Expertise.com

Best Mortgage Brokers in Raleigh

2024

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Providers

Last updated:

Website
71 Kilmayne Drive, Cary, NC 27511
  • Refinance

Why choose this provider?

Grayton Mortgage is a company that has been serving the Raleigh community since 2013. It offers a wide range of mortgage solutions for underserved clients in the lending marketplace. These include mortgages for conforming loans, first-time homebuyers, downpayment options, adjustable rates, and piggybacks or HELOCs. Its founder, Kevin Leibowitz, is a mortgage broker with over 20 years of experience. His past clients have praised his vast knowledge about the market.

License Verified:

License: 1104545

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (52)
Google
5.0 / 5 (16)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
215 East Chatham Street, Cary, NC 27511
  • Refinance
  • New Construction

Why choose this provider?

The Sherry Riano Team at First Heritage Mortgage is a resource of mortgages for primary, investment, and vacation properties in Raleigh. For more than 20 years, it has been providing property financing solutions with its team of experienced loan officers. Its mortgage options include VA, FHA, conventional, refinancing, jumbo, and construction and renovation loans. In addition, it offers specialty programs that consist of second mortgage loans, bridge loans, and a financing program for non-warrantable condos.

License Verified:

License: 71774

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.4
Google
4.0 / 5 (133)
Zillow
5.0 / 5 (68)
Facebook
5.0 / 5 (16)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8414 Falls of Neuse Road Suite 202, Raleigh, NC 27615
  • New Construction
  • Purchase Transactions
  • Refinance

Why choose this provider?

Raleigh Mortgage Group has been serving the home loan needs of Raleigh and the surrounding communities since 2001. It finds the mortgage program that matches its clients' needs and long-term goals. For first-time home buyers, the company offers conventional, USDA, VA and FHA loans. It also handles Fannie Mae and Freddie Mac loans for real estate investors who aim to purchase and refinance an investment property. In addition, it helps buyers of high-end homes acquire jumbo loans. Its owner Brian Grubbs has been in the industry since 1997.

License Verified:

License: 69573

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (334)
Facebook
4.9 / 5 (58)
Zillow
5.0 / 5 (9)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
131 Wind Chime Court, Raleigh, NC 27615
  • New Construction

Why choose this provider?

Dash Home Loans is a mortgage brokerage firm serving Raleigh and the surrounding areas. It assists first-time homebuyers and refinancers through several loan programs, such as FHA 203(k), manufactured home loans, Chenoa funds, and USDA rural development loans. Founders Andy Borter, Luke Stelzer, and Paul Carini have over 45 years of combined experience in the home loan industry. The company is also active in giving back to the community through organizations like The Leukemia and Lymphoma Society and CASA, a non-profit affordable housing developer.

License Verified:

License: 3094

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (101)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1780 Heritage Center Drive, Suite 103, Wake Forest, NC 27587
  • FHA and VA mortgages
  • Multi-Family Loans
  • Purchase Transactions
  • New Construction
  • Refinance

Why choose this provider?

Ace Mortgage Group, LLC, is a brokerage that serves the Raleigh metro. The company is committed to delivering quality customer service and assistance to individuals and families that are choosing the appropriate loan program for their needs. Ace Mortgage Group also caters to prospective home buyers looking to purchase a new property and homeowners who are interested in refinancing their current homes. The company provides a pre-approval letter to its clientele to educate them and confirm their eligibility for the loan.

License Verified:

License: 1849774

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (46)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
4700 Falls of Neuse Road, Raleigh, NC 27609
  • Refinance

Why choose this provider?

Richard Cohen is a branch manager at Movement Mortgage who serves clients in Raleigh. He offers a variety of mortgage loan programs for homebuyers and homeowners, including conventional loans, FHA loans, cash-out refinance, condominium loans, jumbo loans, and reverse mortgages. Since its establishment in 2008, Movement Mortgage's employees have grown into more than 4,000, and it has expanded its services to more than 650 locations across the U.S. Consequently, it was recognized by Inc. magazine as the fastest-growing mortgage bank in the country.

License Verified:

License: 117824

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8352 Six Forks Road, Raleigh, NC 27615
  • New Construction
  • Refinance

Why choose this provider?

Janice Fowler of Perennial Mortgage Group provides financing assistance to borrowers in Raleigh. She helps clients select from various loan options, from fixed-rate and adjustable-rate loans to government-supported programs such as VA and FHA. Furthermore, the mortgage professional guides homeowners along the refinancing process, whether they need to shorten their mortgage term or decrease monthly payments. Additionally, Janice offers down payment assistance programs for first-time homebuyers and eligible professionals such as county jailers, K-12 educators, and firefighters.

License Verified:

License: 69658

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (130)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10224 Durant Road, Raleigh, NC 27614
  • Down Payment Assistance Loans
  • New Construction
  • Purchase
  • Refinance

Why choose this provider?

Serving the Raleigh metro, The Amy Bonis Mortgage Team is a mortgage company founded by Amy Bonis. Its mortgage products include down payment assistance, housing finance, investor loans, and rehab loans. Amy Bonis, who has over 30 years of industry experience, and her professional mortgage staff help their clients with their financial needs and long-term goals by offering personal consultations and finding the right loan programs. The company is a guest on “It’s Your Money” and has been featured on local TV stations.

