Best Mortgage Refinance Companies in St. Louis

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored St. Louis Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 195 121 11

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

123 Mortgage

  • NMLS #: 39166

123 Mortgage helps residents of St. Louis and nearby areas find the right customizable loan programs for their financing needs. The mortgage refinance company has a range of loan products such as FHA, VA, USDA, and conventional loans.They also have fixed-rate and cash-out mortgage options. In addition to their team of experts who provide guidance to their clients, the company also has online tools and calculators that help clients estimate monthly mortgage payments, determine savings, and compare loans options.

7514 Big Bend Boulevard
St. Louis, MO 63122


Electro Savings Credit Union

  • Reverse Mortgages

Electro Savings Credit Union is a small financial institution and team of mortgage refinance lenders in Saint Louis. It offers a variety of home refinancing options for primary residences, secondary homes, and vacation homes, including fixed- and adjustable-rate mortgages, USDA rural housing loans, FHA loans, and jumbo home loans. The mortgage professionals at Electro Savings Credit Union are dedicated to helping their clients build customized mortgage refinancing solutions that suit their needs and budgets. All decisions are made locally and in a timely manner. Other available services at this credit union include auto loans, lines of credit, personal loans, and business loans.

1805 Craigshire Road,
Saint Louis, MO 63146


First Bank

  • NMLS #: 39166

First Bank offers home mortgage refinance in Saint Louis and to those living in its surrounding areas. Its team of lending professionals offers a variety of home loan products, including conventional fixed-rate and adjustable-rate mortgages that meet Freddie Mac and Fannie Mae lending criteria. Other home loan options include jumbo loans for those who require funding in excess of $510,400, as well as FHA and VA home loans, bond loans, and USDA rural housing loans. First Bank mortgage clients can access their lending accounts online 24 hours a day to make payments and view details about their current balance and interest rate.

1 1st Missouri Ctr
Saint Louis, MO 63141


Home Loans With Integrity

  • NMLS #: 39166

Home Loans with Integrity is owned and operated by Ryan Bazzell, who helps homeowners in the St. Louis area access home loans and mortgage refinancing solutions. With over 20 years of experience, Ryan is committed to educating his clients regarding the loan process and assisting them from the pre-approval stage until its closing. Home Loans with Integrity also offers the Local Hero Home Loan Program that caters to individuals serving the community, such as EMTs, military, firefighters, and teachers.

3895 Mid Rivers Mall Drive
Cottleville, MO 63376


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