA 16508
Linwood Forest Insurance Group
3312 7th Street, Hokendauqua, PA 18052
Gerhart, Hartman & Ritner, Ltd - Boyertown
138 South Reading Avenue, Boyertown, PA 19512
Northshore Insurance Agency, LLC
2340 West Grandview Boulevard, Erie, PA 16506
Shenberger Insurance
1110 Harrison Street, Frenchtown, NJ 8825
Gilmartin Insurance Agency
1440 North Washington Avenue, Scranton, PA 18509
Olsommer Clarke Insurance Group - Hamlin
610 Hamlin Highway, Hamlin, PA 18427
Bort Insurance Services
1460 West 38th Street, Erie, PA 16508
Heritage Insurance Group, Inc.
4101 Tilghman Street, Allentown, PA 18104
Reagle Insurance
2912 William Penn Highway, Easton, PA 18045
Sharp Insurance Agency
2811 Brownsville Road, Pittsburgh, PA 15227

FAQs

  • Introduction

    A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

  • What is car insurance?

    Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

  • How does car insurance work?

    Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

  • What does car insurance cover?

    Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

  • Does car insurance cover theft?

    Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

  • How does a car insurance deductible work?

    A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

  • Do you need insurance to register a car?

    Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.