Expertise.com
2024

Last updated:

Best Mortgage Brokers in Greensboro

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Greensboro Mortgage Brokers on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

69

Reviewed

45

Curated

9

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
Greensboro, NC
  • Home improvement
  • Conventional Loans
  • Debt Consolidation
  • Reverse Mortgages
  • Commercial Mortgage
  • Commercial Loans
  • Commercial Financing
  • Cash-out Refinance
  • Alternative Income Documentation Loans
  • Bilingual Loan Officers
  • HELOCs
  • HECM for Purchase
  • Foreign National Investor Loans
  • First Time Home Buyer Financing
  • FHA Loans
  • FHA
  • Education
  • FHA and VA mortgages

Why choose this provider?

CapCenter is a family-owned company that has been serving residential property owners and real estate investors in and around Greensboro for over 25 years. It provides various mortgage products, such as FHA, conventional, first-time homebuyer, VA, and jumbo loans. Its team of mortgage brokers assists first-time homeowners in selling, purchasing, and refinancing their properties. They have transacted over $990 million in realty values and garnered over $12 billion in originated loans. CapCenter also offers products from Fannie Mae and Freddie Mac.

License Verified:

License: 67717

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free Consultations, Competitive Interest Rate Mortgages with Zero Closing Costs

Greensboro, NC

Why choose this provider?

Need help contacting a Mortgage Broker in Greensboro? Call our Concierge team at 848-Book-Pro (848-266-5776 from 6 am - 4 pm PT | Mon - Fri). They are standing by to help you get the service you need.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Price: Free booking service | Call 848.Book.Pro!

Website
3608 West Friendly Avenue, Greensboro, NC 27410
  • Multi-Family Loans

Why choose this provider?

ALCOVA Mortgage, which is located in Greensboro, is a team of brokers that serves home buyers' financing needs, whether they are over 62 years old, have a military spouse, or want to build a home from the ground up, through a number of products, including reverse mortgages, USDA, FHA, and conventional loan programs. The firm also offers Your Way mortgage, allowing clients to structure loans according to their needs. ALCOVA Mortgage was established in 2003 by a trio of friends.

License Verified:

License: 40508

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (7)
Yelp
3.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
341 South Swing Road, Greensboro, NC 27409
  • Purchase Transactions

Why choose this provider?

Scott Shubert is a licensed mortgage lender in Greensboro that offers mortgage services and solutions to homebuyers and homeowners in the metro. Scott is the branch manager of Benchmark Mortgage and offers loan programs such as veteran loans (VA loans), rural home loans (USDA loans), FHA loans, and jumbo loans. Scott guides clients throughout the loan application process, from pre-qualifying to home funding, taking care of all paperwork such as credit reports, tax returns, and home inspection reports.

License Verified:

License: 130722

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3711 West Market Street, Greensboro, NC 27403
  • Refinance
  • Purchase Transactions

Why choose this provider?

Equity Resources, Inc. is a full-service mortgage broker that serves Greensboro and other surrounding communities. It assists homebuyers and property investors in securing home loans or refinancing programs that best suit their needs and financial goals. It has a bilingual mortgage specialist that assists the Latinx community in the process of acquiring mortgages. The company's programs include conventional, USDA, FHA, and VA loans. It also offers a digital platform where clients upload documents and receive updates about their loan process.

License Verified:

License: 1579

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3859 Battleground Avenue, Greensboro, NC 27410
  • Refinance

Why choose this provider?

Jefferson Capital Mortgage is a team of mortgage brokers in Greensboro that provides home loan programs to clients in the metro. The company is headed by Pete Allen, a mortgage sales manager who has been in the industry since 1999. He is joined by senior loan officers Norma Matto and Connie Cook in providing loan programs such as FHA loans, jumbo loans, VA loans, as well as USDA loans. The firm also provides fixed and adjustable-rate mortgages and interest-only mortgages.

License Verified:

License: 1636660

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (32)
Facebook
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
701 Green Valley Road, Greensboro, NC 27408
  • Refinance

Why choose this provider?

Residential Mortgage Services offers mortgage assistance to its clients in the Greensboro metro and neighboring communities. It has been helping individuals and their families buy their desired houses since 1991. It is an independent, privately held, and direct lender of residential mortgage products, which helps its customers gain access to their desired properties. Its loan officers also assist clients from the first step of buying a house down to the release and signing of papers.

License Verified:

License: 1760

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (83)
Google
5.0 / 5 (1)

Website
204 Muirs Chapel Road, Greensboro, NC 27410
  • Refinance

Why choose this provider?

The Don Owens Team, partnered with Hamilton Home Loans, is a mortgage brokerage that serves Greensboro and the surrounding areas. It offers loan solutions to first-time homebuyers, move-up and second home buyers, and investment buyers. Senior citizens looking to get some cash out of their home equity can also take advantage of reverse mortgage solutions offered by the company. Refinancing options are also offered to clients looking to lower their monthly payments, pay off their debt faster, or get a lower interest rate.

License Verified:

License: 98786

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (124)
Zillow
5.0 / 5 (44)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
701 Green Valley Road, Greensboro, NC 27408
  • New Construction
  • Purchase Transactions

Why choose this provider?

Serving North and South Carolina residents since 2014, Helms Mortgage LLC is a mortgage brokerage located in Greensboro. With a strong focus on customer experience, it matches home buyers, refinancers, and builders with a mortgage product and gives them status updates as well as access to a variety of online tools. Its loan officers help with 15-and 30-year fixed-rate, adjustable-rate, 2/1 buy-down, jumbo, and construction mortgages. Robert E. Helms, Jr., its president, has 27 years of experience in the industry.

License Verified:

License: 1283399

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (19)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.