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Best Mortgage Refinance Companies in Grand Rapids

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3738 28th Street Southeast, Grand Rapids, MI 49512
Grand Rapids, MI 49512
  • Reverse Mortgages

AIM Tax & Mortgage offers refinancing solutions to clients in Grand Rapids and the surrounding areas. The firm has been in business since 2018. It employs local area specialists with extensive knowledge of the community and who are dedicated to helping homeowners meet their financial goals. They help clients with new loans in order to pay off existing mortgages through privately funded or government-backed loaning programs. These include conforming loans, jumbo loans, FHA streamline refinancing, and VA loans.

3738 28th Street Southeast, Grand Rapids, MI 49512
Grand Rapids, MI 49512

Website(616) 855-3300

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

3 (Best)

Average Review Score:

4.3 / 5 ( Best)

Total Reviews:

10 (Better)

Score Consistency:

Consistent (Best)

10530 W Carson City Rd, Greenville, MI 48838
Greenville, MI 48838

Commercial Bank has been providing the Grand Rapids metro area residents with financial services since 1893. Its mortgage consultants can help homeowners considering refinancing as a way of reducing their monthly payments or releasing equity in their homes. The bank can offer loans at fixed-rates over periods of 15 to 30 years, as well as adjustable-rate loans with rates fixed from one to five years. It also offers construction loans.

10530 W Carson City Rd, Greenville, MI 48838
Greenville, MI 48838

Website(616) 754-7166

Show Number
3 N Monroe St, Rockford, MI 49341
Rockford, MI 49341

For more than half a century, Community West Credit Union has served those who live, work, or worship in the counties of Allegan, Barry, Ionia, Kent, and Ottawa. Its six branches have loan officers who can help members who are homeowners benefit from mortgage refinancing programs that suit their needs. The credit union offers a fixed-rate mortgage over terms between 10 and 30 years. It can also provide home equity loans.

3 N Monroe St, Rockford, MI 49341
Rockford, MI 49341

Website(616) 261-5657

Show Number
5575 28th St SE, Grand Rapids, MI 49512
Grand Rapids, MI 49512
Instagram

Consumers Credit Union is a company of mortgage refinance lenders in Grand Rapids. This company serves anyone who lives, works, or worships in the Lower Peninsula of Michigan. Consumers Credit Union provides FHA, VA, and USDA rural development loans. It also offers refinancing options for nontraditional, nonconforming properties such as those with large acreage or non-warrantable condos. It also offers customized refinancing services such as jumbo financing to self-employed borrowers and individuals with unique credit profiles.

5575 28th St SE, Grand Rapids, MI 49512
Grand Rapids, MI 49512

InstagramWebsite(800) 991-2221

Show Number
4180 44th Street Southeast, Grand Rapids, MI 49512
Grand Rapids, MI 49512
  • Reverse Mortgages

Gold Star Mortgage Financial Group has been providing home loan solutions to clients in Grand Rapids since 2000. Led by its branch manager Bill Ardy, it caters to clients in purchasing a home, property upgrades, or loan refinancing, providing various loan programs, such as jumbo, conventional, USDA, FHA, and VA loans. The company's website offers loan tools to calculate debt consolidation and annual percentage. Gold Star Mortgage Financial Group is a three-time inductee of the Ellie Mae Hall of Fame for the Outstanding Loan Origination Process.

4180 44th Street Southeast, Grand Rapids, MI 49512
Grand Rapids, MI 49512

Website(616) 588-2109

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

22 (Better)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

2270 Gezon Parkway Southwest, Wyoming, MI 49519
Wyoming, MI 49519
Instagram

Founded in 1941, Kellogg Community Credit Union specializes in home mortgage refinance in Grand Rapids. It works with homeowners considering refinancing their home mortgage to improve interest rates, lower monthly payments, change loan terms, and obtain cash-out funds. Its lending offerings include conventional, jumbo, FHA, VA, and rural development loans. Kellogg Community Credit Union offers 10, 15, 20, and 30-year loan terms as well as fixed, adjustable, and variable rate options. It also handles home equity and construction loans.

2270 Gezon Parkway Southwest, Wyoming, MI 49519
Wyoming, MI 49519

InstagramWebsite(800) 854-5421

Show Number
5500 Northland Drive Northeast, Grand Rapids, MI 49525
Grand Rapids, MI 49525
  • New Construction

Kevin Wildman is a mortgage consultant and broker at Lake State Mortgage who serves clients in Grand Rapids and nearby communities. Wildman assists homeowners who wish to reduce their existing mortgage terms, lower payments and interest rates, and obtain cash from their properties through mortgage refinancing. He specializes in four refinance options, including fixed-rate, adjustable-rate, FHA refinance, and USDA refinance. Wildman has been working in the mortgage business for more than 12 years. He also serves clients in rural areas.

5500 Northland Drive Northeast, Grand Rapids, MI 49525
Grand Rapids, MI 49525

Website(616) 481-2232

Show Number

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

4027 Lake Dr SE, Grand Rapids, MI 49546
Grand Rapids, MI 49546
Instagram

Homeowners who live or work in Michigan's lower peninsula and are looking for the right mortgage refinance company in Grand Rapids and the surrounding area should consider joining the Lake Michigan Credit Union. Since opening in 1933, it has grown to include over 400,000 members and a comprehensive range of financial services. These include a broad selection of refinancing loans, which includes a conventional fixed-rate mortgage from 15-30 years, rural development loans, FHA, and VA.

