Expertise.com
2024

Last updated:

Best Renter's Insurance Companies in Salt Lake City

Our Recommended Top 7

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Salt Lake City Renter's Insurance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

72

Reviewed

46

Curated

7

Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

Website
635 West 5300 South, Murray, UT 84123
  • Multiple Carriers

Why choose this provider?

Monson Insurance is a Murray-based company that extends its services to families and individuals in the Salt Lake City metro. It helps clients acquire renters' insurance plans that include personal legal liability and property damage coverages. Additionally, the company offers homeowners' and condominium owners' insurance. Its insurance specialists can access different products from various carriers, including Acuity, American Modern, American Reliable, CNA Surety, and Colonial Insurance Agency. Monson Insurance has been providing insurance solutions since 1945.

License Verified:

License: 1592

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (50)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2200 South State Street, Salt Lake City, UT 84115
  • Multiple Policy Types

Why choose this provider?

ASA Insurance is an insurance agency serving Salt Lake City and all of Utah since 1950. Through the several carriers it represents, this agency offers a sea of personal and commercial insurance products such as renter's insurance. This type of insurance protects personal belongings, such as furniture and electronics, if damaged or lost due to fire or theft. In addition, this insurance protects the insured person from liability in case a visitor gets injury in the rented place.

License Verified:

License: 2617

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (154)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1285 West 500 North, Salt Lake City, UT 84116
  • Multiple Policy Types

Why choose this provider?

Mountain Peak Insurance is an independent agency with over 10 years of experience that renders services to Salt Lake City and nearby areas. It works with different carriers to offer insurance that safeguards and helps replace the clients' valuables when they are damaged or stolen while renting a property. Mountain Peak Insurance also assists its customers in finding auto, boat, motorcycle, commercial, and homeowners' insurance suitable for them. It is partnered with Latino Insurance and has bilingual customer service representatives.

License Verified:

License: 239663

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
3443 South State Street, Salt Lake City, UT 84190
  • Multiple Policy Types

Why choose this provider?

Dario Garcia Insurance Agency is a Salt Lake City-based independent insurance agency. The company's agents work with each client individually to provide insurance products that fit their unique circumstances. They offer renters insurance that covers replacement costs for properties, including electronics, clothing, and appliances. Hotel expenses are also covered in case of fire and accidents. Additionally, Dario Garcia Insurance Agency has condo insurance policies as well as extensive business and employee insurance.

License Verified:

License: 337022

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (12)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2725 East Parleys Way, Salt Lake City, UT 84109
  • Multiple Policy Types

Why choose this provider?

Charles James Cayias Insurance Inc. is an independent and locally managed insurance and risk management company that serves residential and commercial clients in Salt Lake City and its surrounding areas. It offers comprehensive insurance products and services, such as renters', automobile, commercial, and health insurance coverage. The management team consists of professional insurance specialists with extensive experience with various types of risk and insurance policies. Charles James Cayias Insurance Inc. also provides a variety of bonds and sureties.

License Verified:

License: 90611

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
3.6
Facebook
3.0 / 5 (5)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
1817 South Main Street, Salt Lake City, UT 84115
  • Multiple Carriers
  • Multiple Policy Types

Why choose this provider?

Risk Managers Insurance, Inc., is an independent agency with offices in Salt Lake City, Vernal, and Taylorsville. Its team furnishes different types of policies, covering renters' insurance, which helps pay for legal expenses in case the policyholder causes property damage or bodily injury to others. The agents review policies from different providers, including Auto-Owners, MetLife, and Liberty Mutual, in order to find suitable coverage for renters. Together, they have 100 years of industry experience.

License Verified:

License: 381930

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)
Facebook
5.0 / 5 (14)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
6796 South 1300 East, Salt Lake City, UT 84121
  • Multiple Policy Types

Why choose this provider?

Direct Insurance is an independent insurance agency that has been serving Salt Lake City for over 20 years. The business offers a wide range of personal and commercial insurance products designed to help fit the clients' individual needs. It also aims to protect the client's most valuable assets, such as their homes, by providing various property insurance which covers renters, condos, landlords, and vacant properties. Furthermore, Direct Insurance works with multiple carriers, including Badger Mutual, Acuity, and the United Insurance Group.

License Verified:

License: 705424

Utah Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.2
Google
4.0 / 5 (20)
Facebook
5.0 / 5 (4)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Will your renters’ insurance policy in Salt Lake City also cover damage to your roommate’s belongings?

    No. Your renters’ insurance coverage only applies to your personal belongings. You can choose to share your coverage with your roommate and split the premium payments between you by listing your roommate under your policy. However, this is not always advisable. Any claim made against the policy will appear on and impact each other’s insurance records in Salt Lake City. Also, if your roommate has more expensive items to claim, there may not be enough coverage left for your claims.

  • Are belongings you take with you during trips outside of Salt Lake City covered by your renters’ insurance policy?

    Most renters’ insurance policies provide off-premises coverage for personal belongings. That means items you bring with you during your commute to work in Salt Lake City, out-of-town trips, and vacations abroad are covered in case of a loss or damage as long as the cause is a covered peril. For example, you can file a claim if your luggage gets stolen in a car break-in at the mall or damaged in a hotel fire.

  • What renters’ insurance coverages are commonly available in Salt Lake City?

    Renters’ insurance policies in Salt Lake City typically include three coverages: personal property, personal liability, and loss of use. Personal property coverage pays for items lost or damaged due to a covered peril. Personality liability coverage helps you pay for medical expenses if a guest gets injured on your rented property, and for damage you accidentally cause on someone else’s property. Loss of use coverage reimburses additional living expenses like hotel bills if you need to vacate a damaged rental.

  • Do renters’ insurance policies in Salt Lake City cover the full value of your personal belongings?

    You usually have a choice between actual cash value and replacement cost coverage. If you buy a policy with actual cash value, it will reimburse the current market value of your belongings, considering depreciation. If your 5-year-old laptop gets stolen, you'll be paid what a 5-year-old laptop is worth in Salt Lake City. With replacement cost coverage, you'll be paid the cost of a brand-new laptop, as long as it has a similar make and model to what you had.

  • What affects your renters’ insurance premium in Salt Lake City?

    The major factors that affect your renters’ insurance premium in Salt Lake City are location, coverage limits, deductible, and whether you have actual cash value or replacement cost coverage. Premiums are higher in locations with high crime rates or more natural risks like hurricanes or typhoons. If you increase coverage limits to insure expensive belongings, your premium will be higher. Also, policies with replacement cost coverage are about 10% more expensive.

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