Expertise.com
Get Listed

Best Mortgage Brokers in Queens

2023

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Brokers FAQs 〉

Last updated:

Website
37 Greenpoint Ave. Suite 414, Brooklyn, NY 11222
  • New Construction
  • Reverse Mortgages

Why choose this provider?

Grayton Mortgage is a local company that serves clients in Queens, Brooklyn, and other areas throughout New York City. It offers personalized and simplified residential mortgages and home loans, as well as other purchase and refinance financial products to individuals and families. The company's mortgage brokers are equipped to assist property investors and buyers throughout the process of finding suitable programs parallel to their unique needs, preferences, and budgets. Founder Kevin Leibowitz has been in the industry for more than 20 years.

License Verified:

License: 1971609

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (59)
Google
5.0 / 5 (56)
Yelp
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
140 East 45th Street, 31st Floor, New York, NY 10017
  • Refinance

Why choose this provider?

GuardHill Financial Corp. has been providing financial services to Queens customers since 1992. It offers various mortgage products from FHA, condo, and multi-family to construction, investment property, and commercial real estate loans. It also assists self-employed and irregular-income workers, foreign nationals, and financial advisors who serve high-profile clients. GuardHill's approach involves combining brokerage and banking services to offer a broad range of products. Its team members have shared their expertise publicly through Forbes Magazine, NBC, and National Mortgage News.

License Verified:

License: 1609

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Zillow
5.0 / 5 (317)
Google
4.6 / 5 (225)
Facebook
5.0 / 5 (58)

(+1 additional source)

Website
2001 Marcus Ave Suite North 121, Lake Success, NY 11042
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Canyon Mortgage offers loan programs to Queens residents. Its mortgage options include fixed, adjustable-rate, conventional, jumbo, FHA, and VA loans. Its agents also provide additional reverse mortgages, construction loans, and commercial loans. Canyon Mortgage supports military servicemen and women and is a member of The Veterans Advocacy and Benefits Association. This mortgage broker, established in 2007, has offices in Lake Success, Hollis, and Elmont. It is also licensed in California, Pennsylvania, Connecticut, Georgia, Florida, New Jersey, and Virginia.

License Verified:

License: 28873

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.0 / 5 (15)
Zillow
4.6 / 5 (10)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
45 Middle Neck Road Ste. 210, Great Neck, NY 11021
  • Refinance
  • VA Financing
  • Purchase Loans
  • FHA Loans

Why choose this provider?

Merita Capital Funding LLC is a mortgage company that serves clients in Queens and the surrounding areas. It provides a broad range of loan programs and services, including FHA, VA, USDA, and jumbo mortgage services. The company's staff guides its clients by educating them on the various types of loans and credit options available and assisting them in identifying suitable financing options that meet their needs. Merita Capital Funding has been certified by the New Jersey State Department of Financial Services.

License Verified:

License: 1756116

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (59)
Facebook
0.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7030 137 Street, Kew Gardens Hills, NY 11367
  • Refinance

Why choose this provider?

Summit Funding is a team of mortgage brokers serving the Queens metro. It offers a wide variety of mortgage services for clients, whether house flippers or first-time homebuyers, such as mortgage financing and calculating amortization. The team also helps in mortgage refinancing, including loan consolidation and loan program change. Summit Funding was established by Dave Steinberg in 1988. Steinberg is currently a faculty member at a university teaching personal finance and mortgage planning.

License Verified:

License: 52081

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
285 N 6th Street 2nd Floor, Brooklyn, NY 11211
  • Refinance
  • Home Loans
  • Residential Mortgages

Why choose this provider?

GoRascal is a mortgage broker catering to the needs of clients in Queens. It helps clients in getting suitable loans from various lenders, guiding them through each step of the application from pre-approval to closing. Its officers aid in shopping for new homes, in seeking personalized and most preferable terms. The company pursues to provide clients with a turn time of eight days. GoRascal has been of service for 20 years to individuals and homeowners in other states like New Jersey, Connecticut, and Pennsylvania.

License Verified:

License: 2072896

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (316)
Facebook
5.0 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
111 West Main Street, Suite 110, Bay Shore, NY 11706
  • Residential Mortgages
  • Refinancing
  • VA Financing
  • FHA Loans

Why choose this provider?