License Verified:

License: 106455

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (84)
Facebook
4.9 / 5 (66)
Zillow
5.0 / 5 (14)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4509 Creedmoor Road, Raleigh, NC 27612
  • Refinance

Why choose this provider?

FM Lending Services is a mortgage banker that handles refinancing and residential loans to homebuyers and sellers in Raleigh. It offers a wide range of mortgage programs, including adjustable-rate and fixed-rate mortgages, VA, FHA, and renovation financing. The company has in-house local underwriting and closing departments for timely closing times and loan settlements. FM Lending Services, led by Tim W. Wilson, has licenses in 46 states. Tim has over 30 years of experience in the housing and mortgage refinancing industry.

License Verified:

License: 75164

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (355)
Facebook
4.0 / 5 (34)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1121 Situs Court, Raleigh, NC 27606
  • Multi-Family Loans

Why choose this provider?

Carl Kiger is a CIMG Residential Mortgage loan officer serving Raleigh. He assists North and South Carolina clients with home loan choices such as fixed-rate and adjustable-rate mortgages, FHA, VA, and USDA loans. He also advises residents looking at refinancing as an option. Born and raised in Raleigh himself, Carl is focused on timely delivery and updating the customer in every step of the process. He has 16 years of experience in the mortgage industry.

License Verified:

License: 89645

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (122)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
8045 Arco Corporate Drive, Raleigh, NC 27617
  • Refinance

Why choose this provider?

Established in 1983, Amerifirst Home Mortgage is an independent mortgage banker that attends to borrowers in Raleigh. Its loan products include FHA, VA, and USDA rural development loans. It also offers loans for those who are planning to remodel their homes. Its area manager, Michael Lassiter, previously served as the vice president of Homeside Financial. In its mission to deliver equal housing opportunities, Amerifirst Home Mortgage has built a Diversity, Equity, and Inclusion team to provide representation for cultural communities.

License Verified:

License: 1776485

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Zillow
5.0 / 5 (1009)
Google
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
140 Preston Executive Drive, Cary, NC 27513
  • Refinance

Why choose this provider?

Pathway Mortgage Group is a brokerage in Cary that provides mortgage solutions for homebuyers and homeowners in the Raleigh metro. The firm is owned and operated by Barb Multari, a licensed mortgage advisor with over 20 years of experience in the field. She counsels clients who are looking for assistance in procuring home financing loans, such as conventional, government, and jumbo loans. Pathway Mortgage Group also offers tailored mortgage solutions for first-time homebuyers and homeowners looking to refinance their current mortgage.

License Verified:

License: 1819864

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (113)
Facebook
4.0 / 5 (30)
Yelp
4.0 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
8352 Six Forks Road, Raleigh, NC 27615
  • New Construction
  • Refinance

Why choose this provider?

Perennial Mortgage Group has been helping first-time homebuyers and homeowners in Raleigh since 1996. The company's professionals are dedicated to guiding clients throughout the loan process, especially those who are refinancing a home or purchasing a new one. They coordinate with various lenders on the market to obtain rates and programs that best suit each family and individual's financial situation. Additionally, Perennial Mortgage Group handles multiple types of loans and strives to keep each customer's personal information safe and secure.

License Verified:

License: 75333

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (130)
Facebook
4.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
7521 Mourning Dove Road, Raleigh, NC 27615
  • Refinance

Why choose this provider?

Rob Yo The Mortgage Pro is a mortgage brokerage with multiple offices in Raleigh, Clayton, Goldsboro, Garner, and Cary. It provides a complete range of mortgage banking services, from processing to in-house loan funding. The company offers an extensive range of loan products, including FHA loans, USDA loans, and VA loans. It also provides conventional loans, jumbo loans, and MCC. It assists clients looking to buy their first homes or planning to buy their dream homes, as well as those looking to refinance outstanding loans.

License Verified:

License: 1114541

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4515 Falls of Neuse Road, Raleigh, NC 27609
  • Refinance
  • Purchase Transactions

Why choose this provider?

Towne Mortgage of the Carolinas provides financing assistance from its Raleigh location. Its team of home loan specialists assists a diverse clientele, covering clients who are purchasing their first homes, borrowers who need funding for home construction, and homeowners looking into refinancing existing mortgages. VA, FHA, renovation, jumbo, and conventional loans are some of the firm's products. Towne Mortgage of the Carolinas utilizes its relationships with builders, appraisers, and Realtors in guiding clients along the home loan process.

License Verified:

License: 214800

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (225)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1135 Kildaire Farm Road, Cary, NC 27511
  • Refinance
  • Purchase Transactions

Why choose this provider?

Miller Lending Group, LLC is a locally owned and locally operated company catering to homeowners and homebuyers in Raleigh. Established in 2013, it brings clients mortgage solutions for a home purchase or refinancing. It also assists first-time homebuyers with assessing mortgage loan options from various providers. Miller Lending Group's loan officers select lending partners that offer clients competitive rates and a simple underwriting process. The company strives to be transparent with its clients and inform them of drastic shifts in the market.

License Verified:

License: 1108665

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (35)
Yelp
4.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.