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Best Local Car Insurance Agencies in Kansas City

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Abbott Insurance logo
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Kansas Insurance Department

Abbott Insurance

8117 North Oak Trafficway, Kansas City, MO 64118
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  • Multiple Carriers

Business Description

Abbott Insurance is a local car insurance agency that has been providing auto quotes to families and individuals in Kansas City since 1998. The agency's CEO, Danielle McDowell has more than 17 years of experience in the insurance industry. Together with her team, McDowell works with auto insurance carriers such as Encompass Insurance, MetLife, and Progressive to provide options that suit their customers' needs and budget. Abbott Insurance also offers business and home and renters' insurance. The company has a Director of Cuteness, called Anthony James.

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Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (48)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Antioch Insurance Agency logo
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Kansas Insurance Department

Antioch Insurance Agency

214 Northeast Barry Road, Kansas City, MO 64155
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  • Multiple Carriers

Business Description

Antioch Insurance Agency provides insurance products to clients in Kansas City and the surrounding areas. Products include auto, condo, home, renters, and business liability. Auto insurance provides protection in cases of accidents. It will also protect the owner and the assets from losses, damages, or injuries. Clients may also opt for additional protection like uninsured motorist protection, medical payments, and emergency road service. The agency also offers classic car insurance which protects antique or collector cars.

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Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.5 / 5 (182)
Facebook
4.5 / 5 (57)
Yelp
1.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Bovard Insurance Group logo
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Kansas Insurance Department

Bovard Insurance Group

6950 Squibb Road, Mission, KS 66202
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  • RV & Motorhome
  • Motorcyle & ATV
  • Boats

Business Description

Bovard Insurance Group is an insurance agency serving the people of Mission and the surrounding areas, including Kansas City. Founded in 2007, the company employs insurance professionals who can help motorists acquire car insurance. The agents work with insurance carriers across the state to source quotes that will meet the different needs and preferences of their clients. In addition to offering standard auto insurance, Bovard Insurance Group also insures other vehicles, such as classic cars, motorcycles, RVs, and various watercraft.

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Kansas Insurance Department

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
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carinsurancekansascity.com logo
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carinsurancekansascity.com

209 1/2 North 18th Street, Kansas City, KS 66102
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  • Bundling Option

Business Description

Romo Seguros B & R, Inc., is a family-owned company based in Kansas City. The risk management specialist offers a wide range of products such as auto insurance, which may include comprehensive coverage. This reimburses losses in case the policyholder's vehicle gets damaged by non-accident incidents like theft or fire. The agents review policies from different carriers such as Dairyland, First Chicago Insurance Company, and Progressive. Romo Seguros B & R, Inc., has 23 years of joint industry experience.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
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Detail
DeMasters Insurance LLC logo
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Kansas Insurance Department

DeMasters Insurance LLC

1130 Westport Road, Kansas City, MO 64111
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  • Bundling Option

Business Description

Located in Kansas City, DeMasters Insurance LLC has been providing insurance options for more than seven decades already. The insurance agency works with several carriers, such as Safeco and Hartford, to help protect clients from financial losses in case their cars are damaged or stolen. Its insurance coverage options include property damage, medical coverage, and liability. Additionally, DeMasters Insurance helps clients with SR-22 certificate filings proving that they have the minimum car insurance as required by law.

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License: License verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Google
4.7 / 5 (22)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Fusion Insurance logo
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Fusion Insurance

151 S 18th St E, Kansas City, KS 66102
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Business Description

Fusion Insurance is a car insurance agency located in Kansas City. The agency has been active in the industry for more than 20 years now. It represents top insurance carriers, including The Hartford and Traders Insurance. Auto insurance protects people from financial loss in case an accident happens. Plans are available for business owners who use their vehicles for commercial purposes and for individuals who use theirs for travel. Coverage options include liability, medical, and property coverages. Fusion Insurance also offers insurance for homeowners and businesses.

