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Best Homeowners Insurance Agencies in Winston Salem

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2023
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ALLCHOICE Insurance logo

ALLCHOICE Insurance

2513 Neudorf Rd, Clemmons, NC 27012
  • Renter's Insurance
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

ALLCHOICE Insurance is a multi-line insurance company based in Clemmons, North Carolina, that works with nine carriers to provide home insurance to residents throughout the Winston Salem metro and surrounding areas. Founded in 2004 on the basis of a client-focused business model, the agency offers guaranteed replacement cost coverage, including compensation for rebuilding the home. The firm's scheduled personal policy covers high-value items, such as jewelry. ALLCHOICE also handles auto, long term care, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (202)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Allgood Insurance logo

Allgood Insurance

3001 Waughtown St, Winston Salem, NC 27107
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

AllGood Insurance is an independent insurance agency that helps residents find affordable homeowners insurance coverage that offers both property damage and liability protection. The agency was founded in 2003 and maintains two offices in Winston-Salem, North Carolina, and additional offices in Greensboro, High Point, and Thomasville. AllGood Insurance works with numerous insurance companies, including Travelers, Progressive, and National General Insurance to help clients find the right insurance coverage to meet their needs. The agency offers instant online quotes and bilingual services.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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Charles Brunson Agency - Winston-Salem logo
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License Verified:

License: 6605140

North Carolina Department Of Insurance

Charles Brunson Agency - Winston-Salem

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4680 Brownsboro Road, Winston-Salem, NC 27106
  • Homeowners

Business Description

Charles Brunson Agency is a locally owned company in Winston Salem that has been in operation for over 20 years. The agency offers a full range of insurance products, including home insurance, as well as policies for life, businesses, automobiles, and recreational vehicles like boats, campers, and motorcycles. Its team of insurance agents is committed to providing quick, personalized, and professional personal and commercial insurance policies and developing lasting relationships with clients.

License Verified:

License: 6605140

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (18)
Facebook
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Clinard Insurance Group logo

Clinard Insurance Group

3400 Healy Dr Ste 200, Winston Salem, NC 27103
  • Renter's Insurance
  • Condos
  • Fire
  • Flood
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Clinard Insurance Group is an insurance company based in Winston-Salem, North Carolina. It offers home insurance for single-family homes, mobile homes, condos, and renters. The company also helps landlords cover damage to dwellings from fires and floods, allowing property owners to combine up to 99 properties on a single policy. Clinard Insurance Group also offers auto and business insurance policies, as well as providing financial services to clients with high net worth.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (70)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Holdenrid Insurance Group logo

License Verified:

License: 1000503599

North Carolina Department Of Insurance

Holdenrid Insurance Group

1411 Trade Mart Boulevard, Winston-Salem, NC 27127
  • Condos
  • Homeowners

Business Description

Holdenrid Insurance Group is a locally owned and operated agency servicing Winston Salem. It offers a wide range of homeowners' insurance coverage options to protect individuals and families from unexpected circumstances. Its team considers different factors in constructing policies, such as the crime rate in an area, the number of claims previously filed by the client, and the location of the property. The agency's president, Michael Holdenrid, has extensive experience in the investment and insurance fields since 2001. Services are available both in English and Spanish.

License Verified:

License: 1000503599

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.0 / 5 (41)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kathryne Townsend logo
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License Verified:

License: 14658746

North Carolina Department of Insurance

Kathryne Townsend

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5066 Peters Creek Parkway, Winston Salem, NC 27127
  • Homeowners

Business Description

Kathryne Townsend is a State Farm agent who provides car, life, and home insurance for local families in the Winston Salem area. Her agency, Townsend Insurance Agency Inc, also covers liability, boat, ATV, and small business insurance needs. The agency participates in organizations such as the Board of NAF Academy of Forsyth County Schools and supports Red Cross programs. It also sponsors community events and educates the general public with insurance videos through various social media platforms.

