Expertise.com
2024

Last updated:

Best Homeowners Insurance Agencies in Yonkers

Our Recommended Top 10

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Yonkers Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

123

Reviewed

77

Curated

10

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
457 Palmer Rd, Yonkers, NY 10701
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Condos

Why choose this provider?

D.C. Ranieri Insurance Agency serves individuals and businesses in the city of Yonkers. The agency helps clients understand the different aspects of a homeowners' insurance policy and assesses their properties and personal possessions to ensure they are covered and protected. The agency offers custom design protection programs and assistance in the selection of an insurance company that suits each client's situation. D.C. Ranieri Insurance Agency also offers other insurance coverage including, condo/co-op, renters, car, motorcycle, ATV and snowmobile, and life insurance, among others.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (17)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5000 Broadway, New York, NY 10034
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

GWB Insurance Brokerage provides personal property insurance coverage to homeowners throughout the Yonkers metro area. It advises clients on options for coverage and can assess their circumstances to recommend additional coverage or certain policy options. Policies are available to cover financial losses associated with home repairs or upgrades, burglary, or damage caused by utilities, fire, or natural disasters. GWB Insurance Brokerage also sells renters insurance and can insure owners of condos.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.8
Facebook
3.7 / 5 (14)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2274 Central Park Avenue, Yonkers, NY 10710
  • Multiple Policy Types

Why choose this provider?

John O'Brien - State Farm Insurance Agent is an insurance professional based in Yonkers. O'Brien offers various insurance products, including homeowners' insurance. He provides clients with home insurance policies that include protection for keepsakes such as collectibles and jewelry. Home insurance also covers damage resulting from natural elements such as lightning, wind, hail, and snow. Aside from home insurance, O'Brien offers life insurance, business insurance, auto insurance, and motorcycle insurance. The agent provides Spanish-speaking services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Google
3.8 / 5 (29)
Facebook
5.0 / 5 (6)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
132-3B Tuckahoe Road, Yonkers, NY 10710
  • Renter's Insurance
  • Flood

Why choose this provider?

DCAP Insurance is an insurance agency located in Yonkers with 30 years of experience in the industry. Agents of this agency are equipped with the resources necessary to helping secure the right policy for clients. Its home insurance will cover the property's value, including the possessions inside, in case of major financial loss. It will protect the home from damage brought by fire, windstorm, hurricane, or hail. It may also protect it from theft or accident liability.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
5.0 / 5 (4)
Facebook
5.0 / 5 (3)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
800 Yonkers Ave, Yonkers, NY 10704
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Multi-Line Insurance Agency helps homeowners in Yonkers protect their investments. This company generates comparative quotes from different insurance carriers to provide custom insurance solutions. Its standard homeowners' insurance product covers risks associated with home structure repair or reconstruction, personal property loss or damage due to theft, fire, or other disasters, and liability lawsuits. This coverage also includes living expenses for a temporary loss of use arising from insured events. Home insurance plans also apply to renters and condominiums.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (19)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
625 McLean Ave, Yonkers, NY 10705
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Victoria Anderson - State Farm Insurance Agent protects the assets and investments of homeowners in Yonkers and the neighboring areas. This homeowners insurance agency covers any damages to the structure of a home, along with other structures that are connected or detached, such as garages, guesthouses, greenhouses, or pool houses. It also covers personal property kept in the home. The agency's policies secure the client through personal liability and medical coverage to pay for any expenses resulting from a third-party injured on the property.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (173)
Yelp
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
28 Village Road North, Brooklyn, NY 11223
  • Flood
  • Multiple Policy Types

Why choose this provider?

RPK Professional Group is an agency that helps clients in the Yonkers area ensure financial coverage for their homes in the event of disasters or unexpected situations. The firm works to assist homeowners in securing claims for losses and damage caused by factors such as theft, weather, and fire. RPK Professional Group also handles personal liability issues including medical costs, legal fees, and property repairs. The agency has over 30 years of experience in the insurance sector.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5030 Broadway, New York, NY 10034
  • Renter's Insurance
  • Multiple Policy Types
  • Condos

Why choose this provider?

Alpha Direct Agency LLC is a homeowners insurance agency doing business with clients in the Yonkers metro area. This company helps clients to address needs related to purchasing homeowners insurance, policy issues, and any problems with making claims. it offers coverage for dwellings and additional structures and also insures personal property as well as personal liability. Alpha Direct Agency LLC offers guidance and insurance options for landlords, renters, and condo owners too.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (195)
Yelp
5.0 / 5 (4)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
914 McLean Avenue, Yonkers, NY 10704
  • Renter's Insurance
  • Multiple Policy Types

Why choose this provider?

De Cesare Agency, Inc., is an insurance agency that is based in Yonkers, serving the insurance needs of families and businesses since 1945. Its team of insurance agents specializes in commercial and personal insurance. They offer homeowners insurance that covers personal liability and the property of the insured individual. De Cesare Agency, Inc., also has business insurance policies that include workers' compensation, fire, liability, builder's risk, and commercial automobile insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
9 Lockwood Ave, Yonkers, NY 10701
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

The Wasiczko Agency is an insurance company operating in Yonkers. It helps homeowners protect their property from outlined damage, paying repair expenses for the walls, garage, and shed. The company also covers for belongings that are lost to burglars or other criminals. It pays for medical fees for those injured within the property, such as guests or visiting relatives. The company offers its clients comprehensive plans through known insurance carriers like CNA, Foremost, and Maidstone Insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (11)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is the difference between a named peril and all-risk policy for home insurance in Yonkers?

    A named peril policy, as the name implies, covers the specified risk on the policy, whereas an all-risk policy covers most risks except those excluded on the policy. A Yonkers home insurance policy can be either of these two. Take note that the risks covered for personal property may differ from the risks for the home structure.

  • Do street locations in Yonkers affect the price of homeowners' insurance?

    Yes, the location of a neighborhood influences the cost of homeowners' insurance, and this can be due to the crime rate, home values, and distance from the police and fire station. Hilltop Acres, Cambridge Ave., and Malvern Rd. in Yonkers have the highest rates. Meanwhile, McArthur Avenue, Wellyn Road, and Lasalle Drive have the lowest rates.

  • Will your Yonkers homeowners' insurance cover the damage if your water line bursts?

    No, most homeowners' insurance policies do not cover damage caused by a broken water line. Because the local government is only responsible for fixing the main line, you will be responsible for the costs. The City of Yonkers has partnered with American Water Resources (AWR) to assist homeowners in obtaining the necessary coverage through the Water Line and Sewer Line Protection Programs. For more information, contact the AWR at 866-315-4476.

  • What is the coverage of standard homeowners' insurance in Yonkers?

    A standard homeowner's insurance policy covers structure and contents, personal liability, and loss of use. Yonkers residents can also choose to supplement their coverage with an endorsement. This insurance can provide coverage for inflation guard, ordinance compliance, and equipment breakdown. Most standard insurance does not cover natural disasters such as floods, sinkholes, and earthquakes, so an endorsement for these risks can be purchased.

  • What can Yonkers residents do if they cannot obtain traditional home insurance?

    The New York Property Insurance Underwriting Association can provide insurance to Yonkers residents. They can choose between basic and broad coverage that provides financial protection against fire, hurricane, and vandalism. The National Flood Insurance Program protects homes from flooding risks. The Coastal Market Assistance Program (C-MAP), on the other hand, provides insurance for homes within 2,500 feet of the seashore.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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