Expertise.com

2024

Last updated:

Best Health Insurance Agencies in St. Louis

Our Recommended Top 9

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored St. Louis Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

6659Reviewed

3999Curated

9Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

9700 MacKenzie Road, St. Louis, MO 63123
Website

Expertise.com Rating

Review Sources

Google
5.0 (48)

Why choose this provider?

MB health is an independent health insurance agency that serves clients in St. Louis and the surrounding areas. Its health insurance plans cater to individuals, self-employed, families, and small businesses. In addition to health insurance policies, it also offers other products such as life insurance, dental and vision insurance, travel insurance, and Medicare. The agency assists clients in creating customized insurance plans through consulting, administration, and implementation. It has access to various carriers, including Cigna, Anthem, and Principal Financial Group.

  • Individual Plans
  • Medicare
  • Group Plans

8084 Watson Road, St. Louis, MO 63119
WebsiteLicense: 8011683
Website

Expertise.com Rating

Review Sources

Facebook
5.0 (7)
Google
5.0 (5)

Why choose this provider?

Arch Brokerage, Inc., has been an independently owned and operated insurance company since 1969. It helps individuals in St. Louis have health plans that suit their own and their families' medical needs by specializing in several types of insurance services. These include PPO, HMO, POS, and HSA plans. It also assists those who want to apply for life, long-term care, vision, dental, and travel medical insurance plans. In addition, Arch Brokerage provides employee benefits and Medicare plans.

  • Individual Plans
  • Group Plans
  • Life Insurance

625 North Euclid Avenue, St. Louis, MO 63108
WebsiteLicense: 3001134684
Website

Expertise.com Rating

Why choose this provider?

Crosspointe Insurance Advisors is a risk management company that serves St. Louis. It specializes in several products, including health insurance. Its team of agents can help clients supplement their existing Medicare coverages through Part C, Part D, and Medicare Supplement plans. They review policies from providers like Anthem and Aetna in order to find suitable plans for clients. Crosspointe Insurance Advisors' founder, Drew, has been working in the insurance industry since 2005 and established the company three years later.

  • Life Insurance

11880 Gravois Road, St. Louis, MO 63127
WebsiteLicense: 1664
Website

Expertise.com Rating

Review Sources

Google
4.0 (8)
Facebook
5.0 (3)
Yelp
5.0 (2)

Why choose this provider?

Bene' - Kelley Insurance Agency caters to clients in St. Louis who need health insurance plans. Its team of agents assists individuals in their plan categories, monthly premiums, benefits, insurance provider network, and out-of-pocket costs. They also help clients prepare their life insurance policies to protect their families from financial problems. Additionally, they are available for business and personal insurance products. With over 60 years of experience, Bene' - Kelley Insurance Agency is partnered with Allied Insurance, Anthem, Foremost, and Safeco Insurance companies.

  • Life Insurance

1227 Fern Ridge Parkway, St. Louis, MO 63141
WebsiteLicense: 2539

Expertise.com Rating

Review Sources

Facebook
4.0 (13)
Google
4.0 (10)

Why choose this provider?

MGI Risk Advisors is an insurance agency that has been offering health insurance policies to residents of St. Louis since 1981. This Keystone partner agency has a team of insurance brokers with decades of experience. They help clients plan their accident, dental, life, health, vision, and critical illness plans. The company believes that a good insurance plan may be the difference between living a full life and living in fear and helps ease its clients’ worries by offering short-term and long-term disability plans.

  • Individual Plans
  • Life Insurance

4657 Hampton Avenue, St. Louis, MO 63109
WebsiteLicense: 8051954
Website

Expertise.com Rating

Review Sources

Google
4.0 (17)

Why choose this provider?

The Naeger Family Ins Agencies, LLC, is a full-service family-owned and operated insurance agency that serves the insurance needs of families and businesses in St. Louis and the surrounding communities. It carries health insurance plans like individual health, family health, and group health insurance. Additionally, it provides additional insurance packages like workers’ compensation, RV and travel trailers, rental buildings, vacation homes, and renter’s insurance. Its founder, Brad Naeger, has been in the insurance business since 2000.

