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Best Local Car Insurance Agencies in Kansas City

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A-1 Insurance logo
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A-1 Insurance

7823 Wornall Rd., Kansas City, MO 64114
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  • Multiple Carriers

Business Description

Since 1979, A-1 Insurance has been offering a variety of policies in Kansas City. The firm has auto insurance that provides compensation for damage caused by road crashes. It also has plans that cover theft, vandalism, and accidents involving uninsured drivers. In addition, business owners can get insurance for their vehicle fleets and general liability claims. A-1 Insurance works with more than 25 insurance companies to provide personal and commercial coverage. These include The Hartford, Progressive, Safeco Insurance, and Kemper.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Auto Insurance Discounters logo
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Auto Insurance Discounters

7928 Troost Ave, Kansas City, MO 64131
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Business Description

Founded in 2001, Auto Insurance Discounters is an independent insurance agency located in Kansas City, Missouri, with additional offices in Independence, Missouri, and Kansas City, Kansas. Auto specialists work with several A-rated companies, such as Progressive, Travelers, and The Hartford, to find clients the best policies to fit their needs. Options include bodily injury and property damage liability, medical payments, collision, comprehensive, and uninsured and underinsured motorist coverage with the choice of towing, roadside assistance, and rental reimbursement.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.3 / 5 (47)
Facebook
5.0 / 5 (15)
Yelp
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Baker Insurance Agency logo
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Baker Insurance Agency

1208 West 61st Street, Kansas City, MO 64113
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  • RV & Motorhome
  • Motorcyle & ATV

Business Description

Located in Kansas City, Baker Insurance Agency carries a wide variety of personal and commercial products, including auto, home, life, property, liability, and umbrella plans. With an understanding of the risks that underinsured drivers face, it advises them on appropriate policies for their vehicles. It has coverages for cars, motorcycles, boats, RVs, and business autos. It also carries insurance for rental and vacation homes. Baker Insurance Agency is a member of the Community Insurance Consultants.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Bargain Insurance Connection logo
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Bargain Insurance Connection

2635 NE Vivion Rd, Kansas City, MO 64119
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  • Renter's Insurance
  • Multiple Policy Types
  • Homeowners

Business Description

Bargain Insurance Connection's home insurance policies have been protecting homeowners in Kansas City, Missouri since 2007. It offers a wide range of insurance products, including home insurance options, which are available to cover private dwellings, rental properties, and vacant properties. The company's partners include Progressive, Dairyland Insurance, and Bristol West Insurance. In addition to home insurance, it offers auto and commercial policies. Bargain Insurance Connection is a Better Business Bureau accredited business with an A+ rating.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (119)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Blue Valley Insurance Agency logo
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Blue Valley Insurance Agency

7311 W 132nd St Ste 100, Overland Park, KS 66213
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Business Description

Blue Valley Insurance Agency in Overland Park, Kansas, offers auto insurance solutions to drivers in the greater Kansas City, Missouri area. Doing business since 1990, this full-service independent insurance agency has access to many nationally known insurance carriers, so clients get competitive rates on the auto insurance coverage they need. Liability, bodily injury, property damage, comprehensive, collision, and personal injury protection coverage types are all available. It also offers classic/collector car, motorcycle, RV, and boat insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (145)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Brown & Brown logo
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Brown & Brown

1200 Main St. #2310, Kansas City, MO 64105
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  • Motorcyle & ATV

Business Description

Brown & Brown, the fifth-largest U.S. insurance brokerage firm, has been serving Kansas City since 1939. The firm provides automobile policies to protect clients on the road. It tailors coverages and offers solutions for vehicles, antique cars, motorcycles, scooters, recreational vehicles, and luxury motor homes. Its other products include employee benefits, homeowners', flood, aviation, property, and casualty insurance. The company debuted on the New York Stock Exchange in 1998 and joined the S&P 500 in 2021.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Brush Creek Partners logo
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Brush Creek Partners

520 W. Pennway Suite #LL, Kansas City, MO 64108
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Business Description

