Expertise.com

2024

Last updated:

Best Bankruptcy Attorneys in Las Cruces

Our Recommended Top 3

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Las Cruces Bankruptcy Attorneys on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

37Reviewed

23Curated

3Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

1111 East Lohman Avenue, Las Cruces, NM 88001

Expertise.com Rating

Review Sources

Google
4.5 (71)
Yelp
1.0 (1)

Why choose this provider?

The Law Offices of Kenneth G. Egan is a civil litigation law firm serving the people of Las Cruces and the nearby areas. Though the firm primarily focuses on representing the injured, its team also takes cases involving bankruptcy. The team offers legal counsel and representation to those who are filing for Chapters 7 and 13 bankruptcy, and it helps them to dismiss qualifying loans and create a payment plan to pay off the remainder.

  • Debt Settlement

Attorney Information

Attorney NameBar StatusExperience
Kenneth Egan - Principalactive55 yrs

P.O. Box 1479, Las Cruces, NM 88004

Expertise.com Rating

Review Sources

Google
4.7 (31)

Why choose this provider?

Arvizulaw.com Ltd. is a law firm led by a team of bankruptcy attorneys in Las Cruces dedicated to helping people facing financial difficulties. Depending on a client's debt amount, its attorneys can file for Chapter 7 or 13 bankruptcy to eliminate credit card bills, medical expenses, and collection accounts. The firm helps businesses and farmers pay back their debts through Chapter 11 or 12 bankruptcy. Instead of filing for bankruptcy, Arvizulaw.com can negotiate a lower settlement with creditors.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Ruben Trey Arvizu - Principalactive55 yrs

1990 East Lohman Avenue, Las Cruces, NM 88001

Expertise.com Rating

Review Sources

Google
4.2 (5)

Why choose this provider?

Melwani Law PC is comprised of experienced bankruptcy attorneys in Las Cruces who help people solve their financial problems in a timely manner. Its attorneys walk clients through the complex Chapter 7 or 13 bankruptcy process to discharge personal loans, medical bills, and credit card debts. For married clients, the firm can determine what debts are owed by each spouse. Melwani Law also offers alternatives to bankruptcy that includes credit counseling, debt consolidation, and loan modification services.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Arun Melwani - Founderactive55 yrs

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

FAQs

  • Where do I file for bankruptcy in Las Cruces, New Mexico?

    LAs Cruces is covered by the United States Bankruptcy Court District of New Mexico is at the Pete V. Domenici United States Courthouse on 333 Lomas Blvd. NW, Suite 360 • Albuquerque, NM 87102.

  • Where can I get bankruptcy forms in Las Cruces, New Mexico?

    Local and official forms for Las Cruces are at https://www.nmb.uscourts.gov/forms/local-forms and https://www.uscourts.gov/forms/bankruptcy-forms, respectively.

  • Is it advisable to protect assets from bankruptcy in Las Cruces by transferring them to close friends and relatives?

    No, it is not advisable to protect assets from bankruptcy in Las Cruces by transferring these to close relatives and friends. This is a form of fraud that is not favored by the law and would cause the insolvency case to be dismissed. If a case is dismissed in this manner, a new proceeding cannot be lodged in court for another 180 days.

  • Can someone in Las Cruces who has a mean annual income below the state average file for liquidation bankruptcy if they successfully went through chapter 13 processes five years ago?

    No, a person in Las Cruces who has a mean annual income less than the state average cannot go for chapter 3 bankruptcy under these facts. Even if the person is impoverished enough under the law, they have undergone insolvency within the previous six years. There can be no new case filed until six years pass.

  • What does the automatic stay in a chapter 7 bankruptcy do in Las Cruces?

    In Las Cruces, the automatic stay in a chapter 7 bankruptcy process stops all creditors from attempting to collect on their obligations. This freezes harassment tactics and calls, ceases lawsuits, and prevents the repossession of personal assets and the foreclosure of real estate. This is to prevent any single creditor from depleting the debtor's funds to the detriment of the rest.

  • What is the distinction in Las Cruces between debt settlement and bankruptcy?

    In Las Cruces, the difference between debt settlement and bankruptcy is that the latter happens with the legal weight of the court while the former is founded on private negotiation. Only in formal insolvency cases are protections like the automatic stay order implemented. A settlement also does not prevent the further deterioration of credit scores.

  • Why should businesses sometimes consider a debt workout instead of chapter 11 bankruptcy in Las Cruces?

    In Las Cruces, a chapter 11 reorganization bankruptcy may be unfavorable to negotiating and working out alternative payment schemes because it could sour intercorporate relations. The required disclosures before the court may paint the company in a negative light, and the management would have to worry about the courts instead of running the business.

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