Best Mortgage Refinance Companies in Grand Rapids

Laurels
Laurels

We did the research for you!

Learn more
  • checkboxLicensing
  • checkboxUser Reviews
  • checkboxMystery Shopping Calls

Mortgage Refinance Companies FAQs

Learn more
AIM Tax & Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 162064

Nationwide Multistate Licensing System and Registry

AIM Tax & Mortgage

3738 28th Street Southeast, Grand Rapids, MI 49512
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

AIM Tax & Mortgage offers refinancing solutions to clients in Grand Rapids and the surrounding areas. The firm has been in business since 2018. It employs local area specialists with extensive knowledge of the community and who are dedicated to helping homeowners meet their financial goals. They help clients with new loans in order to pay off existing mortgages through privately funded or government-backed loaning programs. These include conforming loans, jumbo loans, FHA streamline refinancing, and VA loans.

License Verified:

License: 162064

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.7
Yelp
3.5 / 5 (5)
Facebook
5.0 / 5 (4)
Gold Star Mortgage Financial Group logo
Visit WebsiteWebsite

License Verified:

License: 3446

Nationwide Multistate Licensing System and Registry

Gold Star Mortgage Financial Group

4180 44th Street Southeast, Grand Rapids, MI 49512
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

Gold Star Mortgage Financial Group has been providing home loan solutions to clients in Grand Rapids since 2000. Led by its branch manager Bill Ardy, it caters to clients in purchasing a home, property upgrades, or loan refinancing, providing various loan programs, such as jumbo, conventional, USDA, FHA, and VA loans. The company's website offers loan tools to calculate debt consolidation and annual percentage. Gold Star Mortgage Financial Group is a three-time inductee of the Ellie Mae Hall of Fame for the Outstanding Loan Origination Process.

License Verified:

License: 3446

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Kevin Wildman logo
Visit WebsiteWebsite

License Verified:

License: 168184

Nationwide Multistate Licensing System and Registry

Kevin Wildman

5500 Northland Drive Northeast, Grand Rapids, MI 49525
Visit WebsiteWebsite
  • New Construction

Business Description

Kevin Wildman is a mortgage consultant and broker at Lake State Mortgage who serves clients in Grand Rapids and nearby communities. Wildman assists homeowners who wish to reduce their existing mortgage terms, lower payments and interest rates, and obtain cash from their properties through mortgage refinancing. He specializes in four refinance options, including fixed-rate, adjustable-rate, FHA refinance, and USDA refinance. Wildman has been working in the mortgage business for more than 12 years. He also serves clients in rural areas.

License Verified:

License: 168184

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.6

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Northern Mortgage Services LLC logo
Visit WebsiteWebsite

License Verified:

License: 130662

Nationwide Multistate Licensing System and Registry

Northern Mortgage Services LLC

2828 Wilson Avenue Southwest, Grandville, MI 49418
Visit WebsiteWebsite
  • New Construction

Business Description

Northern Mortgage Services LLC is a locally owned and operated mortgage banking company that serves the residents of Grand Rapids and the surrounding areas. It helps homeowners obtain different benefits, such as lower interest rates or equity cash-outs, through mortgage refinancing. It handles a wide variety of loan programs, such as fixed-rate mortgages, adjustable-rate mortgages, FHA loans, and VA loans. Vice president and branch manager Joshua J. Nawrot has been working in the mortgage industry for more than two decades.

License Verified:

License: 130662

Nationwide Multistate Licensing System and Registry

Team Mortgage Company logo
Visit WebsiteWebsite

License Verified:

License: 129757

Nationwide Multistate Licensing System and Registry

Team Mortgage Company

5043 Cascade Road Southeast, Grand Rapids, MI 49546
Visit WebsiteWebsite
  • Reverse Mortgages

Business Description

For more than a decade, Team Mortgage Company has been providing financial support to clients who want to buy a house in West Michigan. The lending professionals at this company guide clients throughout the property refinancing process and find ways to lower their monthly payments or reduce the time it takes to pay off their loans. The Grand Rapids-based firm's services include reverse mortgage loans, rural development loans, VA loans, and FHA home improvement loans.

License Verified:

License: 129757

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
4.9 / 5 (26)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Treadstone logo
Visit WebsiteWebsite

License Verified:

License: 222982

Nationwide Multistate Licensing System and Registry

Treadstone

214 Fulton Street East, Grand Rapids, MI 49503
Visit WebsiteWebsite
  • Multi-Family Loans

Business Description

Treadstone helps homeowners and individuals from Grand Rapids with replacing their existing mortgage to eliminate their mortgage insurance and shorten the terms of their loan. It offers options for cash-out refinancing, fixed-rate financing, and equity capitalization. The lender also assists clients with getting interest rates slashed so that they will only be required to provide monthly payments at a lowered cost. Treadstone has a dedicated team for veterans who need assistance with home financing.

License Verified:

License: 222982

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Facebook
5.0 / 5 (7)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
Back to Providers

Frequently Asked Questions

What should you expect when refinancing a mortgage?

When refinancing a mortgage, expect to answer a lot of questions and provide documentation to back up your answers. You'll may also pay fees and closing costs of around $5,000. Additionally, expect to start over in terms of building home equity, because refinancing takes the amortization process back to the beginning.

How often should you refinance your mortgage?

There is no recommended frequency for refinancing a mortgage. How often you should refinance is determined by when it will save you money. If you can get better terms on your mortgage by refinancing, then it’s a good time to take action.

Can you refinance a first mortgage and not a second?

You can refinance your first mortgage and not the second one, but it can be difficult. You have to get the lender of your second mortgage to agree to the refinancing. The process is called resubordination, and some home equity lenders won’t agree. Additionally, lenders typically charge extra fees to resubordinate a loan.

Read All FAQS