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6
Google
4.6 / 5 (29)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Detail
Insurance Inc. logo
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License: 6106412

Kansas Insurance Department

Insurance Inc.

11211 Johnson Drive, Shawnee, KS 66203
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  • Multiple Carriers

Business Description

Insurance Inc. has been offering auto insurance assistance for over 30 years. The locally owned company provides Kansas City clients with comprehensive coverages to protect their cars from collisions and liabilities. The company can also shoulder the loss of income if clients get injured in a car accident. Antique cars and SR-22A are some of the additional insurances covered by the business. Insurance Inc.'s senior account manager, Mike Cogdill, has been providing insurance aid since 1967.

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License: 6106412

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (11)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jeff David Insurance Agency logo
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License: 4929137

Kansas Insurance Department

Jeff David Insurance Agency

6520 North Oak Trafficway, Gladstone, MO 64118
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  • Bundling Option

Business Description

Jeff David Insurance Agency caters to the auto insurance needs of clients in Kansas City and the rest of the region. Established in 1993, the company offers car insurance options with coverages ranging from liability to full coverage. The process begins with the initial consultation over the phone with a licensed agent. Further details are discussed during the set appointment. The agency is AARP authorized which means the agency's practices are checked annually by the AARP organization.

License Verified:

License: 4929137

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (164)
Yelp
4.0 / 5 (5)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Jeff Zigmant logo
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License: 2004386

Kansas Insurance Department

Jeff Zigmant

6008 Missouri 9, Kansas City, MO 64152
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Business Description

Jeff Zigmant, a State Farm-affiliated insurance agent for over 16 years, serves Kansas City residents. Zigmant and his team of professionals offer car policy insurance to safeguard the community against liability, vehicle damages, and rental costs in case the driver needs a temporary replacement for his car. Homeowners insurance, life insurance, and financial management are some of the other products they offer. The team may also help commercial clients who run small-scale businesses in the area.

License Verified:

License: 2004386

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.6 / 5 (46)
Facebook
4.5 / 5 (13)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Jenkins & James Insurance Agency logo
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License: 4886838

Kansas Insurance Department

Jenkins & James Insurance Agency

6651 N Oak Trafficway, Suite 20, Kansas City, MO 64118
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Business Description

Jenkins & James Insurance Agency offers personalized auto protection plans to individuals in Kansas City and the surrounding communities. The business has access to multiple carriers that can provide policies intended for rental reimbursements, collisions, medical payments, towing, and underinsured motorists. Its agents are also equipped to upgrade clients' insurance plans. Co-owner Barry McCullough is a recreational vehicle enthusiast who is particularly passionate about jeeps and muscle cars. He is also a volunteer for the Gladstone Roary Club and the Gladstone Chamber of Commerce.

License Verified:

License: 4886838

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
5.0 / 5 (7)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Matrix Insurance - Kansas City logo
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Kansas Insurance Department

Matrix Insurance - Kansas City

4208 Rainbow Boulevard, Kansas City, KS 66103
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  • Motorcyle & ATV

Business Description

Matrix Insurance in Kansas City provides insurance products to residents in the metro and nearby areas. It specializes in auto insurance solutions and writes policies that provide coverage from common road hazards, traffic accidents, collisions, and losses. It also provides SR-22 insurance coverage for high-risk drivers and other unpreferred driver classifications. Matrix Insurance is also known for its policies for workers comp, homeowners, general liability, and motorcycle owners.

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License: verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.7 / 5 (78)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Metro Insurance - Kansas City, KS logo
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License: 7543034

Kansas Insurance Department

Metro Insurance - Kansas City, KS

225 North 7th Street, Kansas City, KS 66101
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Metro Insurance is an insurance agency in Kansas City that handles the insurance needs of individuals, drivers, families, and businesses. The agency offers a wide range of insurance products, including auto, motorcycle, homeowners, life, and commercial insurance. It also provides insurance products for renters, RV, watercraft, and boat owners. Metro Insurance maintains multiple locations in Oklahoma and Kansas. It ​has been helping clients with their insurance needs for more than 20 years.

