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Best Homeowners Insurance Agencies in Union City

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Allegiance Financial Group logo
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Allegiance Financial Group

30-02 Steinway Street, Astoria, NY 11103
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  • Condos
  • Multiple Policy Types
  • Personal Property Insurance
  • Multiple Carriers
  • Flood

Business Description

Allegiance Financial Group is located near Union City and serves clients throughout the Tri-State area. This agency offers an array of personal insurance products, including homeowners insurance policies. Its carriers include Progressive, Farmers, and Berkshire Hathaway. In addition to home insurance, Allegiance also provides auto, life, and health insurance policies, as well as several commercial lines. Agents at this agency are committed to helping clients obtain the best policies for their needs at affordable rates.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
BCG Advisors, Inc. logo
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BCG Advisors, Inc.

700 Plaza Drive, Secaucus, NJ 07094
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

BCG Advisors offers homeowners' insurance for customers in Union City and throughout its surrounding areas. This agency works with providers such as MetLife, Mercury Insurance Group, and Progressive to provide its clients with comprehensive coverage in case of fire, theft, or another disaster. In addition to homeowners' insurance, this company offers a broad range of other personal insurance products. That includes rental, auto, and life insurance policies. Additionally, BCG Advisors offers a variety of commercial insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Dommargio Insurance Group logo
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Dommargio Insurance Group

58-86 Grand Avenue, Maspeth, NY 11378
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  • Flood
  • Multiple Policy Types
  • Multiple Carriers

Business Description

With services available in Union City, Dommargio Insurance Group is a full-service brokerage firm that provides homeowners' insurance policies. The company offers property and casualty insurance for general liability, automobile liability, construction, aviation, boiler and machinery. Its personal insurance options include personal property, personal excess liability, valuable articles, jewelry, and art. The company also provides personal insurance coverages for private airplanes and yachts. The firm's clientele includes corporations, non-profit organizations, affinity groups, cybersecurity companies, individuals, and families.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Edwin Cabral - State Farm Insurance Agent logo
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Edwin Cabral - State Farm Insurance Agent

30-50 Whitestone Expwy, Suite 306, Whitestone, NY 11354
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  • Renter's Insurance
  • Personal Property Insurance
  • Condos

Business Description

Edwin Cabral State Farm Insurance Agent helps homeowners in the Union City area to obtain State Farm insurance policies. He provides free consultations for his clients, helping them determine what types of coverage they need and how much insurance they should purchase. Additionally, he provides information about add-ons, such as flood and earthquake insurance. Other insurance products sold by Edwin Cabral State Farm Insurance Agent include business, car, and renters insurance. Service is available in English or Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Greenpoint Insurance Brokerage logo
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Greenpoint Insurance Brokerage

680 Manhattan Avenue, Brooklyn, NY 11222
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  • Multiple Policy Types

Business Description

Greenpoint Insurance Brokerage provides homeowners' insurance policies for residents of the Union City area. Its brokers work directly with clients to help them shop around from notable carriers such as Progressive, Berkshire Hathaway, and Liberty Mutual. They also offer sound advice on the policies and add-ons that are best suited to their clients' needs, as well as the amount of coverage that should be purchased. Greenpoint Insurance Brokerage offers bundling options for home and auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (23)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jewelz Santiago - State Farm Insurance Agent logo
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Jewelz Santiago - State Farm Insurance Agent

3657 Broadway, New York, NY 10031
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  • Multiple Policy Types

Business Description

Jewelz Santiago State Farm Insurance Agent has been helping clients in the Union City area for over 15 years. Ms. Santiago is available 24 hours a day to help her clients navigate claims and make changes to insurance policies. Her office sells a variety of insurance products, including homeowners insurance policies that cover theft, unexpected damages, medical liability, and some natural disasters. Other personal insurance options include life and pet insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
JNR Insurance Agency Inc. logo
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JNR Insurance Agency Inc.

