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2024

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Best Bankruptcy Attorneys in El Paso, TX

Our Recommended Top 9

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Our goal is to connect people with the best local professionals. We scored El Paso Bankruptcy Attorneys on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

223Reviewed

137Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

701 N. Saint Vrain St., Suite 203A, El Paso, TX 79902

Expertise.com Rating

Review Sources

Google
4.9 (29)
Avvo
5.0 (22)
Facebook
5.0 (6)

Why choose this provider?

The Law Offices of Cheryl S. Davis, P.C. is a bankruptcy law firm located in El Paso and has been helping people get a fresh financial start for more than 20 years. Its team of bankruptcy attorneys assists clients in debt analysis, Chapter 7 and 13 bankruptcy, and debt-relief negotiation. Founding attorney, Cheryl S. Davis, has been a president and vice president of the Border Bankruptcy Bar. The Law Offices of Cheryl S. Davis also caters to Spanish-speaking clients.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Cheryl Davis - PrincipalActive27 yrs

5915 Silver Springs Drive, El Paso, TX 79912

Expertise.com Rating

Review Sources

Facebook
5.0 (26)
Google
5.0 (5)
Avvo
5.0 (4)

Why choose this provider?

Miranda & Maldonado, P.C. is a bankruptcy law firm that serves clients throughout Dallas, San Antonio, Loredo, and Austin. The firm tailors its approach to each case, delivering results for individual clients, families, and small businesses with debt issues. It handles cases under chapters 7, 11, 12, and 13 of the Bankruptcy Code, with services covering the preparation of proofs of claim and motions for relief from automatic stay/adequate protection. The firm's practice areas also include immigration law and commercial litigation.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Carlos Maldonado - PartnerActive9 yrs
Carlos Miranda - PartnerActive33 yrs

221 North Kansas Street, El Paso, TX 79901

Expertise.com Rating

Review Sources

Avvo
4.8 (95)

Why choose this provider?

Ciment Law Firm, PLLC is a bankruptcy law firm in El Paso that helps resolve client's unpaid debts, protect their rights, and rebuild their credit. This three-step process covers debt lawsuit defense, debt protection, debt assistance, bankruptcy protection, and judgment lien release. The firm also offers a program to improve clients' credit scores after debt resolution. Its founder, Daniel Ciment, holds over 15 years of consumer protection, debt collection defense, and bankruptcy experience.

  • Debt Settlement

Attorney Information

Attorney NameBar StatusExperience
Daniel Ciment - Principal/OwnerActive21 yrs

100 N. Stanton, Suite 1000, El Paso, TX 79901

Expertise.com Rating

Review Sources

Google
4.5 (8)

Why choose this provider?

Mounce, Green, Myers, Safi, Paxson & Galatzan is a full-service law firm based in El Paso. It has been serving individuals and businesses since 1904, handling bankruptcy, appellate, corporate, administrative, and criminal law claims. Its bankruptcy representation involves pursuing creditors' claims in federal and state courts. Its lawyers work closely with clients to evaluate the collection based on the type of debt, the jurisdiction, and the liabilities and assets of the debtor. The firm serves as a member of the ALFA International.

  • Creditor Representation

5601 Montana Ave, El Paso, TX 79925

Expertise.com Rating

Review Sources

Facebook
5.0 (22)
Google
4.4 (18)
Avvo
5.0 (1)

Why choose this provider?

Located in El Paso, Texas, The Martinez Law Firm serves consumers seeking bankruptcy representation in the Greater Plano metro area, including Socorro, Texas. The practice's knowledgeable team of seasoned attorneys mainly represents consumers seeking protection and relief under Chapter 7, which involves liquidation and discharge of qualified debt, and Chapter 13, also known as debt reorganization. The firm's staff helps consumers understand their rights and options to make the most viable decisions prior to bankruptcy declaration.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Eric Martinez - PrincipalActive22 yrs

2610 Montana Ave, El Paso, TX 79903

Expertise.com Rating

Review Sources

Google
4.3 (21)
Facebook
3.4 (16)
FindLaw
4.5 (3)

Why choose this provider?

Tanzy & Borrego Law Offices PLLC is an El Paso-based firm serving clients in Southern Texas in matters relating to bankruptcy and debt management. Founded over 20 years ago, the firm counsels in all aspects of the Bankruptcy Code. It advises clients on the best form of bankruptcy for their situation, be it Chapter 7 for clients seeking a quick solution, Chapter 13 for those who can repay through a plan, or Chapter 11 for businesses considering reorganization.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Student Loan Debt

Attorney Information

Attorney NameBar StatusExperience
Edgar Borrego - PartnerActive31 yrs

2610 Montana Avenue, El Paso, TX 79903

Expertise.com Rating

Review Sources

Google
4.1 (25)
Facebook
3.6 (16)

Why choose this provider?

Tanzy and Borrego is a bankruptcy law firm serving clients in El Paso. It offers its expertise to protect clients and help them regain their financial footing. It represents clients in both chapter 7 or chapter 13 bankruptcy filings that can discharge or restructure debt. The office is comprised of native El Pasoans Edgar J. Borrego and Miguel Flores. Both attorneys have years of experience in consumer bankruptcy and are certified by the Texas Board of Legal Specialization.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy

Attorney Information

Attorney NameBar StatusExperience
Edgar Borrego - PartnerActive31 yrs

201 E. Main Drive Suite 1100, El Paso, TX 79901

Expertise.com Rating

Review Sources

Facebook
5.0 (1)

Why choose this provider?