Bush Creek Partners provides personal and commercial lines of insurance to the residents of Kansas City. Its wide array of insurance products includes auto, home, life, health, and general contractor insurance. The agency helps car owners find the ideal policy for their coverage needs and price preference by comparing products across multiple providers, as well as against the client's previous policy. As an independent insurance agency, it has access to hundreds of providers. It also offers group benefits to protect the health and wellness of employees.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (57)
Facebook
5.0 / 5 (16)
Yelp
3.5 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
DeMasters Insurance LLC logo
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DeMasters Insurance LLC

1130 Westport Rd, Kansas City, MO 64111
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Business Description

Kansas City-based DeMasters Insurance LLC is an independent insurance agency with more than seven decades of experience crafting customized insurance solutions for residents in Kansas and Missouri. The agency works with leading insurers such as Travelers and Progressive to provide drivers with diverse auto insurance coverage options, including liability, property damage, comprehensive, and medical. By adjusting deductibles and coverage limits, DeMasters ensures clients have sufficient protection without exceeding their budgets. The agency also offers renters and homeowners insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (26)
Facebook
4.5 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Denise Garcia logo
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Denise Garcia

7301 Mission Road, Prairie Village, KS 66208
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  • Bundling Option

Business Description

Established in 1993, the State Farm insurance agency of Denise Garcia provides for the auto insurance needs of clients in the Kansas City and Prairie Village areas. The office offers a host of auto insurance coverage options, including collision, comprehensive, rental car, and classic car coverage. It has a strong focus on helping customers manage risks and recover from unexpected situations. Garcia is a member of the Northeast Johnson County Chamber of Commerce.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Garry & Associates Insurance Agency, Inc. logo
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Garry & Associates Insurance Agency, Inc.

135 E 20th Ave, North Kansas City, MO 64116
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  • Multiple Carriers

Business Description

Garry & Associates Insurance Agency, Inc., is an independent risk management firm serving the Kansas City area. Included in its products is auto insurance, which reimburses losses from collisions. It also provides policies for owners of motorcycles, boats, yachts, and motor homes. In addition, it offers protection plans for homeowners and businesses. With access to policies from numerous carriers such as Progressive and Nationwide, it provides plans customized according to clients' unique needs. The company is affiliated with the Kansas Association of Insurance Agents.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Glad Heart Insurance logo
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Glad Heart Insurance

3435 E. Red Bridge Road, Kansas City, MO 64137
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  • Motorcyle & ATV

Business Description

Glad Heart Insurance is a local firm serving clients throughout Kansas City and the neighboring communities. As an independent insurance agency representing over 20 known and reputable insurance carriers, the company provides customers with the right auto insurance policy that suits their needs and resources. Its agents build personalized policies that generally cover all car damage and protection against legal and medical expenses caused by accident-related injuries. It also offers supplementary coverage for emergency road assistance and loss of income.

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Good Insurance LLC logo
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Good Insurance LLC

12034 Blue Ridge Ext, Grandview, MO 64030
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Business Description

Goode Insurance LLC is a bilingual auto insurance agency located in Grandview, Missouri, that serves residents throughout the entire state as well as Kansas. The company offers same-day insurance policies, express reinstatements, and SR22 filing, and provides insurance plans for cars, motorcycles, RVs, and boats. Clients can select comprehensive and collision coverage, along with personal injury protection from partners such as The General, Progressive, and Viking. Representatives at the agency speak both English and Spanish.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (38)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
In the Game Insurance Services, Inc. logo
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In the Game Insurance Services, Inc.

2103 Swift St, Ste. 100 North, Kansas City, MO 64116
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Business Description

In the Game Insurance Services, Inc., serves clients in Kansas City. Its agents help vehicle owners get insurance plans that protect them in the event of accidents. They also offer boat, motorcycle, ATV, life, home, and business insurance policies. The local, independent agency represents more than 30 different insurance providers. Its team customizes insurance products and solutions according to each client's needs. Chris Cooper, the company president, has been in the insurance and financial services industry for 20 years.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (11)
Google
4.2 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Insurance Inc logo
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Insurance Inc

