Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Pittsburgh

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Pittsburgh Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

5824Reviewed

3496Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

300 Mount Lebanon Boulevard, Pittsburgh, PA 15234
WebsiteLicense: 343163

Expertise.com Rating

Review Sources

Google
4.3 (12)
Facebook
5.0 (8)

Why choose this provider?

Insurance Consultants Of Pittsburgh is an independent insurance agency that has been addressing the coverage needs of the people of the Pittsburgh metro area for more than 30 years. It employs professional and experienced insurance agents who can assist clients in need of health insurance. Options available include Individual health insurance, dental insurance, long-term disability insurance, long-term care insurance, and Medicare supplement insurance. Insurance Consultants Of Pittsburgh also offers life, home, and auto insurance.

  • Life Insurance

11 Aldred Lane, Pittsburgh, PA 15227
WebsiteLicense: 824189

Expertise.com Rating

Why choose this provider?

National Health Agency is an insurance brokerage in Pittsburgh that specializes in life and health insurance products in the area. The firm is composed of insurance brokers and personal financial advisors with years of experience counselling retirees and pre-retirees about insurance protection and wealth management strategies. Some of its products include individual healthcare plans (under 64), senior healthcare plans (Medicare), private senior healthcare plans, and group/family healthcare coverage. It also offers insurance plans for employees and business owners.

  • Individual Plans
  • Group Plans
  • Life Insurance

4175 Steubenville Pike, Pittsburgh, PA 15205
WebsiteLicense: 911115

Expertise.com Rating

Review Sources

Google
5.0 (116)
Facebook
5.0 (69)

Why choose this provider?

McGroarty & Bradburn Insurance is a Pittsburg-based insurance firm that offers a comprehensive guide to health insurance policies and gives health care access to both individuals and businesses. Its health insurance program goes through deductibles, co-insurance percentages, and exclusions and conditions. Outside health insurance, it also offers automobiles, homeowners, businesses, life, workers compensation, and professional liability coverage since 1989. The insurance firm is completely independent and is licensed to help customers in Pennsylvania, Ohio, Arizona, and Michigan.

  • Individual Plans
  • Group Plans
  • Life Insurance

1775 North Highland Road, Pittsburgh, PA 15241

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Highmark Direct is an insurance agency that serves clients in Pittsburgh. It offers individual and family healthcare, Medicare, and dental insurance plans from Blue Edge Dental. The agency also covers a travel insurance plan for Americans traveling abroad from GeoBlue, as well as fertility treatments provided under the agency's WINFertility program. The agency is one of the diversified health businesses of the U.S. insurer Highmark Inc., which is affiliated with Blue Cross and Blue Shield.

  • Individual Plans

4601 Clairton Boulevard, Pittsburgh, PA 15236
WebsiteLicense: 704159

Expertise.com Rating

Why choose this provider?

McIlrath Insurance Agency has been serving Pittsburgh for over seven decades. Its staff members guide clients through coverage options, resolve any issues or concerns, and simplify the process of securing health insurance. Moreover, these professionals have access to insurance carriers, such as Donegal Insurance Group, Foremost Insurance Group, Nationwide, and Progressive. They are also adept at providing other personal and business solutions. Their insurance products include life, home, auto, general liability protection, and workers' compensation insurance policies.

  • Life Insurance
  • Individual Plans

300 Bilmar Drive, Pittsburgh, PA 15205
WebsiteLicense: 989813

Expertise.com Rating

Review Sources

Google
4.0 (65)

Why choose this provider?

MediConnect provides insurance coverage to clients in the Pittsburgh area. It specializes in Medicare-related insurance coverage, offering assistance with Medicare Advantage, Medicare Supplement, and Medicare Prescription Drug plans. Additionally, clients can opt to avail add-ons to their insurance plans, such as dental, vision, and critical illness coverage. MediConnect also provides health coverage for those not covered with Medicare and Medicaid through Obamacare. Other offerings include life insurance and retirement planning. The company conducts regular seminars and meetings to educate the public about industry trends.

  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What are the primary managed care policies available to Pittsburgh residents?

    Pittsburgh residents can choose from a range of managed care policies, including HMO, PPO, and POS options. With HMO plans, healthcare services are channeled through the policyholder's primary care physician. These plans also require patients to obtain referrals prior to consulting specialists. PPO plans offer greater flexibility since patients are not obliged to have a primary care physician. In contrast, POS plans allow patients to select their primary care physicians and require referrals when accessing network specialists.

  • Which health insurance providers are the top choices among older residents in Pittsburgh when it comes to health coverage?

    The most popular health insurers for seniors in Pittsburgh include UPMC, Aetna, and Humana. While Cigna and Ambetter are licensed in Pennsylvania, they only provide plans for individuals under the age of 65 in certain areas. Humana, Aetna, and UnitedHealthcare do not provide individual marketplace insurance in the state, but they offer health insurance products tailored to seniors and groups.

  • What are the basic enrollment periods that allow Pittsburgh residents to sign up for Original Medicare or a Medicare Advantage plan?

    The initial enrollment period starts three months before a Pittsburgh resident's birth month. The special enrollment period accommodates those seeking Medicare enrollment after the age of 65 or those facing significant life events. The open enrollment period spans from January 1st to March 31st. It allows policyholders to make a one-time switch in their Medicare Advantage plans.

  • Who is eligible for the University of Pittsburgh’s health insurance program?

    The University of Pittsburgh extends its Medical Plan to full-time undergraduate students, full-time and part-time graduate students without an academic appointment, and full-time and part-time graduate students with an academic appointment. The medical plan does not have pre-existing condition restrictions or annual benefit caps. However, note that out-of-network coverage is available but at a reduced benefit level.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.