License Verified:

License: 7543034

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.1 / 5 (35)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Northland Independent Insurance Group logo
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Kansas Insurance Department

Northland Independent Insurance Group

5575 Northwest Barry Road, Kansas City, MO 64154
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  • Multiple Carriers

Business Description

Located in Kansas City, Northland Independent Insurance Group is a full-service agency that has been representing individuals, families, and businesses since 2009. Among its insurance product offerings is car insurance. Its team of agents has more than 30 years of combined industry experience and continuous insurance education. They ensure that customers are provided with the right protection by providing a customized insurance plan that fits their short-term and long-term goals. The agency represents top carriers such as Progressive, MetLife, and Travelers.

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License: verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (78)
Facebook
4.6 / 5 (9)
Yelp
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Tom Rich Insurance logo
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License: 4897649

Kansas Insurance Department

Tom Rich Insurance

1057 Minnesota Avenue, Kansas City, KS 66101
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  • Multiple Carriers

Business Description

Tom Rich Insurance protects Kansas City drivers and car owners through auto insurance plans. The business has been managing insurance packages and concerns for over 30 years. Its team also specializes in shopping for SR-22 auto policies. They also review available options in the market and help clients select auto protection plans that match their needs. The company's team has over 50 years of combined insurance experience and can also cater to Spanish-speaking clients.

License Verified:

License: 4897649

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (144)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Uriarte Insurance logo
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License: Verified

Kansas Insurance Department

Uriarte Insurance

5042 Lamar Avenue, Mission, KS 66202
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  • Multiple Carriers
  • Motorcyle & ATV

Business Description

Uriarte Insurance caters to residents and businesses in Kansas City and the Olathe area. It offers full coverage auto insurance packages inclusive of collision and comprehensive insurance, property damage and bodily injury liability protection, and medical payments coverage. Clients may also obtain additional coverage for replacement costs, insurance gap, original manufacturer equipment, towing, and rental reimbursements. The agency founder has 25 years of industry experience. The team's office mascot, Sascha Uriarte, has a knack for providing a friendly atmosphere for the agency.

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License: Verified

Kansas Insurance Department

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Google
4.8 / 5 (32)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Back to Providers

Frequently Asked Questions

Introduction

A way to stay protected while on the road, car insurance offers a financial safety net should accidents occur, regardless of who's at fault. The right car insurance agency can be very valuable, providing a way to purchase an ideal level of auto insurance coverage for personal circumstances. Agencies can help customers select the most beneficial coverage options while saving money on their insurance plan. With help from a qualified agency, it's possible to feel safe and secure behind the wheel.

What is car insurance?

Car insurance is a form of insurance that can cover damages to cars, drivers, passengers, and other property when an accident occurs. If another car crashes into a driver, or if a driver causes an accident, car insurance will pay most or all of the cost of repairs.

How does car insurance work?

Car insurance functions in a way similar to other insurance policies. In exchange for a monthly premium payment, an insurance company assumes liability should an accident occur up to the coverage levels specified in a prearranged policy. This means if an accident occurs, the driver won't have to pay the full cost of repairs out of pocket.

What does car insurance cover?

Car insurance coverage can vary from one plan to another. It typically includes coverage for damages to a vehicle from accidents, medical expenses for people injured in accidents, and related costs after accidents with uninsured drivers. Some policies may cover additional perks, such as roadside assistance or a rental car during post-accident repairs.

Does car insurance cover theft?

Comprehensive car insurance generally includes theft protection. This means if a car is stolen and isn't recovered, the insurance agency will pay for the value of the car. However, comprehensive insurance that covers theft is optional coverage.

How does a car insurance deductible work?

