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Best Homeowners Insurance Agencies in High Point

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Central Carolina Insurance logo
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License Verified:

License: 1000037556

North Carolina Department of Insurance

Central Carolina Insurance

2855 South Church Street, Suite A, Burlington, NC 27215
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  • Renter's Insurance
  • Multiple Policy Types
  • Multiple Carriers

Business Description

Central Carolina Insurance helps High Point homeowners find the ideal insurance coverage for their properties and families. It provides home insurance products that cover various risks, including fire, flood, and water backup damage, as well as personal liability and loss of use. It also offers coverage for wine collections, collectible cars, jewelry, and fine art in residential properties. The independent insurance agency has access to multiple carriers allowing its licensed insurance advisors to tailor policies according to homeowners' specific coverage needs and cost preferences.

License Verified:

License: 1000037556

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.6 / 5 (22)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Chandler & Trogdon Insurance logo
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Chandler & Trogdon Insurance

2223 North Church Street, Greensboro, NC 27405
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Chandler & Trogdon Insurance provides commercial and personal insurance products for clients in the High Point area. This agency has been in business for more than 20 years, helping homeowners obtain adequate insurance to protect their financial wellbeing in case of loss, theft, or a major catastrophic event. Chandler & Trogdon Insurance works with a variety of carriers. That includes Travelers Insurance, National General Insurance, and Commonwealth Underwriters. Other types of insurance it carries include auto and umbrella policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fortress Insurance Group logo
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Fortress Insurance Group

2255 Lewisville-Clemmons Road, Clemmons, NC 27012
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  • Renter's Insurance
  • Multiple Policy Types

Business Description

Fortress Insurance Group is located near High Point. It provides insurance for homeowners throughout the city's metro area, as well as a range of other insurance products. The company's team of agents has more than 85 years of combined experience. They're dedicated to helping clients determine how much coverage to purchase and to helping them find it at an affordable rate. Fortress Insurance Group is a Trusted Choice Independent Insurance Agency.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (105)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jim Young - State Farm Insurance Agent logo
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Jim Young - State Farm Insurance Agent

1308 East Wendover Avenue, Greensboro, NC 27405
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  • Multiple Policy Types

Business Description

Jim Young State Farm Insurance Agent is available seven days a week to provide claims assistance and help new clients obtain State Farm policies. Mr. Young has been working with state Farm for more than 48 years and has a comprehensive understanding of how its claims department operates. He offers help with home insurance policies, as well as auto, property, business, life, and health insurance coverage. Jim Young State Farm Insurance Agent also offers mutual funds and annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (57)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mark Thompson Insurance logo
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Mark Thompson Insurance

810 Eastchester Dr, High Point, NC 27262
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  • Earthquake
  • Personal Property Insurance
  • Flood
  • Fire

Business Description

Mark Thompson Insurance has been serving High Point and other areas in the two Carolinas since 1999. The firm offers various personal and commercial insurance products, including homeowners' insurance policies. Home insurance protects homeowners in case of burglaries, thefts, vandalism, natural disasters, water damage, and liability suits. As an independent firm, Mark Thompson Insurance allows clients to avail themselves of products from the insurance companies of their choice. The firm also has renters', life, and auto insurance products.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Murray White Insurance Agency, Inc. logo
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Murray White Insurance Agency, Inc.

606 Idol Street, High Point, NC 27262
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  • Renter's Insurance
  • Multiple Policy Types
  • Flood

Business Description

Murray White Insurance Agency, Inc., is a company in High Point that offers commercial, personal, health, and life insurance solutions. An independent insurance agency with over eight decades of industry experience, this firm represents multiple insurance carriers and helps homeowners obtain adequate insurance coverage for their properties and belongings. Policyholders under homeowners' insurance mitigate damage, loss, and liability risks, and safeguard their financial security. Murray White Insurance Agency, Inc., has combined auto and home insurance options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.4 / 5 (14)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Olde Town Insurance Agency, Inc. logo
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Olde Town Insurance Agency, Inc.

2212 Eastchester Dr # 2B, High Point, NC 27265
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Olde Town Insurance Agency, Inc., is an independent insurance company in High Point, North Carolina. The company provides insurance solutions to clients needing protection and coverage for their homes, businesses, vehicles, and belongings. It offers comprehensive homeowners' insurance policy packages that will suit various needs and address different risks. Its basic package covers properties, personal belongings, liability, medical expenses, and living expenses. This package can then be customized to include more coverage depending on the client's budget and needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Paramount Insurance Agency, Inc logo
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Paramount Insurance Agency, Inc

110 Scott Avenue, High Point, NC 27262
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  • Multiple Policy Types

Business Description

Paramount Insurance Agency, Inc. is an independent agency in High Point that has been serving the residential and commercial community since 1994. Its team of agents assists its clients in determining the protection policy that is best suited to their needs and budget. It works with several insurance carriers including Safeco, Progressive, National General, Foremost, and Central Insurance Companies. It also offers condo, flood, and earthquake insurance. Its staff is available via phone, fax, email, or in-person.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (49)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Protective Agency logo
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Protective Agency

