Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Parma

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Parma Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1491Reviewed

900Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

5634 State Road, Parma, OH 44134
WebsiteLicense: 1140344

Expertise.com Rating

Review Sources

Google
4.9 (131)

Why choose this provider?

Steven McIntosh is an insurance professional who is working at State Farm. He caters to individuals, families, and businesses in the Parma metro and the surrounding areas. He offers different types of health insurance products, such as individual medical, Medicare Supplement, and supplemental health. The agent provides commercial auto, condominium, home, liability umbrella, and rental property insurance plans. McIntosh also carries banking products like CDs, credit cards, and savings accounts, helping clients achieve their financial goals.

  • Life Insurance
  • Health Insurance

12000 Snow Road Suite 13, Parma, OH 44130
WebsiteLicense: 1285422

Expertise.com Rating

Review Sources

Google
4.8 (10)

Why choose this provider?

Saraniti Insurance Team is a group of insurance professionals that serves Parma. With support services such as strategy meetings and educational seminars, the team offers insurance products tailored to clients' needs and long-term goals. It has auto, health, and life insurance products to address personal needs. Also serving commercial enterprises, the agents provide workers' compensation and business owners insurance policeis. Sam Saraniti is the principal agent of the Saraniti Insurance Team, and he holds the Chartered Life Underwriter designation.

  • Health Insurance

33895 Maple Ridge Blvd, Avon, OH 44011
WebsiteLicense: 41475

Expertise.com Rating

Why choose this provider?

Sharon Meinhold is an insurance agent for Mutual of Omaha, providing health insurance plans for clients in and around Parma. She interviews her clients to review their medical histories and occupations. She then uses this information to recommend various health insurance plans. These plans range from individual workers and freelancers to families and guardians. In addition, Sharon can provide specialized plans to cover cancer and heart conditions. Her other insurance options include life, annuity, and long-term care solutions.

  • Medicare Supplement Insurance

215 West Garfield Road, Aurora, OH 44202

Expertise.com Rating

Review Sources

Facebook
5.0 (2)

Why choose this provider?

Managed Care Consultants is a full-service health insurance brokerage that provides services to businesses and families in and around the Parma area. Headquartered in Aurora, this agency specializes in various types of insurance plans, including health and life insurance, disability insurance, and dental and vision policies. Its team also offers insurance coverage for seniors, including Medicare Advantage and Medicare Supplement plans, as well as Medicare Part D Rx coverage. Founded by William Coleman, Managed Care Consultants has been a family-owned and family-operated business since 1993.

  • Life Insurance
  • Individual Plans

2190 East Enterprise Parkway, Twinsburg, OH 44087
WebsiteLicense: 1002701

Expertise.com Rating

Review Sources

Facebook
5.0 (19)

Why choose this provider?

Strachan-Novak Insurance is a full-service insurance company catering to the needs of the Parma community and the surrounding localities. The third generation, family-owned firm helps clients purchase a health insurance plan that best fits their lifestyle and medical situation. Its insurance brokers represent well-known carriers that can deliver different types of health insurance plans, such as individual health, medical, disability, and long-term care insurance. The team also offers term, variable, whole, and universal life insurance. The company has been protecting people and their assets since 1948.

  • Individual Plans
  • Life Insurance

8185 Brecksville Road, #101, Brecksville, OH 44141
WebsiteLicense: 26291

Expertise.com Rating

Why choose this provider?

Zak Insurance Group is an independent agency that offers insurance products and services to residents of the Parma metro. The firm has been writing personal and commercial insurance lines for firms, individuals, and groups for over 20 years. Some of its products include health insurance plans that protect policyholders from hospitalization expenses, prescriptions, disability, and healthcare for retirees. The firm carries various health insurance providers such as Anthem Blue Cross, Medical Mutual, Aetna United Health, and Assurant.

  • Individual Plans
  • Group Plans
  • Life Insurance

2060 E. 9th Street, Cleveland, OH 44115
WebsiteLicense: 12784

Expertise.com Rating

Why choose this provider?

Medical Mutual is an independent insurance agency serving Parma individuals, families, and businesses. It provides personal health plans that include medical, short-term, dental, vision, and accident coverage. It assists with Medicare Advantage, Supplement, and prescription drug plans. Additionally, the agency assists employers in creating employee benefit health plans that may include supplemental options for life, disability, dental, vision, and hospital indemnity. Life insurance plans are available. Medical Mutual is accredited by the NCQA for PPO, HMO, and POS products.

  • Individual Plans
  • Group Plans

10749 Pearl Road, Strongsville, OH 44136
WebsiteLicense: 2172

Expertise.com Rating

Review Sources

Google
4.9 (56)
Facebook
5.0 (19)

Why choose this provider?

Brooker Insurance is an independent agency serving individuals, families, and business owners in the Parma metro. It offers individual and group health insurance plans, which include HSA and HDHP coverages. The company also accommodates clients who want to obtain life, auto, homeowners', and commercial property and liability insurance. Its team has nearly 50 years of combined insurance industry experience. They work with various carriers to deliver customized policies suited to customers' needs. Brooker Insurance is a member of the Insurance Exchange Navigators.

  • Individual Plans
  • Group Plans
  • Health Insurance

1000 W. Walling Rd. Unit C, Broadview Heights, OH 44147
WebsiteLicense: 24517

Expertise.com Rating

Review Sources

Google
5.0 (5)

Why choose this provider?

