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2024

Last updated:

Best Life Insurance Companies in Winston Salem

Our Recommended Top 18

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Winston Salem Life Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

9654

Reviewed

5799

Curated

18

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
157 Yadkin Valley Rd Ste 208, Advance, NCĀ 27006

Why choose this provider?

Safenet Insurance Group is an independent agency that's provided insurance solutions for more than 10 years. Its partnerships with top-rated carriers allows its clients the flexible options they require. The company's agents work with individuals to determine the term, whole, or universal life insurance coverage that most effectively meets their needs. They evaluate current and future earnings, debts, familial obligations, and assets before making the appropriate recommendations. Safenet Insurance Group also provides auto, home, and small business insurance protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
1.2
Google
4.5 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
615 Saint George Square Ct Ste 300, Winston Salem, NCĀ 27103

Why choose this provider?

Hunt Insurance Solutions provides its clients with the tools they need to make informed decisions. The independent health insurance company in Winston-Salem partners with multiple top-ranked carriers to deliver customized plans that meet specific needs. Its agents consult with individuals and assess family circumstances and obligations before recommending an HMO, PPO, FFS, or POS policy. They also offer supplemental policies, including cancer, Medicare, dental, vision, and long-term care. Additionally, Hunt Insurance Solutions provides a range of life insurance options.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
897 Peters Creek Pkwy Ste 202, Winston Salem, NCĀ 27103

Why choose this provider?

C&E Insurance Solutions works with personal and commercial clients to provide the coverage that effectively meets their needs. The independent life insurance company in Winston-Salem partners with top-rated carriers to offer its clients the flexibility of choosing the options right for their situations. Its agents consult with individuals and provide them with a checklist of information critical to determining the coverage they require. They assess earnings, debts, familial obligations, and assets to recommend the appropriate term or permanent insurance policy.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.6 / 5 (12)
Google
5.0 / 5 (11)

Website
311 S Main St, Kernersville, NCĀ 27284

Why choose this provider?

Long Insurance Services provides a full range of personal and business insurance solutions. The independent life insurance company offers its clients options tailored to meet their needs. It partners with a network of carriers to provide term, whole, and universal policies with limits and coverages specifically aligned with the individual's financial circumstances, familial obligations, and goals. Long Insurance Services also offers home and vehicle policies as well as commercial coverage for a diverse range of industries.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
ā€“ā€“

Website
3029 Waughtown St Ste 110, Winston-Salem, NCĀ 27107

Why choose this provider?

Peak Insurance Group provides its personal and business clients with a full range of insurance options. The independent life insurance agency in Winston-Salem partners with a network of top-ranked carriers to deliver the products that align with its clients' goals. Its team meets with individuals to determine what their objectives are for obtaining a life insurance policy. Agents evaluate finances, debts, family obligations, and assets before offering recommendations for term or permanent policies, supplemental plans, and annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (196)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
110 Oakwood Drive Suite EWinston Salem, Winston Salem, NCĀ 27103
  • Life Insurance

Why choose this provider?

Elizabeth Soots is a State Farm insurance agent serving clients in Winston Salem and the surrounding areas. She offers a range of insurance products, which include life, health, and pet insurance. She also offers auto, home, property, and business insurance. Annuities, mutual funds, and banking products are also other products that she can offer. Soots is a member of the Winston Salem Chamber of Commerce and Reynolda Rotary Club and has been featured in Forsyth Woman Magazine.

License Verified:

License: 17038410

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.5 / 5 (29)
Facebook
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2200 Silas Creek Parkway, Winston-Salem, NCĀ 27103
  • Life Insurance

Why choose this provider?

The Morgan Agency provides various insurance products and services to those residing in Winston-Salem and the surrounding communities. It offers term and permanent life insurance policies and can assist clients in determining which one best suits their specific circumstances and financial goals. It also assists business owners looking for commercial coverage for general liability or workers' compensation. In addition, jewelry, umbrella, and homeowners' insurance plans are available. Owner Mike Morgan can assist English-speaking and Spanish-speaking clients.

License Verified:

License: 6556950

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2511 Neudorf Rd Ste G, Clemmons, NCĀ 27012

Why choose this provider?

