Expertise.com

Best Mortgage Brokers in Durham

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Brokers FAQs 〉

Providers

Last updated:

Website
215 East Chatham Street, Cary, NC 27511
  • New Construction

Why choose this provider?

The Sherry Riano Team is a mortgage broker that serves Durham and other areas in North Carolina. The company provides home, FHA, VA, jumbo, specialty, and conventional loans. It also assists borrowers who plan to construct, renovate, or refinance their homes. The loan officers of the brokerage aim to educate their clients on their options and aid them throughout the loan process. Its owner, Sherry Riano, has more than 20 years of experience in the mortgage industry.

License Verified:

License: 71774

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (134)
Facebook
5.0 / 5 (17)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
245 North Carolina 54, Durham, NC 27713
  • Purchase Loans
  • New Construction
  • Single-Family Loans
  • Multi-Family Loans

Why choose this provider?

RTP Mortgage serves property owners in and around Durham. The agency offers home loans for purchase, refinance, and investment purposes. Matt Boller, Tracey Keith, and Josh Goodson—its mortgage professionals—deal with a range of loan products from different lenders to find the right package for their clients' needs. Past customers have shown appreciation for the team at RTP Mortgage for its personalized service displayed through thorough explanations and responsiveness. RTP Mortgage is an Equal Housing Opportunity supporter.

License Verified:

License: 1848718

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (189)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3608 Shannon Road Suite 100, Durham, NC 27707
  • Refinance
  • New Construction

Why choose this provider?

Devon Mortgage LLC is owned by Brian Kenedy. As a Durham-based mortgage broker, Brian has been serving clients in Durham and the surrounding communities for more than 16 years. He works to make the process of securing a mortgage simple and understandable. On purchases, he meets with clients to craft a home purchase plan tailored to their needs. For refinances, he provides net financial benefit analyses of the options so clients can decide what fits them best. Clients can call, email, or text Brian with their mortgage questions.

License Verified:

License: 152440

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1780 Heritage Center Dr., Wake Forest, NC 27587
  • Refinance

Why choose this provider?

Ace Mortgage Group LLC helps the residents of Durham achieve their financial goals by linking them with lenders. It guides first-time homeowners and real estate investors through the process of selecting mortgage programs that match their objectives and financial resources, whether they're purchasing a property, refinancing an existing loan, or consolidating debt. The brokerage also provides a mortgage calculator to help borrowers plan out their potential expenses. Ace Mortgage Group strives to establish long-term relationships with clients by continuously providing services after their initial transaction.

License Verified:

License: 1849774

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (68)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
1208 Cole Mill Road, Durham, NC 27705
  • Refinance

Why choose this provider?

Victorian Finance helps Durham clients apply for a wide selection of mortgage products. These products range from renovation loans and fixed-rate mortgages to VA, USDA, and FHA loans. Its loan officers guide clients through the mortgage process by answering their questions, informing them of available mortgage options, and updating them on the status of their mortgage. President and founder Eugene Bringol holds a master's degree in business administration and has been working in the mortgage industry for over a decade.

License Verified:

License: 1220929

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (10)
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1003 High House Road, Cary, NC 27513
  • New Construction
  • Refinance

Why choose this provider?

Mortgage Choice Inc offers various mortgage loan programs for clients in Durham. These programs include conforming loans for first-time home buyers, investors, and clients who aim to purchase a new residential property. The company also carries government loans, such as FHA for borrowers who want flexible credit guidelines, VA for veterans needing cash-out refinancing services, and USDA for individuals wanting to purchase rural homes. Mortgage Choice's team of senior loan officers has over 25 years of experience in the industry.

License Verified:

License: 89877

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
140 Preston Executive Drive, Cary, NC 27513
  • Refinance

Why choose this provider?