62 Rutledge Street, Brooklyn, NY 11249
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood
  • Fire
  • Condos

Business Description

JNR Insurance Agency Inc. is a locally owned and operated insurance brokerage that's been serving clients in the Union City area since 2004. This company provides an array of insurance policy options, including homeowners policies that cover everything from vandalism and theft to major disasters. Other insurance products sold by this agency include auto, flood, and renters insurance. It represents a variety of top carriers, such as Zurich, The Hartford, and Stillwater Insurance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kalra Insurance Agency logo
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Kalra Insurance Agency

37-05 74th Street, Queens, NY 11372
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  • Multiple Policy Types

Business Description

Kalra Insurance is a homeowners insurance agency that serves clients in the Union City area. Its team of professional brokers has been helping clients for more than 30 years, offering policy advice, obtaining quotes, and overseeing claims and policy changes. In addition to selling homeowners insurance, this agency also offers an array of other personal property and auto insurance products, as well as health and commercial insurance policies. Providers include Progressive and Anthem.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (40)
Facebook
5.0 / 5 (5)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
LG Insurance Agency logo
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LG Insurance Agency

Union, NJ
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

LG Insurance Agency helps customers in the Union City metro area obtain insurance for their homes, whether they own or rent. Its agents work directly with a variety of insurance providers, helping clients obtain the best coverage at the lowest possible rates. Carriers this agency works with include Progressive, Liberty Mutual, and Farmers. LG Insurance Agency supports several local organizations, such as Professional Insurance Agents and Shore to Help. Other insurance offerings include auto and business policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (42)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Linx Brokerage, INC. logo
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Linx Brokerage, INC.

70-72 Broadway, Jackson Heights, NY 11372
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  • Flood
  • Multiple Policy Types

Business Description

Linx Brokerage Inc. serves clients in the Union City area. This locally owned and operated insurance company helps its clients by shopping for policies on their behalf. Its agents work with top providers, including Progressive, to obtain the best possible rates on homeowners' auto, motorcycle, and life insurance for clients. Counseling is provided to help clients determine the correct amount of coverage to purchase, as well as what type of coverage they need.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.4 / 5 (73)
Yelp
4.5 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mariel Dominguez - State Farm Insurance Agent logo
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Mariel Dominguez - State Farm Insurance Agent

96-62 Queens Boulevard, Rego Park, NY 11374
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  • Multiple Policy Types

Business Description

Mariel Dominguez State Farm Insurance Agent helps clients in the Union City area to obtain home insurance policies. She works with her clients to determine the exact coverage they need and helps them find State Farm products that offer adequate coverage. Home policies typically cover theft, vandalism, and damage resulting from disasters such as storms or fire. In addition to home insurance, Mariel Dominguez also sells auto and life insurance policies.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mogil Organization logo
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Mogil Organization

116 East 27th Street, New York, NY 10016
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers
  • Flood

Business Description

Founded in 1957, the Mogil Organization is an insurance and risk management brokerage that specializes in a range of financial services, including home insurance. It's licensed in most states to provide homeowners with unbiased advice and independent services, such as evaluating their existing policies to determine their current relevance, sourcing products from respected carriers, and blending products to create policies that are unique to the client. The Mogil Organization also specializes in renter, condo, and personal excess liability insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (16)
Google
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Priority Insurance Agency logo
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Priority Insurance Agency

88-05 37th Avenue, Jackson Heights, NY 11372
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Located near Union City, Priority Insurance Agency provides its clients with a variety of options for homeowners insurance. This small brokerage is dedicated to helping clients obtain the right types and amount of coverage from trusted carriers at affordable rates. Coverage options can include liability, theft, and disaster insurance. Other insurance products at this agency include auto and life policies, as well as commercial insurance. Policyholders can report claims and pay premiums online.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Reliance Insurance and Accounting logo
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Reliance Insurance and Accounting

45-04 30th Avenue, Queens, NY 11103
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  • Renter's Insurance
  • Multiple Carriers
  • Multiple Policy Types

Business Description

Reliance Insurance Agency Inc. serves clients in Union City and throughout its surrounding areas. This agency offers homeowners' insurance from top carriers, including Mercury Insurance and Foremost Insurance Group. Its team shops around from these carriers to help clients obtain affordable insurance rates and policies that fully cover their needs. Policies can include coverage for liability, theft, and damages. In addition to home insurance, Reliance Insurance Agency also provides business, auto, workers' compensation, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Facebook
4.4 / 5 (18)
Google
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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