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Best Life Insurance Companies in Yonkers

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2023
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A&M Insurance Agency Inc logo

License Verified:

License: 1096975

New York State Department of Financial Services

A&M Insurance Agency Inc

72 North Broadway, Nyack, NY 10960
  • Life Insurance

Business Description

Located in Nyack, A&M Insurance Agency Inc is an independent insurance agency serving clients in Yonkers and the nearby areas. The agency represents different companies and helps clients source life insurance policies based on their needs and goals. It provides assistance with term life, universal, and whole life insurance—plans that can provide income for beneficiaries, cover final expenses or estate taxes, bestow inheritance, or contribute to charitable organizations. A&M Insurance Agency Inc has been doing business in New York since 1988.

License Verified:

License: 1096975

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Allan Block Insurance logo

License Verified:

License: 741415

New York State Department of Financial Services

Allan Block Insurance

24 South Broadway, Tarrytown, NY 10591
  • Life Insurance
  • Long Term Care

Business Description

Allan Block Insurance is an agency that serves Yonkers and the nearby areas. It was founded over 62 years ago by Allan M. Block and is now headed by company president JoAnne Murray. Allan Block Insurance offers policies such as life, disability, group health, and long-term care insurance for individual and business clients. It also offers traditional products like personal insurance and business insurance. Cyber insurance services are also available for businesses that need protection from hackers and cybercriminals.

License Verified:

License: 741415

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (14)
Facebook
5.0 / 5 (6)
Yelp
3.0 / 5 (4)
Bergen Brokerage Inc. logo
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Bergen Brokerage Inc.

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210 Summit Avenue Bldg C, Montvale, NJ 07645
  • Life Insurance

Business Description

Bergen Brokerage, Inc., is an insurance service provider located in Montvale. Serving clients throughout Yonkers and its neighboring communities, the company offers various personal insurance products. It offers an array of life insurance policies, including term life, universal life, and whole life insurance policies. Its team guides clients in selecting the right type of policy according to their needs. Bergen Brokerage is a family-owned and family-operated business that has been serving clients for more than four decades.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Charles Newman Co. logo
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License Verified:

License: 773896

New York State Department of Financial Services

Charles Newman Co.

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906 South Street, Peekskill, NY 10566
  • Life Insurance
  • Long Term Care

Business Description

In the Yonkers metropolitan region, Charles Newman Co is an insurance agency. The company is a full-service employee benefits broker specializing in individual and business owner insurance and HR and compliance support to help its customers analyze their risks and propose areas for improvement. Their packages also include individual insurances such as long-term care, disability, life insurance, and succession planning, which assists customers in creating safety plans. The agency also participates in non-profit organizations like Caring for the Hungry and Homeless of Peekskill.

License Verified:

License: 773896

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chestnut Investment Group logo
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License Verified:

License: 644418

New York State Department of Financial Services

Chestnut Investment Group

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4 Executive Boulevard, Suffern, NY 10901
  • Life Insurance
  • Long Term Care

Business Description

Chestnut Investment Group provides life insurance services to clients in Yonkers. Its staff members guide individuals and their families in insurance planning by evaluating and identifying their financial needs. These insurance products include second-to-die, long-term healthcare, individual and group disability, and deferred compensation agreements. Additionally, the company specializes in estate planning, asset management, tax services, legal counseling, and securities trading. Founded in 1989, Chestnut Investment Group also consults individuals for their pensions and retirement plans.