Gambino-Roknich Insurance Agency provides Parma residents with an assortment of personal and commercial lines of insurance products. These products range from life and health insurance to workers' compensation policies. Its selection of health insurance includes individual and family coverage plans, disability policies, and long-term care insurance. Gambino-Roknich Insurance Agency has been in business for over 20 years and holds membership in the National Association of Professional Insurance Agents. It also supports the Italian-American community as a member of the Italian Sons and Daughters of America.

  • Life Insurance
  • Health Insurance

10512 Northfield Rd, Northfield, OH 44067
WebsiteLicense: 1060681

Expertise.com Rating

Why choose this provider?

Nancy Zajac is a health insurance agent who serves individuals and businesses in Parma. Zajac offers a wide variety of short-term and long-term insurance products, including health, life, dental, vision, and small business group insurance, from nationally recognized providers. She also guides clients through the process of choosing suitable health insurance policies based on their individual needs and goals. The agent is equipped to assist clients with their Medicare concerns, including upgrades and supplementary options available for them.

  • Individual Plans
  • Life Insurance
  • Health Insurance

964 John Glenn Drive, Seven Hills, OH 44131
WebsiteLicense: 1073446

Expertise.com Rating

Why choose this provider?

Promise Benefits is a local insurance brokerage that has been catering to policy buyers in Parma since 1999. It offers a range of health care solutions, including personal sickness policies, cancer coverage, and dental and vision plans. Critical care insurance in cases of medical emergencies, such as stroke or heart attack, is also available. In addition, it provides accident coverage and disability insurance. The team at Promise Benefits has more than 22 years of combined experience in the industry.

  • Individual Plans
  • Group Plans

5564 Wilson Mills Road, Highland Heights, OH 44143
WebsiteLicense: 1128176

Expertise.com Rating

Review Sources

Facebook
5.0 (3)

Why choose this provider?

Emily Montone is a State Farm agent who provides health insurance policies to individuals and businesses in and around the Parma metro. She has a bachelor's degree and nine years of experience in the industry. Aside from providing insurance packages such as auto insurance, property insurance, business insurance, and health insurance policies, she also offers banking support and annuity assistance to her clients. She actively participates in community events, volunteer works, and relocation projects with her company.

  • Life Insurance

1893 East Aurora Road, Twinsburg, OH 44087
WebsiteLicense: 637639

Expertise.com Rating

Why choose this provider?

Ryan King is a health insurance agent who serves clients from Parma and its surrounding areas. King offers a variety of health insurance products and coverage options. He also provides other insurance packages, such as plans for businesses, homes, and properties. King is the owner of King Insurance and Financial Services, Inc., a State Farm Insurance agency. To give back to the community, King has volunteered for the Cleveland chapter of A Special Wish Foundation.

  • Individual Plans

Attorney Information

Attorney NameBar StatusExperience
Ryan King - Insurance AgentActive21 yrs

4954 Great Northern Mall, North Olmsted, OH 44070
WebsiteLicense: 709615

Expertise.com Rating

Review Sources

Google
5.0 (56)
Facebook
5.0 (4)

Why choose this provider?

Health Plan Superstore is an independent insurance agency that serves individuals and families in multiple locations across Ohio, including Parma. It specializes in Medicare and supplementary health insurance solutions. The agency’s staff represents a wide array of insurance carriers, including Humana, Wellcare, and Medico, to help clients build insurance packages that suit their specific needs, requirements, and risks. Health Plan Superstore also offers assistance in obtaining life insurance, annuities, and funeral trusts.

  • Health Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How do Parma residents address health plan concerns with the Ohio Department of Insurance?

    For Parma citizens concerned about health plan issues, first appeal to the plan provider. If unresolved, reach out to the Ohio Department of Insurance's Consumer Services at 1-800-686-1526. A written complaint is essential before an inquiry starts. Either fill out their mailed form or submit a grievance online. Insurers must legally reply when the Department intervenes, ensuring adherence to contract terms and state regulations.

  • What are the primary health insurance options available to Parma residents?

    Parma residents have four primary health coverage options: EPO, HMO, POS, and PPO. Except in emergencies, EPOs require the use of in-network providers. HMOs typically limit coverage to in-network doctors and place a premium on preventive care. POS plans provide lower costs with in-network providers but require specialist referrals. PPOs provide flexibility by allowing for out-of-network care at a higher cost. Some plans may also include dental and other benefits.

  • What are the primary out-of-pocket expenses for health insurance in Parma?

    In Parma, health insurance has three major costs. First, there's the deductible, which is an amount paid by individuals before insurance kicks in. Second, co-pays are fixed fees for doctor visits or medication purchases. Finally, after the deductible has been met, co-insurance is a percentage of the insured's medical costs. Understanding these is critical for effectively managing healthcare expenses.

  • What does a Temporary Health Insurance plan typically cover in Parma?

    Temporary Health Insurance in Parma primarily helps to cover hospital stays, medication costs, and other medical needs resulting from an injury or illness. However, it excludes physicals, certain check-ups, and pre-existing conditions. Because coverage details and durations vary, consulting an insurance expert ensures you select a suitable plan tailored to your needs.

  • Can Parma residents obtain health insurance after discovering a pregnancy?

    If a person discovers they are pregnant and applies for individual insurance in Parma, their pregnancy may be considered a pre-existing condition, potentially leading to the denial of their application. Employer-sponsored plans with maternity benefits, on the other hand, will not consider pregnancy a pre-existing condition. Exploring open enrollment may be a viable option for those who qualify.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.