Barb Multari of Pathway Mortgage Group is a mortgage broker who caters to individuals and companies in the Durham area. She provides help to clients who are interested in purchasing or refinancing a home. In addition, she handles services such as renovation and veteran loans. She is also committed to educating potential and current customers by offering educational modules. Barb has been in the industry for over 20 years and still builds lasting relationships with the people she guides.

License Verified:

License: 195561

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (188)
Facebook
5.0 / 5 (122)
Yelp
4.1 / 5 (9)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1135 Kildaire Farm Road, Cary, NC 27511
  • Refinance

Why choose this provider?

Miller Lending Group, LLC, is a Cary-based mortgage firm that has been serving clients in Durham and the surrounding communities for more than 30 years. It offers house purchase and refinance mortgage loan programs. In addition, Miller Lending Group's loan officers assist first-time homebuyers and explain to them the whole process of obtaining home purchase mortgage loans. They have over 20 years of mortgage experience on average and are led by the company's owner and founder, Gordon Miller.

License Verified:

License: 1108665

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (54)
Google
4.0 / 5 (47)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
2.3
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1414 Raleigh Road, Chapel Hill, NC 27517
  • New Construction
  • Refinance

Why choose this provider?

CIMG Residential Mortgage in Chapel Hill is a locally owned and operated business that provides financing assistance for residents in Durham. Its team of loan officers helps clients throughout the whole process, from appraisal and underwriting to funding. They are committed to helping homebuyers find suitable financing options, which may be a VA, USDA, fixed-rate, or adjustable-rate mortgage. In addition, the home loan specialists assist homeowners with refinancing concerns. CIMG Residential Mortgage also has offices in Morehead City, Raleigh, and Shallotte.

License Verified:

License: 39460

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Zillow
5.0 / 5 (323)
Google
4.0 / 5 (52)
Yelp
4.0 / 5 (11)

(+1 additional source)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1414 Raleigh Road, Chapel Hill, NC 27517
  • New Construction

Why choose this provider?

Frank Rexford is a senior mortgage banker representing Corporate Investors Mortgage Group in the Durham area. He has over a decade of experience in the field and has vast technical experience in real estate financing options and mortgage strategies. In addition, he is committed to sourcing out the best loan programs based on his clients' needs, such as conventional, jumbo, and government loans, as well as fixed- and adjustable-rate mortgages. His firm is also NMLS certified.

License Verified:

License: 119234

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)
Yelp
5.0 / 5 (1)

Website
905 West Main Street, Durham, NC 27701
  • Refinance

Why choose this provider?

Pinnacle Funding, Inc., provides mortgage solutions to Durham clients and the surrounding metro customers. The company has vast experience in the residential lending industry, assisting clients with purchasing and refinancing properties. Its loan programs include conventional, jumbo, FHA, HARP 2.0, USDA, and VA loans. It also offers construction and investor loans assistance, while its team helps clients with loan problems and high debt ratios. The company's senior loan originator Susan Trimmer has over 18 years of mortgage experience.

License Verified:

License: 131199

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
555 Mangum Street, Durham, NC 27701
  • Refinance

Why choose this provider?

Jasper Mortgage Group is a team of home loan specialists that serves the Durham area. Equipped with knowledge on various types of programs such as conventional, jumbo, FHA, and VA mortgages, they guide clients throughout loan proceedings with a commitment to help them reassess what debt means to their financial plans. The mortgage advisors also help homeowners who need refinancing assistance. Jasper Mortgage Group is headed by Christina Jasper, who has a commercial construction and financial planning background.

License Verified:

License: 1745727

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
10224 Durant Road, Raleigh, NC 27614
  • Down Payment Assistance Loans
  • New Construction
  • Purchase
  • Refinance

Why choose this provider?

The Amy Bonis Mortgage Team is a mortgage brokerage that has been serving Durham in North Carolina since the early 1990s. It provides mortgages for buying or refinancing a home that will grow with the family. Passionate, educated, and strategic, the team is ready to help clients take the next step through personal consultations. It explores the costs of different financing options and researches approach in mortgage banking to help realize clients' dreams of financial independence no matter their situation.

