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Best Homeowners Insurance Agencies in Winston Salem

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ALLCHOICE Insurance logo

ALLCHOICE Insurance

2513 Neudorf Rd, Clemmons, NC 27012
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  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

ALLCHOICE Insurance is a multi-line insurance company based in Clemmons, North Carolina, that works with nine carriers to provide home insurance to residents throughout the Winston Salem metro and surrounding areas. Founded in 2004 on the basis of a client-focused business model, the agency offers guaranteed replacement cost coverage, including compensation for rebuilding the home. The firm's scheduled personal policy covers high-value items, such as jewelry. ALLCHOICE also handles auto, long term care, and life insurance.

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Allgood Insurance logo

Allgood Insurance

3001 Waughtown St, Winston Salem, NC 27107
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  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

AllGood Insurance is an independent insurance agency that helps residents find affordable homeowners insurance coverage that offers both property damage and liability protection. The agency was founded in 2003 and maintains two offices in Winston-Salem, North Carolina, and additional offices in Greensboro, High Point, and Thomasville. AllGood Insurance works with numerous insurance companies, including Travelers, Progressive, and National General Insurance to help clients find the right insurance coverage to meet their needs. The agency offers instant online quotes and bilingual services.

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Cameron Insurance Services logo

Cameron Insurance Services

300 7th Street W, Winston-Salem, NC 27101
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  • Renter's Insurance

Cameron Insurance Services is a multi-line agency based in Winston Salem. Included in its range of products is homeowners' insurance, which covers personal belongings and helps pay for property repair costs in cases of theft, explosion, and fire. The company also provides protection plans for mobile home and condominium residents along with renters and landlords. Cameron Insurance Services' founder, Joshua Sell, has been insuring clients since 1992. He is business partners with Barry Zimmerman, a Certified Insurance Counselor whose insurance career started in 1998.

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Charles Brunson Agency - Winston-Salem logo

Charles Brunson Agency - Winston-Salem

4680 Brownsboro Road, Winston-Salem, NC 27106
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  • Homeowners

Charles Brunson Agency is a locally owned company in Winston Salem that has been in operation for over 20 years. The agency offers a full range of insurance products, including home insurance, as well as policies for life, businesses, automobiles, and recreational vehicles like boats, campers, and motorcycles. Its team of insurance agents is committed to providing quick, personalized, and professional personal and commercial insurance policies and developing lasting relationships with clients.

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Clinard Insurance Group logo

Clinard Insurance Group

3400 Healy Dr Ste 200, Winston Salem, NC 27103
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  • Renter's Insurance
  • Condos
  • Fire
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Clinard Insurance Group is an insurance company based in Winston-Salem, North Carolina. It offers home insurance for single-family homes, mobile homes, condos, and renters. The company also helps landlords cover damage to dwellings from fires and floods, allowing property owners to combine up to 99 properties on a single policy. Clinard Insurance Group also offers auto and business insurance policies, as well as providing financial services to clients with high net worth.

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Holdenrid Insurance Group logo

Holdenrid Insurance Group

1411 Trade Mart Boulevard, Winston-Salem, NC 27127
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  • Condos
  • Homeowners

Holdenrid Insurance Group is a locally owned and operated agency servicing Winston Salem. It offers a wide range of homeowners' insurance coverage options to protect individuals and families from unexpected circumstances. Its team considers different factors in constructing policies, such as the crime rate in an area, the number of claims previously filed by the client, and the location of the property. The agency's president, Michael Holdenrid, has extensive experience in the investment and insurance fields since 2001. Services are available both in English and Spanish.

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Kathryne Townsend logo

Kathryne Townsend

5066 Peters Creek Parkway, Winston Salem, NC 27127
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  • Homeowners

Kathryne Townsend is a State Farm agent who provides car, life, and home insurance for local families in the Winston Salem area. Her agency, Townsend Insurance Agency Inc, also covers liability, boat, ATV, and small business insurance needs. The agency participates in organizations such as the Board of NAF Academy of Forsyth County Schools and supports Red Cross programs. It also sponsors community events and educates the general public with insurance videos through various social media platforms.

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Kristen Martin logo

Kristen Martin

3487 Robinhood Road, Winston-Salem, NC 27106
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Kristen Martin is a State Farm agent who has been practicing her profession in Winston Salem since 1996. She offers home insurance products that not only provide homeowners the ability to repair or replace their homes but also cover valuables and provide liability coverage for guests. In addition, she also car, life, and small business as well as assistance for relocations. She is a former State Farm auto claims representative and has been a State Farm Chairman’s Circle Qualifier and State Farm Ambassador’s Travel Qualifier.

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Logan Robbins logo

Logan Robbins

4460 Wallburg Landing Drive, Winston Salem, NC 27107
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  • Renter's Insurance
  • Homeowners

Logan Robbins is one of State Farm's 19,000 plus insurance agents. He helps Winston Salem homeowners who need to secure their properties through insurance policies. Robbins also serves clients with various types of insurance products for businesses, rental properties, and vehicles. In addition, he also offers life and health insurance products. Robbins also works in partnership with Quicken Loans. As a State Farm agent, he provides financial services, including banking, mutual funds, annuities, and investment solutions.

