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Best Local Car Insurance Agencies in Overland Park

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a1insurancekc.com logo
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License: Verified

Kansas Insurance Department

a1insurancekc.com

7823 Wornall Road, Kansas City, MO 64114
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  • Motorcyle & ATV

Business Description

A-1 Insurance, Inc., has been helping individuals and businesses in Overland Park with their insurance needs for more than four decades. Established in 1979, the company provides comprehensive auto insurance policies that can provide adequate protection against road accidents and unwanted perils. Its agents partner with several providers to create customized policies that can cover property damages against accidents and theft, injury and legal liabilities, and medical expenses. The company also offers home, renters, non-owners liability, business, and commercial insurance.

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Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (52)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
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Capstone Insurance Agency logo
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Kansas Insurance Department

Capstone Insurance Agency

12721 Metcalf Avenue, Overland Park, KS 66213
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  • Motorcyle & ATV
  • Boats
  • RV & Motorhome
  • Multiple Carriers

Business Description

Capstone Insurance Agency is an Overland Park-based independent insurance agency serving individuals and businesses throughout Kansas and Missouri. The agency offers standard auto insurance that can help clients get back on the road quickly in the event of an accident, fire, theft, or other covered events. Representing a wide selection of companies providing property, liability, life, and business products, its professional and licensed agents value clients' individual circumstances and needs and therefore compare coverage and prices to find the best coverage.

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Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (267)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Carpenter & Company logo
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License: 252195

Kansas Insurance Department

Carpenter & Company

8301 State Line Road, Kansas City, MO 64114
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  • Multiple Carriers

Business Description

Carpenter & Company offers auto insurance policy options in accordance with state laws and which can be structured to include comprehensive and collision coverage and uninsured or underinsured motorist coverage. The auto insurance policy protects the vehicle owners, the vehicle itself, and the individuals who may be injured as a result of an incident. Established in 1984, the independent insurance broker serves clients in areas around Overland Park and works with multiple insurance carriers, including those with specialty programs.

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License: 252195

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Christina Sliski logo
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License: 8626858

Kansas Insurance Department

Christina Sliski

15395 Briar Road, Basehor, KS 66007-5281
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  • Boats

Business Description

Christina Sliksi is a local State Farm agent providing auto insurance assistance to drivers in Overland Park. Sliksi, who has been in the business since 2008, is available to give service around the clock. She also helps clients protect their vehicles through collision and comprehensive coverages. The other vehicle protection plans she offers cover rideshare and rental costs. Sliksi and her team have 30 years of combined insurance experience. Furthermore, they are supporters of the Basehor Chamber of Commerce and Basehor-Linwood High School.

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License: 8626858

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
David Krough logo
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License: 46503

Kansas Insurance Department

David Krough

6300 Walnut Street, Kansas City, MO 64113
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  • Bundling Option

Business Description

David Krough is a local State Farm Insurance partner providing insurance services and solutions to residents of the Overland Park metro. He manages a team of five insurance professionals licensed to practice in both Missouri and Kansas states. The agency specializes in personalized homeowners and auto insurance products and is an expert in writing auto insurance policies. Its policies provide clients with needed protection from various motorist risks and accidents.

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License: 46503

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (19)
Facebook
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Ed Alft logo
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License: 4875757

Kansas Insurance Department

Ed Alft

7835 Parallel Parkway, Kansas City, KS 66112
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  • Bundling Option

Business Description

Ed Alft assists Overland Park locals in securing car insurance policies. He also offers other personal and commercial insurance. Using his 34 years of industry knowledge and experience, he attends to his clients with integrity and thoroughness by supplying them with vital information to make sound decisions. He believes in understanding the client's priority to be able to provide the right service. He is an agent of American National, a publicly traded corporation with a long history of nationwide service.

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License: 4875757

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Facebook
4.3 / 5 (93)
Yelp
4.8 / 5 (74)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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IMA Select. - Kansas City logo
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Kansas Insurance Department

IMA Select. - Kansas City

9393 West 110th Street, Overland Park, KS 66210
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  • Multiple Carriers
  • Motorcyle & ATV
  • Boats
  • RV & Motorhome

Business Description

IMA Select - Kansas City, which is a part of IMA Financial Group, specializes in personal lines and small business brokerage covering Overland Park and its surrounding area. It has a wide variety of coverage for auto insurance. Additionally, it deals with policies for properties and specific assets, such as classic cars, recreational vehicles, farms, fine art, jewelry, and wine. It is an employee-owned independent agency, enabling its associates to focus on every client's needs and craft tailored policies.

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License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (23)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Johnson County Insurance Agency logo
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Kansas Insurance Department

Johnson County Insurance Agency

9393 West 110th Street, Overland Park, KS 66210
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  • Bundling Option

Business Description

Johnson County Insurance Agency provides car insurance to clients located in Overland Park. Its team consists of David Paterson, Jr., and Alexandria Paterson, who see their independent insurance company as a one-stop shop for being able to provide customers with a broad range of personal and commercial insurance options. The agency has been serving customers in Kansas and Missouri since it was founded in 1942. It represents Safeco Insurance and Liberty Mutual Insurance Co.

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License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
KC Insurance Group logo
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License: Verified

Kansas Insurance Department

KC Insurance Group

8801 Ballentine Street, Overland Park, KS 66214
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  • Multiple Carriers

Business Description

KC Insurance Group is an independent agency that provides a range of insurance options that cover damages to the clients and their vehicles and any damage to other vehicles, property, or individuals in areas around Overland Park. Established in 2007, the agency aims to maximize the client's savings and coverages by comparing the products of different reputable insurance carriers and structuring a custom package for the client's personal or business needs. The agency also offers boat, motorcycle, and home insurance.

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License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (214)
Facebook
5.0 / 5 (67)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Mjh Insurance logo
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License: 4929307

Kansas Insurance Department

Mjh Insurance

345 North Moonlight Road, Gardner, KS 66030
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  • Multiple Carriers

Business Description

Mjh Insurance is a company of insurance brokers and agents that operates in the Overland Park metro and surrounding areas. The company provides personal and business insurance solutions to clients, including comprehensive auto insurance policies. The policies protect clients from personal injury and property liabilities and their vehicles from physical damages and collisions. Ancillary coverages include medical payments, rental reimbursements, and coverage for uninsured motorists. Mjh Insurance has been providing insurance products to clients since 1988.

License Verified:

License: 4929307

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (64)
Facebook
5.0 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Theresa Geving logo
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License: 4882553

Kansas Insurance Department

Theresa Geving

10256 West 87th Street, Overland Park, KS 66212
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  • Multiple Carriers

Business Description

Theresa Geving is a Farmers Insurance agent serving families and individuals in Overland Park. Theresa has been a Kansas resident for more than 30 years, allowing her to be familiar with the specific risks peculiar to the area that insurance plans can address. She can help vehicle owners customize car insurance by adding protection against rental car payments or personal injury lawsuits. Theresa can also extend health insurance plans to cover possible financial losses that policyholders may suffer in other countries.

License Verified:

License: 4882553

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
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Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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