Expertise.com

2024

Last updated:

Best Mortgage Brokers in Yonkers

Our Recommended Top 19

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Yonkers Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

67Reviewed

47Curated

19Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
317 Harrington Avenue, Closter, NJ 07624
  • Refinance

Why choose this provider?

First Integrity Mortgage Company Inc. NJ is a family-owned brokerage that serves borrowers in the Yonkers area. Its team provides personalized financing solutions for both buyers who need assistance with purchasing mortgages and homeowners seeking to refinance existing loans. The mortgage specialists, who can close loans within 30 days, work with multiple lenders, allowing them to find loan products suitable for clients' individual needs. First Integrity Mortgage Company Inc. NJ has been providing financing assistance for over two decades.

License Verified:

License: 239272

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
460 Bergen Boulevard, Palisades Park, NJ 07650
  • Refinance

Why choose this provider?

Prime Mortgage Company is a mortgage brokerage based in New Jersey. Serving clients throughout Yonkers and the surrounding areas, the company offers a wide array of mortgage loan products. It offers mortgage lending, as well as residential and commercial mortgage purchasing and refinancing. Under its residential mortgage loan products, it offers fixed-rate mortgage, adjustable-rate mortgage, rate, term, and cash-out refinancing, and no closing cost program. The team at Prime Mortgage Company is comprised of mortgage loan officers with years of industry experience.

License Verified:

License: 1477465

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (81)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10 Rutland Road, Scarsdale, NY 10583
  • Reverse Mortgages

Why choose this provider?

Faze One Funding is a mortgage broker that delivers residential and commercial lending solutions in Yonkers. It serves individuals looking to buy homes, refinance their properties, or seniors exploring the option for reverse mortgages. Some of the available mortgage services offered by the company are jumbo, first-time homebuyers, FHA and 203(k), and VA programs. Faze One Funding has a team of loan officers, each with over 15 years of experience in the industry. The company is licensed in New Jersey, New York, Florida, and Connecticut.

License Verified:

License: 85748

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2 South Division Street, Peekskill, NY 10566
  • Refinance

Why choose this provider?

A.S.A.P. Mortage Corp. is a mortgage brokerage that serves homeowners and first-time homebuyers in Yonkers. It offers FHA, VA, and fixed-rate 30-year loan programs for its customers. Additionally, it compares fees and interest rates of various mortgage programs from over 40 lenders to give its clients different options. It also allows each customer to choose their loan officers and contact them via e-mail or phone. A.S.A.P. Mortgage Corp is led by its founder Irene Amato, a loan officer with over 30 years of experience.

License Verified:

License: 4368

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.0 / 5 (71)
Yelp
5.0 / 5 (22)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
399 Knollwood Road, White Plains, NY 10603
  • Reverse Mortgages

Why choose this provider?

Quintessential Mortgage Group is a brokerage firm serving Yonkers and the surrounding areas. It is partnered with over 30 banks to help clients through various products, including FRMs and ARMs, FHA loans, balloon mortgages, and graduated payment mortgages. Reverse mortgages are also available for senior citizens looking to get some cash out of their home equity. CEO and Founder David Linn has been in the industry for more than 20 years and has helped thousands of families and individuals navigate the mortgage process.

License Verified:

License: 979266

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (207)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1460 East Gun Hill Road, Bronx, NY 10469
  • Refinance

Why choose this provider?

Jet Direct Mortgage is a mortgage brokerage in the Bronx that offers home financing solutions to residents of the Yonkers metro. The firm is headed by Eli Weissman, an NMLS certified mortgage advisor with over a decade of experience in home loan applications and processing. His services include conventional home loans, first-time homebuyer loans, remodeling/renovation loans, and government loans. Eli is committed to delivering personalized services to clients citing his patience and promptness in the entire loan process.

License Verified:

License: 3542

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (78)
Facebook
5.0 / 5 (17)
Yelp
4.5 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
120 Stevens Avenue, Mount Vernon, NY 10550
  • Refinance

Why choose this provider?

