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Best Homeowners Insurance Agencies in Edmond

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Statewide Insurance Agency logo
FEATURED
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Statewide Insurance Agency

2814 North Kelly Avenue, Edmond, OK 73003
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  • Bundling Discounts
  • Car Insurance
  • Multiple Policy Types

Business Description

Statewide Insurance Agency is a family-owned and family-operated business that helps customers in Edmond and neighboring metros protect their assets. It strives to provide quality coverage by tapping into more than 10 carriers, allowing its agents to customize policies for each client and find the right company to address their insurance needs. It offers homeowners' plans that include house structure, personal properties, personal liability, and additional living expenses. Statewide Insurance Agency employs staff members who have an average of over 20 years of industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (45)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Bruce Shook - State Farm Insurance Agent logo
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Bruce Shook - State Farm Insurance Agent

1816 S Air Depot blvd, Midwest City, OK 73110
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Bruce Shook is a State Farm insurance agent who has been helping customers get the best policies for their needs since 2004. The licensed agent can help homeowners cover the repair costs that follow accidental and natural disasters, such as fires, flooding from broken pipes, and roof damage caused by tornadoes. He can also arrange coverage for the properties' contents and limited liability against claims from visitors injured in the home.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Courtney Insurance Solutions LLC logo
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Courtney Insurance Solutions LLC

210 North Odor Street, Arcadia, OK 73007
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  • Multiple Policy Types

Business Description

Courtney Insurance Solutions LLC was formed in 2010 by two brothers who already had more than 20 years of experience in the insurance industry. The independent agents regularly help homeowners and mobile home owners find policies that provide the coverage they need at premiums within their budgets. Policies can cover losses caused by natural disasters, such as tornadoes, and misfortune, including theft and burst pipes. The agency also provides coverage for businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.7 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Davis Insurance Group logo
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Davis Insurance Group

17304 N. May Avenue, Edmond, OK 73012
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  • Multiple Carriers

Business Description

Davis Insurance Group offers a variety of non-life policies to consumers situated in Edmond. The firm provides policies covering homes and farms against contingencies arising from floods, fires, and theft. The company also deals in recreational vehicle and watercraft assurance contracts. In addition, the enterprise has a selection of commercial property deals that cover costs related to temporary relocation. Davis Insurance Group was established in 2010. Its employees have over six decades of combined experience in the indemnity industry.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
ECI Insurance logo
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ECI Insurance

325 Piedmont Road North, Piedmont, OK 73078
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Earthquake
  • Condos

Business Description

ECI Insurance is a locally owned and family-operated agency near Edmond that's been providing coverage for clients throughout the surrounding communities since 1964. Its independent agents can search a range of policies to find the best ones for homeowners who need coverage against structural damage, theft, and liability. ECI Insurance partners with many insurers to offer its clients a wider choice of policies. Its partners include Hawksoft and The Hanover Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LeBlanc & Associates logo
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LeBlanc & Associates

748 North Santa Fe, Edmond, OK 73003
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  • Renter's Insurance
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood
  • Earthquake

Business Description

LeBlanc & Associates offers insurance options to residents and business property owners in Edmond and the surrounding areas. The company's standard policy covers the dwelling itself and the contents in it. Its homeowners' insurance experts customize each specific package based on clients' specific situations, such as the common risks in the area where a property is located. The agents can also provide a comparison list of the insurance rates for the customers to choose from. Additionally, the company has access to multiple insurance carriers.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
4.2 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Loftis & Wetzel Insurance logo
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Loftis & Wetzel Insurance

2901 Northwest 156th Street, Edmond, OK 73013
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  • Condos
  • Multiple Carriers

Business Description

Loftis & Wetzel Insurance is an independent agency founded in 1931 that operates from four locations across Oklahoma, serving customers in 11 states. The family-owned business has a branch in Edmond that can offer home insurance covering everything from a fire and flooding to meeting the costs of a burglary, natural disaster, and liability against a visitor being injured. Coverage can also be extended to a second property. Additionally, Loftis & Wetzel Insurance provides insurance to business owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Rightway Insurance logo
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Rightway Insurance

640 Northwest 150th Street, Edmond, OK 73013
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  • Earthquake
  • Condos
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

Rightway Insurance is a private, independent insurance agency that serves Edmond and the whole of Oklahoma. It offers comprehensive homeowners' insurance, which includes coverage for the home, personal property, personal liability, medical expenses, and living expenses. Separate policies for flood, earthquake, and extended property coverage may be added to this policy for greater protection. Rightway Insurance is qualified to deal with products from Travelers, Great American, The Hanover, The Hartford, and Kemper.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (56)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tilghman Insurance Services logo
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Tilghman Insurance Services

2500 South Broadway, Edmond, OK 73013
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  • Renter's Insurance
  • Condos

Business Description

Tilghman Insurance Services offers insurance options to residents and business property owners in Edmond and the surrounding areas. The team of agents helps clients decide on a homeowners' insurance policy that will suit their needs at a rate that fits the clients' budget. The standard homeowners' insurance policy includes property coverage, personal property protection, liability protection from lawsuits, medical expenses for guests injured while on the client's property, and temporary living expenses in the case of complete loss of home.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.3 / 5 (11)
Google
4.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
VIP Insurance logo
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VIP Insurance

10 East Ayers Street, Edmond, OK 73034
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  • Multiple Carriers

Business Description

VIP Insurance is an Edmond-based agency that's been owned and operated by the same family since it first opened its doors in 2009. Its agents can help homeowners choose from a wide selection of policies that cover them against structural damage to their properties, second homes, and investment properties. They can also arrange supplementary policies that cover property contents. VIP Insurance partners with some of the industry's biggest brands, such as Travelers, Foremost, and Hallmark.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (12)
Facebook
4.8 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Womack Insurance Agency logo
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Womack Insurance Agency

6444 Northwest Expressway, Oklahoma City, OK 73132
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Womack Insurance Agency is an independent agency that can help customers choose from a wide range of policies offered by some of the biggest names in the industry, such as Bristol West, Chubb, and Farmers Mutual. It can help homeowners find coverage for repairs should their properties be affected by fires, flooding, or a natural disaster, such as storms. Additionally, the agency can arrange a wide choice of policies for business owners.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.9 / 5 (28)
Facebook
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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