License Verified:

License: 14658746

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (110)
Yelp
5.0 / 5 (7)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kristen Martin logo
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License Verified:

License: 1254871

North Carolina Department Of Insurance

Kristen Martin

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3487 Robinhood Road, Winston-Salem, NC 27106
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners
  • Landlords

Business Description

Kristen Martin is a State Farm agent who has been practicing her profession in Winston Salem since 1996. She offers home insurance products that not only provide homeowners the ability to repair or replace their homes but also cover valuables and provide liability coverage for guests. In addition, she also car, life, and small business as well as assistance for relocations. She is a former State Farm auto claims representative and has been a State Farm Chairman’s Circle Qualifier and State Farm Ambassador’s Travel Qualifier.

License Verified:

License: 1254871

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Google
4.0 / 5 (24)
Facebook
5.0 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Logan Robbins logo
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License Verified:

License: 17607100

North Carolina Department of Insurance

Logan Robbins

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4460 Wallburg Landing Drive, Winston Salem, NC 27107
  • Renter's Insurance
  • Homeowners

Business Description

Logan Robbins is one of State Farm's 19,000 plus insurance agents. He helps Winston Salem homeowners who need to secure their properties through insurance policies. Robbins also serves clients with various types of insurance products for businesses, rental properties, and vehicles. In addition, he also offers life and health insurance products. Robbins also works in partnership with Quicken Loans. As a State Farm agent, he provides financial services, including banking, mutual funds, annuities, and investment solutions.

License Verified:

License: 17607100

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (108)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Mountcastle Insurance logo
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Mountcastle Insurance

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916 W 4th St, Winston-Salem, NC 27101
  • Renter's Insurance

Business Description

Since 1890, Mountcastle Insurance has been providing financial services to clients across the Winston-Salem metro. The company offers homeowners' insurance services and tailors policies to cover special collections, home business occupancies, and personal liability. It also deals with other insurance products, like flood insurance. The company manages commercial insurance and offers business owners various solutions, including workers' compensation, cyber security, and commercial auto insurance. One of the company's commercial insurance agents, Ryan Harman, is a former financial advisor with a decade of experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (22)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nick Jitima logo
Visit WebsiteWebsite

License Verified:

License: 16465842

North Carolina Department Of Insurance

Nick Jitima

Visit WebsiteWebsite
710 Coliseum Drive Northwest, Winston-Salem, NC 27106
  • Homeowners

Business Description

Nick Jitima, of State Farm Insurance, has been helping his clients from Winston Salem and nearby regions with their personal and residential property insurance. Jitima provides his customers with coverage in case of unforeseen contingencies and calamities. He and his team use their know-how and passion to answer their client's needs. Through this, they aspire to bring clearness, viability, and confidence so that their customers can live in confidence. Other services include auto, home, life, and health insurance.

License Verified:

License: 16465842

North Carolina Department Of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (23)
Facebook
5.0 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Peak Insurance Group logo

License Verified:

License: 2371103

North Carolina Department of Insurance

Peak Insurance Group

108 Cambridge Plaza Dr, Winston Salem, NC 27104
  • Homeowners

Business Description

Peak Insurance Group is an independent insurance agent that caters to individuals, families, and business owners in Winston Salem and beyond. With access to many insurance companies, it offers an extensive line of products, such as traditional homeowners' insurance and specialty dwelling policy. These protect homes' main structures and personal properties inside against damages from fire, accidents, and theft. The agency president Brent Johnson is actively involved in community organizations like The Red Cross and Make-a-Wish Foundation.

License Verified:

License: 2371103

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (245)
Facebook
4.9 / 5 (27)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Summit Insurance Agency LLC logo

Summit Insurance Agency LLC

420 Jonestown Road, Winston-Salem, NC 27104
  • Condos
  • Flood
  • Homeowners
  • Landlords

Business Description

Summit Insurance Agency LLC is an independent insurance agency, providing homeowners' coverage for residents in Winston Salem. It caters to first-time policy owners and also reviews potential or existing plans to look for missing coverage, like for flooding or fire damage. The agency can also examine the house to note special possessions and belongings, such as entertainment systems and jewelry, to add under replacement costs. Summit can also cover owners of high-value residences, condo units, and tenants of apartments.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (49)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Superior Insurance logo
Visit WebsiteWebsite