Dalco Financial Services, Inc. is a mortgage brokering firm registered with the New York State Banking Department. It serves the Yonkers metro and facilitates lending for real estate developers, builders, and individual homebuyers to cover the costs of outright purchase, refinancing, and construction or newbuilds. The firm works with a number of loan providers and customizes loan packages with competitive amortization rates and payment terms. Its mortgage brokers also assist the client throughout the loan life with loan updates and payment progress reports.

License Verified:

License: 131071

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
2 Robbie Road, Cortlandt, NY 10567
  • Refinance

Why choose this provider?

Sun Mortgage Company, Inc., offers residential loans and refinancing services to clients in Yonkers and the surrounding regions. The loans available in the company are fixed-rate, adjustable-rate, VA, and FHA programs. Its mortgage brokers are connected to a network of banks and financing sources, giving clients access to third-party providers. They also assist individuals from pre-qualification to the closing of their chosen loan. Additionally, they provide answers to clients' questions even after the loan has been acquired.

License Verified:

License: 84535

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Zillow
5.0 / 5 (191)
Google
4.0 / 5 (65)
Facebook
5.0 / 5 (29)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15 North Mill Street, Nyack, NY 10960
  • Refinance

Why choose this provider?

Starr Mortgage Company, Inc., has been serving the Yonkers area with a wide range of mortgage solutions since 2004. This full-service mortgage company has long-term relationships with several lenders that offer a variety of mortgage products for both residential and commercial clients. Some of these mortgage programs are first-time home buyer loans, stated-income loans, interest-only loans, fixed-rate mortgages, reverse mortgage loans, and jumbo mortgage loans. The majority of the company's business comes from repeat clients and referrals.

License Verified:

License: 17787

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (92)
Yelp
5.0 / 5 (7)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
568 Cedar Lane, Teaneck, NJ 07666
  • Reverse Mortgages

Why choose this provider?

Being in the industry for over 25 years, FM Home Loans has assisted customers in Yonkers regarding their property purchasing and financing needs. Its products include conventional, government, specialty, and adjustable-rate loans. It also offers fixed-rate mortgages. The company has guided thousands of buyers and successfully met their needs for home refinancing. Backed by his risk assessment skills, its CEO and founder, David Brecher, has helped the company survive during the great recession in 2008.

License Verified:

License: 2212

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (87)
Yelp
4.0 / 5 (5)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
244 Pettit Avenue, Bellmore, NY 11710
  • Refinance
  • Reverse Mortgages

Why choose this provider?

Bliss Home Funding is a mortgage broker serving residents of Yonkers. Operating for more than 15 years, the company offers home and office funding services like refinancing, short sales, purchasing, loans, and reverse mortgages. Committed to helping clients find the right mortgage product, the company shops for the best terms from multiple lenders. The owner, Mariah Grossman, specializes in arranging commercial and residential financing. Bliss Home Funding's goal is to facilitate the best terms and rates available for its clients.

License Verified:

License: 30334

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Facebook
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
123 Paris Avenue D, Northvale, NJ 07647
  • Refinance

Why choose this provider?

Berkeley Mortgage is a full-service mortgage broker with an experienced staff that services homebuyers around the Yonkers area. Its main goal is to help clients better understand the mortgage process and select the most suitable loan option for their specific needs, goals, and financial status. Some of its loan option offerings are fixed-rate mortgages, ARM products, VA loans, FHA loans, and USDA loans. It also offers construction loans for clients who want to build their homes from scratch or remodel the homes they currently have.

License Verified:

License: 6328

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
700 White Plains Road, Scarsdale, NY 10583
  • Reverse Mortgages

Why choose this provider?