McCall Insurance Services has offered individual and group life and health insurance options since 1983. The independent agency partners with multiple top-rated carriers to provide customized solutions. Its agents consult with clients to arrange the term, whole, or universal life insurance policy that aligns with their financial circumstances and goals. Likewise, the company offers a selection of HMO, PPO, FFS, and POS health plans as well as supplemental policies specifically designed for individual needs.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
ā€“ā€“

Website
3775 Vest Mill Rd, Winston Salem, NCĀ 27103

Why choose this provider?

Red Door Insurance Group is a locally owned agency offering a wide range of insurance solutions. The independent life insurance company in Winston-Salem works with a network of top-rated carriers to deliver the most effective options to its clients. Its term, whole, and universal policies are tailored to meet specific needs and goals. Supplemental plans, such as mortgage protection and long-term care, provide additional security. Red Door Insurance Group also offers fixed annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.3
Responsiveness
Friendliness
Helpfulness
Detail
ā€“ā€“

Website
1311 Westbrook Plaza Dr Ste 107, Winston Salem, NCĀ 27103

Why choose this provider?

ISAA Insurance & Financial Services offers a wide range of personal and business insurance solutions. The independent life insurance agency in Winston-Salem partners with leading carriers to tailor policies that most effectively meet its clients' needs. Its agents consult with the individual to determine specific financial circumstances and goals before recommending a term, whole, universal, or final expense policy. The company also provides supplemental insurance, such as mortgage protection, as well as annuities.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
ā€“ā€“

Website
2211 Oak Ridge Rd, Oak Ridge, NCĀ 27310

Why choose this provider?

Oak Ridge Insurance Services is an independent agency offering personal and small business insurance solutions. It partners with multiple top-tier carriers to provide term, whole, or universal life insurance plans tailored to meet individual needs. Policies may include long-term care riders that allow the insured to leverage some of the benefits to cover expenses after a critical illness. The company's agents consult with individuals to align their financial circumstances and goals with the most effective plan.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1540 Westbrook Plaza Dr Ste B, Winston Salem, NCĀ 27103

Why choose this provider?

The Hassell Insurance Group Inc. is an independent agency that's delivered personal and business insurance options since 1981. The life insurance company in Winston-Salem works with a network of top-level providers to present its clients with policies tailored to meet their needs. Its individual and group plans include term, whole, and universal selections with specifically detailed limits and coverages. The Hassell Insurance Group also provides individual home and vehicle plans as well as coverage for a diverse range of industries.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (19)
Facebook
5.0 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3844 Clemmons Rd Ste C, Clemmons, NCĀ 27012

Why choose this provider?

Infinity Insurance Group is an independent agency committed to providing its clients with comprehensive service for more than 22 years. It partners with a variety of carriers to deliver the personal and small business insurance options that most effectively meet its clients' needs. Its individual health insurance plans are designed around the copay, deductible, annual limits, and supplemental policy requirements of the client. Infinity Insurance Group's life insurance plans are tailored to accommodate individual financial circumstances and goals.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1109 Yadkinville Rd., Mocksville, NCĀ 27028
  • Life Insurance

Why choose this provider?

Hiller Ringeman is an insurance company that lends its expertise to clients in Winston-Salem. Its offered personal insurance policies include home, auto, and life insurance. Its agents focus on crafting life insurance policies that cater to distinct phases of their clients' lives, which involves educating clients on the differences among the coverage options presented to them. Hiller Ringeman also handles business insurance, retirement, and investment matters. Its senior management team holds over 50 years of experience in the insurance industry, and personnel across the company hold over 250 years combined.

License Verified:

License: 1000446805

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.8
Responsiveness
Friendliness
Helpfulness
Detail

Website
12133 N NC Highway 150 Ste E, Winston Salem, NCĀ 27127

Why choose this provider?

Founded more than 50 years ago, Piedmont Insurance Agency sells life insurance in Winston Salem and throughout its surrounding areas. This local and family-owned and operated company's experienced insurance agents walk clients through the process of purchasing life insurance, offering expert advice along the way. Plans may include whole, term, or universal coverage and in some cases, living benefits may be available. Other offerings include auto, home, and business insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (40)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4680 Brownsboro Road, Winston-Salem, NCĀ 27106
  • Life Insurance

Why choose this provider?