  • Individual Plans
  • Life Insurance

2031 South Big Bend Boulevard, St. Louis, MO 63117
WebsiteLicense: 10061
Website

Expertise.com Rating

Review Sources

Google
5.0 (2)

Why choose this provider?

Douglas & Associates Insurance Agency has been taking care of the insurance needs of families and businesses in St. Louis for more than 25 years. As an independent agency, it carries insurance products from various companies, offering its clients health and life insurance policies that are customized based on their budgets and lifestyles. It also provides other personal insurance plans, such as auto, watercraft, condominium, and umbrella insurance. Employers can likewise opt for an additional layer of protection for their businesses through commercial insurance policies.

  • Individual Plans
  • Life Insurance

2350 South 7th Street, St. Louis, MO 63104
WebsiteLicense: 8321223
Website

Expertise.com Rating

Review Sources

Google
3.0 (2)
Facebook
5.0 (2)

Why choose this provider?

Based in St. Louis, Comprehensive Benefits is an insurance agency providing its services to individuals and families in the area. It offers hospital indemnity plans that can help pay for ambulance trips, daily hospital confinement, outpatient surgery, short-duration hospital stays, and observation stays. It also provides Medicare insurance products, such as Medicare Supplement, Medicare Advantage, and Medicare Part D plans. Comprehensive Benefits was established in 2014, has served more than 10,000 clients, and is staffed with over 30 insurance agents.

  • Individual Plans
  • Group Plans

521 North Taylor Avenue, St. Louis, MO 63108
WebsiteLicense: 272649

Expertise.com Rating

Review Sources

Google
3.0 (27)
Facebook
5.0 (16)

Why choose this provider?

Evelyn Jamison is a State Farm insurance agent who serves businesses and residents in St. Louis and the surrounding areas. She offers a range of risk management solutions, including life and health insurance coverage as well as pet insurance. Jamison also provides policies for homes, automobiles, properties, and businesses. Additionally, she assists clients with their banking needs. The St. Louis native has been an insurance agent in the city since 2001. She is a certified Life Underwriter Training Council Fellow.

  • Individual Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • How can you apply for Medicaid in St. Louis?

    To apply for MO HealthNet (Medicaid) in St. Louis, you can use a unified application form developed in Missouri, which involves submitting an application through the DSS online portal. However, if an online application is not possible, you can use the FSD Upload Portal to scan and upload the completed application.

  • What is the Missouri Health Insurance Pool and who qualifies for it in St. Louis?

    In St. Louis, eligible individuals can apply for Pre-Existing Condition Insurance Plan coverage through the Missouri Health Insurance Pool. Applicants must be US citizens, US nationals, or lawful US residents to be eligible for this coverage. Furthermore, they must have gone at least six months without health insurance, have a pre-existing medical condition, or have had insurance denials based on their health status.

  • Can you keep your adult children on your health insurance plan in St. Louis?

    Yes, you can keep your adult children on your St. Louis health insurance plan until they reach the age of 26. This applies regardless of their marital status, living situation, school enrollment, dependent status, or eligibility for their own employer's insurance plan. It is important to note, however, that parents are not required to provide this coverage.

  • Who can purchase Marketplace health insurance in St. Louis?

    If you live in St. Louis, you can purchase individual or family health insurance through Missouri's Marketplace if you meet certain eligibility requirements, such as being a lawful U.S. resident and not being incarcerated. It is important to note that if you are already enrolled in Medicare, you may be ineligible to purchase Marketplace health insurance.

  • What is the difference between Medicaid and Medicare coverage in St. Louis?

    Medicare is a federal program in St. Louis that provides health coverage to people 65 and older or under 65 with disabilities, regardless of income. Medicaid, on the other hand, is a state and federal program for people with extremely low incomes. Individuals who are eligible for both programs, known as dual eligibility, can enroll in both to receive comprehensive healthcare coverage and potentially save money.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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