Expertise.com

2024

Last updated:

Best Homeowners Insurance Agencies in Union City

Our Recommended Top 14

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Union City Homeowners Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

52Reviewed

36Curated

14Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
62 Rutledge Street, Brooklyn, NY 11249
  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Fire
  • Condos

Why choose this provider?

JNR Insurance Agency Inc. is a locally owned and operated insurance brokerage that's been serving clients in the Union City area since 2004. This company provides an array of insurance policy options, including homeowners policies that cover everything from vandalism and theft to major disasters. Other insurance products sold by this agency include auto, flood, and renters insurance. It represents a variety of top carriers, such as Zurich, The Hartford, and Stillwater Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.5
Responsiveness
Friendliness
Helpfulness
Detail

Website
Union, NJ
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

LG Insurance Agency helps customers in the Union City metro area obtain insurance for their homes, whether they own or rent. Its agents work directly with a variety of insurance providers, helping clients obtain the best coverage at the lowest possible rates. Carriers this agency works with include Progressive, Liberty Mutual, and Farmers. LG Insurance Agency supports several local organizations, such as Professional Insurance Agents and Shore to Help. Other insurance offerings include auto and business policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
37-05 74th Street, Queens, NY 11372
  • Multiple Policy Types

Why choose this provider?

Kalra Insurance is a homeowners insurance agency that serves clients in the Union City area. Its team of professional brokers has been helping clients for more than 30 years, offering policy advice, obtaining quotes, and overseeing claims and policy changes. In addition to selling homeowners insurance, this agency also offers an array of other personal property and auto insurance products, as well as health and commercial insurance policies. Providers include Progressive and Anthem.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (40)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 Plaza Drive, Secaucus, NJ 07094
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

BCG Advisors offers homeowners' insurance for customers in Union City and throughout its surrounding areas. This agency works with providers such as MetLife, Mercury Insurance Group, and Progressive to provide its clients with comprehensive coverage in case of fire, theft, or another disaster. In addition to homeowners' insurance, this company offers a broad range of other personal insurance products. That includes rental, auto, and life insurance policies. Additionally, BCG Advisors offers a variety of commercial insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
680 Manhattan Avenue, Brooklyn, NY 11222
  • Multiple Policy Types

Why choose this provider?

Greenpoint Insurance Brokerage provides homeowners' insurance policies for residents of the Union City area. Its brokers work directly with clients to help them shop around from notable carriers such as Progressive, Berkshire Hathaway, and Liberty Mutual. They also offer sound advice on the policies and add-ons that are best suited to their clients' needs, as well as the amount of coverage that should be purchased. Greenpoint Insurance Brokerage offers bundling options for home and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (23)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
30-02 Steinway Street, Astoria, NY 11103
  • Condos
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Why choose this provider?

Allegiance Financial Group is located near Union City and serves clients throughout the Tri-State area. This agency offers an array of personal insurance products, including homeowners insurance policies. Its carriers include Progressive, Farmers, and Berkshire Hathaway. In addition to home insurance, Allegiance also provides auto, life, and health insurance policies, as well as several commercial lines. Agents at this agency are committed to helping clients obtain the best policies for their needs at affordable rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
45-04 30th Avenue, Queens, NY 11103
  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Reliance Insurance Agency Inc. serves clients in Union City and throughout its surrounding areas. This agency offers homeowners' insurance from top carriers, including Mercury Insurance and Foremost Insurance Group. Its team shops around from these carriers to help clients obtain affordable insurance rates and policies that fully cover their needs. Policies can include coverage for liability, theft, and damages. In addition to home insurance, Reliance Insurance Agency also provides business, auto, workers' compensation, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (18)
Google
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
96-62 Queens Boulevard, Rego Park, NY 11374
  • Multiple Policy Types

Why choose this provider?

Mariel Dominguez State Farm Insurance Agent helps clients in the Union City area to obtain home insurance policies. She works with her clients to determine the exact coverage they need and helps them find State Farm products that offer adequate coverage. Home policies typically cover theft, vandalism, and damage resulting from disasters such as storms or fire. In addition to home insurance, Mariel Dominguez also sells auto and life insurance policies.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.5
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
58-86 Grand Avenue, Maspeth, NY 11378
  • Flood
  • Multiple Policy Types
  • Multiple Carriers

Why choose this provider?

With services available in Union City, Dommargio Insurance Group is a full-service brokerage firm that provides homeowners' insurance policies. The company offers property and casualty insurance for general liability, automobile liability, construction, aviation, boiler and machinery. Its personal insurance options include personal property, personal excess liability, valuable articles, jewelry, and art. The company also provides personal insurance coverages for private airplanes and yachts. The firm's clientele includes corporations, non-profit organizations, affinity groups, cybersecurity companies, individuals, and families.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3657 Broadway, New York, NY 10031
  • Multiple Policy Types

Why choose this provider?

