Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Springfield, IL

Our Recommended Top 6

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Springfield Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

2208Reviewed

1327Curated

6Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

430 East Vine Street, Springfield, IL 62703
WebsiteLicense: 100303671

Expertise.com Rating

Review Sources

Google
5.0 (3)

Why choose this provider?

Prairie State Insurance Agency, Inc., is an independent service provider with an office in Springfield. It provides life, health, dental, and vision insurance plans. Its life insurance options fall under two categories, namely term and permanent. The professionals from the company also offer property-related insurance options for homeowners and renters. Some of their other coverages are vehicle-related insurances, such as motorcycle, automobile, truck, and watercraft insurance. Prairie State Insurance Agency has a 24/7 personal support line.

  • Life Insurance

1200 West Jefferson Street, Springfield, IL 62702
WebsiteLicense: 17083638

Expertise.com Rating

Review Sources

Google
4.0 (160)
Facebook
5.0 (38)
Yelp
5.0 (1)

Why choose this provider?

Derek Hensley is a licensed insurance agent who offers insurance products such as homeowners, auto, pet, life, and health to residents of the communities in and around Springfield and the whole state of Illinois. Derek and his staff are dedicated to helping clients with their retirement and business insurance needs and strive to provide quality and friendly customer service. They also handle other products such as banking, mutual funds, and annuities.

  • Life Insurance

319 East Madison Street, Springfield, IL 62701

Expertise.com Rating

Why choose this provider?

Medicare Mitch is an independent insurance agency that provides insurance services to residents and seniors in Springfield and the surrounding communities. It carries Medicare Part C that includes all the benefits of Medicare Part A and Part B plus prescription drug coverage and benefits such as vision, hearing, and dental. Additionally, the company provides Medicare Part D that covers prescription drugs but differs by company and plan. Owner Mitch, born and raised in Elkhart, sits on the board for the Senior Service Center and Love Repeated, an organization that sends children in Africa to school.

  • Life Insurance

2815 West White Oaks Drive, Springfield, IL 62704
WebsiteLicense: 3000203795

Expertise.com Rating

Review Sources

Google
4.0 (38)

Why choose this provider?

Daton Kaisner, a State Farm insurance agent since 2008, caters to individuals and businesses in the Springfield metro area. He helps clients protect themselves from financial loss due to expensive medical bills by providing a wide array of health insurance products, including Medicare Supplement, individual medical, and supplemental health insurance. Kaisner also provides other types of insurance policies such as life, auto, pet, homeowners', and business insurance. He is an Illinois Army National Guard veteran and an active supporter of the Springfield Art Association.

  • Life Insurance

924 Clock Tower Drive, Springfield, IL 62704
WebsiteLicense: 2832240

Expertise.com Rating

Review Sources

Google
5.0 (79)
Facebook
5.0 (20)

Why choose this provider?

Leveraging State Farm's credentials, Mark Cortesi helps Springfield clients in securing life and health insurance policies. He has been with the insurance agency for nearly 20 years, helping customers secure their homes, autos, properties, and business ventures. State Farm has been in the industry since 1922, and it employs 58,000 people. It has helped 83 million accounts and policies. Besides insurance, the firm also offers investment solutions, including mutual funds and retirement plans. State Farm was recently recognized as a military-friendly company.

  • Individual Plans
  • Life Insurance

3300 Hedley Road, Springfield, IL 62711
WebsiteLicense: 100303564

Expertise.com Rating

Review Sources

Google
4.6 (9)

Why choose this provider?

American Central Insurance Services is an independent insurance agency that covers clients in Springfield and in nearby counties. It can shop for individual and health insurance plans from over 35 carriers, including Sun Life and United Healthcare. The agency can provide general, comprehensive health plans or specialized ones for specific conditions. This includes terminal illness, dental problems, vision problems, and disability conditions. Additionally, it provides health insurance for businesses and their employees. American Central Insurance Services also provides life insurance plans for individuals and families.

  • Individual Plans
  • Group Plans

Compare our Top Health Insurance Agencies

NameExpertise RatingAddressPromotionsLearn more
Prairie State Insurance Agency, Inc.
430 East Vine Street, Springfield, IL 62703
Derek Hensley
1200 West Jefferson Street, Springfield, IL 62702
Medicare Mitch
319 East Madison Street, Springfield, IL 62701
Daton Kaisner
2815 West White Oaks Drive, Springfield, IL 62704
Mark Cortesi
924 Clock Tower Drive, Springfield, IL 62704
American Central Insurance Services
3300 Hedley Road, Springfield, IL 62711

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • Why is it beneficial for companies to provide health insurance to their employees in Springfield?

    Providing health insurance to employees in Springfield can help companies attract high-quality employees because of dental, vision, and health benefits. It also enables employees to reduce their tax income because employer-sponsored plans have pre-tax contributions. In addition, health insurance helps companies have more PPO network options along with their HMO networks.

  • What should you do to obtain a Medicare Supplement plan in Springfield?

    To obtain a Medicare Supplement policy in Springfield, you should be enrolled in Medicare Part A and B plans. You cannot have a Medicare Supplement plan if enrolled in a Medicare Advantage or Medicaid plan. Medicare Supplement plans typically pay for expenses not covered by your original Medicare plan.

  • Is having an HSA account in Springfield for everyone?

    No, an HSA account in Springfield is not for everyone. Individuals must assess their healthcare needs before opening an HSA account. If they have costly medical expenses, they are not encouraged to have an HSA. However, for individuals who do not regularly see a doctor and have low healthcare costs, HSA accounts are recommended.

  • How can individuals find low-cost health insurance in Springfield?

    Individuals in Springfield can find low-cost health insurance by asking for discounts on their current health plans. Some insurance carriers provide discounts if policyholders join wellness or weight loss programs. They can also bundle their vision and dental coverage. In addition, staying fit and healthy can reduce medical risks, which can help lower insurance premiums.

  • How does the health insurance marketplace help consumers in Springfield?

    The health insurance marketplace in Springfield is a government resource that helps individuals, families, and small business owners obtain health protection plans easily. It allows consumers to compare different health insurance plans and discover tax credits related to health insurance. Moreover, it helps residents determine their eligibility for Medicaid or the Children's Health Insurance Program.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.