Expertise.com

Best Health Insurance Agencies in Youngstown

2024

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Last updated:

Website
125 Deal Drive, Youngstown, OH 44408
  • Life Insurance

Why choose this provider?

Yost Insurance Agency offers health insurance policies to residents of Youngstown and the surrounding areas. It was founded in 2017 by Dave Yost, an insurance agent with over 13 years of experience in the industry. The company specializes in providing Medicare plans for senior citizens. Some of these policies include Medicare Advantage, Medicare Supplements, and Medicare Prescription Drug Plans (PDP). Other products provided by Yost Insurance Agency are auto, homeowners, business, and life insurance. Umbrella policies are also available for clients who wish to have coverage beyond the traditional limits.

License Verified:

License: 1148252

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (22)
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
727 E Western Reserve Rd, Poland, OH 44514
  • Life Insurance
  • Health Insurance
  • Home & Auto Insurance
  • Business Insurance

Why choose this provider?

Jan Cefalu is a State Farm insurance agent who has been serving the insurance needs of Youngstown-based individuals, families, and businesses since 1989. Cefalu and her team of insurance agents offer health insurance plans to prepare ahead in case critical illness strikes. They have supplemental health coverage that reimburses potential medical costs, such as emergency room visits, unexpected child care, extra transportation or meals, and outpatient surgery. Jan Cefalu is a member of the Youngstown Warren Chamber of Commerce Boardman Optimist Club.

License Verified:

License: 28901

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (114)
Facebook
4.6 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8150 Market St, Youngstown, OH 44512
  • Health Insurance

Why choose this provider?

McCamon-Hunt Insurance Agency is an independent firm that has been providing a wide range of insurance solutions to individuals, families, and businesses in the Youngstown area for over 80 years. It delivers health insurance plans that cover financial losses due to medical emergencies, including injuries and illnesses. They have different types of health plans, such as dental, long-term care, health maintenance organization, and preferred provider organization. Homeowners', auto, business, and life insurance products are also available.

License Verified:

License: 2239

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4610 Market Street, Youngstown, OH 44513
  • Health Insurance

Why choose this provider?

Cailor Fleming Insurance serves residents of Youngstown with health insurance plans. It offers a variety of individual coverage options, including medical, vision, dental, and short and long-term disability insurance plans. It also provides accidental death and dismemberment insurance. Other insurance plans offered by the company are life, home, and auto insurance. It also provides assistance with employee benefits and commercial insurance needs. Cailor Fleming Insurance has been in the business for more than 90 years.

License Verified:

License: 23602

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (26)
Google
4.2 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
250 DeBartolo Place, Suite 2550, Boardman, OH 44512
  • Individual Plans
  • Group Plans
  • Health Insurance
  • Medicare

Why choose this provider?

R. Kashmiry and Associates, Inc., is an insurance agency that serves the Youngstown area. It provides health insurance plans for self-employed individuals, students, and early retirees. The company also offers group health insurance plans for employers looking to retain key employees. Short-term health insurance policies are provided for new college graduates and clients who are in between jobs. R. Kashmiry and Associates has access to protection plans from UnitedHealthcare, Anthem, Humana, Aetna, and Medical Mutual.

License Verified:

License: 3026

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.7 / 5 (12)
Facebook
4.2 / 5 (7)
Yelp
3.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9400 E Market St, Warren, OH 44484
  • Individual Plans
  • Life Insurance
  • Medicare Supplements
  • Health Insurance
  • Personal Insurance

Why choose this provider?

Since 1921, Paige & Byrnes Insurance has been a family-owned and family-operated company serving individuals and businesses in Youngstown, Hubbard, Canfield, and the surrounding areas. It helps clients protect themselves financially in case they get sick by providing them with individual health insurance. It also offers auto, home, Medicare Supplement, flood, disability, and general liability insurance. Sharon Evinsky, one of the owners of the firm, sits on the Agent Advisory Council with Celina Insurance Group.

License Verified:

License: 687156

Ohio Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (168)
Facebook
4.9 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
––
Detail
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Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Is there an available program for Medicare beneficiaries in Youngstown?

    Yes, Medicare beneficiaries in Youngstown can access the Ohio Senior Health Insurance Information Program through the Ohio Department of Insurance. This program provides free one-on-one counseling and information about health insurance. Its trained volunteers, speaker's bureau, and hotline experts educate beneficiaries on long-term care insurance and Medicare Advantage options, as well as Medicare Supplement and Part D coverage.

  • Can individuals use Medicare Advantage plans as an alternative to original Medicare in Youngstown?

    Yes, individuals in Youngstown can use Medicare Advantage plans in place of traditional Medicare. Private insurance companies offer Medicare Advantage plans to replace original Medicare or other types of secondary health insurance. Consumers can choose between Preferred Provider Organization and Health Maintenance Organization plans, and the majority of these plans include Part D benefits.

  • What factors cause Youngstown policyholders to switch Medicare Supplement insurance plans?

    Policyholders in Youngstown switch Medicare Supplement insurance plans because they want to switch to another health insurance policy with lower insurance premiums. They also want to change to less expensive insurance policies because they are paying for coverage that they are not using. Furthermore, policyholders change their Medicare Supplement insurance because they are dissatisfied with the plan's healthcare options.

  • How can families and individuals qualify for the Special Enrollment Period in Youngstown?

    Individuals and families in Youngstown may be eligible for the Special Enrollment Period if their plan's contract with Medicare changes and they are eligible for both Medicaid and Medicare insurance. They can also apply during the SEP if they lose their current health insurance coverage and no longer need their special needs plan.

  • How can employers in Youngstown benefit from Health Savings Accounts?

    Employers in Youngstown can benefit from Health Savings Accounts by paying less for high-deductible health plans. Employers pay lower payroll taxes because HSA contributions and employee premiums are made pre-tax. Their HSA contributions are also tax deductible, and they have the option of determining the funding schedule. As a result, they will be able to save more money.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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