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Mountcastle Insurance logo

Mountcastle Insurance

916 W 4th St, Winston-Salem, NC 27101
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  • Renter's Insurance

Since 1890, Mountcastle Insurance has been providing financial services to clients across the Winston-Salem metro. The company offers homeowners' insurance services and tailors policies to cover special collections, home business occupancies, and personal liability. It also deals with other insurance products, like flood insurance. The company manages commercial insurance and offers business owners various solutions, including workers' compensation, cyber security, and commercial auto insurance. One of the company's commercial insurance agents, Ryan Harman, is a former financial advisor with a decade of experience.

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Nick Jitima logo

Nick Jitima

710 Coliseum Drive Northwest, Winston-Salem, NC 27106
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  • Homeowners

Nick Jitima, of State Farm Insurance, has been helping his clients from Winston Salem and nearby regions with their personal and residential property insurance. Jitima provides his customers with coverage in case of unforeseen contingencies and calamities. He and his team use their know-how and passion to answer their client's needs. Through this, they aspire to bring clearness, viability, and confidence so that their customers can live in confidence. Other services include auto, home, life, and health insurance.

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Peak Insurance Group logo

Peak Insurance Group

108 Cambridge Plaza Dr, Winston Salem, NC 27104
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  • Homeowners

Peak Insurance Group is an independent insurance agent that caters to individuals, families, and business owners in Winston Salem and beyond. With access to many insurance companies, it offers an extensive line of products, such as traditional homeowners' insurance and specialty dwelling policy. These protect homes' main structures and personal properties inside against damages from fire, accidents, and theft. The agency president Brent Johnson is actively involved in community organizations like The Red Cross and Make-a-Wish Foundation.

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Summit Insurance Agency LLC logo

Summit Insurance Agency LLC

420 Jonestown Road, Winston-Salem, NC 27104
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  • Condos
  • Flood
  • Homeowners
  • Landlords

Summit Insurance Agency LLC is an independent insurance agency, providing homeowners' coverage for residents in Winston Salem. It caters to first-time policy owners and also reviews potential or existing plans to look for missing coverage, like for flooding or fire damage. The agency can also examine the house to note special possessions and belongings, such as entertainment systems and jewelry, to add under replacement costs. Summit can also cover owners of high-value residences, condo units, and tenants of apartments.

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Superior Insurance logo

Superior Insurance

1139 Silas Creek Pkwy, Winston Salem, NC 27127
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Superior Insurance is in Winston-Salem is part of a chain of independent insurance agencies that provides home insurance throughout North Carolina and Virginia. The agency specializes in providing homeowners coverage, offering specific coverage for vacant land, condos, and renters, as well as flood coverage. Superior Insurance also offers a variety of other insurance products from numerous carriers, including coverage on vehicles, commercial insurance, and life insurance.

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Valentine Insurance logo

Valentine Insurance

126 N Main St, Denton, NC 27239
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  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners

Valentine Insurance is a family-owned independent insurance agency serving the Winston-Salem, North Carolina, region with homeowners insurance since 1947. The company's team of agents compares and shops coverage services from top carriers locally and nationally to create customized homeowners insurance policies that protect dwellings and personal property against damage and loss and homeowners from liability. Valentine Insurance also specializes in mobile home and secondary home coverage as well as auto insurance to better serve clients with many different needs.

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Wilson Insurance Services, Inc. logo

Wilson Insurance Services, Inc.

3288 Robinhood Road, Winston-Salem, NC 27106
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Wilson Insurance Services is a homeowner's insurance agency that services residents in the Winston-Salem metro area. Since 1998, the agency has been helping individuals obtain insurance policies at a competitive value for their residential homes. The team at Wilson Insurance Services also provides personal auto insurance, life, disability, and long-term care insurance. They also offer commercial insurance products, such as tailored business insurance, professional liability insurance, general liability insurance, and property insurance.

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Younts Insurance Agency, Inc. logo

Younts Insurance Agency, Inc.

121 N Talbert Blvd, Lexington, NC 27292
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  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Younts Insurance is an SIA Group Partner that offers personal and commercial insurance options to homeowners in Winston-Salem, North Carolina. The company helps its customers to design home insurance policies that protect their property and the belongings they store inside their homes. Covered events typically include fire, theft, and some natural disasters. Policies can be tailored to cover special collections, in-home businesses, and specialty items such as jewelry or art that are stored inside the house.

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Frequently Asked Questions

Q: How much homeowners\' insurance should someone carry?

A: How much insurance you need depends on the size of your home, its age, and other unique factors. Standard insurance policies cover around 70% of the total value of your home and additional covered property. Most policies that offer premises liability include $100,000 in liability coverage.

Q: What should a homeowners\' insurance include/cover?

A: A homeowners' insurance policy should cover the dwelling, personal property inside and some outside, other structures on the property, and liability. For example, it should cover medical bills if a guest sustains an injury. Not all of these coverages are included in every policy.

Q: How frequent should one change auto or homeowners\' insurance to another provider?  

A: If you find home and auto insurance policies that you're happy with, you may never want to switch. However, various providers offer different combinations of coverage and price, so you may want to assess all your options every few years.

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