10 Best Baltimore Homeowners Insurance Agencies

B J Mattheiss Insurance Inc. is an independent agency in Baltimore, Maryland. It offers a full scope of insurance products, including home insurance options. Policies include coverage for the property and its structures, as well as personal valuables, liability, medical expenses, and living expenses. While disasters including fire and tornados are typically covered, some disasters aren't included in standard homeowners policies; therefore, the company offers the option to purchase supplemental coverage such as flood and earthquake insurance.

David A. Smith & Associates Inc. is a family-owned and operated insurance agency located in Baltimore, Maryland. It provides insurance to individuals and businesses throughout Maryland and specializes in home, auto, long-term care, and business coverage. Its team of insurance professionals work with clients on a one-on-one basis to create policies that fit clients' specific needs. The firm offers many types of property insurance policies including homeowners, renters, condo, scheduled property, and landlords insurance.

Goad Insurance Agency is a woman-owned and operated, independent insurance agency located in Baltimore, Maryland. Agents provide each client with a full assessment to help them determine which homeowners insurance options are right for them, including coverage for property, personal property, living expenses, medical expenses, and liability. The agency also helps clients obtain specialty insurance protections, such as flood or jewelry insurance, if necessary. Goad Insurance Agency compares rates from numerous insurance companies to help clients obtain the best premiums.

Jabez Insurance in Ellicott City, Maryland, connects homeowners in the greater Baltimore area with finding and purchasing the right home insurance for their specific needs. Policies generally protect the home itself and all of its contents against common perils such as fire, theft, and vandalism, and for losses associated with liability on the property. This agency analyzes rates and coverage with leading carriers to make policy recommendations for each client.

Mason & Carter Inc. is an insurance agency located in Baltimore, Maryland, that's licensed in over 18 other states, including New York, Virginia, and Florida. Home protection specialists help clients find the right home, condominium, and co-op insurance to safeguard their property and personal items at a fair rate. Mason & Carter Inc. also provides policies for secondary, seasonal, and vacation homes, and offers renter's insurance, and additional coverage for jewelry, fine arts, antiques, and firearms.

Founded in 1998, Monument Insurance Services is an independent insurance agency located in the Baltimore, Maryland, metro area that serves clients in Abingdon, Gunpowder, Belcamp, and Riverside. Home coverage specialists work with several prominent carriers, such as Progressive, The Hartford, Farmers, and Allstate, to find clients the right policy to cover their risk at rates within their budget. Options include standard coverage for the home's structure, personal belongings, liability protection, and temporary living expenses during repairs.

Neuberger Insurance Services is an independent insurance agency located in the Baltimore, Maryland, metro area, with over 60 years of experience. Policy specialists work with several A-rated carriers to help homeowners get the best possible coverage at affordable rates. Common plans cover the dwelling, detached buildings on the property, personal items with limits, and liability for the policyholder. Clients can also extend their personal property coverage limits and add flood and earthquake damage to their policies.