2510-A Randleman Road, Greensboro, NC 27406
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  • Multiple Policy Types

Business Description

Protective Agency is an insurance company that serves clients in the High Point area. It's been operating for more than 80 years, helping the area's residents to obtain home insurance policies, as well as coverage for their vehicles. This agency prides itself on providing affordable insurance policies for its clients. Its team is fully licensed to sell insurance throughout North Carolina. In addition to helping clients purchase insurance, this agency also offers help with claims and policy changes.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (30)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Russell & Cook Insurance logo
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Russell & Cook Insurance

1407 North Carolina 66, Kernersville, NC 27284
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  • Personal Property Insurance
  • Multiple Policy Types

Business Description

Russell & Cook Insurance provides personal insurance products for clients in the High Point area. Its team sells home insurance, protecting clients from severe financial loss when major events such as fire, storms, or vandalism damage their homes. In addition to homeowners' policies, this company also offers auto, business, life, and health insurance. Russell & Cook works with a broad range of trusted carriers. That includes The Hartford, Utica National Insurance Group, and Nonprofits Insurance Alliance Group.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (6)
Yelp
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tim Westfall - State Farm Insurance Agent logo
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Tim Westfall - State Farm Insurance Agent

3793 Samet Drive, High Point, NC 27265
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  • Multiple Policy Types

Business Description

Tim Westfall is a State Farm insurance agent operating in High Point. Active since 2014, Tim offers homeowners' coverage to pay for any unexpected accidents or damage to the house. He speaks to his clients and uses over two decades of insurance experience to find a plan that matches their budget and needs. His customers include traditional homeowners and those wanting to relocate to the state. Tim and his staff also provide vehicular, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (76)
Facebook
5.0 / 5 (22)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Webster Insurance & Associates logo
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Webster Insurance & Associates

10547 North Main Street, Archdale, NC 27263
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  • Renter's Insurance
  • Fire

Business Description

Webster Insurance & Associates is a full-service insurance company. that offers homeowners coverage in High Point. It provides financial protection for when a home is damaged by fire, floods, and theft. It discusses what clients need and inspects their inventory. The company also considers added options like wine collections and secondary homes. It also covers guests and visitors that get injured within the premises. The company also has plans for auto insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.7 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Zimmerman Insurance Agency logo
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Zimmerman Insurance Agency

2106 West English Road, High Point, NC 27262
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  • Multiple Carriers

Business Description

Zimmerman Insurance Agency offers personal and commercial insurance policies to individuals and business owners in High Point and the neighboring communities. The agents discuss with clients the right homeowners' insurance policy to get depending on their needs and preferences. Their homeowners' insurance policy may cover the repair and rebuilding of their property in the event of an emergency such as a fire or tornado disaster. Zimmerman Insurance Agency also offers auto and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
5.0 / 5 (14)
Facebook
5.0 / 5 (10)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.

What determines the price of homeowners insurance premium?

The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

What is the difference between home warranty and homeowners insurance?

Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

Does Geico offer homeowners insurance?

Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

How long does homeowners warranty insurance last?

Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

Does homeowners insurance cover water heaters?

Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

Are RVs covered under homeowners insurance?

Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.

Do new buyers need owner\'s title insurance on a new home?

There are unique risks that a buyer of a new home may face. For example, property claims from previous owners or liens from suppliers whom the homebuilders never paid during construction. Title insurance protects the home from these perils, and your mortgage lender may require it.

Do owner builders need home warranty insurance?

In the United States, owner builders are not required to have home warranty insurance. If you're the one who built your home, you're expected to incur the costs of repairs yourself if a structure or appliance breaks down.

Are dogs deaths covered in homeowners insurance?

Usually, the loss of a dog or other pet is not covered by your home insurance. However, many insurance providers offer riders — packages of added coverage — for pets called pet insurance. This ensures that medical costs and property damage caused by your pets are fully covered.

Are earthquakes covered in standard homeowners insurance policies?

Standard homeowners' insurance policies do not cover damage directly caused by earthquakes. Insurance will sometimes cover indirect damage, however. For example, if an earthquake causes a fire in your home, damage from the fire will be covered under a standard home insurance policy.

Are homeowners insurance and car insurance deductible?

Homeowners' insurance and car insurance premiums are not deductible as personal expenses on your taxes. However, some percentage of your premiums may be deductible as business expenses if you own a business and use your car and home for business purposes. This may vary between states.

Are homeowners insurance payouts taxable income?

If you file a claim after a burglary at your home, for example, the insurance company will assess the value of the property lost or damaged and reimburse that amount. This payout is not taxable because it's not income — it's a replacement of lost value.

How frequent should one change auto or homeowners insurance to another provider?  

If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

What should a homeowners insurance include/cover?

A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

How much homeowners insurance should someone carry?

How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

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