License Verified:

License: 644418

New York State Department of Financial Services

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Daniel S. O'Brien, CFP, CLU logo
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Daniel S. O'Brien, CFP, CLU

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1 Maynard Drive, Park Ridge, NJ 07656
  • Life Insurance
  • Long Term Care
  • Term Life Insurance

Business Description

Daniel S. O'Brien has been a financial representative for the Northwestern Mutual financial network since 1992. He offers various insurance products to individuals and families in and around the Yonkers metro. He helps clients understand the different types of life insurance policies and assists them in determining which one best suits their needs and lifestyle. As a wealth management advisor, O'Brien also has a strong focus on estate, financial, and retirement planning and provides investment products and services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kyle Rourke logo
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License Verified:

License: 533020

New York State Department of Financial Services

Kyle Rourke

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922 Main Street, Peekskill, NY 10566
  • Life Insurance
  • Health Insurance

Business Description

Kyle Rourke is an insurance agent that lends his expertise to individuals in Yonkers and nearby areas. Kyle offers life, home, and auto insurance options. He also provides public notary and financial services. His team is made up of professionals that have extensive experience in the insurance industry. He and his team are equipped to handle client concerns in English, Arabic, and Spanish. Kyle Rourke has State Farm insurance experience for over 15 years and has been an owner of an agency for over five years.

License Verified:

License: 533020

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (37)
Yelp
2.0 / 5 (1)
Marshall & Sterling logo
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License Verified:

License: 625612

New York State Department of Financial Services

Marshall & Sterling

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321 South Riverside Avenue, Croton-on-Hudson, NY 10520
  • Life Insurance

Business Description

Established in 1864, Marshall & Sterling is a privately owned insurance agency that serves clients in Yonkers and the surrounding areas. The full-service agency is employee-owned, and it works with more than 200 insurance carriers in the USA and Lloyd's of London. It offers a wide array of insurance coverage and options, including whole life insurance, universal life insurance, and variable life insurance. The agency supports charities and organizations, such as Putnam Humane Society and American Cancer Society.

License Verified:

License: 625612

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
McCartney, Verrino & Rosenberry logo
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License Verified:

License: 869513

New York State Department of Financial Services

McCartney, Verrino & Rosenberry

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477 Ashford Avenue, Ardsley, NY 10502
  • Life Insurance
  • Health Insurance

Business Description

McCartney, Verrino & Rosenberry is an insurance agency that has been serving clients in Yonkers and the rest of New York for nearly a century. It has access to various personal and commercial lines from multiple carriers. The agency offers whole, term, and universal life insurance plans as well as individual and group health policies. Its business insurance plans include business owner’s policy and workers’ compensation. McCartney, Verrino & Rosenberry also extends its services to Connecticut. It works with providers such as Liberty Mutual, Hagerty, and Progressive.

License Verified:

License: 869513

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Seins Agency LLC logo
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License Verified:

License: 1150411

New York State Department of Financial Services

Seins Agency LLC

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21 Grand Avenue, Palisades Park, NJ 07650
  • Life Insurance

Business Description

Serving Yonkers, Seins Agency LLC is an independent insurance agency providing services to individuals and businesses in the metro. It offers life insurance products including term life insurance and whole life insurance. The company also provides property insurance options such as home insurance, building insurance, and tenant insurance. Other services include auto insurance, motorcycle insurance, business insurance, workers’ compensation insurance, and flood insurance. Established in 2005, Seins Agency strives to be a one-stop shop for clients' insurance-related needs.

License Verified:

License: 1150411

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (2)
Yelp
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Traci Menes logo
Visit WebsiteWebsite

License Verified:

License: 1484738

New York State Department of Financial Services

Traci Menes

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4734 White Plains Road, Bronx, NY 10470
  • Life Insurance
  • Health Insurance

Business Description

Traci Menes is an insurance agent at State Farm Insurance, a multi-line insurance provider serving clients in Yonkers and nearby localities. Menes helps individuals and families find the right life insurance policy that can protect their loved ones against unforeseen tragedies. She represents a variety of insurance providers that offer term life, whole life, and universal life coverage. Other insurance products she handles include auto, home, health, and business insurance. Menes and her team possess over 30 years of combined experience in the insurance business.

