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Best Homeowners Insurance Agencies in Bethlehem

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Bollinger Insurance Agency logo
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Bollinger Insurance Agency

1162 Howertown Road, Catasauqua, PA 18032
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  • Multiple Policy Types

Business Description

Bollinger Insurance Agency was founded in 1960 and is an independent insurance agency serving clients in and around Bethlehem. The agency focuses on providing homeowners' insurance policies through a personalized approach. Clients can choose what their policies cover, including options like fire, jewelry and fine arts, excess liability, water back-up, off promises theft, and flood coverage. Bollinger Insurance Agency also offers other insurance products such as sinkhole, earthquake, and umbrella insurance policies, which provide more coverage overall.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.3 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Horwath Insurance Agency Inc. logo
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Horwath Insurance Agency Inc.

24 East Broad Street, Bethlehem, PA 18018
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  • Fire
  • Multiple Policy Types

Business Description

Horwath Insurance Agency is an independent insurance agency based out of Bethlehem. It has provided homeowners insurance services to the state of Pennsylvania by partnering with five different insurance carriers. As an independent agency, Horwath Insurance Agency is committed to finding each client an insurance plan that fits their needs, whether through a national or regional provider. In addition to personal home and auto plans, Horwath Insurance Agency offers business and commercial property insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.6 / 5 (20)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Larry Chapel - State Farm Insurance Agent logo
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Larry Chapel - State Farm Insurance Agent

1135 Stefko Blvd ste b, Bethlehem, PA 18017
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  • Multiple Policy Types

Business Description

Larry Chapel - State Farm Insurance Agent provides years of experience in dealing with homeowners insurance matters in Bethlehem and the surrounding areas. The firm has a Spanish-speaking team assisting with various insurance products ranging from auto, property, home, health, pet, and life. Larry Chapel is a member of Lehigh Valley's National Association of Insurance & Financial Advisors, a non-profit group that is home for agents and advisors. Other products offered include mutual funds and annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.9 / 5 (36)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Matt Balke - State Farm Insurance Agent logo
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Matt Balke - State Farm Insurance Agent

1540 West Broad Street, Quakertown, PA 18951
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  • Multiple Policy Types

Business Description

Matt Balke - State Farm Insurance Agent offers a wide range of insurance options to residents of the Bethlehem metro area, with no charge for the initial, no-obligation quote. In addition to homeowners insurance, he also provides auto, property, business, life, health, and pet coverage as well as financial services. With over 35 years of experience, he helps homeowners safeguard their property, prized possessions, and other personal assets against disasters and unfortunate events.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Patrick McNealis Insurance and Financial Group logo
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License Verified:

License: 390067

Pennsylvania Insurance Department

Patrick McNealis Insurance and Financial Group

3482 Linden Street, Bethlehem, PA 18017
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  • Life Insurance

Business Description

Patrick McNealis Insurance and Financial Group is an independent agency that serves residents in Bethlehem and the surrounding areas. It offers homeowners' insurance solutions with coverages for dwelling, loss of use, personal liability, and medical payments, in case of accidents or injury. The company also offers auto insurance policies covering motorcycles, boats, RVs, and classic cars. Umbrella policies are also available for clients looking to get additional coverage on top of what traditional insurance policies provide.

License Verified:

License: 390067

Pennsylvania Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (6)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Sabatino Insurance Agency logo
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Sabatino Insurance Agency

17 South Robinson Avenue, Pen Argyl, PA 18072
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  • Renter's Insurance
  • Personal Property Insurance
  • Fire

Business Description

Sabatino Insurance Agency is a family-owned company near Bethlehem whose agents have provided insurance policies that meets the needs of homeowners and businesses since 1949. It has a variety of home insurance options that include coverage for property losses, living expenses, and personal injury claims. The company offers business insurance plans to cover worker's compensation, automobiles, and property damages. Sabatino Insurance also has life insurance services and products that provide death benefits for surviving family members.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Snyder Insurance Agency logo
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Snyder Insurance Agency

2709 Easton Avenue, Bethlehem, PA 18017
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  • Multiple Policy Types

Business Description

Snyder Insurance Agency is a family-owned company that has more than 30 years of experience providing reliable insurance policies for property owners in Bethlehem. It has home insurance plans that cover losses to a client's home and the contents inside, as well as lawsuits from any injuries that occurred on the property. Renters can purchase the agency's renter's insurance to protect their belongings from fire, theft, and storms. Plus, Snyder Insurance offers life, auto, watercraft, and worker's compensation insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Thomas E. Michael Agency logo
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Thomas E. Michael Agency

1685 Stoke Park Road, Bethlehem, PA 18017
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  • Multiple Policy Types

Business Description

Thomas E. Michael Agency offers property damage coverage to homeowners in Bethlehem. Beyond securing repair or replacement costs for a dwelling, the company's policy options cover liability protection against claims of injuries that occurred in a client's home. It also counsels clients on the quality of their insurer and the scope of their coverage, such as whether their policy is on a named-perils or an all-risk basis. A family-owned company founded in 1957, Thomas E. Michael Agency also offers renters' and condominium insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wolf Insurance Agency logo
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Wolf Insurance Agency

754 Nazareth Pike, Nazareth, PA 18064
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  • Multiple Carriers
  • Multiple Policy Types

Business Description

The Wolf Insurance Agency offers homeowners insurance near Bethlehem. Its services cover a variety of assets such as personal belongings and specific items like heirlooms and valuables. Identity theft coverage is also offered. The company also provides coverage for damage done by natural disasters. The company offers auto and boat insurance, life insurance, and business insurance services. The Wolf Insurance Agency has been an independent insurance agency for over 30 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (43)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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