Charles Brunson Agency is a locally owned and operated insurance agency that serves clients in Winston-Salem. It offers term and permanent life insurance plans, as well as additional coverage options that include long-term care, disability, and second-to-die policies from Nationwide. The agency also covers other types of insurance products for cars, homes, businesses, and farms. It serves various industries, including accounting, construction, education, life sciences, and healthcare. Charles C. Brunson serves as the principal agent.

License Verified:

License: 6605140

North Carolina Department of Insurance

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (18)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
4045 Premier Dr Ste 105, High Point, NCĀ 27265

Why choose this provider?

Triad Retirement Group is a full-service independent insurance agency focused on providing seniors guidance through the complexities of Medicare and life insurance options. It partners with a wide range of top-level carriers to offer comprehensive solutions tailored to meet specific needs. The company's agents consult with individuals to determine the major health and supplemental coverage they require. They also evaluate their life insurance policy options to ensure they provide the appropriate protection.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
ā€“ā€“

Website
12200 N NC Highway 150 Ste 5, Winston Salem, NCĀ 27127

Why choose this provider?

Breeden Insurance Services Inc. has offered a comprehensive range of personal and business insurance options since 1963. The independent company is a licensed agent for more than 12 leading insurance providers and has broker access to hundreds of other top-rated carriers. Its individual life and health insurance policies are tailored to meet the clients' specific needs and budgets. The company's products are crafted with the limits, coverages, and supplements that protect families and assets.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.8 / 5 (64)
Google
4.5 / 5 (26)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How do Winston Salem residents determine the correct amount of life insurance coverage?

    In Winston Salem, an independent agent can provide a thorough needs assessment, pinpointing the precise coverage necessary for one's dependents. The ideal coverage hinges on several factors, such as the number of children, marital status, the couple's ages, their future earning prospects, and existing debts. Merely guessing your life insurance needs can be a mistake, especially without considering inflation's impact.

  • In Winston Salem, can minors directly inherit life insurance proceeds, and if not, what's the process?

    While there's no prohibition against minors being named beneficiaries in Winston Salem, they cannot legally hold assets until they turn 18. If a minor is the designated recipient of life insurance benefits, the probate court takes charge. The court assigns a guardian to oversee the minor's estate, and this guardian supervises the funds until the child reaches the age of majority.

  • If a Winston Salem resident opted for accelerated benefits in their life insurance due to a qualifying event, what should they be cautious about?

    If you're in Winston Salem and have activated your accelerated benefits, the money you get could lower the final amount your beneficiary receives. You might also face additional premiums. Furthermore, this could risk your eligibility for benefits like Medicaid and might be subject to taxes. Do note that various policies may have different qualifying events.

  • In Winston Salem, can business owners utilize life insurance beyond just individual and family protection?

    In Winston Salem, businesses often turn to life insurance not just for safeguarding against unexpected personnel losses; many local enterprises sign up for life insurance to uphold buy-sell deals and back up corporate financial obligations. Business owners should consider how life insurance can serve as a strategic asset for their operations.

  • In Winston Salem, what kinds of deaths are covered by a traditional life insurance policy, and are there any exceptions?

    In Winston Salem, a typical life insurance policy generally covers fatalities resulting from accidents, enduring ailments, severe diseases, or terminal conditions. However, there's often a caveat: death due to suicide might have a 2-year waiting period. To be sure, one should always scrutinize the specifics of their individual insurance documentation.

  • Which is better, term or whole life insurance?

    Life insurance is a personal financial tool, so the right type of insurance for you depends on your goals and current situation. One of the main differences between term life insurance and whole life insurance is that term life insurance only covers you for a set period of time. Once you meet the premium payment requirements on a whole life plan, it covers you for the rest of your life. Whole life insurance also builds cash value, making it a potential investment. But whole life insurance is typically much more expensive than term life insurance.

  • How much life insurance do I need?

    A common recommendation is purchasing life insurance that is equal to five times your current salary, or more. But you can also estimate how much life insurance you need by adding up your debts, annual expenses for dependents multiplied by the years you want to ensure support, and any other items you wish to cover, such as a future wedding or college tuition.

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