Best Mortgage Brokers in Jersey City

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First Alliance Home Mortgage logo
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License Verified:

License: 5034

Nationwide Multistate Licensing System and Registry

First Alliance Home Mortgage

20 Jackson Drive, Cranford, NJ 07016
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  • Refinance

Business Description

First Alliance Home Mortgage is a Cranford-based company that helps families in Jersey City purchase their own homes through a variety of loan programs. It has been in the business since 2004 and its trained mortgage consultants also help borrowers overcome problems that may occur while securing a loan. The loan options include fixed-rate mortgages, hybrid ARM mortgages, graduated payment mortgages, interest-only mortgages, and reverse mortgages. The company also offers FHA loans, VA loans, stated-income loans, and no-income-no-ratio loans.

License Verified:

License: 5034

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Facebook
4.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Friendliness
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First Alliance Home Mortgage

FM Home Loans - Rutherford logo
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License Verified:

License: 2212

Nationwide Multistate Licensing System and Registry

FM Home Loans - Rutherford

301 Route 17 North, Rutherford, NJ 07070
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Business Description

For over 25 years, FM Home Loans has been guiding buyers in property purchasing and financing in Jersey City and the surrounding New Jersey metros. The loan officers at FM Home Loans are committed to building relationships and meeting the home financing needs of borrowers through solutions such as pre-approvals, conventional, government, and specialty loans, and adjustable and fixed-rate mortgages. They also assist clients in purchasing family homes, vacation homes, investment and mixed-use properties, condominiums, and PUDs.

License Verified:

License: 2212

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (21)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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FM Home Loans - Rutherford

Fort Funding Corp logo
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License Verified:

License: 39463

Nationwide Multistate Licensing System and Registry

Fort Funding Corp

7016 Fort Hamilton Parkway, Brooklyn, NY 11228
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  • New Construction

Business Description

Fort Funding Corp. is a team of mortgage professionals that serves the residents of the Jersey City metro through sourcing and application assistance for home financing and refinancing. Founded in Brooklyn in 1993, the company started out in a small office, only serving residents in the area. Now, it has five locations in the tri-state area, serving both New York and New Jersey communities. Its team of NMLS-certified professionals is an expert in conventional, jumbo, and government loans.

License Verified:

License: 39463

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (34)
Facebook
5.0 / 5 (8)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Fort Funding Corp

Great Realty logo
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Great Realty

6415 A John F. Kennedy Boulevard, North Bergen, NJ 07047
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  • New Construction
  • Refinance

Business Description

Great Realty is a North Bergen-based business that assists Jersey City residents in multiple areas, including home financing. Its team helps its clients qualify for different loans, including FHA, VA, reverse, and conventional mortgages. The home loan specialists also guide individuals who are seeking to refinance their existing mortgages. In addition, Great Realty specializes in representing home buyers and sellers in real estate transactions. It is owned by Fernando Tafur, a mortgage advisor and real estate broker with over 25 years of experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.9
Yelp
4.0 / 5 (4)
Facebook
3.7 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Great Realty

Greenway Mortgage - Corporate logo
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License Verified:

License: 374480

Nationwide Multistate Licensing System and Registry

Greenway Mortgage - Corporate

107 Tindall Road, Middletown, NJ 07748
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  • New Construction
  • Refinance

Business Description

Greenway Mortgage - Corporate is a mortgage brokerage that serves clients in Jersey City. It provides loan programs and an assortment of tools to help home buyers and renters in their financial needs when purchasing a home. It offers an array of loan products, such as homestyle renovation loans, USDA home loan programs, and adjustable-rate mortgages. Its other products include reverse mortgages for home purchase, VA home loans, and construction loans. The company is an advocate of environment preservation and green initiatives.

License Verified:

License: 374480

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.4 / 5 (7)
Yelp
1.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Greenway Mortgage - Corporate

Luxury Mortgage logo
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License Verified:

License: 2745

Nationwide Multistate Licensing System and Registry

Luxury Mortgage

605 John F. Kennedy Boulevard, North Bergen, NJ 07047
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  • New Construction
  • Refinance

Business Description

For 25 years, Luxury Mortgage has been providing a variety of residential mortgage products to its clients in Jersey City. First-time homebuyers can choose from several home loans options, such as FHA, VA, and USDA loans. The company also offers the HomeRead Loan, a program from Fannie Mae for borrowers with good credit and low income. Furthermore, Luxury Mortgage handles the Freddie Mac Home Possible program that is ideal for clients who do not qualify for traditional financing but have decent credit.

License Verified:

License: 2745

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Luxury Mortgage

Mortgage World Bankers logo
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License Verified:

License: 7116

Nationwide Multistate Licensing System and Registry

Mortgage World Bankers

32-75 Steinway Street, Queens, NY 11103
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  • New Construction
  • Refinance

Business Description

Mortgage World Bankers is a mortgage broker that has served clients from Jersey City for more than 25 years. The company offers a variety of programs such as FHA loans, conventional loans, fixed-rate mortgage loans, and adjustable-rate mortgages. A privately held business, it takes advantage of advanced technologies in providing its services to the community. Its team of professional brokers lives by the core values of customer service and integrity. Mortgage World Bankers make sure that it builds long-lasting relationships with customers.

License Verified:

License: 7116

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (6)
Google
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
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Mortgage World Bankers

Stem Lending logo
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Stem Lending

101 Hudson Street, Suite 2100, Jersey City, NJ 07302
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Business Description

Stem Lending is an online comparison marketplace for home buyers looking to find the best deal without having to search through lots of websites from mortgage lenders. Based in Jersey City, NJ the site provides real-time information and pricing from a wide range of mortgage lenders. It supports clients seeking mortgage pre-approval, immigrants looking to get into the property market for the first time, clients looking for finance for investment properties, and homeowners negotiating renovation loans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Visit Website

Stem Lending

Tristar Mortgage Corp. logo
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License Verified:

License: 162734

Nationwide Multistate Licensing System and Registry

Tristar Mortgage Corp.

711 Forest Avenue, Staten Island, NY 10310
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  • Refinance

Business Description

Tristar Mortgage Corp. offers its clients in Jersey City and nearby places an online loan application that gives them access to all stages of the loan process. The company provides one-on-one customer support for its clients, ensuring that their loan needs are met. Its loan originators also look for the most applicable loan products such as 15-year and 30-year fixed-rate mortgages, FHA, VA, or Jumbo home loans. The company is also licensed to cater to clients in New York.

License Verified:

License: 162734

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.0 / 5 (63)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Visit Website

Tristar Mortgage Corp.

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Frequently Asked Questions

Do mortgage brokers need to be licensed?

Yes, all mortgage brokers need to be licensed. Individuals need to complete a 20-hour class that goes over state and federal laws for mortgages and other important information. Next, individuals take the official test with the National Mortgage Licensure System.

Is it difficult to pass the mortgage brokers’ test?

Upon completion of educational requirements, you must pass the mortgage broker test to receive your license. It's a two-part test called the Safe Mortgage Loan Originator Exam, and it can be a bit challenging. Out of almost 87,600 national test-takers, 57% passed on their first attempt. The test includes both a state and national portion and requires a minimum score of 75% to pass.

What is a surety bond for mortgage brokers?

A surety bond is a legal contract that binds three parties — the obligee, the principal, and the surety. Surety bonds are typically required to receive a license for operating as a mortgage broker. When a mortgage broker gets a surety bond, it's a legal guarantee they'll perform their obligations to their customers as required by law.

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