License Verified:

License: 106455

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (78)
Facebook
5.0 / 5 (47)
Yelp
3.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7721 Six Forks Road, Raleigh, NC 27615
  • Refinance

Why choose this provider?

Michael Martin is a mortgage professional serving clients in Durham. He is a branch manager for Fairway Independent Mortgage Corporation, helping clients find the loan that fits their needs and financial situation. Michael assists clients in purchasing and refinancing their homes by providing various loan programs, including renovation, veteran, or reverse loans, in addition to educating his clients on the benefits of these options. Such benefits include lowering monthly payments, receiving cash from equity, and shortening the loan term.

License Verified:

License: 131445

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (100)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
148 East Street, Pittsboro, NC 27312
  • New Construction

Why choose this provider?

Carolina Home Mortgage has been offering brokerage services in Durham, Chatham, Pittsboro, Sanford, Siler City, Chapel Hill, and the surrounding areas for more than 15 years. It offers several loan types and mortgage products, including conventional loans, jumbo loans, FHA and VA loans, USDA rural development loans, and zero down payment loans. Additionally, the company offers credit score reviews and rate quote comparison services. Carolina Home Mortgage assists clients to identify red flags in their profile that might prevent them from qualifying for a home loan. When all is cleared, it helps them find the right lender.

License Verified:

License: 874808

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (51)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    It’s the American dream to buy property, and almost everyone who purchases a home does so with the help of a mortgage broker. It can be intimidating when you don’t know where to begin, what information is necessary, and how to receive a loan. A mortgage broker acts as an intermediary between the applicant and the financial institution.


    The mortgage broker’s role includes comparing loan terms across lenders to find applicants the best options, collecting paperwork the financial institution needs to analyze the application, and guiding the buyer through the underwriting and closing processes. Mortgage brokers can significantly simplify the home buying process.

  • Can mortgage brokers work across state lines?

    Yes, mortgage brokers can work across state lines. However, each state has different licensing requirements for mortgage brokers. Customers should ensure their broker can legally work in another state before going across state lines. Lastly, don’t forget the mortgage process is often time-sensitive, so being in different time zones can be problematic.

  • How do mortgage brokers find lenders?

    Mortgage brokers work independently and act as a bridge between the client and the lender. They reach out to several lenders to form a network and build professional relationships with those they work with often. They use lenders who best meet a client's rates and terms, and some lenders only do business through mortgage brokers.  

  • What credit score do mortgage brokers use?

    There are two credit scoring models in the United States: FICO and VantageScore. Mortgage lenders typically prefer to use FICO. However, each credit bureau uses a different version of the FICO score:

    • Experian uses FICO Score 2
    • Equifax uses FICO Score 5
    • TransUnion uses FICO Score 4

  • Do mortgage brokers help with refinancing?

    Yes, mortgage brokers can help with refinancing. Individuals who have a solid credit score will typically go to their bank to refinance their mortgage. However, if you don't have excellent credit, a mortgage broker may be able to secure you a better interest rate than you could get on your own.

    You pay a fee to the mortgage broker, so you'll want to consider this fee versus your savings in your cost-benefit analysis.
  • Can you work with two mortgage brokers?

    You can definitely work with two mortgage brokers. The advantage of using multiple brokers is that you'll have two people reaching out to several lenders to secure the best rate possible. However, you must ensure you provide matching information to all your brokers. If two brokers provide mismatched information about your application to the same lender, it can send off red flags and delay your approval process.

  • Do mortgage brokers get better deals?

    Yes, a mortgage broker should be able to get you a better deal. Mortgage brokers go to several lenders on your behalf and find the one with the best terms and interest rates. However, note that some mortgage brokers have preferred lenders. A broker may bring you their preferred lender's offer, even if it's not the best one; however, this isn't a regular practice.