Expertise.com

Best Mortgage Refinance Companies in Lansing

2024

We did the research for you!

  • Licensing
  • User Reviews
  • Mystery Shopping Calls
Mortgage Refinance Companies FAQs 〉

Last updated:

Website
800 W Main St, Owosso, MI 48867
  • New Construction

Why choose this provider?

Mo Mortgage Group is an independent mortgage broker providing residential loan products to clients in Lansing and its surrounding areas. Its loan officers assist clients in refinancing their existing loans, which may help consolidate debt, shorten loan terms, and eliminate PMI. The team also helps clients to apply for or refinance conventional, jumbo, VA, USDA RD, and FHA loans. The company handles the entire mortgage process in-house. It offers a technology platform that allows clients to apply online.

License Verified:

License: 1834480

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
910 N West Ave, Jackson, MI 49202
  • New Construction
  • Reverse Mortgages

Why choose this provider?

@Home Mortgage is a local mortgage broker assisting clients in Lansing and surrounding areas. It offers mortgage refinancing options to those seeking to lower their monthly payment, cash-out equity, consolidate their debt, drop their private mortgage insurance, or switch from an adjustable to a fixed-rate mortgage. Its loan programs also include conventional, jumbo, construction, home equity, non-QM, and reverse mortgages. @Home Mortgage assists non-US citizens to purchase a home as well through its Foreign National Loan Program.

License Verified:

License: 1763629

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (18)

Website
114 W Main St, DeWitt, MI 48820
  • Commercial Loans

Why choose this provider?

Wayne Lacy serves as the branch manager for one of the offices of Cherry Creek Mortgage, a privately owned and operated mortgage banking company. He offers home mortgage loan options for borrowers in Lansing and the surrounding communities, which include refinancing, conventional, jumbo, USDA, and FHA loans. His refinancing services enable borrowers to lower their monthly payments and mortgage rate and leverage their home equity. Lacy's team incorporates centralized operations, including loan underwriting, closing, auditing, and accounting.

License Verified:

License: 766456

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (61)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
201 School Street Suite 200, Williamston, MI 48895
  • Multi-Family Loans

Why choose this provider?

Top Flite Financial, Inc., serves individuals throughout Lansing and the neighboring communities. It offers property loan solutions, assisting clients through the mortgage application process. It offers various loan programs, including FHA, fixed-rate, home equity, jumbo and reverse mortgage, VA, and USDA loans. Its team guides them in selecting the loan option and mortgage rate that best suit their budget. Clients can use the company's online mortgage calculator to see an estimate of loan interest rates and payments.

License Verified:

License: 4181

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.8
Facebook
4.8 / 5 (34)
Google
5.0 / 5 (2)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
5225 E Cook Rd, Grand Blanc, MI 48439

Why choose this provider?

Grand Oak Mortgage helps the residents of Lansing and the surrounding areas finance their home loans. It offers various mortgage refinancing options, including conventional, FHA Streamline, USDA Streamline, HARP, and fixed-rate loans. The brokerage uses the Loanzify mobile app to guide borrowers through mortgage financing and connect them to their Realtors and loan consultants. The family-owned and family-operated company has been in operation since 1986. The majority of its business comes from referrals from previous clients.

License Verified:

License: 131297

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.5
Google
4.5 / 5 (16)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
7200 W Saginaw Hwy, Lansing, MI 48917
  • Reverse Mortgages

Why choose this provider?

Glacier Financial is a residential mortgage company that provides refinancing assistance to borrowers in Lansing. Its team of professionals searches for low interest from multiple loan providers to create custom-tailored refinancing solutions for each need. The team guides holders of programs such as conventional, FHA, and VA loans in enrolling in the refinancing process starting from analysis and application to appraisal and closing. Glacier Financial has been serving the community since 2001 and offers online application options.

License Verified:

License: 128043

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.1
Google
4.8 / 5 (24)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
1035 Laurence Ave., Suite 6, Jackson, MI 49202
  • New Construction

Why choose this provider?

Brandon Adler is a lending services provider for clients located in the Lansing metro and surrounding areas. He offers mortgage refinancing plans, covering interest rate changes, debt consolidation, home equity protection, funds rerouting, and reverse mortgages. Brandon Adler is NMLS-registered and is also a member of the Mortgage Bankers Association. He is a part of CrossCountry Mortgage, a full-service lender that has amassed more than 8,000 employees in over 600 branches nationwide since its founding in 2003.

License Verified:

License: 436320

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
3.8
Responsiveness
Friendliness
Helpfulness
Detail
––

Website
4601 W Saginaw Hwy Suite J1, Lansing, MI 48917
  • New Construction
  • Reverse Mortgages

Why choose this provider?

HomeLoans Mortgage Services offers different types of programs that cover home buying and refinancing endeavors in the Lansing metro. Its plans include fixed-rate mortgages that extend up to 15 and 30 years, along with adjustable-rate options that provide improved financial flexibility for applicants. Its agents employ comprehensive consultations that help borrowers identify potential choices that match their credit situation, current mortgages, and financial goals. They also provide regular updates and assessments of local properties, rate changes, and marketing conditions for clients' perusal.

License Verified:

License: 138457

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (3)
Yelp
5.0 / 5 (1)

Website
Hartland, MI 48353
  • Reverse Mortgages

Why choose this provider?