A deductible is an amount that must be paid out of pocket before insurance coverage is applied. If a driver with a $1,000 deductible gets in an accident that causes $10,000 in damage, the driver must pay $1,000 and the insurance company pays the remaining $9,000. Deductibles amounts vary between coverage types.

Do you need insurance to register a car?

Yes, drivers need a valid car insurance policy to register a vehicle in most U.S. states. Car insurance is a legal obligation, and the DMV may suspend registration if insurance isn't maintained. Some banks and other lenders may also require a certain level of insurance before funding an auto loan.

Can you get car insurance without a license?

In most states in the United States, a license isn't required to purchase car insurance. This means that an unlicensed driver can purchase a policy for a licensed driver. However, most insurance companies won't allow an unlicensed driver to be listed on a policy, either as a primary or a secondary driver.

Do you need car insurance?

Yes. Car insurance isn't optional, and neglecting to purchase and maintain a minimum level of coverage can result in penalties, such as the suspension of your vehicle registration or driver's license. In addition, the cost of a car accident can add up to tens of thousands of dollars, which can be an unsustainable burden without insurance.

How much is car insurance a month?

Car insurance costs depend on factors such as where a person lives and their driving history. Drivers living in states with high insurance rates who've had accidents will pay more than drivers with clean records living in lower-cost states. In general, monthly car insurance costs can range from $50 to $500 or more.

Why is my car insurance so high?

Car insurance can be expensive for many reasons. Unsafe or expensive cars, a history of accidents, DUIs, and having multiple cars and drivers on a policy can all lead to higher monthly costs. Driver age may also play a role. For example, teens are more expensive to insure than adults.

How can I get lower car insurance?

Getting lower-cost car insurance may be possible depending on your personal circumstances. To find a cheaper policy, drivers are encouraged to get prices from multiple companies, bundle car insurance with home insurance, or use monitoring devices to demonstrate safe driving.

Do you need insurance to rent a car?

In most areas, car insurance isn't required to rent a car. However, most personal car insurance policies extend to rental vehicles. For those who don't have insurance coverage and want to stay protected, most car rental agencies offer supplemental insurance coverage for an added fee.

Does my car insurance cover rental cars?

Most car insurance policies do cover rental cars. However, this coverage isn't universal. Before renting a car, it's recommended that you check your policy details or speak to your insurance agent to be sure rental car coverage is included at an appropriate level.

Can I insure a car not in my name?

In most states, it's possible to insure a car that isn't registered in the name of the policyholder. This commonly occurs when a parent purchases and insures a car for an adult child. However, many states and insurance agencies require the policyholder to have a financial stake in the vehicle they're insuring.

Can you cancel car insurance at any time?

In general, it's possible to cancel car insurance at any time, provided proper notice is given. Notice requirements are outlined in policy documents. Unlike health insurance that can require personal circumstance changes or a specialized enrollment period, auto insurance policies can be canceled or adjusted at any time.

How can I change car insurance?

Changing car insurance is as easy as notifying your current car insurance company and purchasing a new policy from a different agency. Even policies that have been paid up front can be canceled, and companies will issue a refund for any time remaining on the policy term.

How do you become a car insurance agent?

In most states, working as a car insurance agent requires having a state license for selling insurance products. Generally, this process involves taking classes and earning a passing score on a licensing exam. Some agencies may allow individuals to shadow or assist current agents while working on their licensing requirements.

How do car insurance agents get paid?

Most car insurance agents are paid on a commission basis. This means they receive a percentage of the amount their clients pay for their insurance coverage. Some agents may also earn a flat salary. Commissions range from 5% to 20%, on average, but this can vary based on the company or policy type.

How much do car insurance agents make?

Car insurance agent earnings depend on commission percentages, any base salary in addition to commission, sales proficiency, and sales experience. According to the Bureau of Labor Statistics, the average insurance sales agent makes around $52,000 per year. This may vary from state to state and company to company.

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