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Best Bankruptcy Attorneys in Las Cruces

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2023
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Arvizulaw.com, Ltd. logo
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Arvizulaw.com, Ltd.

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P.O. Box 1479, Las Cruces, NM 88004
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Chapter 11 Bankruptcy

Business Description

Arvizulaw.com Ltd. is a law firm led by a team of bankruptcy attorneys in Las Cruces dedicated to helping people facing financial difficulties. Depending on a client's debt amount, its attorneys can file for Chapter 7 or 13 bankruptcy to eliminate credit card bills, medical expenses, and collection accounts. The firm helps businesses and farmers pay back their debts through Chapter 11 or 12 bankruptcy. Instead of filing for bankruptcy, Arvizulaw.com can negotiate a lower settlement with creditors.

Attorney Information

Attorney NamesBar StatusExperience
Ruben Trey Arvizu - Principalactive yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Law Office of Kelly P. Albers, P.C. logo
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Law Office of Kelly P. Albers, P.C.

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650 Montana Avenue, Las Cruces, NM 88001
  • Debt Settlement

Business Description

The Law Office of Kelly P. Albers PC is a civil litigation law firm serving the residents of Las Cruces. Founding attorney Kelly Albers has been working as a lawyer for over 40 years, and he offers his assistance to those who are looking to file for bankruptcy. He helps his clients begin the process and stop foreclosure, vehicle repossession, and creditor harassment. Albers also practices commercial and construction law.

Attorney Information

Attorney NamesBar StatusExperience
Kelly Albers - Principalactive yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)
Law Offices of Kenneth G. Egan logo
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Law Offices of Kenneth G. Egan

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1111 East Lohman Avenue, Las Cruces, NM 88001
  • Debt Settlement

Business Description

The Law Offices of Kenneth G. Egan is a civil litigation law firm serving the people of Las Cruces and the nearby areas. Though the firm primarily focuses on representing the injured, its team also takes cases involving bankruptcy. The team offers legal counsel and representation to those who are filing for Chapters 7 and 13 bankruptcy, and it helps them to dismiss qualifying loans and create a payment plan to pay off the remainder.

Attorney Information

Attorney NamesBar StatusExperience
Kenneth Egan - Principalactive yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (71)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Melwani Law, P.C logo
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Melwani Law, P.C

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1990 East Lohman Avenue, Las Cruces, NM 88001
  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Business Description

Melwani Law PC is comprised of experienced bankruptcy attorneys in Las Cruces who help people solve their financial problems in a timely manner. Its attorneys walk clients through the complex Chapter 7 or 13 bankruptcy process to discharge personal loans, medical bills, and credit card debts. For married clients, the firm can determine what debts are owed by each spouse. Melwani Law also offers alternatives to bankruptcy that includes credit counseling, debt consolidation, and loan modification services.

Attorney Information

Attorney NamesBar StatusExperience
Arun Melwani - Founderactive yrs

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services withExpertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

Frequently Asked Questions

  • What does a bankruptcy attorney do?

    Bankruptcy attorneys help clients understand whether they qualify for bankruptcy and what their best options are. They also prepare and file petitions, answer questions during the proceedings, and educate clients about potential best steps for a positive bankruptcy outcome. Bankruptcy attorneys might also file motions or paperwork if creditors dispute the bankruptcy, or to stop creditors from taking collections actions forbidden by the bankruptcy.

  • What happens when you file bankruptcy?

    Bankruptcy is a formal process that individuals, married couples, or businesses can enact when they are no longer able to pay creditors. In a bankruptcy proceeding, filers are allowed to reduce debt to more manageable levels to best pay off money owed.

    Once the bankruptcy process is initiated, debt collectors can no longer seek repayments outside of the arrangements detailed in the bankruptcy settlement. Some forms of bankruptcy result in the liquidation of assets to pay back debts, while others allow filers to retain most of their possessions and investments. Many types of unsecured debt can be managed with bankruptcy filings, but not all.

  • Can you file bankruptcy on student loans?

    Under most circumstances, student loans aren't dischargeable and aren't included in bankruptcy proceedings. In rare cases, it may be possible to eliminate student loans through bankruptcy, but only if the courts determine that continuing to pay the loans would impose an undue hardship. Meeting the criteria for undue hardship is challenging, and most bankruptcy filers don't qualify.

  • What is bankruptcy fraud?

    Bankruptcy fraud is a blanket term that refers to any kind of dishonest bankruptcy proceeding, which can include:

    • Hiding assets by transferring them to another person or entity
    • Intentionally omitting assets when reporting to the court
    • Destroying or withholding required documents
    • Knowingly making false statements to bankruptcy trustees or creditors
  • How long is bankruptcy on public record?

    How long bankruptcy stays on public record depends on the kind of bankruptcy filing in question. Chapter 7 bankruptcy remains on the record for 10 years as there isn't necessarily a repayment component. Chapter 13 bankruptcy remains on the record for seven years as some obligations are repaid following filing based on the terms of a discharge settlement.

  • Does bankruptcy clear tax debt?

    Bankruptcy can clear tax debt, depending on the circumstances. Taxes are dischargeable under Chapter 7 bankruptcy, not Chapter 13, and only if the tax debt is:

    • Federal income tax debt related to current properly filed tax returns
    • Honestly incurred with no fraud or evasion
    • At least three years old
    • Assessed at least 240 days before bankruptcy filings

    Existing liens are not eliminated with bankruptcy.


  • Can they take my car in Chapter 7 bankruptcy?

    In many cases, it's possible to keep a vehicle following Chapter 7 bankruptcy. The Chapter 7 Motor Vehicle Exemption allows filers who own their vehicles outright or who are up to date with payments to keep their cars. However, those behind on making car payments are required to arrange a repayment plan. Otherwise, the vehicle may be repossessed as a part of the proceedings.