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Best Mortgage Refinance Companies in Kalamazoo

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2023
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Benchmark Mortgage logo

License Verified:

License: 525345

Nationwide Multistate Licensing System and Registry

Benchmark Mortgage

3300 Eagle Run Dr NE Suite 102, Grand Rapids, MI 49525
  • Reverse Mortgages

Business Description

Benchmark Mortgage serves residents in Kalamazoo and the nearby communities. The company's team of mortgage professionals specializes in various services and products, including home purchase loans, refinance loans, and VA loans. Benchmark Mortgage has been helping home buyers and owners with their mortgage needs since 1999. It maintains operations in 48 states and has earned recognition in various areas, such as Entrepreneur Magazine’s hot 500 list of the fastest growing companies in America in 2007 and the top 8 of 100 places to work in Dallas-Fort Worth for 2020.

License Verified:

License: 525345

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
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EST Home Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 1589896

Nationwide Multistate Licensing System and Registry

EST Home Mortgage

Visit WebsiteWebsite
1302 W Milham Ave., Portage, MI 49024
  • New Construction

Business Description

EST Home Mortgage serves families in Kalamazoo and the surrounding areas. It helps clients refinance their loans, borrow from their home's equity, and purchase properties. It works with financial advisors, real estate agents, developers, and attorneys to assist with their homeownership goals. The full-service independent mortgage broker provides a selection of loan options, including VA, conventional, USDA, and VA mortgages. Its owner and mortgage officer, Kris McWilliams, has been in the mortgage industry since 2003.

License Verified:

License: 1589896

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
5.0 / 5 (19)
Google
4.8 / 5 (17)
Glacier Financial logo

License Verified:

License: 128043

Nationwide Multistate Licensing System and Registry

Glacier Financial

7200 W Saginaw Hwy, Kalamazoo, MI 48917
  • Reverse Mortgages

Business Description

Glacier Financial is a locally owned and operated mortgage firm that serves individuals, couples, and families throughout Kalamazoo and the surrounding metros. Its loan officers assist clients in finding home refinance loans that match their specific needs and goals, whether they want to cash out some of their home's equity, reduce monthly payments, or restructure existing debts. The firm was established in 2001 and also offers a wide selection of loan options for purchasing homes.

License Verified:

License: 128043

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Facebook
5.0 / 5 (6)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Infinity Mortgage Associates logo
Visit WebsiteWebsite

License Verified:

License: 110139

Nationwide Multistate Licensing System and Registry

Infinity Mortgage Associates

Visit WebsiteWebsite
492 Marshall St., Coldwater, MI 49036
  • New Construction

Business Description

Infinity Mortgage Associates is a division of Amerifirst Financial Corporation. It helps first-time buyers in Kalamazoo achieve homeownership through refinancing. Its staff offers options, such as conforming, conventional, FHA, RD, and VA loans. The home loan specialists strive to create lasting relationships with their clients by working with them one-on-one and obtaining financial solutions specifically tailored to their needs. They also keep customer information private and secure. Infinity Mortgage Associates operates in the states of Michigan and Indiana.

License Verified:

License: 110139

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (107)
Facebook
4.7 / 5 (30)
Member First Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 149532

Nationwide Multistate Licensing System and Registry

Member First Mortgage

Visit WebsiteWebsite
616 44th St. SE, Grand Rapids, MI 49548
  • Multi-Family Loans
  • New Construction

Business Description

Member First Mortgage is a full-service company catering to the refinancing needs of the Kalamazoo community. It aids credit union members and non-members in switching to other mortgage programs such as ARMs, fixed-rate mortgages, and VA, FHA, and USDA loans. Its team implements communication strategies to assist mortgage borrowers in navigating the refinancing process from application to closing. The company was established in 2001 by four credit unions and has offices in Texas, Georgia, and New Jersey.

