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Laurels

Best Mortgage Refinance Companies in St. Louis
2022

We scored 194 Mortgage Refinance Companies in St. Louis, MO and Picked the Top 10

Here are the Picks:

123 Mortgage

Central Bank Of St Louis

Electro Savings Credit Union

First Bank

Gershman Mortgage - Multi-Family St. Louis

Home Loans With Integrity

Sean Zalmanoff

The Home Loan Expert, LLC

The Mortgage Professional

The Strick Group

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored St. Louis Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 194 120 10

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

123 Mortgage

  • NMLS #: 39166

123 Mortgage helps residents of St. Louis and nearby areas find the right customizable loan programs for their financing needs. The mortgage refinance company has a range of loan products such as FHA, VA, USDA, and conventional loans.They also have fixed-rate and cash-out mortgage options. In addition to their team of experts who provide guidance to their clients, the company also has online tools and calculators that help clients estimate monthly mortgage payments, determine savings, and compare loans options.

Click to Call

7514 Big Bend Boulevard
St. Louis, MO 63122

Website

(314) 862-0123 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

3.8 / 5 (Good)

Total Reviews:

10 (Better)

Score Consistency:

Variable (Good)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Central Bank Of St Louis

  • Reverse Mortgages

Central Bank offers options for home mortgage refinance in Saint Louis and throughout its surrounding areas. Its team of mortgage professionals can help clients to refinance their mortgage to obtain lower interest rates or monthly payments. Some clients also take advantage of mortgage refinancing to consolidate debt or cash out the equity in their home. The firm offers a variety of mortgage loan options, including adjustable- and fixed-rate conventional mortgages at terms ranging from 15 to 30 years, as well as USDA loans for clients who reside outside the city in rural areas. Additionally, Central Bank offers FHA loans for property owners with low to moderate incomes.

Click to Call

9645 Clayton Rd
Saint Louis, MO 63124

Website

(314) 746-4645 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.8 / 5 (Best)

Total Reviews:

15 (Better)

Score Consistency:

Consistent (Best)

Electro Savings Credit Union

  • Reverse Mortgages

Electro Savings Credit Union is a small financial institution and team of mortgage refinance lenders in Saint Louis. It offers a variety of home refinancing options for primary residences, secondary homes, and vacation homes, including fixed- and adjustable-rate mortgages, USDA rural housing loans, FHA loans, and jumbo home loans. The mortgage professionals at Electro Savings Credit Union are dedicated to helping their clients build customized mortgage refinancing solutions that suit their needs and budgets. All decisions are made locally and in a timely manner. Other available services at this credit union include auto loans, lines of credit, personal loans, and business loans.

Click to Call

1805 Craigshire Road,
Saint Louis, MO 63146

Website

(314) 434-6470 Website

First Bank

  • NMLS #: 39166

First Bank offers home mortgage refinance in Saint Louis and to those living in its surrounding areas. Its team of lending professionals offers a variety of home loan products, including conventional fixed-rate and adjustable-rate mortgages that meet Freddie Mac and Fannie Mae lending criteria. Other home loan options include jumbo loans for those who require funding in excess of $510,400, as well as FHA and VA home loans, bond loans, and USDA rural housing loans. First Bank mortgage clients can access their lending accounts online 24 hours a day to make payments and view details about their current balance and interest rate.

Click to Call

1 1st Missouri Ctr
Saint Louis, MO 63141

Website

(314) 592-6836 Website

Gershman Mortgage - Multi-Family St. Louis

  • NMLS #: 39166

Gershman Mortgage is a mortgage refinancing company offering a wide range of loan products for customers in St. Louis. With more than 66 years of experience, the company is licensed in 16 states and offers programs for VA, FHA, and USDA loans. Its team of loan officers also assists clients needing jumbo and conventional loans. With the aim to make the mortgage experience stress-free, they walk their customers through the home purchasing journey every step of the way.

Click to Call

7800 Forsyth Boulevard
St. Louis, MO 63105

Website Instagram

(314) 889-0600 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.4 / 5 (Better)

Total Reviews:

16 (Better)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Price: 2000 dollars

Home Loans With Integrity

  • NMLS #: 39166

Home Loans with Integrity is owned and operated by Ryan Bazzell, who helps homeowners in the St. Louis area access home loans and mortgage refinancing solutions. With over 20 years of experience, Ryan is committed to educating his clients regarding the loan process and assisting them from the pre-approval stage until its closing. Home Loans with Integrity also offers the Local Hero Home Loan Program that caters to individuals serving the community, such as EMTs, military, firefighters, and teachers.

Click to Call

3895 Mid Rivers Mall Drive
Cottleville, MO 63376

Website

(636) 263-7174 Website

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

Sean Zalmanoff

  • NMLS #: 39166

Sean Zalmanoff is a mortgage specialist and the regional manager of USA Mortgage, catering to the needs of homeowners and buyers in St. Louis. Zalmanoff and his team assist individuals and families who wish to lower their current mortgage plans through a mortgage refinancing program. He works with various providers who can refinance various existing home loans, including conventional, jumbo, FHA, and VA mortgages. Zalmanoff has been providing mortgage services since 2002. He previously owned Monster Mortgage, a full-service mortgage brokerage firm.

Click to Call

1118 Hampton Avenue
St. Louis, MO 63139

Website Instagram

(314) 361-9979 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

5 / 5 (Best)

Total Reviews:

301 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

The Home Loan Expert, LLC

  • NMLS #: 39166

Since 2008, The Home Loan Expert LLC has been offering loan services and refinance programs to families and individuals in St. Louis. Getting his start as a loan officer in 2004, Ryan Kelley, the company's founder, developed his own unique system to streamline the home purchasing and refinancing process as a part of his commitment to elevating the mortgage experience for his clients. He is also heavily involved in various organizations and events, such as Friends of Kids with Cancer and the Bataan Memorial Death March.

Click to Call

1600 South Brentwood Boulevard
St. Louis, MO 63144

Website Instagram

(866) 221-2069 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.6 / 5 (Best)

Total Reviews:

238 (Best)

Score Consistency:

Consistent (Best)

Professionalism: A+

More Info

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

The Mortgage Professional

  • Reverse Mortgages
  • NMLS #: 39166

The Mortgage Professional is a mortgage refinance company in Saint Louis. The company is run solely by Brent Kiffer, a mortgage professional who started his career in mortgage finance in 2001. The company offers a variety of mortgage refinancing options for property owners who wish to start over so they can obtain lower payments or interest rates, cash out the equity in their home for home improvements, or consolidate debt. The Mortgage Professional also provides refinancing solutions for those looking to switch from an adjustable-rate mortgage to a fixed-rate. Types of mortgage loans offered include FHA, VA, and USDA home loans.

Click to Call

2 City Place Drive
St. Louis, MO 63141

Website Instagram

(855) 346-1003 Website

Reputation:A

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 (Best)

Total Reviews:

6 (Good)

Score Consistency:

Consistent (Best)

The Strick Group

  • NMLS #: 39166

The Strick Group is a full-service mortgage refinancing business serving clients in St. Louis and the surrounding areas. It assists its customers with the process of purchasing and refinancing homes. The mortgage agents from this company keep clients updated and informed about the various aspects of the loan process and help them find mortgage solutions that fit their needs. The Strick Group carries more than 40 years of combined experience in the industry.

Click to Call

2001 South Hanley Road
St. Louis, MO 63144

Website

(314) 279-8432 Website

Reputation:A+

More Info

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

5 / 5 (Best)

Total Reviews:

127 (Best)

Score Consistency:

Consistent (Best)

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