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Best Health Insurance Agencies in Springfield

2024

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Website
485 Main Street, Springfield, MA 01151
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

The Dowd Agencies offer a variety of financial services that fit different situations and different stages in life. It is the oldest insurance agency in Massachusetts, established in 1898 by James J. Dowd. The business has been continued by his family ever since and provides its services in Springfield and surrounding neighborhoods. It has a variety of insurance products which range from personal and business insurance policies. It also has employee benefits packages, which include life insurance and retirement plans.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Facebook
4.0 / 5 (30)
Google
4.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
181 Park Avenue, West Springfield, MA 01089
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

Lussier Insurance Agency is an independent and family-owned insurance agency that has been protecting families and businesses with its health insurance programs. The firm has been offering services to the communities in Springfield since 1975. It provides a wide range of health insurance plans such as Medicare supplements, disability income protection, health savings accounts, and major medical. In addition, it has business insurance policies. Owners Mark and Mike Lussier are committed to earning the clients' trust by building relationships.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
252 Wilbraham Road, Springfield, MA 01109
  • Group Plans

Why choose this provider?

Daniel C. Brightwell, Jr. Insurance Agency was formed in May 1980 and has been providing the residents of Springfield with varied insurance policies ever since. This agency partners with UnitedHealthOne to provide comprehensive health insurance encompassing short-term medical, tri-term medical, and Medicare insurance for individuals and families. Daniel C. Brightwell, Jr. Insurance Agency also provides auto, homeowner, commercial, and liquor liability insurance. Daniel, the owner, has over 35 years of experience in the insurance profession.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
175 Dwight Road, Longmeadow, MA 01106
  • Life Insurance

Why choose this provider?

GW Morisi Insurance Agency, Inc., is a health insurance firm serving clients from Springfield and nearby areas. The agency offers a wide range of health insurance products, including group medical, disability, and dental plans. Other insurance policies for vehicles, properties, and workers' compensation are also available. This family-owned business has been providing insurance solutions to the community for over 70 years. Some of its insurance carriers include Philadelphia Insurance Companies, Liberty Mutual Insurance, and The Hartford.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
933 East Columbus Avenue, Springfield, MA 01105
  • Individual Plans
  • Life Insurance

Why choose this provider?

The AXiA Group is an independent insurance company that provides risk management solutions from its Springfield office. Its team furnishes different types of protection plans, including individual health insurance policies for clients without employer-sponsored protection and group health insurance plans for employees. The agents work with numerous providers, such as Liberty Mutual and MetLife, in order to find coverages suitable to its clients' situations. The AXiA Group, which started operating in 2001, is headed by Michael Long, a Certified Insurance Counselor.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (34)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1225 Sumner Avenue, Springfield, MA 01118
  • Group Plans
  • Life Insurance

Why choose this provider?

Headquartered in Springfield, Bates Fullam Insurance Agency, Inc., is an independent insurance company that provides its services to residents and businesses in the city. It carries health insurance plans like disability, critical illness, and long-term care insurance. As a member of the Renaissance Alliance, it also has access to a variety of insurance companies and products. Moreover, it is a member of the MA Association of Insurance Agents and the Independent Insurance Agents of America.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
433 Front Street, Chicopee, MA 01013
  • Individual Plans
  • Group Plans
  • Life Insurance

Why choose this provider?

McClure Insurance Agency, Inc., is an insurance and employee benefits firm headquartered in Springfield. For almost 90 years, it has been serving the Western Massachusetts area by providing comprehensive insurance solutions to its personal and business insurance customers. The health insurance options available at this firm are group health as well as group dental and vision plans, which are part of the employee benefits products employers can avail themselves of. The McClure agents provide support from enrollment to claims procedures.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (4)
Google
4.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
95 Ashley Avenue, West Springfield, MA 01089
  • Individual Plans
  • Life Insurance

Why choose this provider?

Haberman Insurance Group is a team of independent agents located in West Springfield. They furnish different types of insurance policies, including health insurance plans for individuals and families. The risk management specialists can provide PPO, HMO, and fee-for-service plans. They have access to policy options from over 15 carriers such as MAPFRE, Progressive, and Liberty Mutual. Life, event, pet, jewelry, home, and auto insurance are the other services they offer. Haberman Insurance Group traces its roots back to 1932.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
5.0 / 5 (10)
Google
4.3 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
85 Wilbraham Road, Springfield, MA 01109
  • Life Insurance

Why choose this provider?

Alban Insurance Agency addresses the health insurance needs of clients in Springfield and the surrounding areas. It offers individual and family health insurance tailored to meet the clients' needs and objectives. It has additional coverage that includes life, auto, home, and condo insurance. Additionally, the business caters to commercial clients, providing workers' compensation and general liability, which are designed to protect the businesses' assets against financial downfall and possible lawsuits. Furthermore, it offers hobby policy options, offering boats, motorcycles, and watercraft insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.0
Google
3.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
35 Center Street, Chicopee, MA 01013
  • Life Insurance

Why choose this provider?

Grandfield, Bugbee, and Masse Insurance Agency, Inc., is an insurance provider that protects individuals, families, and businesses from financial instability in the event of a tragedy. Its team of insurance agents delivers several health insurance options for customers in Springfield and nearby communities. Its health insurance plans include medical savings accounts, long-term care, disability, accident, and traditional health insurance. Business clients have the option to avail the company’s commercial products, such as workers' compensation, commercial property, garage and repair, and errors and omissions.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (8)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What happens to the residents of Springfield if they fail to secure health insurance?

    Residents of Springfield who do not obtain health insurance or do not meet the state's Minimum Creditable Coverage (MCC) criteria may face tax penalties. Massachusetts requires health insurance coverage, and individuals who are uninsured or underinsured may face a penalty when filing their Massachusetts state income tax return. Individuals with a brief coverage gap of less than three months are exempt from this penalty.

  • How can you tell if a Springfield health insurance company meets MCC standards?

    Every health insurance company licensed in Springfield is required to include an MCC-compliance notice on all plans sold within the state. This notice specifies whether the plan complies with MCC requirements or not. Insurers also provide Form MA 1099-HC to indicate whether the insurance met MCC criteria and the specific months in which an enrollee had coverage.

  • Is it possible for individuals to receive surprise medical bills from an out-of-network healthcare provider in Springfield?

    Out-of-network healthcare providers are not permitted to issue a surprise or balance medical bill in Springfield. This is in accordance with the No Surprises Act, which states that no one should ever receive a surprise bill for emergency care, specific auxiliary services, or services provided by out-of-network physicians at in-network hospitals. Instead, they are only responsible for covering their portion of the cost.

  • Are there health insurance programs offered to individuals in Springfield with low income?

    Low-income Springfield residents can sign up for the MinnesotaCare healthcare program. MinnesotaCare is funded through a variety of sources, including a state tax on Minnesota hospitals and healthcare providers, Basic Health Program funding, enrollee premiums, and cost-sharing. It covers a wide range of services, including prescription medications, doctor appointments, and hospital stays. Children, expectant mothers, and other adult beneficiaries may have different levels of coverage.

  • What kind of information can insurance providers in Springfield ask someone who is looking for healthcare plans?

    Prospective clients for health insurance in Springfield are frequently required to provide their name, age, and contact information. Insurance companies will also ask if the applicant wants coverage for their immediate family or for themselves. However, insurers are not allowed to inquire about a person's medical history, including any pre-existing diseases or medications.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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