Expertise.com

2024

Last updated:

Best Health Insurance Agencies in Decatur

Our Recommended Top 5

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls

Our goal is to connect people with the best local professionals. We scored Decatur Health Insurance Agencies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

1379Reviewed

829Curated

5Top Picks

Learn about our selection process.

Providers

featured provider = Featured Provider

111 East Decatur St., Decatur, IL 62521
WebsiteLicense: 100751247

Expertise.com Rating

Review Sources

Google
4.8 (27)

Why choose this provider?

Dansig Insurance Risk Advisors is an independent agency serving clients in Decatur and the surrounding communities. It offers health insurance plans that protect policyholders and their families from financial challenges posed by illnesses and injuries. The agency also provides insurance products for homes, renters, businesses, and commercial vehicles. It uses a process called RiskLock to identify and understand risk issues. Dansig Insurance Risk Advisors represents multiple insurance carriers, which allows it to offer coverage options that suit the needs and objectives of clients.

  • Life Insurance
  • Individual Health Insurance

305A Decatur, Lincoln, IL 62656
WebsiteLicense: 100303408

Expertise.com Rating

Review Sources

Google
5.0 (4)

Why choose this provider?

The Lincoln Logan/May Enterprise Insurance Agency offers health insurance products to individuals and families in Decatur. Its agents help clients identify the best plans for them through informative advice about the Affordable Care Act and the Medicare system. In addition to health insurance, the firm connects clients to carriers that provide auto, home, business, and farm insurance products. The Lincoln Logan/May Enterprise Insurance Agency also provides its clients 24/7 phone numbers which they can call in times of emergencies.

  • Individual Plans
  • Life Insurance

122 W. Prairie Ave, #201, Decatur, IL 62523
WebsiteLicense: 100304320

Expertise.com Rating

Review Sources

Google
4.6 (20)

Why choose this provider?

Sams/Hockaday & Associates, Inc. is a full-service insurance agency that has provided local seniors in Decatur and surrounding communities with Medicare insurance and retirement plans since 1981. The company partners with different insurance companies to offer clients various health insurance and investment opportunities. It provides insurance coverage for medicare supplements, medical savings account, and cancer insurance. Its team of insurance agents educates its clients about medicare, assists clients in the claims process, and provides in-home assistance for those unable to leave their homes.

  • Life Insurance
  • Medicare Supplement Insurance

445 N. State Hwy 121, Mt. Zion, IL 62549
WebsiteLicense: 17071648

Expertise.com Rating

Review Sources

Google
5.0 (1)

Why choose this provider?

Dimond Bros. offers various options of health insurance to clients in Decatur. It assists in selecting suitable plans for individual and group health insurance. Medicare supplements, long-term care, disability, dental, and vision protection plans, as well as life and annuities products are also available. In addition, its agents provide personal coverages for homeowners, renters, cars, motorcycles, and recreational vehicles. Dimond Bros. is an independent agency representing over 50 carriers. It is licensed to operate in over 40 states.

  • Individual Plans
  • Life Insurance

1817 S Neil St, Suite 102, Champaign, IL 61820
WebsiteLicense: 3147778

Expertise.com Rating

Review Sources

Facebook
4.3 (8)
Google
4.3 (6)

Why choose this provider?

InsureChampaign is an independent insurance agency that serves individuals, families, and businesses in Decatur. It creates comprehensive group health insurance plans covering dental, vision, life, disability, and worksite benefits. The agency has compliance tools for the ACA, COBRA, & human resources. Additionally, it has policies for personal and commercial properties. InsureChampaign was founded in 2011, but its president, Mike Tennant, has been in the industry since 1983. It offers policies from various carriers, including MetLife and Travelers.

  • Individual Plans
  • Group Plans
  • Life Insurance

FAQs

  • Introduction

    If you're looking for health insurance for yourself or your family, an agent can help you save time, understand your options, and manage your costs. Insurance agents must be licensed in the state where they operate. They can provide information about on- and off-exchange plans to help you weigh all of your options, and they can see if you qualify for tax credits that can lower your monthly premiums. There's no cost to work with an agent, and they can help you save quite a bit by recommending the best plan for your needs. Here's what you should know before you get started.

  • What products and services does the Children's Health Insurance Program in Decatur provide?

    Prescriptions, vaccines, emergency services, doctor visits, regular checkups, laboratory and X-ray services, vision care, dental care, and inpatient and outpatient hospital care are all covered by the Children's Health Insurance Program in Decatur. Children who qualify can enroll in CHIP at any time because there is no set open enrollment period.

  • What must you accomplish in order to obtain a Medicare Supplement Insurance plan in Decatur?

    To obtain a Medicare Supplement Insurance plan in Decatur, you must be enrolled in Medicare Parts A and B. You cannot purchase a supplement plan if you are enrolled in a Medicare Advantage plan or receive Medicaid. All Medicare Supplement Insurance plans help to cover deductibles, copayments, and other expenses not covered by Original Medicare.

  • How can you qualify for Medicare in Decatur?

    If you meet one of the following criteria, you may be qualified for Medicare in Decatur:

    • You have certain disabilities and are younger than 65.
    • You are 65 years of age or older and receive Railroad Retirement Board or Social Security benefits.
    • You suffer from end-stage renal disease or amyotrophic lateral sclerosis.
  • When does physical therapy in Decatur not qualify for coverage under health insurance?

    Physical therapy in Decatur will not be covered by health insurance if it is not deemed medically necessary. Physical therapy is not considered medically necessary if the patient can gradually regain function without therapeutic services, the treatment will not result in a medical improvement, and the condition is not expected to improve in response to therapy.

  • How can you find affordable health insurance? 

    Affordable insurance is available through employers, Medicare, Medicaid, and the federal Health Insurance Marketplace, which offers subsidies in the form of tax credits. You can also purchase coverage through private insurance companies and independent agents. Nearly half of all Americans have employer-sponsored health insurance, and about 10% of the population is uninsured.

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