Best Mortgage Refinance Companies in Grand Rapids

Why These Mortgage Refinance Companies?

Our goal is to connect people with the best local experts. We scored Grand Rapids Mortgage Refinance Companies on more than 25 variables across five categories, and analyzed the results to give you a hand-picked list of the best.

Reviewed Curated Top Picks 114 74 14

Our Selection Criteria:

  • 1. Availability

    Consistently approachable and responsive, so customers never feel ignored.

  • 2. Qualifications

    Building customer confidence with licensing, accreditations, and awards.

  • 3. Reputation

    A history of delighted customers and outstanding service.

  • 4. Experience

    Masters of their craft, based on years of practical experience and education.

  • 5. Professionalism

    Providing service with honesty, reliability, and respect.

Read more about our selection process

Northpointe Bank

Headquartered in Grand Rapids, Northpointe Bank is an independent community bank whose financial services include tailoring mortgage refinance programs for homeowners looking to release equity on their properties, reduce their monthly payments, or shorten the term of their loan. The bank has a wide selection of loans to choose from, including rural development, VA, jumbo, and FHA. Northpointe Bank's mission is to be the best bank in America. Between 2014-2020, the ICBA consistently rated it as a top-performing bank.

3333 Deposit Dr NE
Grand Rapids, MI 49546

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Commercial Bank

Commercial Bank has been providing the Grand Rapids metro area residents with financial services since 1893. Its mortgage consultants can help homeowners considering refinancing as a way of reducing their monthly payments or releasing equity in their homes. The bank can offer loans at fixed-rates over periods of 15 to 30 years, as well as adjustable-rate loans with rates fixed from one to five years. It also offers construction loans.

10530 W Carson City Rd
Greenville, MI 48838


Northern Mortgage Services LLC

  • New Construction

Northern Mortgage Services LLC is a locally owned and operated mortgage banking company that serves the residents of Grand Rapids and the surrounding areas. It helps homeowners obtain different benefits, such as lower interest rates or equity cash-outs, through mortgage refinancing. It handles a wide variety of loan programs, such as fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and VA loans. Vice president and branch manager Joshua J. Nawrot has been working in the mortgage industry for more than two decades.

2828 Wilson Avenue Southwest
Grandville, MI 49418

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Consumers Credit Union

Consumers Credit Union is a company of mortgage refinance lenders in Grand Rapids. This company serves anyone who lives, works, or worships in the Lower Peninsula of Michigan. Consumers Credit Union provides FHA, VA, and USDA rural development loans. It also offers refinancing options for nontraditional, nonconforming properties such as those with large acreage or non-warrantable condos. It also offers customized refinancing services such as jumbo financing to self-employed borrowers and individuals with unique credit profiles.

5575 28th St SE
Grand Rapids, MI 49512

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Community West Credit Union

For more than half a century, Community West Credit Union has served those who live, work, or worship in the counties of Allegan, Barry, Ionia, Kent, and Ottawa. Its six branches have loan officers who can help members who are homeowners benefit from mortgage refinancing programs that suit their needs. The credit union offers a fixed-rate mortgage over terms between 10 and 30 years. It can also provide home equity loans.

3 N Monroe St
Rockford, MI 49341