ScottHulse PC is a full-service legal firm with an office in El Paso. Included in its wide range of practice areas is bankruptcy law. Its team of bankruptcy attorneys provides creditors with legal representation in the areas of preference actions, stay reliefs, discharge issues, plan confirmation matters, cash collateral, and assumption or rejections of leases and executory contracts. Stuart R. Schwartz, one of the company's bankruptcy lawyers, is board-certified in creditors' rights law by the American Board of Certification.

  • Debt Settlement

Attorney Information

Attorney NameBar StatusExperience
Matthew Armendariz - ShareholderInactive14 yrs
Jeffrey Brown - Shareholderactive55 yrs
Bernard Felsen - ShareholderActive40 yrs
Melissa Baeza - ShareholderInactive15 yrs

1123 Rio Grande Ave, El Paso, TX 79902

Expertise.com Rating

Why choose this provider?

Watson & Griffin is a debt relief agency that serves the El Paso community. The firm assists consumers in obtaining federal protection against creditors and get a fresh financial start. Primary attorneys Karla P. Griffin and Matt Watson help stop foreclosures, repossessions, and creditor harassment through bankruptcy. They guide clients with the filing of chapter 7 and chapter 13 bankruptcies. Watson & Griffin particularly aids people aged 55 and older get out of debt through bankruptcy.

  • Chapter 7 Bankruptcy
  • Chapter 13 Bankruptcy
  • Credit Card Debt

Attorney Information

Attorney NameBar StatusExperience
Matt Watson - FounderActive22 yrs

Compare our Top Bankruptcy Attorneys

NameExpertise RatingAddressPromotionsLearn more
The Law Offices of Cheryl S. Davis, P.C.
701 N. Saint Vrain St., Suite 203A, El Paso, TX 79902
Miranda & Maldonado, P.C.
5915 Silver Springs Drive, El Paso, TX 79912
Ciment Law Firm, PLLC
221 North Kansas Street, El Paso, TX 79901
Mounce, Green, Myers, Safi, Paxson & Galatzan
100 N. Stanton, Suite 1000, El Paso, TX 79901
The Martinez Law Firm
5601 Montana Ave, El Paso, TX 79925
Tanzy & Borrego Law Offices, P.L.L.C.
2610 Montana Ave, El Paso, TX 79903
Tanzy & Borrego
2610 Montana Avenue, El Paso, TX 79903
ScottHulse PC
201 E. Main Drive Suite 1100, El Paso, TX 79901
Watson & Griffin
1123 Rio Grande Ave, El Paso, TX 79902

Disclaimer:  Consumers utilizing Expertise.com are free to communicate and contract with any lawyer they choose. Expertise.com is not involved in the confidential attorney-client relationship. Featured lawyers pay a reasonable advertising cost to market their legal services with Expertise.com and must meet similar selection criteria as other lawyers. All cases are different. Prior results do not guarantee a similar outcome.

FAQs

  • Where do I file for bankruptcy in El Paso, Texas?

    You may file for bankruptcy at the United States Bankruptcy Court of the Western District of Texas, located at the R.E. Thomason Federal Building and United States Courthouse on 511 E. San Antonio Ave., Room 444, El Paso, Texas 79901.

  • Where can I get bankruptcy forms in El Paso, Texas?

    You may get your bankruptcy forms at the official website of the United States Bankruptcy Court of the Western District of Texas, which can be accessed below: https://www.txwb.uscourts.gov/forms

  • How common are bankruptcy filings in El Paso?

    In El Paso, there have been 632 bankruptcy filings so far in 2023. Of these, 267 were chapter 7 cases, 5 were chapter 11, and 360 were chapter 13. The El Paso office ranks second in the Western District of Texas for the number of bankruptcy filings in 2023, behind San Antonio.

  • What debt collection practices are El Paso residents protected from?

    As per the Texas Debt Collection Act, debt collectors in El Paso are disallowed from engaging in practices such as using obscene or profane language, threatening debtors with criminal acts or violence, and falsely accusing them of crimes such as fraud. Debt collectors also must not harass debtors with anonymous or continuous calls, including collect calls where they refuse to disclose their company name.

  • How must El Paso debtors respond when they are served papers for debt?

    When collection agencies in El Paso send a summons and petition as part of a lawsuit, the debtor receiving the papers typically has up to 20 days to respond. Under Texas law, the debtor may respond by filing an answer online or writing a letter to the court. If they fail to respond or appear in court, a default judgment may be granted against them.

  • What is the means test in an El Paso bankruptcy?

    El Paso residents looking to file for bankruptcy must first pass the means test, in which all of their allowed expenses must be deducted from their total monthly income over the course of the next 60 months. If the result is less than $7,475, they qualify for chapter 7 bankruptcy. Meanwhile, debtors whose income is less than the median Texas income, which is $67,321 as of 2021, automatically pass the means test.

  • What debts are dischargeable in an El Paso chapter 7 bankruptcy?

    Debts that are not dischargeable in chapter 7 bankruptcy in El Paso include: -Most tax debts, including income taxes, property taxes, and payroll taxes. -Debts arising from divorce or separation, such as alimony and child support. -Debts arising from a personal injury or wrongful death action in which the debtor was operating a vehicle while intoxicated. -Debts arising from fraud, embezzlement, or larceny.

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