11211 Johnson Dr, Shawnee, KS 66203
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Business Description

Shawnee, Kansas-based Insurance Inc. has been providing insurance solutions to Kansas City residents since its founding in 1976. By working with its wide variety of providers, it offers drivers auto insurance policies tailored to their needs with coverage such as comprehensive, liability, and medical. Drivers seeking the most robust protection choose its full-coverage policies that include uninsured motorists and property damage coverage. Insurance Inc. also offers home, commercial, business, and life insurance.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.4 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midwest Professional Insurance logo
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Midwest Professional Insurance

4400 Shawnee Mission Parkway, Fairway, KS 66205
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  • Boats
  • Motorcyle & ATV

Business Description

Midwest Professional Insurance is an insurance firm serving individuals, families, and businesses in Kansas City and the rest of the State of Kansas. Its professional agents provide vehicle owners with individualized auto insurance plans based on their specific needs, expectations, and priorities. Available car insurance programs may include collision, comprehensive, and liability coverage, and clients may also opt to avail of additional coverage. Midwest Professional Insurance also insures motorcycles, classic cars, and boats and other watercraft.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
5.0 / 5 (50)
Facebook
5.0 / 5 (10)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Neighbors Insurance Services logo
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Neighbors Insurance Services

4135 E. Truman Rd., Kansas City, MO 64127
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  • Multiple Carriers

Business Description

Neighbors Insurance Services serves the locals in and around Kansas City. It provides auto insurance that has property, liability, and medical coverage. The agency also carries plans for homes, motorcycles, businesses, and recreational vehicles. It works in partnership with companies such as Progressive, InsureMax, and The Hanover Insurance Group. Neighbors Insurance Services is an independent agency with access to a wide range of insurance carriers. It has bilingual team members who can accommodate Spanish-speaking clients.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.0 / 5 (44)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Nominal Insurance logo
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Nominal Insurance

5545 N Oak Trfy, Suite 12 A, Kansas City, MO 64118
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  • Motorcyle & ATV

Business Description

Nominal Insurance serves individuals, families, and businesses in the Kansas City metro. Its team of associates helps vehicle owners secure car insurance to stay protected in the event of an automotive emergency. They connect with various reputable carriers, such as Progressive and Foremost Insurance Group, to be able to provide drivers with a policy that will suit their needs and individual risks while meeting the state’s minimum insurance requirements. Nominal Insurance also offers car dealer insurance policies.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (31)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.0
Responsiveness
Friendliness
––
Helpfulness
Detail
Toro Insurance Agency logo
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Toro Insurance Agency

1017 N 6th St Suite 202, Kansas City, KS 66101
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  • Multiple Carriers

Business Description

Based in Kansas City, Toro Insurance Agency caters to clients throughout the area. It provides auto insurance and assists policyholders in obtaining coverages, such as collision, theft, fire, vandalism, and medical payments. The agency offers homeowners', condominiums, and renters' insurance, as well as policies for businesses, such as general liability, property insurance, and workers' compensation. Toro Insurance Agency brings over 15 years of experience. Founder Jose Joaquin Toro holds designations of Certified Insurance Counselor and Certified Risk Manager from the National Alliance of Insurance Education and Research

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (5)
Facebook
5.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
White, Grego & White Insurance logo
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White, Grego & White Insurance

10034 N Ambassador Drive, Kansas City, MO 64153
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  • Multiple Carriers

Business Description

White, Grego & White Insurance serves Kansas City and nearby areas. It provides various products for personal and business insurance needs, including auto, recreational vehicle, personal umbrella, product liability, and workers' compensation insurance. Its car insurance policy includes medical payments, roadside assistance, personal injury protection, and liability coverage. The company also offers coverage for industries such as accounting firms, educational facilities, and construction companies. White, Grego & White Insurance represents multiple insurance carriers, including Nationwide, American Modern, Travelers, and Berkshire Hathaway.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.2 / 5 (6)
Facebook
3.7 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Yeatman Insurance Agency logo
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Yeatman Insurance Agency

5606 North Antioch Road, Kansas City, MO 64119
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Business Description

Yeatman Insurance Agency addresses the needs of individuals and businesses in Kansas City and its neighboring metros. The company has been in the industry for over 35 years, providing auto, home, and business insurance. Its professionals assess clients' needs and advise them on options that fit their situation. They determine the assets that the clients value most to review their policy during the process. Its agents also make changes to policies so that clients' valuables enclose proper coverage.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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