License Verified:

License: 149532

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.0
Google
4.0 / 5 (390)
Facebook
3.8 / 5 (64)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
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Helpfulness
Detail
Michigan Mortgage logo

License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Michigan Mortgage

11539 E Lakewood Blvd. Ste 40, Holland, MI 49424
  • Reverse Mortgages

Business Description

Michigan Mortgage works with people in and around Kalamazoo, educating homeowners on their various refinancing options. These include shifting from an adjustable-rate program to a fixed-rate mortgage to decrease interest rates or converting a portion of their property's equity into cash. The company also offers the Rural Development loan, a program backed by USDA. Dave Lehner, one of its loan officers, was recognized by the Michigan State Housing Development Authority as one of its top lenders in 2021.

License Verified:

License: 129386

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (67)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
Midwest Mortgage Lending logo

License Verified:

License: 2262032

Nationwide Multistate Licensing System and Registry

Midwest Mortgage Lending

2031 Celadon Dr, Suite B, Grand Rapids, MI 49525
  • New Construction

Business Description

Midwest Mortgage Lending serves borrowers struggling to settle monthly loan payments in Kalamazoo. It helps clients determine replacement mortgages suitable to their income, payment history, current debts, and financial goals. Its refinancing products ease monthly expenses through restructured terms, reduced interest rates, and consolidated debts. The mortgage broker processes pre-qualification evaluation and provides first-time homebuyers with personalized quotes that detail fixed-rate, jumbo, low-down payment, investment property, and government-backed loans. Its website contains learning materials on homebuying advice and different mortgage types.

License Verified:

License: 2262032

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
5.0
Google
5.0 / 5 (21)
MiMutual Mortgage Grand Rapids Michigan logo

License Verified:

License: 349432

Nationwide Multistate Licensing System and Registry

MiMutual Mortgage Grand Rapids Michigan

4595 Broadmoor Ave SE,, Grand Rapids, MI 49512
  • New Construction

Business Description

MiMutual Mortgage Grand Rapids Michigan serves clients in Kalamazoo. It offers different refinance loan programs tailored to fit each individual's financial needs and preferences. Its services are also available for borrowers who plan to buy a home. The company's programs include adjustable and reverse mortgages, as well as VA, FHA, USDA, and conventional loans. The privately held wholesale and retail non-depository mortgage lender has expanded its services to over 37 states.

License Verified:

License: 349432

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.9 / 5 (59)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
The Mortgage House Incorporated logo
Visit WebsiteWebsite

License Verified:

License: 156007

Nationwide Multistate Licensing System and Registry

The Mortgage House Incorporated

Visit WebsiteWebsite
305 Hoover Suite 500, Holland, MI 49423
  • New Construction
  • Reverse Mortgages

Business Description

The Mortgage House Incorporated caters to the residents of Kalamazoo and the nearby areas. It assists individuals and families by providing refinancing services, which are meant to help ease monthly payment dues or help clients cash out on their properties. Additionally, it assists clients in finding suitable investment properties, as well as senior citizens seeking reverse mortgages. Tim Kleyla, the company's president, has been assisting homebuyers and property owners in Michigan for over 30 years.

License Verified:

License: 156007

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Google
4.8 / 5 (17)
Facebook
5.0 / 5 (15)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
4.0
Responsiveness
Friendliness
Helpfulness
Detail
––
VanDyk Mortgage Corporation logo

License Verified:

License: 3035

Nationwide Multistate Licensing System and Registry

VanDyk Mortgage Corporation

2449 Camelot Ct SE, ​ Grand Rapids, MI 49546
  • New Construction
  • Reverse Mortgages

Business Description

VanDyk Mortgage Corporation assists Kalamazoo residents with their loan needs. It refinances mortgages to help borrowers consolidate their debts, improve credit scores, obtain cash, shorten terms, or switch to a fixed-rate option. Its team offers different programs to homebuyers, including conventional, FHA, USDA, and VA loans. Its specialists assess clients’ financial situations and determine the option that fits their goals. Since 1987, the company has closed over 120,000 home loans for borrowers across the country. Before establishing his business, founder Tom VanDyk worked as a loan originator.