License Verified:

License: 1484738

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (174)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ward & Garvey Insurance Agency and Investments logo
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License Verified:

License: 795847

New York State Department of Financial Services

Ward & Garvey Insurance Agency and Investments

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270 Main Street, Highland Falls, NY 10928
  • Life Insurance
  • Long Term Care
  • Term Life Insurance
  • Permanent Life Insurance Policy

Business Description

Ward & Garvey Insurance Agency and Investments is an independent company that provides its services to residents and businesses in Yonkers and the surrounding communities. It represents multiple carriers that offer a variety of insurance packages, such as life insurance plans. These include universal life, term life, permanent life, and second-to-die insurance. Additionally, it crafts homeowners' and workers' compensation insurance. It has been working on insurance products for individuals in the greater Hudson Valley for over 30 years.

License Verified:

License: 795847

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Westchester Benefit Group Inc. logo
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License Verified:

License: 784906

New York State Department of Financial Services

Westchester Benefit Group Inc.

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500 Summit Lake Drive, Valhalla, NY 10595
  • Life Insurance
  • Health Insurance
  • Whole Life Insurance
  • Long Term Care

Business Description

Westchester Benefit Group Inc. is an insurance and financial advisory firm serving Yonkers and surrounding areas. Over the last three decades, it has been providing wealth management services for a diverse range of clients, including business owners, executives, professionals, and families. Specifically, it helps business owners in managing benefits packages for their employees and individuals in finding the life insurance policy suitable for their needs. The types of life insurance available are term life, universal life, and whole life insurance.

License Verified:

License: 784906

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (3)
York International logo
Visit WebsiteWebsite

License Verified:

License: 1007269

New York State Department of Financial Services

York International

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500 Mamaroneck Avenue, Harrison, NY 10528
  • Life Insurance

Business Description

York International is an insurance broker that offers life insurance policies to customers in Yonkers and surrounding areas. The firm was founded in 1985, and it has an established high net worth personal and life insurance practices. It has a customized methodology to help customers find a suitable life insurance policy, focusing on plan design strategies, compliance, communication, financial analysis, and cost management. The Independent Insurance Agents and Brokers of America has awarded York International with the Best Practices Agency distinction for the past ten years in a row.

License Verified:

License: 1007269

New York State Department of Financial Services

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (2)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

  • How does life insurance work?

    The details of how life insurance works depend on your individual plan, but the basics are as follows: 

    • You pay a premium to purchase the insurance. Typically the premium is paid monthly, but it could be rolled into quarterly, bi-annual, or annual payments. 
    • As long as you are meeting or have met premium obligations, if you pass away, the insurance company makes the agreed-upon payment to the beneficiaries you designated. 
    • Beneficiaries usually have to provide the insurance company with a death certificate to receive their payments.
  • How much is life insurance?

    The cost of life insurance ranges widely. Term life insurance can cost as little as a few dollars a day, and whole life insurance can cost thousands per month on the high end. Factors that impact the cost of your life insurance include whether you're choosing term life insurance or whole life insurance, your age, how much coverage you want, your overall health, and your gender.

  • Is life insurance taxable?

    Life insurance proceeds are the funds paid via your plan to your beneficiaries if you pass away. These are also called death benefits. Typically, these are not considered income for taxes. If you take out cash value from a whole life insurance investment and the amount exceeds how much you paid in premiums, the difference may be considered taxable income.


  • Can I buy health insurance that is not Obamacare?

    When people say "Obamacare insurance," they typically mean insurance within the health insurance marketplace. You can get health insurance outside of the marketplace by going through your employer, choosing COBRA coverage if you leave your job, or buying a short-term health insurance policy through an insurance agent. ACA-compliant plans meet all the benefits and coverage requirements of the Affordable Care Act. But you may be able to find supplemental or short-term coverage that simply provides peace of mind for major medical expenses.

  • Can I buy health insurance anytime?

    To buy health insurance in the marketplace, you must purchase it within open or special enrollment periods. But you can purchase short-term coverage to bridge the gap between now and the next open enrollment period. These plans are meant to be used for less than a year. You can purchase them online or via insurance agents, but they may not be ACA-compliant.