4027 Lake Dr SE, Grand Rapids, MI 49546
Grand Rapids, MI 49546

InstagramWebsite(616) 242-9790

Show Number
2828 Wilson Avenue Southwest, Grandville, MI 49418
Grandville, MI 49418
Instagram
  • New Construction

Northern Mortgage Services LLC is a locally owned and operated mortgage banking company that serves the residents of Grand Rapids and the surrounding areas. It helps homeowners obtain different benefits, such as lower interest rates or equity cash-outs, through mortgage refinancing. It handles a wide variety of loan programs, such as fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and VA loans. Vice president and branch manager Joshua J. Nawrot has been working in the mortgage industry for more than two decades.

2828 Wilson Avenue Southwest, Grandville, MI 49418
Grandville, MI 49418

InstagramWebsite(616) 532-5551

Show Number
3333 Deposit Dr NE, Grand Rapids, MI 49546
Grand Rapids, MI 49546
Instagram

Headquartered in Grand Rapids, Northpointe Bank is an independent community bank whose financial services include tailoring mortgage refinance programs for homeowners looking to release equity on their properties, reduce their monthly payments, or shorten the term of their loan. The bank has a wide selection of loans to choose from, including rural development, VA, jumbo, and FHA. Northpointe Bank's mission is to be the best bank in America. Between 2014-2020, the ICBA consistently rated it as a top-performing bank.

3333 Deposit Dr NE, Grand Rapids, MI 49546
Grand Rapids, MI 49546

InstagramWebsite(888) 672-5626

Show Number
3205 Eagle Crest Dr NE Ste 206, Grand Rapids, MI 49525
Grand Rapids, MI 49525

Founded in 2011, Riverbank Finance LLC is a mortgage refinance company in Grand Rapids. The firm consults with customers to determine their refinancing goals and explore their options. It refinances fixed-rate loans with 15 to 30-year terms and jumbo loans. Riverbank Finance also refinances loans in the FHA home loan program through the streamline refinance process. Additionally, the company offers mortgages to first-time home buyers with low interest rates and flexible terms.

3205 Eagle Crest Dr NE Ste 206, Grand Rapids, MI 49525
Grand Rapids, MI 49525

Website(800) 555-2098

Show Number
5043 Cascade Road Southeast, Grand Rapids, MI 49546
Grand Rapids, MI 49546
  • Reverse Mortgages

For more than a decade, Team Mortgage Company has been providing financial support to clients who want to buy a house in West Michigan. The lending professionals at this company guide clients throughout the property refinancing process and find ways to lower their monthly payments or reduce the time it takes to pay off their loans. The Grand Rapids-based firm's services include reverse mortgage loans, rural development loans, VA loans, and FHA home improvement loans.

5043 Cascade Road Southeast, Grand Rapids, MI 49546
Grand Rapids, MI 49546

Website(616) 974-9710

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

2 (Better)

Average Review Score:

4.9 / 5 ( Best)

Total Reviews:

27 (Best)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: A+

214 Fulton Street East, Grand Rapids, MI 49503
Grand Rapids, MI 49503
Instagram
  • Multi-Family Loans

Treadstone helps homeowners and individuals from Grand Rapids with replacing their existing mortgage to eliminate their mortgage insurance and shorten the terms of their loan. It offers options for cash-out refinancing, fixed-rate financing, and equity capitalization. The lender also assists clients with getting interest rates slashed so that they will only be required to provide monthly payments at a lowered cost. Treadstone has a dedicated team for veterans who need assistance with home financing.

214 Fulton Street East, Grand Rapids, MI 49503
Grand Rapids, MI 49503

InstagramWebsite(616) 774-9160

Show Number

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.

Online Profiles:

1 (Good)

Average Review Score:

5 / 5 ( Best)

Total Reviews:

8 (Good)

Score Consistency:

Consistent (Best)

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.

Responsiveness: A+

Friendliness: A+

Helpfulness: A+

Detail: --

900 East Paris Ave SE, Grand Rapids, MI 49546
Grand Rapids, MI 49546
Instagram

Founded in 1887, United Bank is an independent community bank whose portfolio of services includes home mortgage refinance in Grand Rapids and the neighboring cities. Its mortgage lenders can help homeowners looking to reduce their monthly payments, consolidate their debts, or change the length of their loan. Mortgage refinancing options can include fixed-rate loans taken over 15-30 years and adjustable-rate loans with rates fixed for one to five years. The bank also offers loans for new construction and renovation.

900 East Paris Ave SE, Grand Rapids, MI 49546
Grand Rapids, MI 49546

InstagramWebsite(616) 559-7000

Show Number

Frequently Asked Questions:

Q: What should you expect when refinancing a mortgage?
A: When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.
Q: How often should you refinance your mortgage?
A: There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Q: Can you refinance a first mortgage and not a second?
A: You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

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