License Verified:

License: 3035

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.3
Facebook
4.5 / 5 (112)
Yelp
2.0 / 5 (8)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail
West Michigan Mortgage logo
Visit WebsiteWebsite

License Verified:

License: 2024196

Nationwide Multistate Licensing System and Registry

West Michigan Mortgage

Visit WebsiteWebsite
603 3rd St. NW, Grand Rapids, MI 49504
  • Commercial Loans

Business Description

West Michigan Mortgage serves clients in Kalamazoo and nearby areas. It assists borrowers who want to secure a refinancing loan to save money and improve their overall finances. The refinancing program is also offered to homeowners who wish to cash out from their equity. To help clients make informed decisions, the firm's loan officers present and explain available options and guide them throughout the entire borrowing process. Some of the lending options available are 203K, USDA, and HARP loans.

License Verified:

License: 2024196

Nationwide Multistate Licensing System and Registry

Reputation:

We scour the internet for reviews from well-known resources. Each provider is evaluated based on the quality and quantity of their reviews, their presence on multiple review sites, and their average minimum rating.
4.9
Facebook
4.9 / 5 (110)

Professionalism:

We hire mystery shoppers to call our providers anonymously and evaluate them. Providers who respond quickly, answer questions thoroughly, and communicate politely score higher.
5.0
Responsiveness
Friendliness
Helpfulness
Detail

Frequently Asked Questions

  • Introduction

    Refinancing a mortgage can be a complicated process, and hiring a mortgage refinancing broker can make it simpler and faster. There are several things you can do to protect your interests and help your broker complete the process for you.

    Check a potential broker’s online reviews to find one with a good reputation. In addition to the opinions of past clients, check to see if a broker has an online portfolio, which can support the reviews you find from past clients to show a broker’s trustworthiness. This can also help you establish if a broker has handled financing for properties similar to yours.

    Get a written summary of a broker’s rates before committing so you know exactly what hiring your chosen mortgage refinance broker will cost. Find out which lenders work with your broker and what information they need to successfully refinance your mortgage.
  • How do you refinance a mortgage?

    Decide why you’re refinancing, such as to get a lower interest rate, pay off your loan faster, or to get a lower monthly payment. Share your credit information with your broker along with information about the equity you have in your home. Review your mortgage refinance broker’s quotes and choose the best loan terms.

  • How does mortgage refinance work?

    The mortgage refinance process begins with choosing a broker and filling out loan application information. The process continues through underwriting and closing. The new mortgage is then used to pay off and close your original mortgage loan. This leaves you with a new loan and mortgage payment to manage each month.

  • When should you refinance a mortgage?

    If your credit score has improved or mortgage interest rates have dropped, refinancing can potentially save you money. Other reasons to refinance your mortgage include getting a fixed rate instead of an adjustable one or getting a shorter loan term. An increase in your home’s value that can let you access more equity is another reason to refinance.

  • How much does it cost to refinance a mortgage?

    The average cost to refinance a mortgage is $5,000. This amount varies, based on the state and county where the property is located and the loan amount. Common fees incurred when refinancing a mortgage include:

    • Appraisal fee
    • Broker’s fee
    • Credit check fee
    • Loan application fee
    • Recording fee
    • Title search and insurance fee

  • How soon can you refinance a mortgage?

    Some lenders make borrowers wait a minimum of six months before accepting a new mortgage refinancing application. However, when that happens, borrowers can check with other lenders to find one that doesn’t require a wait before refinancing. A mortgage refinance broker can guide you to lenders that allow immediate refinancing.

  • How long does it take to refinance a mortgage?

    The average amount of time it takes to refinance a mortgage is 45 days. In some cases, it may be possible to get it done faster. There also may be times when it takes longer to get a mortgage refinanced.