Jet Direct Mortgage helps the residents of Queens achieve homeownership through home financing. The mortgage lender offers a wide array of financing options, including conventional, FHA, VA, USDA, and jumbo home loans, as well as FHA 203k loans for fixer-upper houses. It also works with homeowners needing to refinance their house or applying for a reverse mortgage. Jet Direct Mortgage has been nominated as Bethpage Best of Long Island in the mortgage company category for 2021 and 2022.

License Verified:

License: 3542

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.6 / 5 (94)
Facebook
4.8 / 5 (53)
Yelp
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
118-18 101st Avenue, Richmond Hill, NY 11419
  • Reverse Mortgages
  • Purchase

Why choose this provider?

Omni Mortgage is a family-operated and family-owned business that has been serving homeowners throughout the Queens metro for more than 25 years. It provides various loan programs, such as a reverse mortgage, VA, and FHA loans. It collaborates with several commercial and residential lenders to offer customers a customized loan program. The company also guides and educates clients in the entire process of home purchasing and refinancing. CEO Herman Singh has been working in the real estate industry since 1989.

License Verified:

License: 20542

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (128)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4802 25th Avenue, Suite 303, Astoria, NY 11103
  • Refinance

Why choose this provider?

Lyons Mortgage Services, Inc., has been serving the Queens community since 1996. It assists in securing mortgages by offering honest advice and sharing financial tools to help clients make sound financial decisions. The company has fixed-rate and adjustable-rate loans for both residential and commercial properties. Additionally, it has refinancing options for clients to build equity faster, get lower interest rate mortgages, or switch to different rate types. Lyons Mortgage Services is also licensed in Connecticut and California.

License Verified:

License: 58702

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
5.0 / 5 (21)
Yelp
3.7 / 5 (15)
Google
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
95-20 63rd Road, Suite P, Rego Park, NY 11374
  • Refinance
  • Multi-Family Loans
  • Commercial Loans
  • Home Loans

Why choose this provider?

Lifestyle Funding Solutions is a mortgage brokerage firm that serves clients in Queens and the surrounding areas. Working with more than a hundred investors, the firm can provide a wide variety of mortgage programs, including fixed- and adjustable-rate mortgages, conventional loans, jumbo loans, VA loans, FHA loans, and home equity lines. Its team works with customers who are purchasing a home for the first time as a primary residence or as an investment and those seeking to refinance an existing mortgage.

License Verified:

License: 136725

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
11 Grace Avenue, Suite 408, Great Neck, NY 11021
  • Refinance

Why choose this provider?

Silver Fin Capital offers mortgage loan options to the residents of Queens. The firm partners with more than 50 lenders, enabling their loan officers to find the loan product that matches the needs and financial capacity of the borrower. Its loan officers assist home buyers from finding the right mortgage to closing the deal. They also help homeowners looking to refinance their mortgage to lower their monthly repayments and interest rates or shorten their loan term. The firm has been in the industry for more than 15 years.

License Verified:

License: 12147

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (173)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
55-25 69th Street 1st Floor, Maspeth, NY 11378
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Channel Mortgage handles clients in the Queens metro who need mortgage broker services. The company's mortgage broker helps coordinate the process between the client and the lender, including the trust company, credit union, and mortgage corporation. The mortgage broker reviews the clients' finances and matches them with a lender whose mortgage loan corresponds with the clients' situation. Channel Mortgage also helps clients with refinancing, saving them money, and leveraging the equity in home improvement.

License Verified:

License: 4138

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
369 Avenue X, Brooklyn, NY 11223
  • Refinance
  • Purchase

Why choose this provider?

New York Mortgage Exchange is a brokerage company in Queens, offering various mortgage options under its loan programs. Its terms for a conventional fixed-rate mortgage range from 10 up to 40 years, and qualified military veterans and their families availing a VA mortgage loan can loan up to $417,000, as long as it is for their primary residences. The company also offers reverse mortgage loans, home equity loans, adjustable-rate mortgages, and FHA mortgage loans.

License Verified:

License: 93848

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (35)
Facebook
4.7 / 5 (27)
Yelp
4.8 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to top

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.

  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.