Mortgage by Adam provides refinancing services to meet the unique goals of borrowers in Lansing. Adam Lesner and his team assist mortgage borrowers with less-than-perfect credit in getting approved for cash-out refinancing. To serve non-traditional needs, they offer various options such as mortgages requiring bank statements for income proof and those for investment properties. Lesner has been in the loan origination field for more than 12 years and served in the Marine Corps for four years.

License Verified:

License: 198818

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (13)
Google
5.0 / 5 (10)

Website
113 W Exchange St. Suite 201, Owosso, MI 48867
  • New Construction

Why choose this provider?

Success Group Mortgage & Servicing LLC offers loan solutions to homebuyers, realtors, and brokers in the Lansing area. The mortgage refinance company helps clients compare lenders and assists them in identifying the right loan that will suit their needs. It also offers land contract services, including legal protection, underwriting, annual reporting, tax document handling, and money collection. The company's president, Aaron D. Cox, has been in the residential and commercial real estate industry for more than 15 years.

License Verified:

License: 1897723

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
Highland, MI 48357
  • Multi-Family Loans

Why choose this provider?

Opportunity Home Lending LLC serves residents of Lansing with mortgage and refinancing needs. Its products include conventional, jumbo, FHA, and USDA mortgages for home buyers. It has refinancing products to facilitate the payment of existing loans by obtaining more manageable terms and conditions. Opportunity Home Lending maintains a blog that has weekly entries that educate readers on the ins and outs of the loan and financing industry. The company's clientele extends to military service veterans and their families.

License Verified:

License: 1829682

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (91)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
2719 E Grand River, Howell, MI 48843
  • Reverse Mortgages

Why choose this provider?

Calhoun Mortgage, Inc. provides mortgage solutions to clients in Lansing and throughout Michigan. The firm handles all types of mortgages including cash-out refinancing, which helps property owners save money on their monthly bills or over the life of their loan. Its assists with purchases, equity takeouts, debt consolidations, renewals, and mortgages for self-employed. The firm also offers reverse mortgages, and conventional, jumbo, USDA, VA, and FHA loans. Calhoun Mortgage, Inc. also serves clients in Florida, Texas, Colorado, Kentucky, and Alabama.

License Verified:

License: 1618673

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (38)
Facebook
5.0 / 5 (31)

Website
411 West Lake Lansing Road, East Lansing, MI 48823
  • New Construction

Why choose this provider?

The Duke Team assists people in Lansing and the surrounding areas. It serves clients wanting to refinance their current loans to change their terms or reduce payments. It also caters to individuals wishing to purchase residential properties using mortgage loan programs. It carries various loan programs, such as conventional, FHA, VA, jumbo, rehabilitation, and construction loans. The company's senior mortgage consultant, John Duke, has been offering mortgage services for more than 26 years. Duke is a National Mortgage Coach.

License Verified:

License: 2229

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (31)
Google
5.0 / 5 (1)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Website
15851 S US27 Bldg. 10, Suite 12, Lansing, MI 48906
  • Reverse Mortgages

Why choose this provider?

American Portfolio Mortgage - Lansing serves customers in the metro and neighboring communities. It is an independent direct lender that offers mortgage refinance programs. It has the necessary resources and technologies to process all loan applications in-house. Its team of loan officers strives to help clients reach their financial goals by keeping them informed of the current economic trends that may impact their financial status. Its branch manager, Grant Solik, has over a decade of experience in the mortgage industry.

License Verified:

License: 175656

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (76)
Google
4.6 / 5 (27)

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • Why do homeowners in Lansing refinance their mortgages?

    Lansing property owners refinance to cut their mortgage loan interest rates and maybe lengthen their mortgage terms. They also use this option to change the type of their mortgage or to take advantage of a cash-out refinance to access the equity in their homes and pay for major expenses such as renovations and maintenance.

  • What are the different refinancing options available for borrowers in Lansing?

    Borrowers in Lansing have access to different mortgage refinancing options, which include USDA Rural Streamline, FHA 203(k), FHA Streamline, and HARP Refinance loans. Other options involve conventional home loans and VA interest rate reduction refinance loans. However, a mortgage broker will look at your credit, assets, property value, and employment history to determine if you are qualified to obtain a loan.

  • Is an appraisal necessary if you want to refinance your mortgage in Lansing?

    Yes, an appraisal might be necessary if you plan to refinance your existing primary or secondary mortgage loans in Lansing and other areas of Michigan. You may also need an appraisal if you are in the process of a real estate purchase transaction, residential consulting, estate planning, or divorce settlement.

  • What is the difference between refinancing a fixed-rate loan over 15 years versus 30 years in Lansing?

    If you apply for a 30-year fixed-rate refinance loan in Lansing, this indicates that your payments will be fixed for the duration of the loan, allowing you to make manageable mortgage payments. With a 15-year fixed-rate refinance loan, you can benefit from low mortgage rates and pay off your debt in half the time it would take with a conventional 30-year fixed-rate mortgage.

  • Is FHA Streamline Refinance available for any type of homeowner in Lansing?

    No, the FHA Streamline Refinance is only available for homeowners in Lansing who currently have an FHA Mortgage. Regardless of the home's current value, this loan enables these homeowners to reduce the length of their mortgage or refinance to a lower interest rate. Furthermore, an FHA Streamline Refinance often has no closing expenses and allows the homeowner to miss up to two mortgage payments.

  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.