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Best Health Insurance Agencies in New York

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored New York Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.



7Top Picks

Learn about our selection process.


featured provider = Featured Provider

New York Rating

Why choose this provider?

Health serves clients in New York. Its team offers individual, family, and group health insurance policies. It works with several health insurance carriers, including Emblem Health, Empire, Cigna, Anthem Blue Cross, and Oscar. Health has been in business since 2005. It was founded by two independent insurance brokers to provide health insurance solutions for small business owners. One of its founders, Bill Behr, has more than 20 years of experience in insurance planning.

  • Life Insurance

New York Rating

Review Sources

5.0 (10)
5.0 (4)

Why choose this provider?

Prana Risk Insurance Services serves the risk protection needs of individuals, families, and businesses in and around New York. The company's insurance brokers explain the products in detail, helping clients make informed decisions. They offer health insurance plans that seek to give policyholders and their family members the financial means to pay for unexpected situations that necessitate medical attention and hospitalization. CEO Seth Patel has over 20 years of experience in the global insurance sector.

  • Individual Plans

New York Rating

Why choose this provider?

Apple Benefits Company works with clients across New York. It assists them in the setup of health insurance policies and addresses their concerns on a range of matters, from deductibles to self-insured retentions. It also provides plans to help individuals manage dental care and eye treatment-related expenses. As part of its efforts to create a customized policy, the company conducts feasibility studies. It offers other solutions, including worksite marketing and retirement planning. Its clients include non-profit firms and municipal organizations.

New York Rating

Why choose this provider?

Wealthship Group is an insurance company that offers health packages for employers, employees, and senior citizens in New York. It offers group, individual, and global policies, which are customizable according to clients' needs. Medicare plans are also available. In its over 20 years of service, Wealthship Group has helped hundreds of businesses protect their staff and boost employee attraction through its insurance benefits. Its mission is to be a local insurance provider with a global touch.

New York Rating

Why choose this provider?

The MILA-Managed Health Care Trust Fund offers health insurance to individuals and families in New York. It offers three plans, which include core, basic, and premier options. Its basic plan uses a provider network and covers preventive care, in-network office urgent case and maternity services, emergency room care, prescription drugs, and dental and optical care. Its core plan has copayments and coinsurance for emergency room care, while the premier plan covers outpatient and inpatient services, childbirth, and emergency medical transportation.

  • Individual Health Insurance

New York Rating

Why choose this provider?

Project Medicare is a New York-based service provider catering to the healthcare objectives of residents in the state. Through partners such as Humana, Fidelis Care, and Aetna, the company provides health insurance like Medicare Advantage, supplemental policies, and prescription coverage plans. Its team of personal advisors assists Medicare beneficiaries in obtaining comprehensive coverage, starting from application and paperwork preparation to provider communication and policy updating. In addition, the team serves Pennsylvania, Florida, New Jersey, and Connecticut.

  • Medicare Supplement Insurance

New York

Why choose this provider?

New York Medicare Advantage Insurance Stand serves individuals and families across the state. The health insurance agency caters to the needs of Medicare recipients. Its team of agents helps them get the coverage they require, including vision, dental, and hearing. They also assist them in comparing available options and choosing the plan that best suits their situation. Clients from Queens County, Kings County, Suffolk County, Nassau County, and Bronx County can turn to the company for their insurance needs.

  • Medicare Supplement Insurance
  • Dental and Vision Insurance


  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

  • What is health insurance?

    Health insurance policies are contracts that require an insurer to pay some or all of a beneficiary's health care expenses in exchange for a premium and deductible. Plans cover preventive care and emergency medical services arising from an injury or illness. They may also offer optional coverage for dental and vision.

  • How do health insurance companies make money?

    Health insurance companies make money by collecting premiums from consumers and reinvesting the funds. Federal law requires insurers to put approximately 80-85% of collected funds toward claims, and 15-20% is used to pay for administrative expenses.

  • What is subsidized health insurance?

    Subsidized health insurance is available exclusively through the Health Insurance Marketplace. This system applies federal tax credits that can reduce or eliminate premiums. Tax credits are available to consumers who earn up to 400% of the federal poverty level based on household size.

  • What is a health insurance deductible? 

    A deductible is a fixed amount you must pay out-of-pocket before normal copays or coinsurance rates apply. Under the Affordable Care Act, some services, such as annual physicals and wellness screenings, must be covered at no charge.

  • Is it illegal to not have health insurance?

    No. Starting in 2019, the federal government eliminated the penalty that applied to individuals who could afford health insurance but chose not to purchase it. Financial penalties still apply in California, Massachusetts, New Jersey, Rhode Island, Vermont, and Washington, D.C.