Expertise.com

Best Renter's Insurance Companies in Ogden

2024

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Providers

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Website
PO Box 13093, Ogden, UT 84404
  • Multiple Policy Types
  • Home and Auto Insurance

Why choose this provider?

The Jacobson Agency is an independent firm that offers products and services in the Ogden metro. It carries an array of personal insurance policies, including homeowners' and renters' plans. The company creates customized personal property and liability coverages to protect families and individuals from financial losses caused by lost or damaged belongings and medical expenses. Its agents also process umbrella, travel, life, and health insurance. The Jacobson Agency works with various insurance carriers, such as Progressive, Travelers, and Nationwide.

License Verified:

License: 795721

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (94)
Facebook
5.0 / 5 (19)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
860 W Riverdale Road Suite A1, Ogden, UT 84405
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Jacque Price is an insurance agent who offers renters' insurance plans to residents of Ogden and the surrounding areas. She also provides a range of other personal insurance products, such as home, health, property, auto, life, and pet insurance. She can also help with business insurance needs. She has 30 years of experience in the insurance industry. Since 2015, Jacque has been an agent for State Farm, an insurance company that has been in the business for almost 100 years.

License Verified:

License: 126877

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (61)
Facebook
5.0 / 5 (25)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1741 N 2000 W, Farr West, UT 84404
  • Multiple Policy Types

Why choose this provider?

The Insurance Center, LLC, has been providing an array of products in the Ogden metro and nearby areas since 1995. It offers renters' insurance plans to families and individuals living in rental homes, apartments, and condominiums. The independent agency creates customized personal property and liability coverages to protect tenants from financial losses caused by fire and theft. It also processes life, health, flood, and umbrella insurance. Principal agent Shawn Iverson has been in the insurance industry since 1993.

Attorney Information

Attorney NamesExperience
Shawn Iverson - Principal12 yrs

License Verified:

License: 80348

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (78)
Facebook
4.9 / 5 (46)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
3919 Riverdale Road, Ogden, UT 84405
  • Home and Auto Insurance

Why choose this provider?

Stanger Insurance is a family-owned and family-operated business serving the Ogden metro. It serves families and individuals living in rental homes, apartments, condominiums, and dorms. The independent agency protects tenants from financial losses through its customized personal property and liability coverages. It helps clients file claims for medical expenses and stolen or damaged valuables. Its agents also offer life, health, umbrella, and auto insurance. Stanger Insurance gives back to the community by supporting various organizations, including YCC Family Crisis Center and Children's Justice Center.

License Verified:

License: 600279

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (122)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
905 24th Street, Ogden, UT 84401
  • Multiple Carriers

Why choose this provider?

Established in 1920, the Blackburn Jones Co. is an insurance agency that caters to clients around Ogden as well as Brigham City. Its renters' insurance covers losses from property damage, including fire, windstorms, theft, explosions, and water damage from plumbing issues. It handles additional living expenses such as food, hotel bills, and temporary rentals in case clients are unable to live in their homes during rebuilding. The agency also covers homeowners' liability along with in-home business and landlords' insurance.

License Verified:

License: 1170

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (33)
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1638 N. Washington Blvd. Suite 206, North Ogden, UT 84414
  • Home and Auto Insurance

Why choose this provider?

Nate Cressall Agency is an independent insurance brokerage in Ogden that caters to the insurance needs of businesses and individuals in the metro. The agency is owned by Nathan Cressall, who leads a team of three in underwriting and consulting activities. It writes renters' insurance plans that cover the losses and damages of personal belongings. Some of the other personal insurance products it offers include homeowners' insurance, auto insurance, medical insurance, and insurance for education professionals.

License Verified:

License: 291541

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (26)
Facebook
5.0 / 5 (10)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • How does the average cost of renters' insurance in Ogden compare to other cities in Utah?

    On average, Ogden residents spend $161 annually on renters' insurance. Provo is the most budget-friendly among the 25 largest cities in the state, with renters paying a mere $152 per year. Eagle Mountain is the most expensive city for renters, with an annual cost of $196. Areas with a high incidence of break-ins tend to have higher renters' insurance expenses.

  • What are the two methods insurance firms employ to replace lost or damaged personal belongings of Ogden renters?

    Renters' insurance companies operating in Ogden employ either the actual cash value or replacement cost approach when compensating for lost or damaged personal belongings resulting from covered risks. Actual cash value coverage protects renters' possessions based on their current market value, which includes depreciation. On the other hand, replacement cost coverage pays for the cost of replacing items with new ones of the same quality.

  • What steps should renters in Ogden take to create an inventory of their personal belongings and determine their worth?

    Residents of Ogden residing in rental properties should retain receipts to ascertain the value of their personal possessions. In addition, exercise caution and avoid undervaluing valuable items when creating an inventory. It is also advisable to capture video recordings or photographs of belongings and store these images digitally.

  • What are the primary factors that insurance companies in Ogden consider when determining renters' insurance premiums?

    When determining the premiums for renters' insurance in Ogden, insurance companies consider factors such as deductibles, the selected amount of liability coverage by tenants, and the value of their personal belongings. Additionally, insurance companies take into account the location of the rental property. Carriers also consider applicable discounts for eligible applicants.

  • Is sewage backup or water damage covered by a typical renters' insurance policy in Ogden?

    To address this specific risk, an additional rider must be included in the standard renters' insurance policies of tenants residing in Ogden. The city cannot bear complete financial liability for damages arising from sewage backups because most blockages are connected to circumstances beyond the city's control. Tenants living in rental residences that lie below ground level need to purchase an endorsement that can be added to their standard policies.

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