Superior Insurance

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1139 Silas Creek Pkwy, Winston Salem, NC 27127
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Superior Insurance is in Winston-Salem is part of a chain of independent insurance agencies that provides home insurance throughout North Carolina and Virginia. The agency specializes in providing homeowners coverage, offering specific coverage for vacant land, condos, and renters, as well as flood coverage. Superior Insurance also offers a variety of other insurance products from numerous carriers, including coverage on vehicles, commercial insurance, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.4 / 5 (43)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Valentine Insurance logo

Valentine Insurance

126 N Main St, Denton, NC 27239
  • Renter's Insurance
  • Personal Property Insurance
  • Homeowners

Business Description

Valentine Insurance is a family-owned independent insurance agency serving the Winston-Salem, North Carolina, region with homeowners insurance since 1947. The company's team of agents compares and shops coverage services from top carriers locally and nationally to create customized homeowners insurance policies that protect dwellings and personal property against damage and loss and homeowners from liability. Valentine Insurance also specializes in mobile home and secondary home coverage as well as auto insurance to better serve clients with many different needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Wilson Insurance Services, Inc. logo
Visit WebsiteWebsite

Wilson Insurance Services, Inc.

Visit WebsiteWebsite
3288 Robinhood Road, Winston-Salem, NC 27106
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Wilson Insurance Services is a homeowner's insurance agency that services residents in the Winston-Salem metro area. Since 1998, the agency has been helping individuals obtain insurance policies at a competitive value for their residential homes. The team at Wilson Insurance Services also provides personal auto insurance, life, disability, and long-term care insurance. They also offer commercial insurance products, such as tailored business insurance, professional liability insurance, general liability insurance, and property insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (84)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Younts Insurance Agency, Inc. logo

Younts Insurance Agency, Inc.

121 N Talbert Blvd, Lexington, NC 27292
  • Personal Property Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Younts Insurance is an SIA Group Partner that offers personal and commercial insurance options to homeowners in Winston-Salem, North Carolina. The company helps its customers to design home insurance policies that protect their property and the belongings they store inside their homes. Covered events typically include fire, theft, and some natural disasters. Policies can be tailored to cover special collections, in-home businesses, and specialty items such as jewelry or art that are stored inside the house.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Homeowners' insurance is a type of property insurance used by private property owners to protect their home and property from a range of risks and liabilities. It is also called home insurance.

    All homeowners' insurance policies cover the primary home on a property, meaning that most damage from weather, accidents, vandalism, and other events will be at least partially paid for by the insurance company. Many policies also include coverage for other structures, personal property, and some premises liability.

    It is not required by law that a homeowner purchases insurance for their property. However, if you have a mortgage, the lender will usually make purchasing a homeowners' policy a mandatory part of the loan process. Since the mortgage lender is essentially selling you the home, they require you to protect the investment.
  • What determines the price of homeowners insurance premium?

    The premium, or monthly cost, of your homeowners' insurance policy depends on several factors, including the value of your home and amount of coverage you choose. Your credit history and whether the property is in a higher risk area also play a role.

  • What is the difference between home warranty and homeowners insurance?

    Homeowners' insurance protects your home and property from damage from events that include storms, theft, and fires. A home warranty covers repair costs for parts of your home that eventually breaks down. For example, if a fallen tree damages your roof, it's typically covered by insurance, not the warranty.

  • Does Geico offer homeowners insurance?

    Because auto insurance is Geico's focus and where they invest the most in advertising, many people know the company only as a car insurance provider. On the contrary, Geico does offer a range homeowners' insurance policies that cover dwellings, personal property, and personal liability, among other provisions.

  • How long does homeowners warranty insurance last?

    Home warranties vary based on the provider of the coverage, but most home warranties last for one year. Once they run out, homeowners have the option of renewing the warranty or letting it lapse. If a covered item breaks down after the warranty period is over, repair costs won't be reimbursed.

  • Does homeowners insurance cover water heaters?

    Homeowners' insurance doesn't cover water heaters when they break down from normal wear and tear. An insurance policy may cover water damage to your home and property if it malfunctions, and if the water heater is damaged by a fire or an accident, home insurance may provide the costs to replace it.

  • Are RVs covered under homeowners insurance?

    Usually, an RV is covered under your homeowners' insurance, but that coverage will probably be subject to several exceptions and contingencies. For example, if you want to drive your RV, you'll either need car insurance or specialized RV insurance since the risks you'll face on the road do not fall under a homeowner's policy.