Cityscape Mortgage Corp provides services to clients in Yonkers. Its team of loan specialists has an average of over 10 years of experience in the industry and specializes in fixed- and adjustable-rate mortgage options. The firm also offers reverse mortgage programs allowing clients to have home equity conversion. In addition, Cityscape Mortgage Corp also digital services to help clients with their paperless application process. One of its loan officers in NYPD and PBA Discount Program, Scott F. Williamson, has served the NYPD for over 22 years. In addition, Cityscape Mortgage Corp also digital services to help clients with their paperless application process.

License Verified:

License: 991388

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (58)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3 Dalewood Court, New City, NY 10956
  • Refinance

Why choose this provider?

Prodigy Mortgage Corp. is a team of brokers that serves home buyers and owners in Yonkers. Whether clients need assistance in purchasing new loans or refinancing current mortgages, they help in securing different kinds of loans, including conventional, jumbo, VA, and FHA programs. Furthermore, the mortgage brokerage specializes in providing financing options for first-time homebuyers and high-net-worth borrowers. It was founded in 1999 by Rick Spears, who has more than 25 years of experience in originating loans.

License Verified:

License: 189641

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (163)
Facebook
3.0 / 5 (3)
Yelp
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1086 Teaneck Road, Teaneck, NJ 07666
  • Refinance

Why choose this provider?

Greenback Capital Mortgage Corporation is a company located in Teaneck that offers a variety of loan programs for clients in Yonkers. These include conventional loans, FHA mortgage loans, jumbo loans, refinance mortgage loans, VA mortgage loans, and foreign national loans. Its loan officers have years of experience in the lending industry and have the ability to help clients find the right loan program for their needs. They also offer clients personal consultations and an option to apply fo their loans online.

License Verified:

License: 5668

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (21)
Google
4.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
375 Sylvan Avenue, Englewood Cliffs, NJ 07632
  • Refinance

Why choose this provider?

Mortgage World Bankers - Englewood Cliffs is a privately held mortgage company with more than 25 years of experience in serving clients in Yonkers and the surrounding areas. Its loan products include conventional, fixed-rate, FHA, and adjustable-rate mortgages. These are available to all clients, whether they are first-time homebuyers, on the market for their second or investment home, or about to refinance their existing mortgages. Mortgage World Bankers focuses on providing loan products while upholding the values of excellence and integrity.

License Verified:

License: 7116

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
333 Old Tarrytown Road, White Plains, NY 10603
  • Refinance

Why choose this provider?

Quantum Mortgage is a boutique financial service company that specializes in real estate financing. As a brokerage, it provides different products and loan programs for clients in Yonkers. These programs include loans for the financing of investment properties, multi-family homes, single-family homes, condos, and co-ops. Quantum Mortgage was founded in 1997. It represents different lenders, allowing the company to provide clients with a wider range of product selections. The company's founder and president, Michael Benevento, is licensed to provide mortgages in Connecticut and New York.

License Verified:

License: A006359

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (3)

Website
399 Knollwood Road, White Plains, NY 10603
  • New Construction
  • Refinance

Why choose this provider?

Luxury Mortgage is a company that offers mortgage brokerage services and a wide variety of related home financing products to residents of Yonkers and the surrounding areas. Its team comprises professionals who chose this field because they love helping clients achieve their dreams of homeownership. It offers products that help clients find the right solution for their financial needs. Its team walks clients through the different options available to them to make a well-informed decision.

License Verified:

License: 2745

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (286)
Google
5.0 / 5 (266)
Facebook
5.0 / 5 (5)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3601 Hempstead Turnpike, Levittown, NY 11756
  • Refinance

Why choose this provider?

UNMB Home Loans Inc. is a mortgage company that has been serving the community for more than four decades, serving the Yonkers area. It offers various mortgage options that can help clients purchase their first home, lower their down payments, renovate or repurpose their homes, consolidate their debts, or purchase vacation homes. UNMB Home Loans has received several recognitions and awards, including the 8 Culture Badge and 2020 Best Mortgage Company To Work For!

License Verified:

License: 7230

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (212)
Facebook
4.0 / 5 (38)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

FAQs

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.