Jewelz Santiago State Farm Insurance Agent has been helping clients in the Union City area for over 15 years. Ms. Santiago is available 24 hours a day to help her clients navigate claims and make changes to insurance policies. Her office sells a variety of insurance products, including homeowners insurance policies that cover theft, unexpected damages, medical liability, and some natural disasters. Other personal insurance options include life and pet insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (612)
Facebook
5.0 / 5 (18)
Yelp
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
116 East 27th Street, New York, NY 10016
  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Why choose this provider?

Founded in 1957, the Mogil Organization is an insurance and risk management brokerage that specializes in a range of financial services, including home insurance. It's licensed in most states to provide homeowners with unbiased advice and independent services, such as evaluating their existing policies to determine their current relevance, sourcing products from respected carriers, and blending products to create policies that are unique to the client. The Mogil Organization also specializes in renter, condo, and personal excess liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (16)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
30-50 Whitestone Expwy, Suite 306, Whitestone, NY 11354
  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Why choose this provider?

Edwin Cabral State Farm Insurance Agent helps homeowners in the Union City area to obtain State Farm insurance policies. He provides free consultations for his clients, helping them determine what types of coverage they need and how much insurance they should purchase. Additionally, he provides information about add-ons, such as flood and earthquake insurance. Other insurance products sold by Edwin Cabral State Farm Insurance Agent include business, car, and renters insurance. Service is available in English or Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (201)
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
88-05 37th Avenue, Jackson Heights, NY 11372
  • Personal Property Insurance
  • Multiple Policy Types

Why choose this provider?

Located near Union City, Priority Insurance Agency provides its clients with a variety of options for homeowners insurance. This small brokerage is dedicated to helping clients obtain the right types and amount of coverage from trusted carriers at affordable rates. Coverage options can include liability, theft, and disaster insurance. Other insurance products at this agency include auto and life policies, as well as commercial insurance. Policyholders can report claims and pay premiums online.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
70-72 Broadway, Jackson Heights, NY 11372
  • Flood
  • Multiple Policy Types

Why choose this provider?

Linx Brokerage Inc. serves clients in the Union City area. This locally owned and operated insurance company helps its clients by shopping for policies on their behalf. Its agents work with top providers, including Progressive, to obtain the best possible rates on homeowners' auto, motorcycle, and life insurance for clients. Counseling is provided to help clients determine the correct amount of coverage to purchase, as well as what type of coverage they need.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.3 / 5 (72)
Facebook
4.7 / 5 (17)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What is the average homeowners' insurance rate in Union City?

    The average homeowners' insurance premium in Union City is $108 per month or $1,299 per year. This is based on a policy with $300,000 in liability coverage, $300,000 in dwelling coverage, a $1,000 deductible, and 2% hurricane coverage. However, actual rates depend on the policyholder's coverage type, ZIP code, and home location.

  • Does homeowners' insurance in Union City cover the repair or replacement costs of broken pipes?

    It depends on the situation. In Union City, homeowners' insurance will only cover the repair or replacement costs of broken pipes if the damage is caused by unforeseen events. However, if the damage is due to poor maintenance and happens for quite a while, homeowners' insurance will not cover the repair or replacement costs.

  • Can individuals add identity theft protection coverage to their homeowners' insurance in Union City?

    Yes. Most insurance companies in Union City allow individuals to add identity protection theft coverage to their homeowners' insurance to prevent cybercrime. Using automated monitoring and human intelligence techniques, policyholders will be notified if there are suspicious activities with their email addresses, bank accounts, Social Security numbers, and credit or debit cards.

  • If your sofa has been damaged due to severe flooding, will your homeowners' insurance in Union City cover the repair costs?

    No. Your homeowners' insurance in Union City will not cover the repair costs of your sofa if the damage is due to severe flooding. Basic homeowners' insurance does not include flood-related damage. Individuals and families may need to acquire separate flood insurance coverage, especially if their homes are in a FEMA-designated special flood hazard area.

  • If your laptop has been stolen inside your car, will your homeowners' insurance in Union City pay for its replacement cost?

    Yes. Your homeowners' insurance in Union City will pay for the replacement cost of your laptop if it has been stolen inside your car. Whenever your electronics, clothes, or furniture are stolen, your personal property insurance coverage will cover the replacement costs so that you won't have to pay out-of-pocket.

  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

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